Common use of FOREIGN TRAVEL UNDERWRITING Clause in Contracts

FOREIGN TRAVEL UNDERWRITING. The Reinsurer acknowledges that the Company is required to conform to state law requirements governing consideration of past and/or future lawful travel in its underwriting policies and procedures, and the Reinsurer will not decline business ceded to the automatic reinsurance pool under this Agreement that has been underwritten in conformity with these requirements. Table of Contents EXHIBIT C INSTRUCTIONS FOR ADMINISTRATION -YRT PREMIUM RATES All business will be reinsured on a Super Preferred Non-Smoker / Preferred Non-Smoker / Standard Plus Non-Smoker / Standard Non- Smoker / Preferred Smoker / Standard Smoker basis. The Company will indicate to the Reinsurer the underwriting classification of all policies reinsured hereunder.

FOREIGN TRAVEL UNDERWRITING. The Reinsurer acknowledges that the Company is required to conform to state law requirements governing consideration of past and/or future lawful travel in its underwriting policies and procedures, and the Reinsurer will not decline business ceded to the automatic reinsurance pool under this Agreement that has been underwritten in conformity with these requirements. Table of Contents EXHIBIT C INSTRUCTIONS FOR ADMINISTRATION -YRT PREMIUM RATES All business will be reinsured on a Super Preferred Non-Smoker / Preferred Non-Smoker / Standard Plus Non-Smoker / Standard Non- Smoker / Preferred Smoker / Standard Smoker basis. The Company will indicate to the Reinsurer the underwriting classification of all policies reinsured hereunder.

FOREIGN TRAVEL UNDERWRITING. The Reinsurer acknowledges that the Company is required to conform to state law requirements governing consideration of past and/or future lawful travel in its underwriting policies and procedures, and the Reinsurer will not decline business ceded to the automatic reinsurance pool under this Agreement that has been underwritten in conformity with these requirements. Table of Contents Riders not specifically listed are not covered under this reinsurance Agreement. EXHIBIT C INSTRUCTIONS FOR ADMINISTRATION -YRT PREMIUM RATES All business will be reinsured on a Super Preferred Non-Smoker / Preferred Non-Smoker / Standard Plus Non-Smoker / Standard Non- Smoker / Preferred Smoker / Standard Smoker basis. The Company will indicate to the Reinsurer the underwriting classification of all policies reinsured hereunder.