Common use of Fee Schedules and Disclosures Clause in Contracts

Fee Schedules and Disclosures. Your Account is subject to the fees described in the disclosures and fee schedule for your Account. Additionally, enrollment in optional services (such as Treasury Management Services) may result in fees. You agree to pay for all fees applicable to your Account and your deposit relationship with us. We may deduct these fees from your Account, even if that makes your balance negative. The fees and pricing information for your Account is subject to change at any time. By default, most fees will be debited from your Account following the calendar month or statement period in which they were incurred, which is referred to as the analysis period. Some or all of these fees may be offset by the earnings credit on your Account, as applicable. Fees for Overdrafts and Returned Items are treated differently and will be charged when they are incurred, as described in Section 5.3.