Common use of Final and Complete Agreement Clause in Contracts

Final and Complete Agreement. Except for the CIC Agreement and/or the Employment Agreement, which are expressly incorporated herein by reference, this Separation Agreement is the final and complete expression of all agreements between us on all subjects relating to your employment or its termination and supersedes and replaces all prior discussions, representations, agreements, policies and practices. You acknowledge you are not signing this Separation Agreement relying on anything not set out herein. Riverview Asset Management and Trust Company Riverview Community Bank By: _________________________________ By: _________________________________ Title: ________________________________ Title: ________________________________ Date:__________________________________ Date:__________________________________ Riverview Bancorp, Inc. By: _________________________________ Title: ________________________________ Date:__________________________________ I, the undersigned, having been advised to consult with an attorney, hereby agree to be bound by this Separation Agreement and confirm that I have read and understood each part of it. _________________________________________ _________________________________________ Print Name _________________________________________ Date PDX_DOCS:517714.12-kh

Final and Complete Agreement. Except for the CIC Employment Agreement and/or the Employment Change in Control Agreement, which are expressly incorporated herein by reference, this Separation Agreement is the final and complete expression of all agreements between us on all subjects relating related to your employment or its termination and supersedes and replaces all prior discussions, representations, agreements, policies and practices. You acknowledge you are not signing this Separation Agreement relying on anything not set out herein. Riverview Asset Management and Trust Company Riverview Community Bank By: _________________________________ By: _________________________________ Title: ________________________________ Title: ________________________________ Date:: __________________________________ Date:__________________________________ Riverview Bancorp, Inc. By: _____________________________________ Title: _____________________________________ Date:: _____________________________________ I, the undersigned, having been advised to consult with an attorney, hereby agree to be bound by this Separation Agreement and confirm that I have read and understood each part of it. ___________________________________________________ ________________________________________________________________________ Print Printed Name ________________________________________________________________________ Date PDX_DOCS:517714.12PDX_DOCS:517712.11-kh

Final and Complete Agreement. Except for the CIC Employment Agreement and/or the Employment Change in Control Agreement, which are expressly incorporated herein by reference, this Separation Agreement is the final and complete expression of all agreements between us on all subjects relating related to your employment or its termination and supersedes and replaces all prior discussions, representations, agreements, policies and practices. You acknowledge you are not signing this Separation Agreement relying on anything not set out herein. Riverview Asset Management and Trust Company Riverview Community Bank By: _________________________________ By: _________________________________ Title: ________________________________ Title: ________________________________ Date:__________________________________ Date:___________: _______________________ Riverview Bancorp, Inc. By: _________________________________ Title: ________________________________ Date:___________: _______________________ I, the undersigned, having been advised to consult with an attorney, hereby agree to be bound by this Separation Agreement and confirm that I have read and understood each part of it. _________________________________________ _________________________________________ Print Printed Name _________________________________________ Date PDX_DOCS:517714.12-khDate

Final and Complete Agreement. Except for the CIC Agreement and/or the Employment Agreement, which are expressly incorporated herein by reference, this Separation Agreement is the final and complete expression of all agreements between us on all subjects relating to your employment or its termination and supersedes and replaces all prior discussions, representations, agreements, policies and practices. You acknowledge you are not signing this Separation Agreement relying on anything not set out herein. Riverview Asset Management and Trust Company Riverview Community Bank By: _________________________________ By: _________________________________ Title: ________________________________ Title: ________________________________ Date:__________________________________ Date:____________: ______________________ Riverview Bancorp, Inc. By: _________________________________ Title: ________________________________ Date:____________: ______________________ I, the undersigned, having been advised to consult with an attorney, hereby agree to be bound by this Separation Agreement and confirm that I have read and understood each part of it. _________________________________________ _________________________________________ Print Name _________________________________________ Date PDX_DOCS:517714.12-khDate