Common use of Fees for Services Performed Clause in Contracts

Fees for Services Performed. You understand that your account may be assessed certain fees and charges for miscellaneous services performed, including but not limited to account transfer and termination fees, research fees, bank wire fees, inactivity fees, third party check fees and legal transfer fees. You understand that these fees may be changed from time to time and that You will receive notice of such change as required by regulation. You understand that should such fee assessment result in a negative balance in your account, we have the right to liquidate assets to cover such negative balance without notice to you. You understand that a schedule of brokerage account fees and charges is available on our website at xxx.xxxxxxxxxxxxxxxxx.xxx under Investors/Investor information or from your Representative upon request. Transaction or Ticket Charges. Transaction or ticket charges may apply to securities sales, purchases and exchanges in your account in addition to sales charges, loads, concessions or other expenses that you may be responsible for depending on the type of product in question. The amounts charged vary for mutual funds, variable products, stocks, bonds and option transactions. Factors that determine transaction charges include size of purchase, type of transaction, mutual fund family, advisor, advisor representative, variable product sponsor and processing method (on-line/phone/systematic). Full transaction charges may not apply to certain transactions associated with mutual fund and variable product sponsors participating in the Premier Funds program. Accordingly, the transaction charges incurred will vary. At your Representative's discretion he/she may apply these transaction charges to the expenses that you pay for your securities transactions. For more information on these transaction charges or commissions, please review your confirmation or statement; ask your Representative or visit our website xxx.xxxxxxxxxxxxxxxxx.xxx under Investors/investor information. such as 12b-1 fees from mutual funds and the funds available in variable annuities; financial planning and advisory service fees; a portion of the organization and offering fees and expenses for REITs, limited partnerships and other non-public securities offerings. SAI receives compensation from those mutual funds and variable product sponsors made available to you through your Representative. These payments may include: • sales charges (sometimes called loads); and • trailing commissions (including service fees known as 12b-1 payments). As described below, we may also receive additional payments called revenue sharing payments and/or marketing allowances from certain Product Sponsors under special agreements with those firms. Specific details regarding the Premier Funds and Premier Partners Programs and Non-Publicly Traded Products are set forth below. Other revenue and marketing allowance payment programs involving certain Real Estate Investment Trusts (commonly referred to as REITs) also exist. SAI, at its sole discretion and as allowed by law, may share some or all of these additional payments with your Representative. Representatives of Product Sponsors, often referred to as “wholesalers”, work with SAI and Representatives to promote their products. Consistent with rules set out by FINRA, these wholesalers and/or their firms may pay or make contributions to SAI for training or education of Representatives. Product Sponsors may also make payments to SAI to promote the marketing of their products to clients which includes seminars for clients and potential clients. These firms may also invite Representatives to due diligence or continuing education meetings regarding their products. From time to time SAI may also recognize certain Representatives through promotional programs that include attendance at off-site training sessions that may be sponsored or co-sponsored by these Product Sponsors. It is SAI policy not to promote any fund family or insurance carrier’s products over another based solely on any additional payments or other considerations that might be received from the sale of their products. Sponsors of these products are generally granted equal access to Representatives to promote their products, and Representatives are encouraged to make recommendations to clients based on the clients’ needs and objectives. However, receipt of such payments could create a greater incentive by your Representative to recommend products that provide such payments. You are encouraged to talk with your Representative about any fees or compensation they receive from the sale of investment products. Representatives may be incented to join and remain affiliated with Securities America through certain compensation arrangements which could include bonuses, enhanced pay-outs, forgivable loans and/or business transition loans. The receipt of such compensation may be considered to be a conflict of interest. SAI may receive reimbursement from Pershing, for all or a portion of any transfer of asset fees which customers could incur from other clearing providers upon the transfer of accounts to an SAI account carried by Pershing. If SAI receives this type of reimbursement, SAI may retain all or a portion of such reimbursements or, at its discretion, may pass through all or a portion of such reimbursement to its clients and/or Representatives. For a list of participating funds and variable product sponsors, please ask your Representative or visit our website xxx.xxxxxxxxxxxxxxxxx.xxx under Investors/Investor Information. For a list of the Premier Partners Program participants, please ask your Representative or visit our website xxx.xxxxxxxxxxxxxxxxx.xxx under Investors/Investor Information.

Fees for Services Performed. You I understand that your my account may be assessed certain fees and charges for miscellaneous services performed, including but not limited to account transfer and termination fees, research fees, bank wire fees, inactivity fees, third party check fees and legal transfer fees. You I understand that these fees may be changed from time to time and that You I will receive notice of such change as required by regulation. You I understand that should such fee assessment result in a negative balance in your my account, we you have the right to liquidate assets to cover such negative balance without notice to youme. You I understand that a current schedule of brokerage account fees and charges is available on our your website at xxx.xxxxxxxxxxxxxxxxx.xxx under Investors/Investor information or from your Representative my representative upon request. Transaction or Ticket Charges. Transaction or ticket charges may apply to securities sales, purchases and exchanges in your account in addition to sales charges, loads, concessions or other expenses that you may be responsible for depending on the type of product in question. The amounts charged vary for mutual funds, variable products, stocks, bonds and option transactions. Factors that determine transaction charges include size of purchase, type of transaction, mutual fund family, advisor, advisor representative, variable product sponsor and processing method (on-line/phone/systematic). Full transaction charges may not apply to certain transactions associated with mutual fund and variable product sponsors participating in the Premier Funds program. Accordingly, the transaction charges incurred will vary. At your Representative's discretion he/she may apply these transaction charges to the expenses that you pay for your securities transactions. For more information on these transaction charges or commissions, please review your confirmation or statement; ask your Representative or visit our website xxx.xxxxxxxxxxxxxxxxx.xxx under Investors/investor information. such as 12b-1 fees from mutual funds and the funds available in variable annuities; financial planning and advisory service fees; a portion of the organization and offering fees and expenses for REITs, limited partnerships and other non-public securities offerings. SAI receives compensation from those mutual funds and variable product sponsors made available to you through your Representativeour Representatives. These payments may include: • sales charges (sometimes called loads); and • trailing commissions (including service fees known as 12b-1 payments). As described below, we may also receive additional payments called revenue sharing payments and/or marketing allowances from certain Product Sponsors under special agreements with those firms. Specific details regarding the Premier Funds and Funds, Premier Partners Programs and Non-Publicly Traded Products are set forth below. Other revenue and marketing allowance payment programs involving certain Real Estate Investment Trusts (commonly referred to as REITs) also exist. SAI, at its sole discretion and as allowed by lawdiscretion, may share some or all of these additional payments with your Representativeits Representatives. Representatives of Product Sponsors, often referred to as “wholesalers”, work with SAI and Representatives to promote their products. Consistent with rules set out by FINRA, these wholesalers and/or their firms may pay or make contributions to SAI for training or education of Representatives. Product Sponsors may also make payments to SAI to promote the marketing of their products to clients which includes seminars for clients and potential clients. These firms may also invite Representatives to due diligence or continuing education meetings regarding their products. From time to time SAI may also recognize certain Representatives through promotional programs that include attendance at off-site training sessions that may be sponsored or co-co- sponsored by these Product Sponsors. It is SAI policy not to promote any fund family or insurance carrier’s products over another based solely on any additional payments or other considerations that might be received from the sale of their products. Sponsors of these products are generally granted equal access to our Representatives to promote their products, and Representatives are encouraged to make recommendations to clients based on the clients’ needs and objectives. However, receipt of such payments could create a greater incentive by your Representative to recommend products that provide such payments. You are encouraged to talk with your Representative about any fees or compensation they receive from the sale of investment products. Representatives may be incented to join and remain affiliated with Securities America through certain Securities America compensation arrangements which could include bonuses, enhanced pay-outs, forgivable loans and/or business transition loans. The receipt of such compensation may be considered to be a conflict of interest. SAI may receive reimbursement from PershingNFS, for all or a portion of any transfer of asset fees which customers could incur from other clearing providers upon the transfer of accounts to an SAI account carried by PershingNFS. If SAI receives this type of reimbursement, SAI may retain all or a portion of such reimbursements or, at its discretion, may pass through all or a portion of such reimbursement to its clients and/or Representativesits representatives. For a list of participating funds and variable product sponsors, please ask your Representative Advisor or visit our website xxx.xxxxxxxxxxxxxxxxx.xxx under Investors/Investor Information. For a list of the Premier Partners Program participants, please ask your Representative Advisor or visit our website xxx.xxxxxxxxxxxxxxxxx.xxx under Investors/Investor Information. SAI has a referral arrangement with NFS, whereby SAI may receive business credits or other compensation from NFS based on the amount of SAI client assets currently custodied by NFS which may be transferred to the advisory platform maintained by Fidelity Institutional Wealth Services Group (IWS), a division of NFS’ affiliated company Fidelity Brokerage Services, LLC, by Representatives, as well as Representatives who may terminate their registration with SAI and FINRA and conduct business as an investment advisor representative of an independent registered investment advisor (IRIA). SAI may recommend the IWS advisory platform and provide ongoing service and support to XXXXx Representatives of SAI. XXXXx are under no obligation to transfer client assets to IWS and do not receive any additional compensation or remuneration for selecting IWS. Similarly, clients do not incur any additional fees or expenses as a result of payments of business credits or compensation by NFS to SAI.

Fees for Services Performed. You I understand that your my account may be assessed certain fees and charges for miscellaneous services performed, including but not limited to account transfer and termination fees, research fees, bank wire fees, inactivity fees, third party check fees and legal transfer fees. You I understand that these fees may be changed from time to time and that You I will receive notice of such change as required by regulation. You I understand that should such fee assessment result in a negative balance in your my account, we you have the right to liquidate assets to cover such negative balance without notice to youme. You I understand that a current schedule of brokerage account fees and charges is available on our your website at xxx.xxxxxxxxxxxxxxxxx.xxx under Investors/Investor information or from your Representative my representative upon request. Transaction or Ticket Charges. Transaction or ticket charges may apply to securities sales, purchases and exchanges in your account in addition to sales charges, loads, concessions or other expenses that you may be responsible for depending on the type of product in question. The amounts charged vary for mutual funds, variable products, stocks, bonds and option transactions. Factors that determine transaction charges include size of purchase, type of transaction, mutual fund family, advisor, advisor representative, variable product sponsor and processing method (on-line/phone/systematic). Full transaction charges may not apply to certain transactions associated with mutual fund and variable product sponsors participating in the Premier Funds program. Accordingly, the transaction charges incurred will vary. At your Representative's discretion he/she may apply these transaction charges to the expenses that you pay for your securities transactions. For more information on these transaction charges or commissions, please review your confirmation or statement; ask your Representative or visit our website xxx.xxxxxxxxxxxxxxxxx.xxx under Investors/investor information. such as 12b-1 fees from mutual funds and the funds available in variable annuities; financial planning and advisory service fees; a portion of the organization and offering fees and expenses for REITs, limited partnerships and other non-public securities offerings. SAI receives compensation from those mutual funds and variable product sponsors made available to you through your Representativeour Representatives. These payments may include: • sales charges (sometimes called loads); and • trailing commissions (including service fees known as 12b-1 payments). As described below, we may also receive additional payments called revenue sharing payments and/or marketing allowances from certain Product Sponsors under special agreements with those firms. Specific details regarding the Premier Funds and Funds, Premier Partners Programs and Non-Publicly Traded Products are set forth below. Other revenue and marketing allowance payment programs involving certain Real Estate Investment Trusts (commonly referred to as REITs) also exist. SAI, at its sole discretion and as allowed by lawdiscretion, may share some or all of these additional payments with your Representativeits Representatives. Representatives of Product Sponsors, often referred to as “wholesalers”, work with SAI and Representatives to promote their products. Consistent with rules set out by FINRA, these wholesalers and/or their firms may pay or make contributions to SAI for training or education of Representatives. Product Sponsors may also make payments to SAI to promote the marketing of their products to clients which includes seminars for clients and potential clients. These firms may also invite Representatives to due diligence or continuing education meetings regarding their products. From time to time SAI may also recognize certain Representatives through promotional programs that include attendance at off-site training sessions that may be sponsored or co-co- sponsored by these Product Sponsors. It is SAI policy not to promote any fund family or insurance carrier’s products over another based solely on any additional payments or other considerations that might be received from the sale of their products. Sponsors of these products are generally granted equal access to our Representatives to promote their products, and Representatives are encouraged to make recommendations to clients based on the clients’ needs and objectives. However, receipt of such payments could create a greater incentive by your Representative to recommend products that provide such payments. You are encouraged to talk with your Representative about any fees or compensation they receive from the sale of investment products. Representatives may be incented to join and remain affiliated with Securities America through certain Securities America compensation arrangements which could include bonuses, enhanced pay-outs, forgivable loans and/or business transition loans. The receipt of such compensation may be considered to be a conflict of interest. SAI may receive reimbursement from PershingNFS, for all or a portion of any transfer of asset fees which customers could incur from other clearing providers upon the transfer of accounts to an SAI account carried by PershingNFS. If SAI receives this type of reimbursement, SAI may retain all or a portion of such reimbursements or, at its discretion, may pass through all or a portion of such reimbursement to its clients and/or Representativesits representatives. For a list of participating funds and variable product sponsors, please ask your Representative Advisor or visit our website xxx.xxxxxxxxxxxxxxxxx.xxx under Investors/Investor Information. manager program sponsors for the costs of marketing, distribution, business and client development, educational enhancement, and/or due diligence reviews incurred by SAA and/or SAA Representatives relating to the promotion or sale of the program sponsor’s products or services. For a list of the Premier Partners Program participants, please ask your Representative Advisor or visit our website xxx.xxxxxxxxxxxxxxxxx.xxx under Investors/Investor Information. SAI has a referral arrangement with NFS, whereby SAI may receive business credits or other compensation from NFS based on the amount of SAI client assets currently custodied by NFS which may be transferred to the advisory platform maintained by Fidelity Institutional Wealth Services Group (IWS), a division of NFS’ affiliated company Fidelity Brokerage Services, LLC, by Representatives, as well as Representatives who may terminate their registration with SAI and FINRA and conduct business as an investment advisor representative of an independent registered investment advisor (IRIA). SAI may recommend the IWS advisory platform and provide ongoing service and support to XXXXx Representatives of SAI. XXXXx are under no obligation to transfer client assets to IWS and do not receive any additional compensation or remuneration for selecting IWS. Similarly, clients do not incur any additional fees or expenses as a result of payments of business credits or compensation by NFS to SAI.

Fees for Services Performed. You understand that your account may be assessed certain fees and charges for miscellaneous services performed, including but not limited to account transfer and termination fees, research fees, bank wire fees, inactivity fees, third party check fees and legal transfer fees. You understand that these fees may be changed from time to time and that You will receive notice of such change as required by regulation. You understand that should such fee assessment result in a negative balance in your account, we have the right to liquidate assets to cover such negative balance without notice to you. You understand that a schedule of brokerage account fees and charges is available on our website at xxx.xxxxxxxxxxxxxxxxx.xxx under Investors/Investor information or from your Representative Financial Professional upon request. Transaction or Ticket Charges. Transaction or ticket charges may apply to securities sales, purchases and exchanges in your account in addition to sales charges, loads, concessions or other expenses that you may be responsible for depending on the type of product in question. The amounts charged vary for mutual funds, variable products, stocks, bonds and option transactions. Factors that determine transaction charges include size of purchase, type of transaction, mutual fund family, advisor, advisor representative, variable product sponsor and processing method (on-line/phone/systematic). Full transaction charges may not apply to certain transactions associated with mutual fund and variable product sponsors participating in the Premier Funds program. Accordingly, the transaction charges incurred will vary. At your Representative's discretion he/she may apply these transaction charges to the expenses that you pay for your securities transactions. For more information on these transaction charges or commissions, please review your confirmation or statement; ask your Representative Financial Professional or visit our website xxx.xxxxxxxxxxxxxxxxx.xxx under Investors/investor information. such as 12b-1 fees from mutual funds and the funds available in variable annuities; financial planning and advisory service fees; a portion of the organization and offering fees and expenses for REITs, limited partnerships and other non-public securities offerings. SAI receives compensation from those mutual funds and variable product sponsors made available to you through your RepresentativeFinancial Professional. These payments may include: • sales charges (sometimes called loads); and • trailing commissions (including service fees known as 12b-1 payments). As described below, we may also receive additional payments called revenue sharing payments and/or marketing allowances from certain Product Sponsors under special agreements with those firms. Specific details regarding the Premier Funds and Premier Partners Programs and Non-Publicly Traded Products are set forth below. Other revenue and marketing allowance payment programs involving certain Real Estate Investment Trusts (commonly referred to as REITs) also exist. SAI, at its sole discretion and as allowed by law, may share some or all of these additional payments with your RepresentativeFinancial Professional. Representatives of Product Sponsors, often referred to as “wholesalers”, work with SAI and Representatives Financial Professionals to promote their products. Consistent with rules set out by FINRA, and the SEC, these wholesalers and/or their firms may pay or make contributions to SAI for training or education of RepresentativesFinancial Professionals. Product Sponsors may also make payments to SAI to promote the marketing of their products to clients which includes seminars for clients and potential clients. These firms may also invite Representatives Financial Professionals to due diligence or continuing education meetings regarding their products. From time to time SAI may also recognize certain Representatives Financial Professionals through promotional programs that include attendance at off-site training sessions that may be sponsored or co-sponsored by these Product Sponsors. It is SAI policy not to promote any fund family or insurance carrier’s products over another based solely on any additional payments or other considerations that might be received from the sale of their products. Sponsors of these products are generally granted equal access to Representatives Financial Professionals to promote their products, and Representatives Financial Professionals are encouraged to make recommendations to clients based on the clients’ needs and objectives. However, receipt of such payments could create a greater incentive by your Representative Financial Professional to recommend products that provide such payments. You are encouraged to talk with your Representative Financial Professional about any fees or compensation they receive from the sale of investment products. Representatives Financial Professionals may be incented to join and remain affiliated with Securities America through certain compensation arrangements which could include bonuses, enhanced pay-outs, forgivable loans and/or business transition loans. The receipt of such compensation may be considered to be a conflict of interest. SAI may receive reimbursement from Pershing, for all or a portion of any transfer of asset fees which customers could incur from other clearing providers upon the transfer of accounts to an SAI account carried by Pershing. If SAI receives this type of reimbursement, SAI may retain all or a portion of such reimbursements or, at its discretion, may pass through all or a portion of such reimbursement to its clients and/or RepresentativesFinancial Professionals. revenue generated under the Premier Funds Program with Financial Professionals who recommend products of sponsors in the program. Certain product sponsors also provide for the payment of a marketing allowance to SAI which may be based upon a percentage of the amount of the sponsor’s product purchased by clients. SAI, at its sole discretion, may share all or some of any marketing allowance payments with Financial Professionals as part of compensating them for their marketing and distribution expenditures incurred as a result of promoting the sponsor’s products. For a list of participating funds and variable product sponsors, please ask your Representative Financial Professional or visit our website xxx.xxxxxxxxxxxxxxxxx.xxx under Investors/Investor Information. For a list of the Premier Partners Program participants, please ask your Representative Financial Professional or visit our website xxx.xxxxxxxxxxxxxxxxx.xxx under Investors/Investor Information. in the attached fee schedule and money market fund 12b-1 trails. SAI may also participate in revenue sharing arrangements based on fees charged by no transaction fee (NTF) funds which are available on Pershing’s platform.