Common use of Full and Partial Surrenders Clause in Contracts

Full and Partial Surrenders. You may fully surrender your Contract any time prior to the Annuity Commencement Date. You may request a partial surrender prior to the Annuity Commencement Date provided the Contract Value remaining after the partial surrender is at least {$5,000} for non-qualified Contracts or {$2,000} for qualified Contracts. The amount we pay upon a full or partial surrender is equal to the Contract Value surrendered minus applicable surrender charges, if any, fees and premium tax. We will make partial surrenders pro-rata from the Allocation Options {Penalty Free Surrender—During the first Contract Year you may withdraw an amount equal to {10%} of your initial Purchase Payments without incurring a surrender charge. In any subsequent Contract Year you may withdraw, without incurring a surrender charge, an amount equal to the greatest of:

Full and Partial Surrenders. You may fully surrender your Contract any time prior to the Annuity Commencement Date. You may request a partial surrender prior to the Annuity Commencement Date provided the Contract Value remaining after the partial surrender is at least {$5,000} for non-qualified Contracts or {$2,000} for qualified Contractsequal to the minimum amount required to purchase a Contract. The amount we pay upon a full or partial surrender is equal to the Contract Value surrendered minus applicable surrender charges, if any, fees and premium tax. We will make partial surrenders pro-rata from the Allocation Options {Options. Penalty Free Surrender—Surrender - During the first Contract Year you may withdraw an amount equal to {10%} % of your initial Purchase Payments without incurring a surrender charge. In any subsequent Contract Year you may withdraw, without incurring a surrender charge, an amount equal to the greatest of:

Full and Partial Surrenders. You may fully surrender your Contract Certificate any time prior to the Annuity Commencement Date. You may request a partial surrender prior to the Annuity Commencement Date provided the Contract Value remaining after the partial surrender is at least {$5,000} for non-qualified Contracts or {$2,000} for qualified Contracts. The amount we pay upon a full or partial surrender is equal to the Contract Value surrendered minus applicable surrender charges, if any, fees and premium tax. We will make partial surrenders pro-rata from the Allocation Options {Penalty Free Surrender—During the first Contract Year you may withdraw an amount equal to {10%} of your initial Purchase Payments without incurring a surrender charge. In any subsequent Contract Year you may withdraw, without incurring a surrender charge, an amount equal to the greatest of: