Exhibit A Performance Goals Clause Samples

Exhibit A Performance Goals. To the extent permitted under Section 162(m) of the Code, performance goals established for purposes of the grant or vesting of awards of restricted stock, restricted stock units, deferred stock units, and/or performance awards, each intended to be “performance-based” under Section 162(m) of the Code, shall be based on the attainment of certain target levels of, or a specified increase or decrease (as applicable) in one or more of the following performance goals (“ Performance Goals ”): • earnings per share; • operating income; • net income (before or after taxes); • growth in book value; • growth in tangible book value; • relative combined ratio performance compared to industry; • earnings before interest, tax, depreciation and amortization; • return on equity; • return on assets; • net revenues; • gross revenues; • revenue growth; • service revenues; • market share; • reduction in operating expenses; • direct premiums written adjusted to exclude assigned premiums; • combined ratio adjusted to exclude reserve additions and releases. The Compensation Committee may designate additional business criteria on which the performance goals may be based or adjust, modify or amend those criteria. To the extent permitted under Section 162(m) of the Code, the Committee may, in its sole discretion, also exclude, or adjust to reflect, the impact of an event or occurrence that the Committee determines should be appropriately excluded or adjusted, including: