Formalities to be observed in the Sample Clauses

Formalities to be observed in the event of an incident occurring Except in fortuitous cases or cases of force majeure, any accident or illness that could result in total and irreversible loss of autonomy must be notified to the Company in writing within one year. Such notification must be accompanied or followed by a detailed medical certificate and, in the event of an accident, the official report of the accident. The supporting documents drawn up by the French Social Security must also be produced. Proof of the total and irreversible loss of autonomy is incumbent on the insured person or his/her rightful claimants. Even after having recognised as satisfactory the proof of an insured person’s total and irreversible loss of autonomy, the insurer reserves the right to request the insured person to provide proof at least twice a year of the persistence of his/her condition. If the insured person fails to provide such proof to the insurer’s satisfaction, his/her state of total and irreversible loss of autonomy shall be deemed to have come to an end. If the insured person ceases to be invalid before all the instalments referred to above have been paid or if he/she is unable to provide proof of the persistence of his/her invalidity, the instalments shall cease to be paid.