Common use of External Verification of Xxxx-to-Market Valuations Clause in Contracts

External Verification of Xxxx-to-Market Valuations. Every month after a Collateralization Event has occurred pursuant to Part 5(b)(1)(C) and is continuing, then, unless otherwise agreed in writing with S&P, Party A will verify its determination of Exposure of the Transaction on the next Valuation Date by seeking quotations from two (2) Reference Market-makers for their determination of Exposure of the Transaction on such Valuation Date and the Valuation Agent will use the greater of either (a) its own determination or (b) the highest quotation for a Reference Market-maker, if applicable, for the next Valuation Date; provided, that this Paragraph 13(l)(x) shall only apply to the extent that the Offered Certificates outstanding at such time (as defined in the PSA) are rated higher by S&P than the S&P L-T Rating of Party A; and provided further, that Party A shall not seek verification of its determination of Exposure as described above from the same Reference Market-maker more than four times in any twelve-month period. CREDIT SUISSE FIRST BOSTON INTERNATIONAL U.S. Bank National Association, not individually, but solely as trustee on behalf of The Supplemental Interest Trust created under the Pooling and Servicing Agreement for HOME EQUITY MORTGAGE TRUST SERIES 2005-5 By: ______________________________________________ Name: Title: By: ______________________________________________ Name: Title: By: ______________________________________________ Name: Title: CREDIT SUISSE FIRST BOSTON INTERNATIONAL One Cabot Square, Telephone 000 0000 0000 Xxxxxx X00 0XX xxx.xxxx.xxx Facsimile Cover Sheet To: U.S. Bank National Association, not individually, but solely as trustee on behalf of The Supplemental Interest Trust created under the Pooling and Servicing Agreement for Home Equity Mortgage Trust Series 2005-5 Attention: Xxx XxXxxxxxxx Fax number: To be delivered by Xxx XxXxxxxxxx Date: 29 December 2005 Pages (including cover page): 8

External Verification of Xxxx-to-Market Valuations. Every month after a Collateralization Event has occurred pursuant to Part 5(b)(1)(C) and is continuing, then, unless otherwise agreed in writing with S&P, Party A will verify its determination of Exposure of the Transaction on the next Valuation Date by seeking quotations from two (2) Reference Market-makers for their determination of Exposure of the Transaction on such Valuation Date and the Valuation Agent will use the greater of either (a) its own determination or (b) the highest quotation for a Reference Market-maker, if applicable, for the next Valuation Date; provided, that this Paragraph 13(l)(x) shall only apply to the extent that the Offered Certificates outstanding at such time (as defined in the PSA) are rated higher by S&P than the S&P L-T Rating of Party A; and provided further, that Party A shall not seek verification of its determination of Exposure as described above from the same Reference Market-maker more than four times in any twelve-month period. CREDIT SUISSE FIRST BOSTON INTERNATIONAL U.S. THE SUPPLEMENTAL INTEREST TRUST CREATED UNDER THE POOLING AND SERVICING AGREEMENT FOR SAXON ASSET SECURITIES TRUST 2006-2 ("Party A") ("Party B") By: /s/ Vittorio Scluloja Name: Vittorio Scluloja Title: Authorized Signatory By Deutsche Bank National Association, Trust Company (not individually, in its individual capacity but solely in its capacity as trustee on behalf of The Supplemental Interest Trust created under the Pooling and Servicing Agreement for HOME EQUITY MORTGAGE TRUST SERIES 2005-5 Party B) By: ______________________________________________ /s/ Xxxxx Xxxxx Name: Xxxxx Xxxxx Title: Authorized Signatory By: ______________________________________________ /s/ Xxxxxxx Xxxxxxxxx Name: Xxxxxxx Xxxxxxxxx Title: By: ______________________________________________ Name: Title: CREDIT SUISSE FIRST BOSTON INTERNATIONAL One Cabot SquareAuthorized Signer Dear Sir/Madam The purpose of this letter agreement (this "Confirmation") is to confirm the terms and conditions of the Transaction entered into between us on the Trade Date specified below (the Transaction"). This Confirmation constitutes a "Confirmation" as referred to in the Agreement specified below. In this Confirmation "CSIN" means Credit Suisse International and "Counterparty" means Saxon Mortgage, Telephone 000 0000 0000 Xxxxxx X00 0XX xxx.xxxx.xxx Facsimile Cover Sheet To: U.S. Bank National Association, not individually, but solely as trustee on behalf of The Supplemental Interest Trust created under the Pooling and Servicing Agreement for Home Equity Mortgage Trust Series 2005-5 Attention: Xxx XxXxxxxxxx Fax number: To be delivered by Xxx XxXxxxxxxx Date: 29 December 2005 Pages (including cover page): 8Inc.

External Verification of Xxxx-to-Market Valuations. Every month after a Collateralization Event has occurred pursuant to Part 5(b)(1)(C) and is continuing, then, unless otherwise agreed in writing with S&P, Party A will verify its determination of Exposure of the Transaction on the next Valuation Date by seeking quotations from two (2) Reference Market-makers for their determination of Exposure of the Transaction on such Valuation Date and the Valuation Agent will use the greater of either (a) its own determination or (b) the highest quotation for a Reference Market-maker, if applicable, for the next Valuation Date; provided, that this Paragraph 13(l)(x13(l)(xi) shall only apply to the extent that the Offered Certificates outstanding at such time (as defined in the PSA) are rated higher by S&P than the S&P L-T Rating of Party A; and provided further, that Party A shall not seek verification of its determination of Exposure as described above from the same Reference Market-maker more than four times in any twelve-month period. CREDIT SUISSE FIRST BOSTON INTERNATIONAL U.S. Deutsche Bank National Association, not individually, but solely Trust Company as trustee Trustee on behalf of The Supplemental Interest the Trust created under formed in connection with the Asset-Backed Pass-Through Certificates, Series 2005-R6, pursuant to the Pooling and Servicing Agreement for HOME EQUITY MORTGAGE TRUST SERIES ("Party A") ("Party B") By:_____________________________________ Name: Title: Authorized Signatory By:_____________________________________ Name: Title: Authorized Signatory By:_____________________________________ Name: Title: FORM OF GROUP II SWAP AGREEMENT CREDIT SUISSE FIRST BOSTON INTERNATIONAL One Cabot Square, Telephone 000 0000 0000 Xxxxxx X00 0XX xxx.xxxx.xxx Facsimile Cover Sheet To: Deutsche Bank National Trust Company as Trustee on behalf of the Trust formed in connection with the Asset-Backed Pass-Through Certificates, Series 2005-5 ByR6 pursuant to the Pooling and Servicing Agreement (the "Trust") Attention: Xxxxxxxx Xxxxx, CSFBi Marketer Fax number: To be delivered by Xxxxxxxx Xxxxx Date: 29 July 2005 Pages (including cover page): 8 Our Reference No: External ID: 9223599 / Risk ID: 552070054 Credit Suisse First Boston International has entered into a transaction with you as attached. Please find attached a letter agreement (the "Confirmation") which confirms the terms and conditions of the above transaction. If you agree with the terms specified therein, please arrange for the Confirmation to be signed by your authorised signatories and return a signed copy to this office to the facsimile listed below. For Interest Rate Products: Telephone Numbers: (000) 000-0000 Facsimile number: (000) 000-0000 Email: xxxx.xxx-xxx-xxxxxx-xx@xxxx.xxx For Equity Derivatives: Telephone numbers: (000) 000-0000 / (000) 000-0000 / (000) 000-0000 Facsimile number: (000) 000-0000 For Credit Derivatives: Telephone Numbers: (000) 000-0000 Facsimile number: (000) 000-0000 Email: xxxx.xxx-xxx-xxxxxx-xx@xxxx.xxx We are delighted to have entered into this transaction with you. CONFIDENTIALITY NOTICE: This facsimile is intended only for the use of the individual or entity to which it is addressed and may contain information which is privileged and confidential. If the reader of this message is not the intended recipient or an employee or agent responsible for delivering the message to the intended recipient, you are hereby notified that any dissemination, distribution or copying of this communication is strictly prohibited. If you have received this communication in error, please notify us immediately by telephone and return the original message to us by mail. Thank you. CREDIT SUISSE FIRST BOSTON INTERNATIONAL One Cabot Square, Telephone 000 0000 0000 Xxxxxx X00 0XX xxx.xxxx.xxx 29 July 2005 Deutsche Bank National Trust Company as Trustee on behalf of the Trust formed in connection with the Asset-Backed Pass-Through Certificates, Series 2005-R6, pursuant to the Pooling and Servicing Agreement (the "Trust") External ID: 9223599 ________________________________________________________________________________ NameDear Sir/Madam: Title: By: ______________________________________________ Name: Title: By: ______________________________________________ Name: Title: CREDIT SUISSE FIRST BOSTON INTERNATIONAL One Cabot Square, Telephone 000 0000 0000 Xxxxxx X00 0XX xxx.xxxx.xxx Facsimile Cover Sheet To: U.S. Bank National Association, not individually, but solely The purpose of this letter agreement (this "Confirmation") is to confirm the terms and conditions of the Transaction entered into between us on the Trade Date specified below (the "Transaction"). This Confirmation constitutes a "Confirmation" as trustee on behalf of The Supplemental Interest Trust created under referred to in the Pooling and Servicing Agreement for Home Equity Mortgage Trust Series 2005-5 Attention: Xxx XxXxxxxxxx Fax number: To be delivered by Xxx XxXxxxxxxx Date: 29 December 2005 Pages (including cover page): 8specified below.

External Verification of Xxxx-to-Market Valuations. Every month after a Collateralization Event has occurred pursuant to Part 5(b)(1)(C) and is continuing, then, unless otherwise agreed in writing with S&P, Party A will verify its determination of Exposure of the Transaction on the next Valuation Date by seeking quotations from two (2) Reference Market-makers for their determination of Exposure of the Transaction on such Valuation Date and the Valuation Agent will use the greater of either (a) its own determination or (b) the highest quotation for a Reference Market-maker, if applicable, for the next Valuation Date; provided, that this Paragraph 13(l)(x13(l)(xi) shall only apply to the extent that the Offered Certificates outstanding at such time (as defined in the PSAPooling and Servicing Agreement) are rated higher by S&P than the S&P L-T Rating of Party A; and provided further, that Party A shall not seek verification of its determination of Exposure as described above from the same Reference Market-maker more than four times in any twelve-month period. CREDIT SUISSE FIRST BOSTON INTERNATIONAL U.S. Bank National AssociationXXXXX FARGO BANK N.A., not individuallyNOT IN ITS INDIVIDUAL CAPACITY, but solely as trustee on behalf of The Supplemental Interest Trust created under the Pooling and Servicing Agreement for HOME EQUITY MORTGAGE BUT SOLELY AS TRUSTEE OF THE NEW YORK COMMON LAW TRUST CREATED IN RESPECT OF PARK PLACE SECURITIES, INC., ASSET-BACKED PASS-THROUGH CERTIFICATES, SERIES 2005-5 WCW1, UNDER THE POOLING AND SERVICING AGREEMENT By: :__________________________________ Name: Title: Authorized Signatory By:__________________________________ Name: Title: Authorized Signatory By:__________________________________ Name: Title: EXHIBIT I FORM OF SWAP ADMINISTRATION AGREEMENT (Multicurrency - Cross Border) ISDA® International Swaps Dealers Association, Inc. SCHEDULE to the Master Agreement dated as of May 31, 2005 between CREDIT SUISSE FIRST BOSTON INTERNATIONAL and XXXXX FARGO BANK N.A., NOT IN ITS INDIVIDUAL CAPACITY, BUT SOLELY AS TRUSTEE OF THE NEW YORK COMMON LAW TRUST (THE "TRUST") CREATED IN RESPECT OF PARK PLACE SECURITIES, INC., ASSET-BACKED PASS-THROUGH CERTIFICATES, SERIES 2005-WCW1, UNDER THE POOLING AND SERVICING AGREEMENT _______________________________________ ("Party A") _________________________________________ Name: Title: By: ______________________________________________ Name: Title: By: ______________________________________________ Name: Title: CREDIT SUISSE FIRST BOSTON INTERNATIONAL One Cabot Square, Telephone 000 0000 0000 Xxxxxx X00 0XX xxx.xxxx.xxx Facsimile Cover Sheet To: U.S. Bank National Association, not individually, but solely as trustee on behalf of The Supplemental Interest Trust created under the Pooling and Servicing Agreement for Home Equity Mortgage Trust Series 2005-5 Attention: Xxx XxXxxxxxxx Fax number: To be delivered by Xxx XxXxxxxxxx Date: 29 December 2005 Pages (including cover page): 8"Party B")

External Verification of Xxxx-to-Market Valuations. Every month after a Collateralization Event has occurred pursuant to Part 5(b)(1)(C) and is continuing, then, unless otherwise agreed in writing with S&P, Party A will verify its determination of Exposure of the Transaction on the next Valuation Date by seeking quotations from two (2) Reference Market-makers for their determination of Exposure of the Transaction on such Valuation Date and the Valuation Agent will use the greater of either (a) its own determination or (b) the highest quotation for a Reference Market-maker, if applicable, for the next Valuation Date; provided, that this Paragraph 13(l)(x) shall only apply to the extent that the Offered Class IA1 Certificates, the Class IA2 Certificates, and the Class IA3 Certificates outstanding at such time (as defined in the PSAPooling and Servicing Agreement) are rated higher by S&P than the S&P L-T Rating of Party A; and provided further, that Party A shall not seek verification of its determination of Exposure as described above from the same Reference Market-maker more than four times in any twelve-month period. CREDIT SUISSE FIRST BOSTON INTERNATIONAL U.S. Bank National AssociationSUPPLEMENTAL INTEREST TRUST, not individuallyAEGIS ASSET BACKED SECURITIES TRUST MORTGAGE PASS-THROUGH CERTIFICATES, but solely as trustee on behalf of The Supplemental Interest Trust created under the Pooling and Servicing Agreement for HOME EQUITY MORTGAGE TRUST SERIES 20052004-5 By: ______________________________________________ /s/ Xxxxxxxx Xxxxxxxx Name: Xxxxxxxx Xxxxxxxx Title: Authorized Signatory By: ______________________________________________ WACHOVIA BANK, NATIONAL ASSOCIATION, NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS TRUSTEE By: /s/ Xxxxxxxx X’Xxxxx-Xxxxxxx Name: Xxxxxxxx X’Xxxxx-Xxxxxxx Title: By: ______________________________________________ Name: Title: V.P. CREDIT SUISSE FIRST BOSTON INTERNATIONAL One Cabot Square, CREDIT SUISSE FIRST XXXXXX Xxx Xxxxx Xxxxxx Xxxxxx X00 0XX Telephone 000 0000 0000 Xxxxxx X00 0XX xxx.xxxx.xxx Facsimile Cover Sheet To: U.S. Bank National Association, not individually, but solely as trustee on behalf of The Supplemental Interest Trust, Aegis Asset Backed Securities Trust created under the Pooling and Servicing Agreement for Home Equity Mortgage Trust Pass-Through Certificates, Series 20052004-5 Attention: Xxx XxXxxxxxxx Xxxxxxxx Xxxxx, CSFBi Marketer Fax number: To be delivered by Xxx XxXxxxxxxx Xxxxxxxx Xxxxx Date: 29 December 2005 25 October 2004 Pages (including cover page): 87 Our Reference No: External ID: 9132404N / Risk ID: 47073350 Credit Suisse First Boston International has entered into a transaction with you as attached. Please find attached a letter agreement (the "Confirmation") which confirms the terms and conditions of the above transaction. If you agree with the terms specified therein, please arrange for the Confirmation to be signed by your authorised signatories and return a signed copy to this office to the facsimile listed below. For Interest Rate Products: Telephone Numbers: (000) 000-0000 Facsimile number: (000) 000-0000 Email: xxxx.xxx-xxx-xxxxxx-xx@xxxx.xxx For Equity Derivatives: Telephone numbers: (000) 000-0000 / (000) 000-0000 / (000) 000-0000 Facsimile number: (000) 000-0000 For Credit Derivatives: Telephone Numbers: (000) 000-0000 Facsimile number: (000) 000-0000 Email: xxxx.xxx-xxx-xxxxxx-xx@xxxx.xxx We are delighted to have entered into this transaction with you. 27 October 2004 Supplemental Interest Trust, Aegis Asset Backed Securities Trust Mortgage Pass-Through Certificates, Series 2004-5 c/o Wachovia Bank, National Association 000 X. Xxxxx Street, 12th Floor Charlotte, NC 28288-1179 External ID: 9132404N Dear Sir/Madam The purpose of this letter agreement (this "Confirmation") is to confirm the terms and conditions of the Transaction entered into between us on the Trade Date specified below (the "Transaction"). This Confirmation constitutes a "Confirmation" as referred to in the Agreement specified below. In this Confirmation "CSFBi" means Credit Suisse First Boston International and "Counterparty" means Supplemental Interest Trust, Aegis Asset Backed Securities Trust Mortgage Pass-Through Certificaties, Series 2004-5.

External Verification of Xxxx-to-Market Valuations. Every month after a Collateralization Event has occurred pursuant to Part 5(b)(1)(C) and is continuing, then, unless otherwise agreed in writing with S&P, Party A will verify its determination of Exposure of the Transaction on the next Valuation Date by seeking quotations from two (2) Reference Market-makers for their determination of Exposure of the Transaction on such Valuation Date and the Valuation Agent will use the greater of either (a) its own determination or (b) the highest quotation for a Reference Market-maker, if applicable, for the next Valuation Date; provided, that this Paragraph 13(l)(x13(l)(xi) shall only apply to the extent that the Offered Certificates outstanding at such time each Class of Notes (as defined in the PSATransfer and Servicing Agreement) are rated higher by S&P than the S&P L-T Rating of Party A; and provided further, that Party A shall not seek verification of its determination of Exposure as described above from the same Reference Market-maker more than four times in any twelve-month period. CREDIT SUISSE FIRST BOSTON INTERNATIONAL U.S. Bank National Association, not individually, but solely as trustee on behalf of The Supplemental Interest Trust created under the Pooling and Servicing Agreement for HOME EQUITY MORTGAGE AEGIS ASSET BACKED SECURITIES TRUST SERIES 2005-5 3 By: ______________________________________________ /s/ Xxxxx Xxxxx Name: Xxxxx Xxxxx Title: Authorized Signatory By: ______________________________________________ /s/ Xxxxx X. Xxxxxxxxxxx Name: Xxxxx X. Xxxxxxxxxxx Title: Authorized Signatory By: ______________________________________________ WILMINGTON TRUST COMPANY, NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS OWNER TRUSTEE By: /s/ Xxxxx X. Xxxxxxxxxxx Name: Xxxxx X. Xxxxxxxxxx Title: CREDIT SUISSE FIRST BOSTON INTERNATIONAL One Cabot Square, Telephone 000 0000 0000 Xxxxxx X00 0XX xxx.xxxx.xxx Authorized Signatory By: /s/ Xxxxxxx X. Xxxxx Name: Xxxxxxx X. Xxxxx Title: Financial Services Officer Facsimile Cover Sheet To: U.S. Bank National Association, not individually, but solely as trustee on behalf of The Supplemental Interest Trust created under the Pooling and Servicing Agreement for Home Equity Mortgage Aegis Asset Backed Securities Trust Series 2005-5 3 Attention: Xxx XxXxxxxxxx Xxxxxxxx Xxxxx, CSFBi Marketer Fax number: To be delivered by Xxx XxXxxxxxxx Xxxxxxxx Xxxxx Date: 29 December 28 June 2005 Pages (including cover page): 8Our Reference No: External ID: 53071535N3 / Risk ID: 447280951 Credit Suisse First Boston International has entered into a transaction with you as attached. Please find attached a letter agreement (the "Confirmation") which confirms the terms and conditions of the above transaction. If you agree with the terms specified therein, please arrange for the Confirmation to be signed by your authorized signatories and return a signed copy to this office to the facsimile listed below. For Interest Rate Products: Telephone Numbers: (000) 000-0000 Facsimile number: (000) 000-0000 Email: xxxx.xxx-xxx-xxxxxx-xx@xxxx.xxx For Equity Derivatives: Telephone numbers: (000) 000-0000 / (000) 000-0000 / (000) 000-0000 Facsimile number: (000) 000-0000 For Credit Derivatives: Telephone Numbers: (000) 000-0000 Facsimile number: (000) 000-0000 Email: xxxx.xxx-xxx-xxxxxx-xx@xxxx.xxx We are delighted to have entered into this transaction with you. CONFIDENTIALITY NOTICE: This facsimile is intended only for the use of the individual or entity to which it is addressed and may contain information which is privileged and confidential. If the reader of this message is not the intended recipient or an employee or agent responsible for delivering the message to the intended recipient, you are hereby notified that any dissemination, distribution or copying of this communication is strictly prohibited. If you have received this communication in error, please notify us immediately by telephone and return the original message to us by mail. Thank you.

External Verification of Xxxx-to-Market Valuations. Every month after a Collateralization Event has occurred pursuant to Part 5(b)(1)(C) and is continuing, then, unless otherwise agreed in writing with S&P, Party A will verify its determination of Exposure of the Transaction on the next Valuation Date by seeking quotations from two (2) Reference Market-makers for their determination of Exposure of the Transaction on such Valuation Date and the Valuation Agent will use the greater of either (a) its own determination or (b) the highest quotation for a Reference Market-maker, if applicable, for the next Valuation Date; provided, that this Paragraph 13(l)(x13(l)(xi) shall only apply to the extent that the Offered Certificates outstanding at such time each Class of Notes (as defined in the PSATransfer and Servicing Agreement) are rated higher by S&P than the S&P L-T Rating of Party A; and provided further, that Party A shall not seek verification of its determination of Exposure as described above from the same Reference Market-maker more than four times in any twelve-month period. CREDIT SUISSE FIRST BOSTON INTERNATIONAL U.S. Bank National Association, not individually, but solely as trustee on behalf of The Supplemental Interest Trust created under the Pooling and Servicing Agreement for HOME EQUITY MORTGAGE AEGIS ASSET BACKED SECURITIES TRUST SERIES 2005-5 3 By: ______________________________________________ /s/ Xxxxx Xxxxx Name: Xxxxx Xxxxx Title: Authorized Signatory By: ______________________________________________ /s/ Xxxxx X. Xxxxxxxxxxx Name: Xxxxx X. Xxxxxxxxxxx Title: Authorized Signatory By: ______________________________________________ WILMINGTON TRUST COMPANY, NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS OWNER TRUSTEE By: /s/ Xxxxx X. Xxxxxxxxxxx Name: Xxxxx X. Xxxxxxxxxxx Title: CREDIT SUISSE FIRST BOSTON INTERNATIONAL One Cabot Square, Telephone 000 0000 0000 Xxxxxx X00 0XX xxx.xxxx.xxx Authorized Signatory By: /s/ Xxxxxxx X. Xxxxx Name: Xxxxxxx X. Xxxxx Title: Financial Services Officer Facsimile Cover Sheet To: U.S. Bank National Association, not individually, but solely as trustee on behalf of The Supplemental Interest Aegis Asset Backed Securities Trust created under the Pooling and Servicing Agreement for Home Equity Mortgage Trust Series 2005-5 3 Attention: Xxx XxXxxxxxxx Xxxxxxxx Xxxxx, CSFBi Marketer Fax number: To be delivered by Xxx XxXxxxxxxx Xxxxxxxx Xxxxx Date: 29 December 28 June 2005 Pages (including cover page): 8Our Reference No: External ID: 9210953N / Risk ID: 47088017 Credit Suisse First Boston International has entered into a transaction with you as attached. Please find attached a letter agreement (the "Confirmation") which confirms the terms and conditions of the above transaction. If you agree with the terms specified therein, please arrange for the Confirmation to be signed by your authorized signatories and return a signed copy to this office to the facsimile listed below. For Interest Rate Products: Telephone Numbers: (000) 000-0000 Facsimile number: (000) 000-0000 Email: xxxx.xxx-xxx-xxxxxx-xx@xxxx.xxx For Equity Derivatives: Telephone numbers: (000) 000-0000 / (000) 000-0000 / (000) 000-0000 Facsimile number: (000) 000-0000 For Credit Derivatives: Telephone Numbers: (000) 000-0000 Facsimile number: (000) 000-0000 Email: xxxx.xxx-xxx-xxxxxx-xx@xxxx.xxx We are delighted to have entered into this transaction with you. CONFIDENTIALITY NOTICE: This facsimile is intended only for the use of the individual or entity to which it is addressed and may contain information which is privileged and confidential. If the reader of this message is not the intended recipient or an employee or agent responsible for delivering the message to the intended recipient, you are hereby notified that any dissemination, distribution or copying of this communication is strictly prohibited. If you have received this communication in error, please notify us immediately by telephone and return the original message to us by mail. Thank you.