Common use of FUNDS FOR TAXES, INSURANCE AND OTHER CHARGES Clause in Contracts

FUNDS FOR TAXES, INSURANCE AND OTHER CHARGES. Upon default in payment of any of the following described items, which default continues for a period of thirty (30) days after Ocwen or the Ocwen Affiliates have provided notice of same to Borrower (and Borrower shall notify Ocwen of its default in the payment of the following promptly after Borrower becomes aware of same), or, upon the occurrence of an Event of Default under any of the Transaction Documents, specifically including but not limited to the BCC Note and Deferred Purchase Price Note, or other notes or agreements given in connection with additional indebtedness of Borrower or Balanced Care to Ocwen or an Ocwen Affiliate secured by this Instrument, Ocwen shall have the right, at its option, to require Borrower to pay to Ocwen on the first day of each month, for so long as the BCC Note and/or Deferred Purchase Price Note or any of the Transaction Documents remains outstanding, a sum (herein "Funds") equal to one-twelfth of (a) the yearly water and sewer rates which may be levied on the Property; and (b) the yearly expenses, costs or fees associated with any licenses, permits, certifications or other governmental approvals required, necessary, or desirable for the operation of the facility located on the Property, all as reasonably estimated initially and from time to time adjusted by the basis of assessments and bills and reasonable estimates thereof. Any waiver by Ocwen of a requirement that Borrower pay such Funds following Borrower's default in payment of any of such items or the occurrence of an Event of Default under any of the Transaction Documents, specifically including but not limited to the BCC Note and Deferred Purchase Price Note, may be revoked by Ocwen, in Ocwen's sole discretion, at any time upon notice in writing to Borrower. Borrower shall be required to escrow funds sufficient to pay real property taxes and assessments, and upon Borrower's failure to pay premiums for the following when due, insurance premiums for fire and other casualty/hazard insurance, in accordance with the terms and conditions of Section 4.7 of the Term Loan Agreement, and such escrowed funds shall not be governed by this Section 2, but rather by Section 4.7

FUNDS FOR TAXES, INSURANCE AND OTHER CHARGES. Upon default in payment of any of the following described items, which default continues for a period of thirty (30) days after Ocwen or the Ocwen Affiliates have provided notice of same to Borrower (and Borrower shall notify Ocwen of its default in the payment of the following promptly after Borrower becomes aware of same), or, upon the occurrence of an Event of Default under (hereinafter defined), and at METLIFE's sole option at any time thereafter, Borrower shall pay in addition to each monthly payment on the Note, one-twelfth of the Transaction Documentsannual real estate taxes, specifically including but not limited insurance premiums, assessments, water and sewer rates, ground rents and other charges (herein "Impositions") payable with respect to the BCC Note Property (as estimated by METLIFE in its sole discretion), to be held by METLIFE without interest to Borrower, for the payment of such obligations. If the amount of such additional payments held by METLIFE ("Funds") at the time of the annual accounting thereof shall exceed the amount deemed necessary by METLIFE to provide for the payment of Impositions as they fall due, such excess shall be at Borrower's option, either repaid to Borrower or credited to Borrower on the next monthly installment or installments of Funds due. If at any time the amount of the Funds held by METLIFE shall be less than the amount deemed necessary by METLIFE to pay Impositions as they fall due, Borrower shall pay to METLIFE any amount necessary to make up the deficiency within thirty (30) days after notice from METLIFE to Borrower requesting payment thereof. Upon Borrower's breach of any covenant or agreement of Borrower in this Instrument, METLIFE may apply, in any amount and Deferred Purchase Price Notein any order as METLIFE shall determine in METLIFE's sole discretion, any Funds held by METLIFE at the time of application (i) to pay Impositions which are now or will hereafter become due, or other notes or agreements given (ii) as a credit against sums secured by this Instrument. Upon payment in connection with additional indebtedness full of Borrower or Balanced Care to Ocwen or an Ocwen Affiliate all sums secured by this Instrument, Ocwen METLIFE shall have the right, at its option, refund to require Borrower to pay to Ocwen on the first day of each month, for so long as the BCC Note and/or Deferred Purchase Price Note or any of the Transaction Documents remains outstanding, a sum (herein "Funds") equal to one-twelfth of (a) the yearly water and sewer rates which may be levied on the Property; and (b) the yearly expenses, costs or fees associated with any licenses, permits, certifications or other governmental approvals required, necessary, or desirable for the operation of the facility located on the Property, all as reasonably estimated initially and from time to time adjusted Funds held by the basis of assessments and bills and reasonable estimates thereof. Any waiver by Ocwen of a requirement that Borrower pay such Funds following Borrower's default in payment of any of such items or the occurrence of an Event of Default under any of the Transaction Documents, specifically including but not limited to the BCC Note and Deferred Purchase Price Note, may be revoked by Ocwen, in Ocwen's sole discretion, at any time upon notice in writing to Borrower. Borrower shall be required to escrow funds sufficient to pay real property taxes and assessments, and upon Borrower's failure to pay premiums for the following when due, insurance premiums for fire and other casualty/hazard insurance, in accordance with the terms and conditions of Section 4.7 of the Term Loan Agreement, and such escrowed funds shall not be governed by this Section 2, but rather by Section 4.7METLIFE.

FUNDS FOR TAXES, INSURANCE AND OTHER CHARGES. Upon default in payment by Mortgagor of any of the following described items, which default continues for a period of thirty (30) days after Ocwen or the Ocwen Affiliates have provided notice of same to Borrower (and Borrower shall notify Ocwen of its default in the payment of the following promptly after Borrower becomes aware of same), or, upon the occurrence of an Event of Default under any of the Transaction DocumentsDefault, specifically including but not limited to the BCC Note and Deferred Purchase Price Noteas hereinafter defined, or other notes or agreements given in connection with additional indebtedness of Borrower or Balanced Care to Ocwen or an Ocwen Affiliate secured by this Instrument, Ocwen Agent shall have the right, at its Agent's option, to require Borrower Mortgagor to pay to Ocwen Agent on the first day of each month, for so long as until the BCC Note and/or Deferred Purchase Price Note or any of the Transaction Documents remains outstandingObligations have been paid in full, a sum (herein "Funds") equal to one-twelfth of (a) the yearly water and sewer rates which and taxes and assessments that may be levied on the Property; Property and (b) the yearly expensespremium installments for fire and other hazard insurance, costs or fees associated with any licenses, permits, certifications or rent loss insurance (if applicable) and such other governmental approvals required, necessary, or desirable for insurance covering the operation of Property as Agent may require pursuant to the facility located on the PropertyCredit Agreement, all as reasonably estimated initially and from time to time adjusted by Agent on the basis of assessments and bills and reasonable estimates thereof. Any waiver by Ocwen Agent of a requirement that Borrower Mortgagor pay such Funds following Borrower's default in payment of any of such items or the occurrence of an Event of Default under any of the Transaction Documents, specifically including but not limited to the BCC Note and Deferred Purchase Price Note, may be revoked by OcwenAgent, in OcwenAgent's sole discretion, at any time upon notice in writing to BorrowerMortgagor. Borrower Agent may require Mortgagor to pay to Agent, in advance, such other Funds for other taxes, charges, premiums, assessments and impositions in connection with Mortgagor or the Property that Agent shall reasonably deem necessary to protect Agent's interests (herein "Other Impositions"). Unless otherwise provided by applicable law, Agent, at Agent's option, may require Funds for Other Impositions to be paid by Mortgagor in a lump sum (not exceeding Other Impositions due for a one-year period) or in periodic installments. The Funds shall be held by Agent and shall be applied to pay such rates, rents, taxes, assessments, insurance premiums and Other Impositions so long as no Event of Default has occurred. Agent shall make no charge for so holding and applying the Funds, analyzing such account or for verifying and compiling said assessments and bills, unless Agent pays Mortgagor interest, earnings or profits on the Funds and applicable law permits Agent to make such a charge. Unless applicable law requires interest, earnings or profits on the Funds to be paid, Agent shall not be required to escrow funds sufficient pay Mortgagor any interest, earnings or profits on the Funds. Agent shall give to Mortgagor, without charge, an annual accounting of the Funds showing credits and debits to the Funds and the purpose for which each debit to such Funds was made. The Funds are pledged as additional security for the Obligations and shall be subject to the right of set off. If the amount of the Funds held by Agent at the time of the annual accounting thereof shall exceed the amount deemed necessary by Agent to provide for the payment of water and sewer rates, taxes, assessments, insurance premiums, rents and Other Impositions, as such payments become due, Agent (in its sole discretion) may either (i) return the amount of the excess to Mortgagor or (ii) apply a part or all of such excess at such time or times as Agent may elect to the Obligations. If, at any time, the amount of the Funds held by Agent shall be less than the amount deemed necessary by Agent to pay real property taxes water and sewer rates, taxes, assessments, insurance premiums, rents and upon BorrowerOther Impositions, as such payments become due, Mortgagor shall, on demand, pay such deficiency. Upon the occurrence of an Event of Default, Agent may apply, in any amount and in any order as Agent shall determine, in Agent's failure sole discretion, any Funds held by Agent at the time of application (A) to pay premiums for the following when duerates, rents, taxes, assessments, insurance premiums for fire and other casualty/hazard insurance, Other Impositions that are now or shall hereafter become due; or (B) as a credit against sums secured by this Agreement. Upon release of this Agreement and payment in accordance with the terms and conditions of Section 4.7 full of the Term Loan AgreementObligations, and such escrowed funds Agent shall not be governed promptly refund to Mortgagor any Funds held by this Section 2, but rather by Section 4.7Agent.

FUNDS FOR TAXES, INSURANCE AND OTHER CHARGES. Upon default a Borrower’s Default hereunder or under the Instrument, or in the event Borrower is, or has been, delinquent, in the timely payment of any of services, taxes, assessments, insurance or rent payment under the following described itemsLease, which default continues for a period of thirty (30) days after Ocwen or the Ocwen Affiliates have provided notice of same to Borrower (and at Lender’s request, Borrower shall notify Ocwen of pay to Lender or its default loan servicer a sum (the “Initial Yearly Premium Payment”) equal to such amount as is deemed necessary by Lender to be in position to pay the next annual payment of taxes and insurance when due. Thereafter, Borrower, shall pay to Lender or its loan servicer on the following promptly after Borrower becomes aware day monthly installments of sameprincipal or interest are payable under the Note (or on another day designated in writing by Lender), or, upon until the occurrence of an Event of Default under any of the Transaction Documents, specifically including but not limited to the BCC Note and Deferred Purchase Price Note, or other notes or agreements given is paid in connection with additional indebtedness of Borrower or Balanced Care to Ocwen or an Ocwen Affiliate secured by this Instrument, Ocwen shall have the right, at its option, to require Borrower to pay to Ocwen on the first day of each month, for so long as the BCC Note and/or Deferred Purchase Price Note or any of the Transaction Documents remains outstandingfull, a sum (herein "herein, together with the Initial Yearly Premium Payment, the “Funds"”) equal to one-twelfth of (a) the yearly water and sewer rates and taxes and assessments which may be maybe levied on the Property; , and (b) the yearly expensespremium installments for fire and other hazard insurance, costs or fees associated with any licensesrent loss insurance and such other insurance covering the Property as Lender may require pursuant to paragraph 5 hereof (the “Yearly Premium”), permitsand (c) the yearly fixed rents, certifications or other governmental approvals requiredif any, necessary, or desirable for under the operation of the facility located on the PropertyLease, all as reasonably estimated initially and from time to time adjusted by Lender on the basis of assessments and bills and reasonable estimates thereof. Any waiver by Ocwen Lender of a requirement that Borrower pay such Funds following Borrower's default in payment of any of such items or the occurrence of an Event of Default under any of the Transaction Documents, specifically including but not limited to the BCC Note and Deferred Purchase Price Note, may be revoked by OcwenLender, in Ocwen's Lender’s sole discretion, at any time upon notice in writing to Borrower. Lender may require Borrower shall be required to escrow funds sufficient to pay real property taxes to Lender, in advance, such other Funds for other taxes, charges, premiums, assessments and assessmentsimpositions in connection with Borrower or the Property which Lender shall reasonably deem necessary to protect Lender’s interests (herein “Other Impositions”). Lender may require the payment of Funds in respect of Other Impositions at any time, and upon whether or not a Borrower's failure ’s default or payment delinquency has occurred. Unless otherwise provided by applicable law, Lender may require Funds for Other Impositions to be paid by Borrower in a lump sum or in periodic installments, at Lender’s option. Lender shall apply the Funds to pay premiums for the following when duesaid rates, rents, taxes, assessments, insurance premiums and Other Impositions so long as Borrower is not in Default (as hereinafter defined) under the Instrument, this Agreement, any of the other Instruments (as hereinafter defined or under any of the Loan Documents). Lender shall make no charge for fire so holding and other casualty/hazard insuranceapplying the Funds, analyzing said account or for verifying and compiling said assessments and bills. No interest shall be payable by Lender on monies so paid unless required by applicable law, in accordance with which event all such interest shall be applied by Lender to pay such taxes and insurance premiums so long as the terms and conditions of Section 4.7 Loan is not in default. Lender shall give to Borrower, at Borrower’s expense, an annual accounting of the Term Loan Funds in Lenders normal format showing credits and debits to the Funds and the purpose for which each debit to the Funds was made. The Funds are pledged as additional security for the sums secured by the Instrument, this Agreement, any of the other instruments or in any of the Loan Documents. If the amount of the Funds held by Lender at the time of the annual accounting thereof shall exceed the amount deemed necessary by Lender to provide for the payment of water and sewer rates, taxes, assessments, insurance premiums, rents and Other Impositions, as they fall due such escrowed funds excess shall not be governed credited to Borrower on the next monthly installment or installments of Funds due. If at any time the amount of the Funds held by Lender shall be less than the amount deemed necessary by Lender to pay taxes, assessments, insurance premiums, rents and Other Impositions, as they fall due, Borrower shall pay to Lender any amount necessary to make up the deficiency within thirty (30) days after notice from Lender to Borrower requesting payment thereof. Upon Borrower’s Default under this Section 2Agreement, but rather the Instrument or any of the Loan Documents, Lender may apply, in any amount and in any order as Lender shall determine in Lender’s sole discretion, any Funds held by Section 4.7Lender at the time of application (i) to pay rates, rents, taxes, assessments, insurance premiums and Other Impositions which are now or will hereafter become due, or (ii) as a credit against sums due under or accrued pursuant to the Instrument. Upon the release of the Property secured by, the Instrument and payment in full of the amounts secured hereby, Lender shall promptly refund to Borrower any Funds held by Lender applicable to the Property.

FUNDS FOR TAXES, INSURANCE AND OTHER CHARGES. Upon default in payment of any of the following described items, which default continues for a period of thirty (30) days after Ocwen or the Ocwen Affiliates have has provided notice of same to Borrower (and Borrower shall notify Ocwen of its default in the payment of the following promptly after Borrower becomes aware of same), or, upon the occurrence of an Event of Default under any of the Transaction DocumentsLoan Agreements, specifically including but not limited to the BCC Note and Deferred Purchase Price NoteTerm Loan Agreement, or other notes or agreements given in connection with additional indebtedness of Borrower or Balanced Care to Ocwen or an Ocwen Affiliate secured by this Instrument, Ocwen shall have the right, at its option, to require Borrower to pay to Ocwen on the first day of each month, for so long as the BCC Note and/or Deferred Purchase Price Term Note or any of the Transaction Documents Loan Agreements remains outstanding, a sum (herein "Funds") equal to one-twelfth of (a) the yearly water and sewer rates which may be levied on the Property; and (b) the yearly expenses, costs or fees associated with any licenses, permits, certifications or other governmental approvals required, necessary, or desirable for the operation of the facility located on the Property, all as reasonably estimated initially and from time to time adjusted by the basis of assessments and bills and reasonable estimates thereof. Any waiver by Ocwen of a requirement that Borrower pay such Funds following Borrower's default in payment of any of such items or the occurrence of an Event of Default under any of the Transaction DocumentsLoan Agreements, specifically including but not limited to the BCC Note and Deferred Purchase Price NoteTerm Loan Agreement, may be revoked by Ocwen, in Ocwen's sole discretion, at any time upon notice in writing to Borrower. Borrower shall be required to escrow funds sufficient to pay real property taxes and assessments, and upon Borrower's failure to pay premiums for the following when due, insurance premiums for fire and other casualty/hazard insurance, in accordance with the terms and conditions of Section 4.7 of the Term Loan Agreement, and such escrowed funds shall not be governed by this Section 2, but rather by Section 4.74.7 of the Term Loan Agreement. The Funds shall be held by Ocwen and shall be applied to pay said rates, rents, and/or license, permit, or other fees ("Other Impositions") so long as no Event of Default has occurred under any of the Loan Agreements, specifically including but not limited to the Term Loan Agreement. Ocwen shall make no charge for so holding and applying the Funds, analyzing said account or for verifying and compiling said assessments and bills, unless Ocwen pays Borrower interest, earnings or profits on the Funds and applicable law permits Ocwen to make such a charge. Unless applicable law requires interest, earnings or profits on the Funds to be paid, Ocwen shall not be required to pay Borrower any interest, earnings or profits on the Funds. Ocwen shall give to Borrower, without charge, an annual accounting of the Funds showing credits and debits to the Funds and the purpose for which each debit to such Funds was made. If at any time the amount of the Funds held by Ocwen shall be less than the amount deemed necessary by Ocwen to pay water and sewer rates, rents, and/or license, permit or other fees, and Other Impositions, as they fall due, Borrower shall, thirty (30) days after demand, pay such deficiency. Upon Borrower's breach of any covenant or agreement of Borrower in this Instrument or upon the occurrence of an Event of Default under any of the Loan Agreements, specifically including but not limited to the Term Loan Agreement, Ocwen may apply, in any amount and in any order as Ocwen shall determine in Ocwen's sole discretion, any Funds held by Ocwen at the time of application (a) to pay rates, rents, and/or license, permit, or other fees, and Other Impositions which are now or will hereafter become due; or (b) as a credit against sums secured by this Instrument. Upon release of this Instrument, Ocwen shall promptly refund to Borrower any Funds held by Ocwen.

FUNDS FOR TAXES, INSURANCE AND OTHER CHARGES. Upon default in payment of any of the following described itemsSubject to applicable law or to a written waiver by Lender, which default continues for a period of thirty (30) days after Ocwen or the Ocwen Affiliates have provided notice of same to Borrower (and Borrower shall notify Ocwen pay to Lender on the day monthly installments of its default principal or interest are payable under the Note (or on another day designated in the payment of the following promptly after Borrower becomes aware of samewriting by Lender), or, upon until the occurrence of an Event of Default under any of the Transaction Documents, specifically including but not limited to the BCC Note and Deferred Purchase Price Note, or other notes or agreements given is paid in connection with additional indebtedness of Borrower or Balanced Care to Ocwen or an Ocwen Affiliate secured by this Instrument, Ocwen shall have the right, at its option, to require Borrower to pay to Ocwen on the first day of each month, for so long as the BCC Note and/or Deferred Purchase Price Note or any of the Transaction Documents remains outstandingfull, a sum (herein "“Funds"”) equal to one-twelfth of (a) the yearly water taxes and sewer rates assessments which may be levied on the Property; and , (b) the yearly expensespremium installments for fire and other hazard insurance, costs or fees associated with any licensesrent loss insurance and such other insurance covering the Property as Lender may require pursuant to this Instrument, permits(c) the yearly premium installments for mortgage insurance, certifications or other governmental approvals requiredif any, necessaryand (d) if this Instrument is on a leasehold, or desirable for the operation of yearly fixed rents, if any, under the facility located on the Propertyground lease, all as reasonably estimated initially and from time to time adjusted by Lender on the basis of assessments and bills and reasonable estimates thereof. Any waiver by Ocwen Lender of a requirement that Borrower pay such Funds following Borrower's default in payment of any of such items or the occurrence of an Event of Default under any of the Transaction Documents, specifically including but not limited to the BCC Note and Deferred Purchase Price Note, may be revoked by OcwenLender, in Ocwen's Lender’s sole discretion, at any time upon notice in writing to Borrower. Lender may require Borrower to pay to Lender, in advance, such other Funds for other taxes, charges, premiums, assessments and impositions in connection with Borrower or the Property which Lender shall reasonably deem necessary to protect Lender’s interests (herein “Other Impositions”). Unless otherwise provided by applicable law, Lender may require Funds for Other Impositions to be paid by Borrower in a lump sum or in periodic installments, at Lender’s option. In addition, Borrower shall reimburse Lender for the reasonable costs of an annual (or more frequent if reasonably required by Lender) search of the taxes and other liens affecting the Property or for a service which provides such information, and the cost of the same shall be included in Other Impositions. Lender shall apply the Funds to pay said rents, taxes, assessments, insurance premiums and Other Impositions so long as Borrower is not in breach of any covenant or agreement of Borrower in this Instrument. Lender shall not be required to escrow funds sufficient pay Borrower any interest, or earnings or profits on the Funds. Lender shall give to Borrower, without charge, an annual accounting of the Funds in Lender’s normal format showing credits and debits to the Funds and the purpose for which each debit to the Funds was made. The Funds are pledged as additional security for the sums secured by this Instrument. If at any time the amount of the Funds held by Lender shall be less than the amount deemed necessary by Lender to pay real property taxes and taxes, assessments, insurance premiums, rents and upon Other Impositions, as they fall due, Borrower shall pay to Lender any amount necessary to make up the deficiency within thirty days after notice from Lender to Borrower requesting payment thereof. Upon Borrower's failure ’s breach of any covenant or agreement of Borrower in this Instrument, Lender may apply, in any amount and in any order as Lender shall determine in Lender’s sole discretion, any Funds held by Lender at the time of application (i) to pay premiums for the following when duerents, taxes, assessments, insurance premiums for fire and other casualty/hazard insuranceOther Impositions which are now or will hereafter become due, in accordance with the terms and conditions of Section 4.7 of the Term Loan Agreement, and such escrowed funds shall not be governed or (ii) as a credit against sums secured by this Section 2Instrument. Upon payment in full of all sums secured by this Instrument, but rather Lender shall promptly refund to Borrower any Funds held by Section 4.7Lender.

FUNDS FOR TAXES, INSURANCE AND OTHER CHARGES. Upon default in payment of any of the following described itemsSubject to applicable law or to a written waiver by Xxxxxx, which default continues for a period of thirty (30) days after Ocwen or the Ocwen Affiliates have provided notice of same to Borrower (and Borrower shall notify Ocwen of its default in the payment of the following promptly after Borrower becomes aware of same), or, upon the occurrence of an Event of Default under any of the Transaction Documents, specifically including but not limited to the BCC Note and Deferred Purchase Price Note, or other notes or agreements given in connection with additional indebtedness of Borrower or Balanced Care to Ocwen or an Ocwen Affiliate secured by this Instrument, Ocwen shall have the right, at its option, to require Borrower to pay to Ocwen Lender, on the first day monthly installments of each month, for so long as principal and interest are payable under the BCC Note and/or Deferred Purchase Price (or on another day designated in writing by Lender) until the Note or any of the Transaction Documents remains outstandingis paid in full, a sum (herein "Funds") “Impounds” equal to one-twelfth of (1/12) of: (a) all real property taxes and assessments (general and special), and all other taxes and assessments of any kind or nature whatsoever, including. without limitation, nongovernmental levies or assessments such as maintenance charges, levies or charges resulting from covenants, conditions and restrictions affecting the yearly water Property, which are assessed or Imposed upon the Property or any portion of ii, or become due and sewer rates payable, and which create, may be levied create or appear to create a lien upon the Property, or any part thereof, or upon any person, property, equipment or other facility used in the operation or maintenance thereof, or any tax or assessment on the Property, or any portion of it, in lieu thereof Dr in addition thereto, or any license fee, tax or assessment imposed on Lender and measured by or based in whole or in part upon the amount of the outstanding Secured Obligations (collectively, "Taxes”; and (b) the yearly expensespremium installments for fire and other hazard insurance, costs rent loss insurance, commercial general liability insurance and such other insurance covering the Property as Lender may require pursuant to Section 1.07 hereof (collectively, “Insurance Premiums”; and (c) if this Security Instrument is on a leasehold, the yearly fixed ground rent, if any, under any ground lease affecting the Property or fees associated with any licenses, permits, certifications or other governmental approvals required, necessary, or desirable for the operation of the facility located on the Propertyportion thereof, all as reasonably estimated initially and from time to time adjusted by Lender on the basis of assessments and bills and reasonable estimates thereof. Lender may require Borrower to pay to Lender, in advance, such other Impounds for other taxes, charges, premiums, assessments and impositions in connection with Borrower or the Property which Lender shall reasonably deem necessary to protect Xxxxxx's interests (collectively "Other Impositions”. (The Taxes, Insurance Premiums, Other Impositions, and other Hems for which Xxxxxx is authorized to collect Impounds hereunder are referred to collectively as "Impositions".) Unless otherwise provided by applicable law, Lender may require Impounds for Other Impositions to be paid by Borrower In a lump sum or in periodic installments, at Lender's option. Any waiver by Ocwen Lender of a requirement that Borrower pays such Impounds may be revoked by Lender a\ any time upon notice In writing to Borrower. Lender shall apply the Impounds to pay such Funds following Impositions so long as Borrower is not in breach of such rates, ground rent, Taxes, assessments, Insurance Premiums and other Impositions and so long as Borrower is not in breach of any covenant or agreement in this Security Instrument. Lender shall make no charge to Borrower for holding and applying the Impounds, annually analyzing such accounts, or for verifying and compiling said assessments and bills, unless Xxxxxx pays Borrower interest, earnings or profits on the Impounds and applicable law permits Lender to make such a charge. If requested by Xxxxxx, Borrower shall cause to be furnished to Lender a tax reporting service contract covering the Property of the type, duration and with a company satisfactory to Lender. Unless applicable law requires Interest, earnings or profits to be paid, Lender shall not be required to pay Borrower any Interest, earnings or profits on the Impounds. Lender shall give to Borrower's default in , without charge, an annual accounting of the Impounds, showing credits and debits to the Impounds and the purpose for which each debit to the Impounds was made. The Impounds are pledged as additional security for all sums secured by this Security Instrument. If the Impounds held by Xxxxxx at the time of the annual accounting thereof exceed the amounts deemed necessary by Lender to provide for the payment of such Impositions, as they fall due, or exceed the amounts permitted to be held by applicable law, if no Event of Default is in effect under any of the Loan Documents, Lender shall credit such items excess Impounds on the next monthly installment or installments of Impounds due. If at any time the amount of the Impounds held by Lender shall be less than is sufficient to pay such Impositions as they fall due, Borrower shall pay to Lender the amount necessary to make up the deficiency within thirty (30) days after notice from Lender to Borrower requesting payment thereof. Upon the occurrence of an any Event of Default under any of the Transaction DocumentsLoan Documents or Xxxxxxxx's breach of any covenant or agreement of Borrower In this security Instrument, specifically including but not limited to the BCC Note and Deferred Purchase Price Note, Lender may be revoked by Ocwenapply, in Ocwen's sole discretionany amount and in any order as Lender shall determine, any Impounds held by Xxxxxx at any the time upon notice in writing to Borrower. Borrower shall be required to escrow funds sufficient to pay real property taxes and assessments, and upon Borrower's failure to pay premiums for the following when due, insurance premiums for fire and other casualty/hazard insurance, in accordance with the terms and conditions of Section 4.7 of the Term Loan Agreement, and such escrowed funds shall not be governed by this Section 2, but rather by Section 4.7-10­

FUNDS FOR TAXES, INSURANCE AND OTHER CHARGES. Upon default in payment of any of the following described itemsSubject to applicable law or to a written waiver by Lender, which default continues for a period of thirty (30) days after Ocwen or the Ocwen Affiliates have provided notice of same to Borrower (and Borrower shall notify Ocwen pay to Lender on the day monthly installments of its default principal or lowest are payable under the Note (or an another day designated in the payment of the following promptly after Borrower becomes aware of samewriting by Lender), or, upon until the occurrence of an Event of Default under any of the Transaction Documents, specifically including but not limited to the BCC Note and Deferred Purchase Price Note, or other notes or agreements given is paid in connection with additional indebtedness of Borrower or Balanced Care to Ocwen or an Ocwen Affiliate secured by this Instrument, Ocwen shall have the right, at its option, to require Borrower to pay to Ocwen on the first day of each month, for so long as the BCC Note and/or Deferred Purchase Price Note or any of the Transaction Documents remains outstandingfull, a sum (herein "Funds") equal to one-twelfth of (a) the yearly water and sewer rates and taxes and assessments which may be levied on the Property; and , (b) the yearly expensesground rents, costs or fees associated with any licensesif any, permits(c) the yearly premium installment for fire and other hazard insurance, certifications or rent loss insurance and such other governmental approvals requiredinsurance covering the Property as Lender may require pursuant to paragraph 5 hereof, necessary(d ) the yearly premium installments for mortgage insurance, or desirable for if any, and (e) if this Instrument is on a leasehold, the operation of yearly fixed rents, if any, under the facility located on the Propertyground lease, all as reasonably estimated initially and from time to time adjusted by Lender on the basis of assessments and bills and reasonable estimates thereof. Any waiver by Ocwen Lender of a requirement that Borrower pay such Funds following Borrower's default in payment of any of such items or the occurrence of an Event of Default under any of the Transaction Documents, specifically including but not limited to the BCC Note and Deferred Purchase Price Note, may be revoked by OcwenLender, in OcwenLender's sole discretion, at any time upon notice in writing to Borrower. Lender may require Borrower to pay to Lender, in advance, such other Funds for other taxes, charges, premiums, assessments and impositions in connection with Borrower or the Property which Lender shall reasonably deem necessary to protect Lender's interests (herein "Other Impositions"). Unless otherwise provided by applicable law, Lender may require Funds for Other Impositions to be paid by Borrower in a lump sum or in periodic installments, at Lender's option. The Funds shall be held in an Institution(s) the deposits or accounts of which are insured or guaranteed by a Federal or state agency (including Lender if Lender is such an institution). Lender shall apply the Funds to pay said rates, rents, taxes, assessments, insurance premiums and Other Impositions so long as Borrower is not in breach of any covenant or agreement of Borrower in this Instrument. Lender shall make no charge for so holding and applying the Funds, analyzing said account or for verifying and compiling said assessments and bills, unless Lender pays Borrower interest, earnings or profits on the Funds and applicable law permits Lender to make such a charge. Borrower and Lender may agree in writing at the time of execution of this Instrument that interest on the Funds shall be paid to Borrower, and unless such agreement is made or applicable law requires interest, earnings or profits to be paid, Lender shall not be required to escrow funds sufficient pay Borrower any interest, earnings or profits on the Funds. Lender shall give to Borrower, without charge, an annual accounting of the Funds in Lender's normal formal showing credits and debits to the Funds and the purpose for which each debit to the Funds was made. The Funds are pledged as additional security for the sums secured by this Instrument. If the amount of the Funds held by Lender at the time of the annual accounting thereof shall exceed the amount deemed necessary by Lender to provide for the payment of water and sewer rates, taxes, assessments, insurance premiums, rents and Other Impositions, as they fall due, such excess shall be credited to Borrower on the next monthly installment or installments of Funds due. If at any time the amount of the Funds held by Lender shall be less than the amount deemed necessary by Lender to pay real property taxes water and sewer rates, taxes, assessments, insurance premiums, rents and upon Other Impositions, as they fall due, Borrower shall pay to Lender any amount necessary to make up the deficiency within thirty days after notice from Lender to Borrower requesting payment thereof. Upon Borrower's failure breach of any covenant or agreement of Borrower in this Instrument, Lender may apply, in any amount and in any order as Lender shall determine in Lender's sole discretion, any Funds held by Lender at the time of application (i) to pay premiums for the following when duerates, rents, taxes, assessments, insurance premiums for fire and other casualty/hazard insuranceOther Impositions which are now or will hereafter become due, in accordance with the terms and conditions of Section 4.7 of the Term Loan Agreement, and such escrowed funds shall not be governed or (ii) as a credit against sums secured by this Section 2Instrument. Upon payment in full of all sums secured by this Instrument, but rather Lender shall promptly refund to Borrower any Funds held by Section 4.7Lender.

FUNDS FOR TAXES, INSURANCE AND OTHER CHARGES. Upon default in payment of any of the following described items, which default continues for a period of thirty (30) days after Ocwen or the Ocwen Affiliates have has provided notice of same to Borrower (and Borrower shall notify Ocwen of its default in the payment of the following promptly after Borrower becomes aware of same), or, upon the occurrence of an Event of Default under any of the Transaction DocumentsLoan Agreements, specifically including but not limited to the BCC Note and Deferred Purchase Price NoteTerm Loan Agreement, or other notes or agreements given in connection with additional indebtedness of Borrower or Balanced Care to Ocwen or an Ocwen Affiliate secured by this Instrument, Ocwen shall have the right, at its option, to require Borrower to pay to Ocwen on the first day of each month, for so long as the BCC Note and/or Deferred Purchase Price Term Note or any of the Transaction Documents Loan Agreements remains outstanding, a sum (herein "Funds") equal to one-twelfth of (a) the yearly water and sewer rates which may be levied on the Property; and (b) the yearly expenses, costs or fees associated with any licenses, permits, certifications or other governmental approvals required, necessary, or desirable for the operation of the facility located on the Property, all as reasonably estimated initially and from time to time adjusted by the basis of assessments and bills and reasonable estimates thereof. Any waiver by Ocwen of a requirement that Borrower pay such Funds following Borrower's default in payment of any of such items or the occurrence of an Event of Default under any of the Transaction DocumentsLoan Agreements, specifically including but not limited to the BCC Note and Deferred Purchase Price NoteTerm Loan Agreement, may be revoked by Ocwen, in Ocwen's sole discretion, at any time upon notice in writing to Borrower. Borrower shall be required to escrow funds sufficient to pay real property taxes and assessments, and upon Borrower's failure to pay premiums for the following when due, insurance premiums for fire and other casualty/hazard insurance, in accordance with the terms and conditions of Section 4.7 of the Term Loan Agreement, and such escrowed funds shall not be governed by this Section 2, but rather by Section 4.7

FUNDS FOR TAXES, INSURANCE AND OTHER CHARGES. Except as is hereinafter provided with respect to the impounding of such payments by Mortgagee following the occurrence and during the continuance of an Event of Default, Borrower shall pay or cause to be paid when due, prior to delinquency, all annual real estate taxes, insurance premiums, assessments, water and sewer rates, ground rents and other charges (herein “Impositions”) payable with respect to the Property. Upon default the occurrence and during the continuance of an Event of Default (hereinafter defined), and at Mortgagee’s sole option at any time thereafter, Borrower shall pay in addition to each monthly payment on the Loan, one-twelfth of the annual Impositions (as estimated by Mortgagee in its reasonable discretion), to be held by Mortgagee without interest to Borrower, for the payment of such Impositions (such payments being referred to herein as “Impounds”). Annually during the term of this Instrument, Mortgagee shall compare the Impounds collected to the Impositions paid or to be paid. If the amount of such Impounds held by Mortgagee at such time shall exceed the amount deemed necessary by Mortgagee to provide for the payment of Impositions as they fall due, if no Event of Default shall have occurred and be continuing, such excess shall be at Borrower’s option, either repaid to Borrower or credited to Borrower on the next monthly installment or installments of Impounds due. If at any time the amount of the following described itemsImpounds held by Mortgagee shall be less than the amount deemed necessary by Mortgagee to pay Impositions as they fall due, which default continues for a period of Borrower shall pay to Mortgagee any amount necessary to make up the deficiency within thirty (30) days after Ocwen or the Ocwen Affiliates have provided notice of same from Mortgagee to Borrower (and Borrower shall notify Ocwen of its default in the requesting payment of the following promptly after Borrower becomes aware of same), or, upon thereof. Upon the occurrence of an Event of Default under hereunder, Mortgagee may apply, in any amount and in any order as Mortgagee shall determine in Mortgagee’s sole discretion, any Impounds held by Mortgagee at the time of the Transaction Documents, specifically including but not limited application (i) to the BCC Note and Deferred Purchase Price Notepay Impositions which are now or will hereafter become due, or other notes or agreements given (ii) as a credit against sums secured by this Instrument. Upon payment in connection with additional indebtedness full of Borrower or Balanced Care to Ocwen or an Ocwen Affiliate all sums secured by this Instrument, Ocwen Mortgagee shall have the rightrefund to Borrower any Impounds then held by Mortgagee. If requested by Mortgagee, at its option, to require Borrower to pay to Ocwen on the first day of each month, for so long as the BCC Note and/or Deferred Purchase Price Note or any of the Transaction Documents remains outstanding, a sum (herein "Funds") equal to one-twelfth of (a) the yearly water and sewer rates which may be levied on the Property; and (b) the yearly expenses, costs or fees associated with any licenses, permits, certifications or other governmental approvals required, necessary, or desirable for the operation of the facility located on the Property, all as reasonably estimated initially and from time to time adjusted by the basis of assessments and bills and reasonable estimates thereof. Any waiver by Ocwen of a requirement that Borrower pay such Funds following Borrower's default in payment of any of such items or the occurrence of an Event of Default under any of the Transaction Documents, specifically including but not limited to the BCC Note and Deferred Purchase Price Note, may be revoked by Ocwen, in Ocwen's sole discretion, at any time upon notice in writing to Borrower. Borrower shall be required promptly furnish to escrow funds sufficient to pay real property taxes and assessmentsMortgagee all notices of Impositions which become due, and in the event Borrower shall make payment directly, Borrower shall promptly furnish to Mortgagee receipts evidencing such payments upon Borrower's failure to pay premiums for the following when due, insurance premiums for fire and other casualty/hazard insurance, in accordance with the terms and conditions of Section 4.7 of the Term Loan Agreement, and such escrowed funds shall not be governed by this Section 2, but rather by Section 4.7request.

FUNDS FOR TAXES, INSURANCE AND OTHER CHARGES. Upon default Subject to applicable law or to a written waiver by lender, borrower shall pay to lender on the day monthly installments of principal or interest are payable under the note (or on another day designated in payment of any of the following described items, which default continues for a period of thirty (30) days after Ocwen or the Ocwen Affiliates have provided notice of same to Borrower (and Borrower shall notify Ocwen of its default in the payment of the following promptly after Borrower becomes aware of samewriting by lender), or, upon until the occurrence of an Event of Default under any of the Transaction Documents, specifically including but not limited to the BCC Note and Deferred Purchase Price Note, or other notes or agreements given note is paid in connection with additional indebtedness of Borrower or Balanced Care to Ocwen or an Ocwen Affiliate secured by this Instrument, Ocwen shall have the right, at its option, to require Borrower to pay to Ocwen on the first day of each month, for so long as the BCC Note and/or Deferred Purchase Price Note or any of the Transaction Documents remains outstandingfull, a sum (herein "Fundsfunds") equal to one-twelfth of (a) the yearly water and sewer rates and taxes and assessments which may be levied on the Property; and property, (b) the yearly expensesground rents, costs or fees associated with any licensesif any, permits(c) the yearly premium installments for fire and other hazard insurance, certifications or rent loss insurance and such other governmental approvals requiredinsurance covering the property as lender may require pursuant to paragraph 5 hereof, necessary(d) the yearly premium installments for mortgage insurance, or desirable for if any, and (e) if this instrument is on a leasehold, the operation of yearly fixed rents, if any, under the facility located on the Propertyground lease, all as reasonably estimated initially and from time to time adjusted by Lender on the basis of assessments and bills and reasonable estimates thereof. Any waiver by Ocwen Lender of a requirement that Borrower pay such Funds following Borrower's default in payment of any of such items or the occurrence of an Event of Default under any of the Transaction Documents, specifically including but not limited to the BCC Note and Deferred Purchase Price Note, may be revoked by OcwenLender, in OcwenLender's sole discretion, at any time upon notice in writing to Borrower. Lender may require Borrower to pay to Lender, in advance, such other Funds for other taxes, charges, premiums, assessments and impositions in connection with Borrower or the Property which Lender shall reasonably deem necessary to protect Lender's interests (herein "Other Impositions"). Unless otherwise provided by applicable law, Lender may require Funds for Other Impositions to be paid by Borrower in a lump sum or in periodic installments, at Lender's option. The Funds shall be held in an institution(s) the deposits or accounts of which are insured or guaranteed by a Federal or state agency (including Lender if Lender is such an institution). Lender shall apply the Funds to pay said rates, rents, taxes, assessments, insurance premiums and Other Impositions so long as Borrower is not in breach of any covenant or agreement of Borrower in this Instrument. Lender shall make no charge for so holding and applying the Funds, analyzing said account or for verifying and compiling said assessments and bills, unless Lender pays Borrower interest, earnings or profits on the Funds and applicable law permits Lender to make such a charge. Borrower and Lender may agree in writing at the time of execution of this Instrument that interest on the Funds shall be paid to Borrower, and unless such agreement is made or applicable law requires interest, earnings or profits to be paid, Lender shall not be required to escrow funds sufficient pay Borrower any interest, earnings or profits on the Funds. Lender shall give to Borrower, without charge, an annual accounting of the Funds in Lender's normal format showing credits and debits to the Funds and the purpose for which each debit to the Funds was made. The Funds are pledged as additional security for the sums secured by this Instrument. If the amount of the Funds held by Lender at the time of the annual accounting thereof shall exceed the amount deemed necessary by Lender to provide for the payment of water and sewer rates, taxes, assessments, insurance premiums, rents and Other Impositions, as they fall due, such excess shall be credited to Borrower on the next monthly installment or installments of Funds due. If at any time the amount of the Funds held by Lender shall be less than the amount deemed necessary by Lender to pay real property taxes water and sewer rates, taxes, assessments, insurance premiums, rents and upon Other Impositions, as they fall due. Borrower shall pay to Lender any amount necessary to make up the deficiency within thirty days after notice from Lender to Borrower requesting payment thereof. Upon Borrower's failure breach of any covenant or agreement of Borrower in this Instrument, Lender may apply, in any amount and in any order as Lender shall determine in Lender's sole discretion, any Funds held by Lender at the time of Application (i) to pay premiums for the following when duerates, rents, taxes, assessments, insurance premiums for fire and other casualty/hazard insuranceOther Impositions which are now or will hereafter become due, in accordance with the terms and conditions of Section 4.7 of the Term Loan Agreement, and such escrowed funds shall not be governed or (ii) as a credit against sums secured by this Section 2Instrument. Upon payment in full of all sums secured by this Instrument, but rather Lender shall promptly refund to Borrower any Funds held by Section 4.7Lender.

FUNDS FOR TAXES, INSURANCE AND OTHER CHARGES. Upon default in payment Except as is hereinafter provided with respect to the impounding of any such payments by Mortgagee following the occurrence of the following described itemsan Event of Default, which default continues for a period of thirty (30) days after Ocwen or the Ocwen Affiliates have provided notice of same to Borrower (and Borrower shall notify Ocwen of its default in pay or cause to be paid when due, prior to delinquency, all annual real estate taxes, insurance premiums, assessments, water and sewer rates, ground rents and other charges (herein “Impositions”) payable with respect to the payment of the following promptly after Borrower becomes aware of same), or, upon Property. Upon the occurrence of an Event of Default under (hereinafter defined), and at Mortgagee’s sole option at any of time thereafter, Borrower shall pay in addition to each monthly payment on the Transaction Documents, specifically including but not limited to the BCC Note and Deferred Purchase Price Note, or other notes or agreements given in connection with additional indebtedness of Borrower or Balanced Care to Ocwen or an Ocwen Affiliate secured by this Instrument, Ocwen shall have the right, at its option, to require Borrower to pay to Ocwen on the first day of each month, for so long as the BCC Note and/or Deferred Purchase Price Note or any of the Transaction Documents remains outstanding, a sum (herein "Funds") equal to one-twelfth of the annual Impositions (a) as estimated by Mortgagee in its sole discretion), to be held by Mortgagee without interest to Borrower, for the yearly water payment of such Impositions (such payments being referred to herein as “Impounds”). Annually during the term of this Instrument, Mortgagee shall compare the Impounds collected to the Impositions paid or to be paid. If the amount of such Impounds held by Mortgagee at such time shall exceed the amount deemed necessary by Mortgagee to provide for the payment of Impositions as they fall due, if no Event of Default shall have occurred and sewer rates which may be levied continuing, such excess shall be at Borrower’s option, either repaid to Borrower or credited to Borrower on the Property; and (b) next monthly installment or installments of Impounds due. If at any time the yearly expenses, costs or fees associated with any licenses, permits, certifications or other governmental approvals required, necessary, or desirable for the operation amount of the facility located on Impounds held by Mortgagee shall be less than the Propertyamount deemed necessary by Mortgagee to pay Impositions as they fall due, all as reasonably estimated initially and Borrower shall pay to Mortgagee any amount necessary to make up the deficiency within thirty (30) days after notice from time Mortgagee to time adjusted by the basis of assessments and bills and reasonable estimates Borrower requesting payment thereof. Any waiver by Ocwen of a requirement that Borrower pay such Funds following Borrower's default in payment of any of such items or Upon the occurrence of an Event of Default under any of the Transaction Documentshereunder, specifically including but not limited to the BCC Note and Deferred Purchase Price Note, Mortgagee may be revoked by Ocwenapply, in Ocwen's any amount and in any order as Mortgagee shall determine in Mortgagee’s sole discretion, any Impounds held by Mortgagee at the time of application (i) to pay Impositions which are now or will hereafter become due, or (ii) as a credit against sums secured by this Instrument. Upon payment in full of all sums secured by this Instrument, Mortgagee shall refund to Borrower any time upon notice in writing to BorrowerImpounds then held by Mortgagee. If requested by Mortgagee, Borrower shall be required promptly furnish to escrow funds sufficient to pay real property taxes and assessmentsMortgagee all notices of Impositions which become due, and upon Borrower's failure in the event Borrower shall make payment directly, Borrower shall promptly furnish to pay premiums for the following when due, insurance premiums for fire and other casualty/hazard insurance, in accordance with the terms and conditions of Section 4.7 of the Term Loan Agreement, and Mortgagee receipts evidencing such escrowed funds shall not be governed by this Section 2, but rather by Section 4.7payments.

FUNDS FOR TAXES, INSURANCE AND OTHER CHARGES. Upon default a Borrower's Default hereunder or under the Instrument, or in the event Borrower is, or has been, materially or habitually delinquent in the timely payment of any of services, taxes, assessments, insurance or rent payment under the following described itemsLease, which default continues for a period of thirty (30) days after Ocwen or the Ocwen Affiliates have provided notice of same to Borrower (and at Lender's request, Borrower shall notify Ocwen of pay to Lender or its default loan servicer a sum (the "Initial Yearly Premium Payment") equal to such amount as is deemed necessary by Lender to be in position to pay the next annual payment of taxes and insurance when due. Thereafter, Borrower shall pay to Lender or its loan servicer on the following promptly after Borrower becomes aware day monthly installments of sameprincipal or interest are payable under the Note (or on another day designated in writing by Lender), or, upon until the occurrence of an Event of Default under any of the Transaction Documents, specifically including but not limited to the BCC Note and Deferred Purchase Price Note, or other notes or agreements given is paid in connection with additional indebtedness of Borrower or Balanced Care to Ocwen or an Ocwen Affiliate secured by this Instrument, Ocwen shall have the right, at its option, to require Borrower to pay to Ocwen on the first day of each month, for so long as the BCC Note and/or Deferred Purchase Price Note or any of the Transaction Documents remains outstandingfull, a sum (herein herein, together with the Initial Yearly Premium Payment, the "Funds") equal to one-twelfth of (a) the yearly water and sewer rates and taxes and assessments which may be levied on the Property; and , (b) the yearly expensespremium installments for fire and other hazard insurance, costs or fees associated with any licensesrent loss insurance and such other insurance covering the Property as Lender may require pursuant to paragraph 5 hereof (the "Yearly Premium"), permitsand (c) the yearly fixed rents, certifications or other governmental approvals requiredif any, necessary, or desirable for under the operation of the facility located on the PropertyLease, all as reasonably estimated initially and from time to time adjusted by Lender on the basis of assessments and bills and reasonable estimates thereof. Any waiver by Ocwen Lender of a requirement that Borrower pay such Funds following Borrower's default in payment of any of such items or the occurrence of an Event of Default under any of the Transaction Documents, specifically including but not limited to the BCC Note and Deferred Purchase Price Note, may be revoked by OcwenLender, in OcwenLender's sole discretion, at any time upon notice in writing to Borrower. Lender may require Borrower shall be required to escrow funds sufficient to pay real property taxes to Lender, in advance, such other Funds for other taxes, charges, premiums, assessments and assessments, and impositions in connection with Borrower or the Property which Lender shall reasonably deem necessary to protect Lender's interests (herein "Other Impositions"). Lender may require the payment of Funds in respect of Other Impositions upon a Borrower's failure Default hereunder or under the Instrument, or in the event Borrower is, or has been materially or habitually delinquent in the timely payment of such Other Impositions. Unless otherwise provided by applicable law, Lender may require Funds for Other Impositions to be paid by Borrower in a lump sum or in periodic installments, at Lender's option. Lender shall apply the Funds to pay premiums for the following when duesaid rates, rents, taxes, assessments, insurance premiums for fire and other casualty/hazard insuranceOther Impositions so long as Borrower is not in Default (as hereinafter defined) under the Instrument, in accordance with the terms and conditions of Section 4.7 this Agreement, any of the Term other Instruments (as hereinafter defined or under any of the Loan Documents). Lender shall make no charge for so holding and applying the Funds, analyzing said account or for verifying and compiling said assessments and bills and such Funds shall be held in an interest-bearing account and interest shall be applied by Lender to pay such taxes and insurance premiums. Lender shall give to Borrower, at Borrower's expense, an annual accounting of the Funds in Lender's normal format showing credits and debits to the Funds and the purpose for which each debit to the Funds was made. The Funds are pledged as additional security for the sums secured by the Instrument, this Agreement, any of the other Instruments or in any of the Loan Documents. If the amount of the Funds held by Lender at the time of the annual accounting thereof shall exceed the amount deemed necessary by Lender to provide for the payment of water and sewer rates, taxes, assessments, insurance premiums, rents and Other Impositions, as they fall due, such escrowed funds excess shall not be governed credited to Borrower on the next monthly installment or installments of Funds due. If at any time the amount of the Funds held by this Section 2Lender shall be less than the amount deemed necessary by Lender to pay taxes, but rather by Section 4.7assessments, insurance premiums, rents and Other Impositions, as they fall due, Borrower shall pay to Lender any amount necessary to make up the deficiency within thirty (30) days after notice from Lender to Borrower requesting payment thereof.

FUNDS FOR TAXES, INSURANCE AND OTHER CHARGES. Upon default in payment of any of the following described itemsSubject to applicable law or to a written waiver by Lender, which default continues for a period of thirty (30) days after Ocwen or the Ocwen Affiliates have provided notice of same to Borrower (and Borrower shall notify Ocwen pay to Lender on the day monthly installments of its default principal or interest are payable under the Note (or on another day designated in writing by the payment of the following promptly after Borrower becomes aware of sameLender), or, upon until the occurrence of an Event of Default under any of the Transaction Documents, specifically including but not limited to the BCC Note and Deferred Purchase Price Note, or other notes or agreements given is paid in connection with additional indebtedness of Borrower or Balanced Care to Ocwen or an Ocwen Affiliate secured by this Instrument, Ocwen shall have the right, at its option, to require Borrower to pay to Ocwen on the first day of each month, for so long as the BCC Note and/or Deferred Purchase Price Note or any of the Transaction Documents remains outstandingfull, a sum (herein "Funds") equal to one-twelfth of (a) the yearly water and sewer rates and taxes and assessments which may be levied on the Property; and , (b) the yearly expensesground rents, costs or fees associated with any licensesif any, permits(c) the yearly premium installments for fire and other hazard insurance, certifications or rent loss insurance and such other governmental approvals requiredinsurance covering the Property as Lender may require pursuant to paragraph 5 hereof, necessary(d) the yearly premium installments for mortgage insurance, or desirable for the operation of the facility located on the Property, all as reasonably estimated initially and from time to time adjusted by the basis of assessments and bills and reasonable estimates thereofif any. Any waiver by Ocwen Lender of a requirement that Borrower pay such Funds following Borrower's default in payment of any of such items or the occurrence of an Event of Default under any of the Transaction Documents, specifically including but not limited to the BCC Note and Deferred Purchase Price Note, may be revoked by OcwenLender, in OcwenLender's sole discretion, at any time upon notice in writing to Borrower. Lender may require Borrower to pay to Lender, in advance, such other Funds for other taxes, charges, premiums, assessments and impositions in connection with Borrower or the Property which Lender shall reasonably deem necessary to protect Lender's interests (herein "Other Impositions"). Unless otherwise provided by applicable law, Lender may require Funds for Other Impositions to be paid by Borrower in a lump sum or in periodic installments, at Lender's option. The Funds shall be held in an institution(s) the deposits or accounts of which are insured or guaranteed by a Federal or state agency (including Lender if Lender is such an institution). Lender shall apply the Funds to pay said rates, rents, taxes, assessments, insurance premiums and Other Impositions so long as Borrower is not in breach of any covenant or agreement of Borrower in this Instrument. Lender shall make no charge for so holding and applying the Funds, analyzing said account or for verifying and compiling said assessments and bills, unless Lender pays Borrower interest, earnings or profits on the Funds and applicable law permits Lender to make such a charge. Borrower and Lender may agree in writing at the time of execution of this Instrument that interest on the Funds shall be paid to Borrower, and unless such agreement is made or applicable law requires interest, earnings or profits to be paid, Lender shall not be required to escrow funds sufficient pay Borrower any interest, earnings or profits on the funds. Lender shall give Borrower, without charge, an annual accounting of the Funds in Lender's normal format showing credits and debits to the Funds and the purpose for which each debit to the Funds was made. The Funds are pledged as additional security for the sums secured by this Instrument. If the amount of the Funds held by Lender at the time of the annual accounting thereof shall exceed the amount deemed necessary by Lender to provide for the payment of water and sewer rates, taxes, assessments, insurance premiums, rents and Other Impositions, as they fall due, such excess shall be credited to Borrower on the next monthly installment or installments of Funds due. If at any time the amount of the Funds held by Lender shall be less than the amount deemed necessary by Lender to pay real property taxes water and sewer rates, taxes, assessments, insurance premiums, rents and upon Other Impositions, as they fall due. Borrower shall pay to Lender any amount necessary to make up the deficiency within thirty days after notice from Lender to Borrower requesting payment thereof. Upon Borrower's failure breach of any covenant or agreement of Borrower in this Instrument, Lender may apply, in any amout and in any order as Lender shall determine in Lender's sole discretion, any Funds held by Lender at the time of application (i) to pay premiums for the following when duerates, rents, taxes, assessments, insurance premiums for fire and other casualty/hazard insuranceOther Impositions which are now or will hereafter become due, in accordance with the terms and conditions of Section 4.7 of the Term Loan Agreement, and such escrowed funds shall not be governed or (ii) as a credit against sums secured by this Section 2Instrument. Upon payment in full of all sums secured by this Instrument, but rather Lender shall promptly refund to Borrower any Funds held by Section 4.7Lender.

FUNDS FOR TAXES, INSURANCE AND OTHER CHARGES. Upon default in payment of any of the following described items, which default continues for Subject to applicable law or to a period of thirty (30) days after Ocwen or the Ocwen Affiliates have provided notice of same to Borrower (and written waiver by Lender. Borrower shall notify Ocwen pay to Lender on the day monthly installments of its default principal or interest are payable under the Note (or on another day designated in writing by the payment of the following promptly after Borrower becomes aware of sameLender), or, upon until the occurrence of an Event of Default under any of the Transaction Documents, specifically including but not limited to the BCC Note and Deferred Purchase Price Note, or other notes or agreements given is paid in connection with additional indebtedness of Borrower or Balanced Care to Ocwen or an Ocwen Affiliate secured by this Instrument, Ocwen shall have the right, at its option, to require Borrower to pay to Ocwen on the first day of each month, for so long as the BCC Note and/or Deferred Purchase Price Note or any of the Transaction Documents remains outstandingfull, a sum (herein "Funds") equal to one-twelfth of (a) the yearly water and sewer rates and taxes and assessments which may be levied on the Property; and , (b) the yearly expensesground rents, costs or fees associated with any licensesif any, permits(c ) the yearly premium installments for fire and other hazard insurance, certifications or rent loss insurance and such other governmental approvals requiredinsurance covering the Property as Lender may require pursuant to paragraph 5 hereof, necessary(d) the yearly premium installments for mortgage insurance, or desirable for the operation of the facility located on the Property, all as reasonably estimated initially and from time to time adjusted by the basis of assessments and bills and reasonable estimates thereofif any. Any waiver by Ocwen Lender of a requirement that Borrower pay such Funds following Borrower's default in payment of any of such items or the occurrence of an Event of Default under any of the Transaction Documents, specifically including but not limited to the BCC Note and Deferred Purchase Price Note, may be revoked by OcwenLender, in Ocwen's Lender"s sole discretion, at any time upon notice in writing to Borrower. Lender may require Borrower to pay to Lender, in advance, such other Funds for other taxes, charges, premiums, assessments and impositions in connection with Borrower or the Property which Lender shall reasonably deem necessary to protect Lender's interest (herein "Other Impositions"). Unless otherwise provided by applicable law, Lender may require Funds for Other Impositions to be paid by Borrower in a lump sum or in periodic installments, at Lender's option. The Funds shall be held in an institution(s) the deposits or accounts of which are insured or guaranteed by a Federal or state agency (including Lender if Lender is such an institution). Lender shall apply the funds to pay said rates, rents, taxes, assessments, insurance premiums and Other Impositions so long as Borrower is not in breach of any covenant or agreement of borrower in this Instrument. Lender shall make no charge for so holding and applying the Funds, analyzing said account or for verifying and compiling said assessments and bills, unless Lender pays Borrower interest, earnings or profits on the Funds and applicable law permits Lender to make such a charge. Borrower and Lender may agree in writing at the time of execution of this Instrument that interest on the Funds shall be paid to Borrower, and unless such agreement is made or applicable law requires interest, earnings or profits to be paid, Lender shall not be required to escrow pay Borrower any interest, earnings or profits on the Funds. Lender shall give to Borrower, without charge, an annual accounting of the Funds in Lender's normal format showing credits and debits to the Funds and the purpose for which each debit to the funds sufficient was made. The Funds are pledged as additional security for the sums secured by this Instrument. If the amount of the Funds held by Lender at the time of the annual accounting thereof shall exceed the amout deemed necessary by Lender to provide for the payment of water and sewer rates, taxes, assessments, insurance premiums, rents and Other Impositions, as they fall due, such excess shall be credited to Borrower on the next monthly installment or installments of Funds due. If at any time the amount of the Funds held by Lender shall be less than the amount deemed necessary by Lender to pay real property taxes water and sewer rates, taxes, assessments, insurance premiums, rents and upon Borrower's failure to pay premiums for the following when Other Impositions, as they fall due, insurance premiums for fire and other casualty/hazard insurance, in accordance with Borrower shall pay to Lender any amount necessary to make up the terms and conditions of Section 4.7 of the Term Loan Agreement, and such escrowed funds shall not be governed by this Section 2, but rather by Section 4.7deficiency within thirty days after notice from Lender to Borrower requesting payment thereof.

FUNDS FOR TAXES, INSURANCE AND OTHER CHARGES. Upon default in payment by Mortgagors of any of the following described items, which default continues for a period of thirty (30) days after Ocwen or the Ocwen Affiliates have provided notice of same to Borrower (and Borrower shall notify Ocwen of its default in the payment of the following promptly after Borrower becomes aware of same), or, upon the occurrence of an Event of Default under any of the Transaction DocumentsDefault, specifically including but not limited to the BCC Note and Deferred Purchase Price Noteas hereinafter defined, or other notes or agreements given in connection with additional indebtedness of Borrower or Balanced Care to Ocwen or an Ocwen Affiliate secured by this Instrument, Ocwen Collateral Agent shall have the right, at its Collateral Agent's option, to require Borrower Mortgagors to pay to Ocwen Collateral Agent on the first day of each month, for so long as until the BCC Note and/or Deferred Purchase Price Note or any of the Transaction Documents remains outstandingSecured Obligations shall have been paid in full, a sum (herein "Funds") equal to one-twelfth of (a) the yearly water and sewer rates which and taxes and assessments that may be levied on the Property; Property and (b) the yearly expensespremium installments for fire and other hazard insurance, costs or fees associated with any licenses, permits, certifications or rent loss insurance (if applicable) and such other governmental approvals required, necessary, or desirable for insurance covering the operation of Property as Collateral Agent may require pursuant to the facility located on the PropertyCredit Agreement, all as reasonably estimated initially and from time to time adjusted by Collateral Agent on the basis of assessments and bills and reasonable estimates thereof. Any waiver by Ocwen Collateral Agent of a requirement that Borrower Mortgagors pay such Funds following Borrower's default in payment of any of such items or the occurrence of an Event of Default under any of the Transaction Documents, specifically including but not limited to the BCC Note and Deferred Purchase Price Note, may be revoked by OcwenCollateral Agent, in OcwenCollateral Agent's sole discretion, at any time upon notice in writing to BorrowerMortgagors. Borrower Collateral Agent may require Mortgagors to pay to Collateral Agent, in advance, such other Funds for other taxes, charges, premiums, assessments and impositions in connection with Mortgagors or the Property that Collateral Agent shall reasonably deem necessary to protect Collateral Agent's interests (herein "Other Impositions"). Unless otherwise provided by applicable law, Collateral Agent, at Collateral Agent's option, may require Funds for Other Impositions to be paid by Mortgagors in a lump sum (not exceeding Other Impositions due for a one-year period) or in periodic installments. The Funds shall be held by Collateral Agent and shall be applied to pay such rates, rents, taxes, assessments, insurance premiums and Other Impositions so long as no Event of Default has occurred. Collateral Agent shall make no charge for so holding and applying the Funds, analyzing such account or for verifying and compiling said assessments and bills, unless Collateral Agent pays Mortgagors interest, earnings or profits on the Funds and applicable law permits Collateral Agent to make such a charge. Unless applicable law requires interest, earnings or profits on the Funds to be paid, Collateral Agent shall not be required to escrow funds sufficient pay Mortgagors any interest, earnings or profits on the Funds. Collateral Agent shall give to Mortgagors, without charge, an annual accounting of the Funds showing credits and debits to the Funds and the purpose for which each debit to such Funds was made. The Funds are pledged as additional security for the Secured Obligations and shall be subject to the right of set off. If the amount of the Funds held by Collateral Agent at the time of the annual accounting thereof shall exceed the amount deemed necessary by Collateral Agent to provide for the payment of water and sewer rates, taxes, assessments, insurance premiums, rents and Other Impositions, as such payments become due, Collateral Agent (in its sole discretion) may either (i) return the amount of the excess to Mortgagors or (ii) apply a part or all of such excess at such time or times as Collateral Agent may elect to the Secured Obligations. If, at any time, the amount of the Funds held by Collateral Agent shall be less than the amount deemed necessary by Collateral Agent to pay real property taxes water and sewer rates, taxes, assessments, insurance premiums, rents and upon BorrowerOther Impositions, as such payments become due, Mortgagors shall, on demand, pay such deficiency. Upon the occurrence of an Event of Default, Collateral Agent may apply, in any amount and in any order as Collateral Agent shall determine, in Collateral Agent's failure sole discretion, any Funds held by Collateral Agent at the time of application (A) to pay premiums for the following when duerates, rents, taxes, assessments, insurance premiums for fire and other casualty/hazard insurance, Other Impositions that are now or shall hereafter become due; or (B) as a credit against sums secured by this Agreement. Upon release of this Agreement and payment in accordance with the terms and conditions of Section 4.7 full of the Term Loan AgreementSecured Obligations, and such escrowed funds Collateral Agent shall not be governed promptly refund to Mortgagors any Funds held by this Section 2, but rather by Section 4.7Collateral Agent.

FUNDS FOR TAXES, INSURANCE AND OTHER CHARGES. Upon default in payment of any of the following described items, which default continues for a period of thirty (30) days after Ocwen or the Ocwen Affiliates have provided notice of same to Borrower (and Borrower shall notify Ocwen of its default in the payment of the following promptly after Borrower becomes aware of same), or, upon the occurrence of an Event of Default under (hereinafter defined), and at METLIFE's sole option at any time thereafter, Borrower shall pay in addition to each monthly payment on the Note, one-twelfth of the Transaction Documentsannual real estate taxes, specifically including but not limited insurance premiums, assessments, water and sewer rates, pound rents and other charges (herein "Impositions") payable with respect to the BCC Note Property (as estimated by METLIFE in its sole discretion), to be held by METLIFE without interest to Borrower, for the payment of such obligations. If the amount of such additional payments held by METLIFE ("Funds") at the time of the annual accounting thereof shall exceed the amount deemed necessary by METLIFE to provide for the payment of Impositions as they fall due, such excess shall be at Borrower's option, either repaid to Borrower or credited to Borrower on the next monthly installment or installments of Funds due. If at any time the amount of the Funds held by METLIFE shall be less than the amount deemed necessary by METLIFE to pay Impositions as they fall due, Borrower shall pay to METLIFE any amount necessary to make up the deficiency within thirty (30) days after notice from METLIFE to Borrower requesting payment thereof. Upon Borrower's breach of any covenant or agreement of Borrower in this Instrument, METLIFE may apply, in any amount and Deferred Purchase Price Notein any order as METLIFE shall determine in METLIFE's sole discretion, any Funds held by METLIFE at the time of application (i) to pay impositions which are now or will hereafter become due, or other notes or agreements given (ii) as a credit against sums secured by this Instrument. Upon payment in connection with additional indebtedness full of Borrower or Balanced Care to Ocwen or an Ocwen Affiliate all sums secured by this Instrument, Ocwen METLIFE shall have the right, at its option, refund to require Borrower to pay to Ocwen on the first day of each month, for so long as the BCC Note and/or Deferred Purchase Price Note or any of the Transaction Documents remains outstanding, a sum (herein "Funds") equal to one-twelfth of (a) the yearly water and sewer rates which may be levied on the Property; and (b) the yearly expenses, costs or fees associated with any licenses, permits, certifications or other governmental approvals required, necessary, or desirable for the operation of the facility located on the Property, all as reasonably estimated initially and from time to time adjusted Funds held by the basis of assessments and bills and reasonable estimates thereof. Any waiver by Ocwen of a requirement that Borrower pay such Funds following Borrower's default in payment of any of such items or the occurrence of an Event of Default under any of the Transaction Documents, specifically including but not limited to the BCC Note and Deferred Purchase Price Note, may be revoked by Ocwen, in Ocwen's sole discretion, at any time upon notice in writing to Borrower. Borrower shall be required to escrow funds sufficient to pay real property taxes and assessments, and upon Borrower's failure to pay premiums for the following when due, insurance premiums for fire and other casualty/hazard insurance, in accordance with the terms and conditions of Section 4.7 of the Term Loan Agreement, and such escrowed funds shall not be governed by this Section 2, but rather by Section 4.7METLIFE.

FUNDS FOR TAXES, INSURANCE AND OTHER CHARGES. Upon default in payment of any of the following described itemsSubject to applicable law or to a written waiver by Lender, which default continues for a period of thirty (30) days after Ocwen or the Ocwen Affiliates have provided notice of same to Borrower (and Borrower shall notify Ocwen pay to Lender on the day monthly installments of its default principal or interest are payable under the Note (or on another day designated in the payment of the following promptly after Borrower becomes aware of samewriting by Lender), or, upon until the occurrence of an Event of Default under any of the Transaction Documents, specifically including but not limited to the BCC Note and Deferred Purchase Price Note, or other notes or agreements given is paid in connection with additional indebtedness of Borrower or Balanced Care to Ocwen or an Ocwen Affiliate secured by this Instrument, Ocwen shall have the right, at its option, to require Borrower to pay to Ocwen on the first day of each month, for so long as the BCC Note and/or Deferred Purchase Price Note or any of the Transaction Documents remains outstandingfull, a sum (herein "Funds") equal to one-twelfth of (a) the yearly water and sewer rates and taxes and assessments which may be levied on the Property; and , (b) the yearly expensesground rents, costs or fees associated with any licensesif any, permits(c) the yearly premium installments for fire and other hazard insurance, certifications or rent loss insurance and such other governmental approvals requiredinsurance covering the Property as Lender may require pursuant to paragraph 5 hereof, necessary(c) the yearly premium installments for mortgage insurance, or desirable for the operation of the facility located on the Property, all as reasonably estimated initially and from time to time adjusted by the basis of assessments and bills and reasonable estimates thereofif any. Any waiver by Ocwen Lender of a requirement that Borrower pay such Funds following Borrower's default in payment of any of such items or the occurrence of an Event of Default under any of the Transaction Documents, specifically including but not limited to the BCC Note and Deferred Purchase Price Note, may be revoked by OcwenLender, in OcwenLender's sole discretion, at any time upon notice in writing to Borrower. Lender may require Borrower to pay to Lender, in advance, such other Funds for other taxes, charges, premiums, assessments and impositions in connection with Borrower or the Property which Lender shall reasonably deem necessary to protect Lender's interests (herein "Other Impositions"). Unless otherwise provided by applicable law, Lender may require Funds for Other Impositions to be paid by Borrower in a lump sum or in periodic installments, at Lender's option. The Funds shall be held in an institution(s) the deposits or accounts of which are insured or guaranteed by a Federal or state agency (including Lender if Lender is such an institution). Lender shall apply the Funds to pay said rates, rents, taxes, assessments, insurance premiums and Other Impositions so long as Borrower is not in breach of any covenant or agreement of Borrower in this Instrument. Lender shall make no charge for so holding and applying the Funds, analyzing said account or for verifying and compiling said assessments and bills, unless Lender pays Borrower interest, earnings or profits on the Funds and applicable law permits Lender to make such a charge. Borrower and Lender may agree in writing at the time of execution of this Instrument that interest on the Funds shall be paid to Borrower, and unless such agreement is made or applicable law requires interest, earnings or profits to be paid, Lender shall not be required to escrow funds sufficient pay Borrower any interest, earnings or profits on the Funds. Lender shall give to Borrower, without charge, an annual accounting of the Funds in Lender's normal format showing credits and debits to the Funds and the purpose for which each debit to the Funds was made. The Funds are pledged as additional security for the sums secured by this Instrument. If the amount of the Funds held by Lender at the time of the annual accounting thereof shall exceed the amount deemed necessary by Lender to provide for the payment of water and sewer rates, taxes, assessments, insurance premiums, rents and Other Impositions, as they fall due, such excess shall be credited to Borrower on the next monthly installment or installments of Funds due. If at any time the amount of the Funds held by Lender shall be less than the amount deemed necessary by Lender to pay real property taxes water and sewer rates, taxes, assessments, insurance premiums, rents and upon BorrowerOther Impositions, as they fall due, Borrower shall pay to Lender any amount necessary to make up the deficiency within thirty days after notice from Lender to Borrower requesting payment thereof. Upon Borrowers' breach of any covenant or agreement of Borrower in this Instrument, Lender may apply, in any amount and in any order as Lender shall determine in Lender's failure sole discretion, any Funds held by Lender at the time of application (i) to pay premiums for the following when duerates, rents, taxes, assessments, insurance premiums for fire and other casualty/hazard insuranceOther Impositions which are now or will hereafter become due, in accordance with the terms and conditions of Section 4.7 of the Term Loan Agreement, and such escrowed funds shall not be governed or (ii) as a credit against sums secured by this Section 2Instrument. Upon payment in full of all sums secured by this Instrument, but rather Lender shall promptly refund to Borrower any Funds held by Section 4.7Lender.

FUNDS FOR TAXES, INSURANCE AND OTHER CHARGES. Upon default in payment of any of the following described items, which default continues for a period of thirty (30) days after Ocwen or the Ocwen Affiliates have provided notice of same to Borrower (and Borrower shall notify Ocwen of its default in the payment of the following promptly after Borrower becomes aware of same), or, upon the occurrence of an Event of Default under (hereinafter defined), and at Lender's sole option at any time thereafter, Borrower shall pay in addition to each monthly payment on the Note, one-twelfth of the Transaction Documentsannual real estate taxes, specifically including but not limited insurance premiums, assessments, water and sewer rates, ground rents and other charges (herein "Impositions") payable with respect to the BCC Note Property (as estimated by Lender in its sole discretion), to be held by Lender without interest to Borrower, for the payment of such obligations. If the amount of such additional payments held by Lender ("Funds") at the time of the annual accounting thereof shall exceed the amount deemed necessary by Lender to provide for the payment of Impositions as they fall due, such excess shall be at Borrower's option, either repaid to Borrower or credited to Borrower on the next monthly installment or installments of Funds due. If at any time the amount of the Funds held by Lender shall be less than the amount deemed necessary by Lender to pay Impositions as they fall due, Borrower shall pay to Lender any amount necessary to make up the deficiency within thirty (30) days after written notice from Lender to Borrower requesting payment thereof. Upon the occurrence and Deferred Purchase Price Noteduring the continuance of an Event of Default hereunder, Lender may apply, in any amount and in any order as Lender shall determine in Lender's sole discretion, any Funds held by Lender at the time of application (i) to pay Impositions which are now or will hereafter become due, or other notes or agreements given (ii) as a credit against sums secured by this Instrument. Upon payment in connection with additional indebtedness full of Borrower or Balanced Care to Ocwen or an Ocwen Affiliate all sums secured by this Instrument, Ocwen Lender shall have the right, at its option, refund to require Borrower to pay to Ocwen on the first day of each month, for so long as the BCC Note and/or Deferred Purchase Price Note or any of the Transaction Documents remains outstanding, a sum (herein "Funds") equal to one-twelfth of (a) the yearly water and sewer rates which may be levied on the Property; and (b) the yearly expenses, costs or fees associated with any licenses, permits, certifications or other governmental approvals required, necessary, or desirable for the operation of the facility located on the Property, all as reasonably estimated initially and from time to time adjusted Funds held by the basis of assessments and bills and reasonable estimates thereof. Any waiver by Ocwen of a requirement that Borrower pay such Funds following Borrower's default in payment of any of such items or the occurrence of an Event of Default under any of the Transaction Documents, specifically including but not limited to the BCC Note and Deferred Purchase Price Note, may be revoked by Ocwen, in Ocwen's sole discretion, at any time upon notice in writing to Borrower. Borrower shall be required to escrow funds sufficient to pay real property taxes and assessments, and upon Borrower's failure to pay premiums for the following when due, insurance premiums for fire and other casualty/hazard insurance, in accordance with the terms and conditions of Section 4.7 of the Term Loan Agreement, and such escrowed funds shall not be governed by this Section 2, but rather by Section 4.7Lender.

FUNDS FOR TAXES, INSURANCE AND OTHER CHARGES. Upon default the occurrence of -------------------------------------------- an Event of Default (hereinafter defined), and at METLIFE's sole option at any time thereafter, Borrower shall pay in addition to each monthly payment on the Note, one-twelfth of the annual real estate taxes, insurance premiums, assessments, water and sewer rates, ground rents and other charges (herein "Impositions") payable with respect to the Property (as estimated by METLIFE in its sole discretion), to be held by METLIFE without interest to Borrower, for the payment of any such obligations. If the amount of such additional payments held by METLIFE ("Funds") at the time of the following described itemsannual accounting thereof shall exceed the amount deemed necessary by METLIFE to provide for the payment of Impositions as they fall due, which default continues for a period such excess shall be at Borrower's option, either repaid to Borrower or credited to Borrower on the next monthly installment or installments of Funds due. If at any time the amount of the Funds held by METLIFE shall be less than the amount deemed necessary by METLIFE to pay Impositions as they fall due, Borrower shall pay to METLIFE any amount necessary to make up the deficiency within thirty (30) days after Ocwen or the Ocwen Affiliates have provided notice of same from METLIFE to Borrower (and Borrower shall notify Ocwen requesting payment thereof. Upon Xxxxxxxx's breach of its default in the payment of the following promptly after Borrower becomes aware of same), or, upon the occurrence of an Event of Default under any of the Transaction Documents, specifically including but not limited to the BCC Note and Deferred Purchase Price Note, covenant or other notes or agreements given in connection with additional indebtedness agreement of Borrower or Balanced Care to Ocwen or an Ocwen Affiliate secured by in this InstrumentDeed, Ocwen shall have the right, at its option, to require Borrower to pay to Ocwen on the first day of each month, for so long as the BCC Note and/or Deferred Purchase Price Note or any of the Transaction Documents remains outstanding, a sum (herein "Funds") equal to one-twelfth of (a) the yearly water and sewer rates which METLIFE may be levied on the Property; and (b) the yearly expenses, costs or fees associated with any licenses, permits, certifications or other governmental approvals required, necessary, or desirable for the operation of the facility located on the Property, all as reasonably estimated initially and from time to time adjusted by the basis of assessments and bills and reasonable estimates thereof. Any waiver by Ocwen of a requirement that Borrower pay such Funds following Borrower's default in payment of any of such items or the occurrence of an Event of Default under any of the Transaction Documents, specifically including but not limited to the BCC Note and Deferred Purchase Price Note, may be revoked by Ocwenapply, in Ocwenany amount and in any order as METLIFE shall determine in METLIFE's sole discretion, any Funds held by METLIFE at any the time upon notice in writing to Borrower. Borrower shall be required to escrow funds sufficient of application (i) to pay real property taxes and assessments, and upon Borrower's failure to pay premiums for the following when Impositions which are now or will hereafter become due, insurance premiums for fire and other casualty/hazard insurance, in accordance with the terms and conditions of Section 4.7 of the Term Loan Agreement, and such escrowed funds shall not be governed or (ii) as a credit against sums secured by this Section 2Deed. Upon payment in full of all sums secured by this Deed, but rather METLIFE shall refund to Borrower any Funds held by Section 4.7METLIFE.

FUNDS FOR TAXES, INSURANCE AND OTHER CHARGES. Upon default in payment of any of the following described items, which default continues for a period of thirty (30) days after Ocwen or the Ocwen Affiliates have provided notice of same to Borrower (and Borrower shall notify Ocwen of its default in the payment of the following promptly after Borrower becomes aware of same), or, upon the occurrence of an Event of Default under (hereinafter defined), and at Lender's sole option at any time thereafter, Borrower shall pay in addition to each monthly payment on the Note, one-twelfth of the Transaction Documentsannual real estate taxes, specifically including but not limited insurance premiums, assessments, water and sewer rates, ground rents and other charges (herein "Impositions") payable with respect to the BCC Note and Deferred Purchase Price Note, or other notes or agreements given Property (as estimated by Lender in connection with additional indebtedness of Borrower or Balanced Care to Ocwen or an Ocwen Affiliate secured by this Instrument, Ocwen shall have the right, at its optionsole discretion), to require Borrower be held by Lender without interest to pay to Ocwen on the first day of each monthBorrower, for so long as the BCC Note and/or Deferred Purchase Price Note or any payment of such obligations. If the Transaction Documents remains outstanding, a sum amount of such additional payments held by Lender (herein "Funds") equal at the time of the annual accounting thereof shall exceed the amount deemed necessary by Lender to one-twelfth provide for the payment of (a) the yearly water and sewer rates which may Impositions as they fall due, such excess shall be levied at Borrower's option, either repaid to Borrower or credited to Borrower on the Property; and (b) next monthly installment or installments of Funds due. If at any time the yearly expenses, costs or fees associated with any licenses, permits, certifications or other governmental approvals required, necessary, or desirable for the operation amount of the facility located on Funds held by Lender shall be less than the Propertyamount deemed necessary by Lender to pay Impositions as they fall due, all as reasonably estimated initially and Borrower shall pay to Lender any amount necessary to make up the deficiency within thirty (30) days after notice from time Lender to time adjusted by the basis of assessments and bills and reasonable estimates Borrower requesting payment thereof. Any waiver by Ocwen of a requirement that Borrower pay such Funds following Borrower's default in payment of any of such items or Upon the occurrence of an Event of Default under any of the Transaction Documentshereunder, specifically including but not limited to the BCC Note and Deferred Purchase Price Note, Lender may be revoked by Ocwenapply, in Ocwenany amount and in any order as Lender shall determine in Lender's sole discretion, any Funds held by Lender at any the time upon notice in writing to Borrower. Borrower shall be required to escrow funds sufficient of application (i) to pay real property taxes and assessments, and upon Borrower's failure to pay premiums for the following when Impositions which are now or will hereafter become due, insurance premiums for fire and other casualty/hazard insurance, in accordance with the terms and conditions of Section 4.7 of the Term Loan Agreement, and such escrowed funds shall not be governed or (ii) as a credit against sums secured by this Section 2Instrument. Upon payment in full of all sums secured by this Instrument, but rather Lender shall refund to Borrower any Funds held by Section 4.7Lender.

FUNDS FOR TAXES, INSURANCE AND OTHER CHARGES. Upon default in payment of any of the following described items, which default continues for a period of thirty (30) days after Ocwen or the Ocwen Affiliates have provided notice of same to Borrower (and Borrower shall notify Ocwen pay to Lender on the day monthly installments of its default in principal or interest are payable under the payment of the following promptly after Borrower becomes aware of same), or, upon the occurrence of an Event of Default under any of the Transaction Documents, specifically including but not limited to the BCC Note and Deferred Purchase Price Note, or other notes or agreements given until the Note is paid in connection with additional indebtedness of Borrower or Balanced Care to Ocwen or an Ocwen Affiliate secured by this Instrument, Ocwen shall have the right, at its option, to require Borrower to pay to Ocwen on the first day of each month, for so long as the BCC Note and/or Deferred Purchase Price Note or any of the Transaction Documents remains outstandingfull, a sum (herein "Funds") equal to one-twelfth of (a) the yearly water and sewer rates and taxes and assessments which may be levied on the Property; and , (b) the yearly expensesground rents, costs or fees associated with any licensesif any, permits(c) the yearly premium installments for fire and other hazard insurance, certifications or rent loss insurance and such other governmental approvals required, necessary, or desirable for insurance covering the operation of the facility located on the PropertyProperty as Lender may require pursuant to paragraph 5 hereof, all as reasonably estimated initially and from time to time adjusted by Lender on the basis of assessments and bills and reasonable estimates thereof. Any waiver Borrower shall also pay to Lender an amount of $_.. .00_ per month to establish a fund to pay for major repair and/or maintenance items. Major items meaning those costing more than $500. The Funds shall be held in an institution(s) the deposits or accounts of which are insured or guaranteed by Ocwen of a requirement that Federal or state agency. Lender shall apply the Funds to pay said rates, rents, taxes, assessments, insurance premiums and major maintenance/repair items so long as Borrower pay such Funds following Borrower's default is not in payment breach of any covenant or agreement of such items or Borrower in this Instrument. Lender shall not be required to pay Borrower any interest on the occurrence of Funds. Lender shall give to Borrower, without charge, an Event of Default under any annual accounting of the Transaction Documents, specifically including but not limited Funds in Lender's normal format showing credits and debits to the BCC Note Funds and Deferred Purchase Price Notethe purpose for which each debit to the Funds was made. The Funds are pledged as additional security for the sums secured by this Instrument. If at any time the amount of the Funds held by Lender shall be less than the amount deemed necessary by Lender to pay water and sewer rates, taxes, assessments and insurance premiums as they fall due, and for major repair/maintenance items Borrower shall pay to Lender any amount necessary to make up the deficiency within 30 days after notice from Lender to Borrower requesting payment thereof. Upon Xxxxxxxx's breach of any covenant or agreement of Borrower in this Instrument, Lender may be revoked by Ocwenapply, in Ocwenany amount and in any order as Lender shall determine in Xxxxxx's sole discretion, any Funds held by Xxxxxx at any the time upon notice in writing to Borrower. Borrower shall be required to escrow funds sufficient of application (i) to pay real property taxes rates, taxes, assessments and assessments, and upon Borrower's failure to pay insurance premiums for the following when which are now or will hereafter b ecome due, insurance premiums for fire and other casualty/hazard insurance, in accordance with the terms and conditions of Section 4.7 of the Term Loan Agreement, and such escrowed funds shall not be governed or (ii) as a credit against sums secured by this Section 2Instrument. Upon payment in full of all sums secured by this Instrument, but rather Lender shall promptly refund to Borrower any Funds held by Section 4.7Xxxxxx.

FUNDS FOR TAXES, INSURANCE AND OTHER CHARGES. Upon default in payment Except as is hereinafter provided with respect to the impounding of any of the such payments by Mortgagee following described items, which default continues for a period of thirty (30) days after Ocwen or the Ocwen Affiliates have provided notice of same to Borrower (and Borrower shall notify Ocwen of its default in the payment of the following promptly after Borrower becomes aware of same), or, upon the occurrence of an Event of Default under any of (hereinafter defined), Mortgagor shall pay or cause to be paid when due, prior to delinquency, all annual real estate taxes, insurance premiums, assessments, water and sewer rates, ground rents and other charges (the Transaction Documents, specifically including but not limited “Impositions”) payable with respect to the BCC Note Property. Upon the occurrence of an Event of Default, and Deferred Purchase Price Noteat Mortgagee’s sole option at any time thereafter, or other notes or agreements given Mortgagor shall pay in connection with additional indebtedness of Borrower or Balanced Care addition to Ocwen or an Ocwen Affiliate secured by this Instrumenteach monthly payment due under the Reimbursement Agreement, Ocwen shall have the right, at its option, to require Borrower to pay to Ocwen on the first day of each month, for so long as the BCC Note and/or Deferred Purchase Price Note or any of the Transaction Documents remains outstanding, a sum (herein "Funds") equal to one-twelfth of the annual Impositions (a) as estimated by Mortgagee in its sole discretion), to be held by Mortgagee in escrow without interest to Mortgagor, for the yearly water payment of such Impositions (such payments being referred to herein as “Impounds”). Annually during the term of this Instrument, Mortgagee shall compare the Impounds collected to the Impositions paid or to be paid. If the amount of such Impounds held by Mortgagee at such time shall exceed the amount deemed necessary by Mortgagee to provide for the payment of Impositions as they fall due, if no Event of Default shall have occurred and sewer rates which may be levied continuing, such excess shall be at Mortgagor’s option, either repaid to Mortgagor or credited to Mortgagor on the Property; and (b) next monthly installment or installments of Impounds due. If at any time the yearly expenses, costs or fees associated with any licenses, permits, certifications or other governmental approvals required, necessary, or desirable for the operation amount of the facility located on Impounds held by Mortgagee shall be less than the Propertyamount deemed necessary by Mortgagee to pay Impositions as they fall due, all as reasonably estimated initially and Mortgagor shall pay to Mortgagee any amount necessary to make up the deficiency within 30 days after notice from time Mortgagee to time adjusted by the basis of assessments and bills and reasonable estimates Mortgagor requesting payment thereof. Any waiver by Ocwen of a requirement that Borrower pay such Funds following Borrower's default in payment of any of such items or Upon the occurrence of an Event of Default under any of the Transaction Documentshereunder, specifically including but not limited to the BCC Note and Deferred Purchase Price Note, Mortgagee may be revoked by Ocwenapply, in Ocwen's any amount and in any order as Mortgagee shall determine in Mortgagee’s sole discretion, any Impounds held by Mortgagee at any the time upon notice in writing to Borrower. Borrower shall be required to escrow funds sufficient of application (i) to pay real property taxes and assessments, and upon Borrower's failure to pay premiums for the following when Impositions which are now or will hereafter become due, insurance premiums for fire and other casualty/hazard insurance, in accordance with the terms and conditions of Section 4.7 of the Term Loan Agreement, and such escrowed funds shall not be governed or (ii) as a credit against sums secured by this Section 2Instrument. Upon payment in full of all sums secured by this Instrument, but rather Mortgagee shall refund to Mortgagor any Impounds then held by Section 4.7Mortgagee. Xxxxxxxxxx, Xxxxxxxxx

FUNDS FOR TAXES, INSURANCE AND OTHER CHARGES. Upon default in payment Except as is hereinafter provided with respect to the impounding of any of the such payments by Mortgagee following described items, which default continues for a period of thirty (30) days after Ocwen or the Ocwen Affiliates have provided notice of same to Borrower (and Borrower shall notify Ocwen of its default in the payment of the following promptly after Borrower becomes aware of same), or, upon the occurrence of an Event of Default under any of (hereinafter defined), Mortgagor shall pay or cause to be paid when due, prior to delinquency, all annual real estate taxes, insurance premiums, assessments, water and sewer rates, ground rents and other charges (the Transaction Documents, specifically including but not limited “Impositions”) payable with respect to the BCC Note Property. Upon the occurrence of an Event of Default, and Deferred Purchase Price Noteat Mortgagee’s sole option at any time thereafter, or other notes or agreements given Mortgagor shall pay in connection with additional indebtedness of Borrower or Balanced Care addition to Ocwen or an Ocwen Affiliate secured by this Instrumenteach monthly payment due under the Reimbursement Agreement, Ocwen shall have the right, at its option, to require Borrower to pay to Ocwen on the first day of each month, for so long as the BCC Note and/or Deferred Purchase Price Note or any of the Transaction Documents remains outstanding, a sum (herein "Funds") equal to one-twelfth of the annual Impositions (a) as estimated by Mortgagee in its sole discretion), to be held by Mortgagee in escrow without interest to Mortgagor, for the yearly water payment of such Impositions (such payments being referred to herein as “Impounds”). Annually during the term of this Instrument, Mortgagee shall compare the Impounds collected to the Impositions paid or to be paid. If the amount of such Impounds held by Overland Park, Kansas Mortgagee at such time shall exceed the amount deemed necessary by Mortgagee to provide for the payment of Impositions as they fall due, if no Event of Default shall have occurred and sewer rates which may be levied continuing, such excess shall be at Mortgagor’s option, either repaid to Mortgagor or credited to Mortgagor on the Property; and (b) next monthly installment or installments of Impounds due. If at any time the yearly expenses, costs or fees associated with any licenses, permits, certifications or other governmental approvals required, necessary, or desirable for the operation amount of the facility located on Impounds held by Mortgagee shall be less than the Propertyamount deemed necessary by Mortgagee to pay Impositions as they fall due, all as reasonably estimated initially and Mortgagor shall pay to Mortgagee any amount necessary to make up the deficiency within 30 days after notice from time Mortgagee to time adjusted by the basis of assessments and bills and reasonable estimates Mortgagor requesting payment thereof. Any waiver by Ocwen of a requirement that Borrower pay such Funds following Borrower's default in payment of any of such items or Upon the occurrence of an Event of Default under any of the Transaction Documentshereunder, specifically including but not limited to the BCC Note and Deferred Purchase Price Note, Mortgagee may be revoked by Ocwenapply, in Ocwen's any amount and in any order as Mortgagee shall determine in Mortgagee’s sole discretion, any Impounds held by Mortgagee at any the time upon notice in writing to Borrower. Borrower shall be required to escrow funds sufficient of application (i) to pay real property taxes and assessments, and upon Borrower's failure to pay premiums for the following when Impositions which are now or will hereafter become due, insurance premiums for fire and other casualty/hazard insurance, in accordance with the terms and conditions of Section 4.7 of the Term Loan Agreement, and such escrowed funds shall not be governed or (ii) as a credit against sums secured by this Section 2Instrument. Upon payment in full of all sums secured by this Instrument, but rather Mortgagee shall refund to Mortgagor any Impounds then held by Section 4.7Mortgagee.

FUNDS FOR TAXES, INSURANCE AND OTHER CHARGES. Upon default in payment of any of the following described itemsSubject to applicable law or to a written waiver by Lender, which default continues for a period of thirty (30) days after Ocwen or the Ocwen Affiliates have provided notice of same to Borrower (and Borrower shall notify Ocwen pay to Lender on the day monthly installments of its default principal or interest are payable under the Note (or on another day designated in the payment of the following promptly after Borrower becomes aware of samewriting by Lender), or, upon until the occurrence of an Event of Default under any of the Transaction Documents, specifically including but not limited to the BCC Note and Deferred Purchase Price Note, or other notes or agreements given is paid in connection with additional indebtedness of Borrower or Balanced Care to Ocwen or an Ocwen Affiliate secured by this Instrument, Ocwen shall have the right, at its option, to require Borrower to pay to Ocwen on the first day of each month, for so long as the BCC Note and/or Deferred Purchase Price Note or any of the Transaction Documents remains outstandingfull, a sum (herein "FundsFUNDS") equal to one-twelfth of (a) the yearly water taxes and sewer rates assessments which may be levied on the Property; and , (b) the yearly expensespremium installments for fire and other hazard insurance, costs or fees associated with any licensesrent loss insurance and such other insurance covering the Property as Lender may require pursuant to this Instrument, permits(c) the yearly premium installments for mortgage insurance, certifications or other governmental approvals requiredif any, necessaryand (d) if this Instrument is on a leasehold, or desirable for the operation of yearly fixed rents, if any, under the facility located on the Propertyground lease, all as reasonably estimated initially and from time to time adjusted by Lender on the basis of assessments and bills and reasonable estimates thereof; PROVIDED, HOWEVER, that if Lender's estimates should change, Lender will credit any Funds held by Lender that are in excess of the amounts required pursuant to such new estimate against future deposits required hereunder. Any waiver by Ocwen Lender of a requirement that Borrower pay such Funds following Borrower's default in payment of any of such items or the occurrence of an Event of Default under any of the Transaction Documents, specifically including but not limited to the BCC Note and Deferred Purchase Price Note, may be revoked by OcwenLender, in OcwenLender's sole discretion, at any time upon notice in writing to Borrower. Lender may require Borrower to pay to Lender, in advance, such other Funds for other taxes, charges, premiums, assessments and impositions in connection with Borrower or the Property which Lender shall reasonably deem necessary to protect Lender's interests (herein "OTHER IMPOSITIONS"). Unless otherwise provided by applicable law, Lender may require Funds for Other Impositions to be paid by Borrower in a lump sum or in periodic installments, at Lender's option. Lender shall apply the Funds to pay said rents, taxes, assessments, insurance premiums and Other Impositions so long as Borrower is not in breach of any covenant or agreement of Borrower in this Instrument. Lender shall not be required to escrow funds sufficient pay Borrower any interest, earnings of profits on the Funds. Lender shall give to Borrower, without charge, an annual accounting of the Funds in Lender's normal format showing credits and debits to the Funds and the purpose for which each debit to the Funds was made. The Funds are pledged as additional security for the sums secured by this Instrument. If at any time the amount of the Funds held by Lender shall be less than the amount deemed necessary by Lender to pay real property taxes and taxes, assessments, insurance premiums, rents and upon BorrowerOther Impositions, as they fall due, Borrower shall pay to Lender any amount necessary to make up the deficiency within thirty days after notice from Lender to Borrower requesting payment thereof. Upon an Event of Default, Lender may apply, in any amount and in any order as Lender shall determine in Lender's failure sole discretion, any Funds held by Lender at the time of application (i) to pay premiums for the following when duerents, taxes, assessments, insurance premiums for fire and other casualty/hazard insuranceOther Impositions which are now or will hereafter become due, in accordance with the terms and conditions of Section 4.7 of the Term Loan Agreement, and such escrowed funds shall not be governed or (ii) as a credit against sums secured by this Section 2Instrument. Upon payment in full of all sums secured by this Instrument, but rather Lender shall promptly refund to Borrower any Funds held by Section 4.7Lender.

FUNDS FOR TAXES, INSURANCE AND OTHER CHARGES. Upon default in payment of any of the following described itemsSubject to applicable law or to a written waiver by Lender, which default continues for a period of thirty (30) days after Ocwen or the Ocwen Affiliates have provided notice of same to Borrower (and Borrower shall notify Ocwen of its default in the payment of the following promptly after Borrower becomes aware of same), or, upon the occurrence of an Event of Default under any of the Transaction Documents, specifically including but not limited to the BCC Note and Deferred Purchase Price Note, or other notes or agreements given in connection with additional indebtedness of Borrower or Balanced Care to Ocwen or an Ocwen Affiliate secured by this Instrument, Ocwen shall have the right, at its option, to require Borrower to pay to Ocwen Lender on the first day monthly installments of each month, for so long as principal or interest are payable under the BCC Note and/or Deferred Purchase Price (or on another day designated in writing by Lender) until the Note or any of the Transaction Documents remains outstandingis paid in full, a sum (herein "Funds") equal to one-twelfth of (a) the yearly water and sewer rates and taxes and assessments which may be levied on the Property; and (b) the yearly expensesground rents, costs or fees associated with any licensesif any, permits(c) the yearly premium installments for fire and other hazard insurance, certifications or rent loss insurance and such other governmental approvals requiredinsurance covering the Property as Lender may require pursuant to paragraph 5 hereof; (d) the yearly premium installments for mortgage insurance, necessaryif any, or desirable for and (e) if this Instrument is on a leasehold, the operation of yearly fixed rents, if any, under the facility located on the Propertyground lease, all as reasonably estimated initially and from time to time adjusted by Lender on the basis of assessments and bills and reasonable estimates thereof. Any waiver by Ocwen Lender of a requirement that Borrower pay such Funds following Borrower's default in payment of any of such items or the occurrence of an Event of Default under any of the Transaction Documents, specifically including but not limited to the BCC Note and Deferred Purchase Price Note, may be revoked by OcwenLender, in OcwenLender's sole discretion, at any time upon notice in writing to Borrower. Lender may require Borrower to pay to Lender, in advance, such other Funds for other taxes, charges, premiums, assessments and impositions in connection with Borrower or the Property which Lender shall reasonably deem necessary to protect Lender's interests (herein "Other Impositions"). Unless otherwise provided by applicable law, Lender may require Funds for Other Impositions to be paid by Borrower in a lump sum or in periodic installments, at Lender's option. The Funds shall be held in an institution(s) the deposits or accounts of which are insured or guaranteed by a Federal or state agency (including Lender if Lender is such an institution). Lender shall apply the Funds to pay said rates, rents, taxes, assessments, insurance premiums and Other Impositions so long as Borrower is not in breach of any covenant or agreement of Borrower in this Instrument. Lender shall make no charge for so holding and applying the Funds, analyzing said account or for verifying and compiling said assessments and bills, unless Lender pays Borrower interest, earnings or profits on the Funds and applicable law permits Lender to make such a charge. Borrower and Lender may agree in writing at the time of execution of this Instrument that interest on the Funds shall be paid to Borrower, and unless such agreement is made or applicable law requires interest, earnings or profits to be paid, Lender shall not be required to escrow funds sufficient pay Borrower any interest, earnings or profits on the Funds. Lender shall give to Borrower, without charge, an annual accounting of the Funds in Lender's normal format showing credits and debits to the Funds and the purpose for which each debit to the Funds was made. The Funds are pledged as additional security for the sums secured by this Instrument. If the amount of the Funds held by Lender at the time of the annual accounting thereof shall exceed the amount deemed necessary by Lender to provide for the payment of water and sewer rates, taxes, assessments, insurance premiums, rents and Other Impositions, as they fall due, such excess shall be credited to Borrower on the next monthly installment or installments of Funds due. If at any time the amount of the Funds held by Lender shall be less than the amount deemed necessary by Lender to pay real property taxes water and sewer rates, taxes, assessments, insurance premiums, rents and upon Other Impositions, as they fell due, Borrower shall pay to Lender any amount necessary to make up the deficiency within thirty days after notice from Lender to Borrower requesting payment thereof. Upon Borrower's failure breach of any covenant or agreement of Borrower in this Instrument, Lender may apply, in any amount and in any order as Lender shall determine in Lender's sole discretion, any Funds held by Lender at the time of application (i) to pay premiums for the following when duerates, rents, taxes, assessments, insurance premiums for fire and other casualty/hazard insuranceOther Impositions which are now or will hereafter become due, in accordance with the terms and conditions of Section 4.7 of the Term Loan Agreement, and such escrowed funds shall not be governed or (ii) as a credit against sums secured by this Section 2Instrument. Upon payment in full of all sums secured by this Instrument, but rather Lender shall promptly refund to Borrower any Funds held by Section 4.7Lender.

FUNDS FOR TAXES, INSURANCE AND OTHER CHARGES. Upon default in payment of any of the following described itemsSubject to applicable law or to a written waiver by Lender, which default continues for a period of thirty (30) days after Ocwen or the Ocwen Affiliates have provided notice of same to Borrower (and Borrower shall notify Ocwen pay to Lender on the day monthly installments of its default principal or interest are payable under the Note (or on another day designated in the payment of the following promptly after Borrower becomes aware of samewriting by Lender), or, upon until the occurrence of an Event of Default under any of the Transaction Documents, specifically including but not limited to the BCC Note and Deferred Purchase Price Note, or other notes or agreements given is paid in connection with additional indebtedness of Borrower or Balanced Care to Ocwen or an Ocwen Affiliate secured by this Instrument, Ocwen shall have the right, at its option, to require Borrower to pay to Ocwen on the first day of each month, for so long as the BCC Note and/or Deferred Purchase Price Note or any of the Transaction Documents remains outstandingfull, a sum (herein "“Funds"”) equal to one-twelfth of (a) the yearly water taxes and sewer rates assessments which may be levied on the Property; and , (b) the yearly expensesground rents, costs or fees associated with any licensesif any, permits(c) the yearly premium installments for fire and other hazard insurance, certifications or rent loss insurance and such other governmental approvals requiredinsurance covering the Property as Lender may require pursuant to paragraph 5 hereof, necessary(d) the yearly premium installments for mortgage insurance, or desirable for if any, and (e) if this Instrument is on a leasehold, the operation of yearly fixed rents, if any, under the facility located on the Propertyground lease, all as reasonably estimated initially and from time to time adjusted by Lender on the basis of assessments and bills and reasonable estimates thereof. Any waiver by Ocwen Lender of a requirement that Borrower pay such Funds following Borrower's default in payment of any of such items or the occurrence of an Event of Default under any of the Transaction Documents, specifically including but not limited to the BCC Note and Deferred Purchase Price Note, may be revoked by OcwenLender, in Ocwen's Lender’s sole discretion, at any time upon notice in writing to Borrower. Lender may require Borrower to pay to Lender, in advance, such other Funds for other taxes, charges, premiums, assessments and impositions in connection with Borrower or the Property which Lender shall reasonably deem necessary to protect Lender’s interests (herein “Other Impositions”). Unless otherwise provided by applicable law, Lender may require Funds for Other Impositions to be paid by Borrower in a lump sum or in periodic installments, at Lender’s option. The Funds shall be held in an institution(s) the deposits or accounts of which are insured or guaranteed by a Federal or state agency (including Lender if Lender is such an institution). Lender shall apply the Funds to pay said rents, taxes, assessments, insurance premiums and Other Impositions so long as Borrower is not in breach of any covenant or agreement of Borrower in this Instrument. Lender shall make no charge for so holding and applying the Funds, analyzing said account or for verifying and compiling said assessments and bills, unless Lender pays Borrower interest, earnings or profits on the Funds and applicable law permits Lender to make such a charge. Borrower and Lender may agree in writing at the time of execution of this Instrument that interest on the Funds shall be paid to Borrower, and unless such agreement is made or applicable law requires interest, earnings or profits to be paid, Lender shall not be required to escrow funds sufficient pay Borrower any interest, earnings or profits on the Funds. Lender shall give to Borrower, without charge, an annual accounting of the Funds in Lender’s normal format showing credits and debits to the Funds and the purpose for which each debit to the Funds was made. The Funds are pledged as additional security for the sums secured by this Instrument. If the amount of the Funds held by Lender at the time of the annual accounting thereof shall exceed the amount deemed necessary by Lender to provide for the payment of taxes, assessments, insurance premiums, rents and Other Impositions, as they fall due, such excess shall be credited to Borrower on the next monthly installment or installments of Funds due. If at any time the amount of the Funds held by Lender shall be less than the amount deemed necessary by Lender to pay real property taxes and taxes, assessments, insurance premiums, rents and upon Other Impositions, as they fall due, Borrower shall pay to Lender any amount necessary to make up the deficiency within thirty days after notice from Lender to Borrower requesting payment thereof. Upon Borrower's failure ’s breach of any covenant or agreement of Borrower in this Instrument, Lender may apply, if any amount and in any order as Lender shall determine in Lender’s sole discretion, any Funds held by Lender at the time of application (i) to pay premiums for the following when duerents, taxes, assessments, insurance premiums for fire and other casualty/hazard insuranceOther Impositions which are now or will hereafter become due, in accordance with the terms and conditions of Section 4.7 of the Term Loan Agreement, and such escrowed funds shall not be governed or (ii) as a credit against sums secured by this Section 2Instrument. Upon payment in full of all sums secured by this Instrument, but rather Lender shall promptly refund to Borrower any Funds held by Section 4.7Lender.

FUNDS FOR TAXES, INSURANCE AND OTHER CHARGES. Upon default in payment of any of the following described items, which default continues for a period of thirty (30) days after Ocwen or the Ocwen Affiliates have provided notice of same to Borrower (and Borrower shall notify Ocwen of its default in the payment of the following promptly after Borrower becomes aware of same), or, upon the occurrence of an Event of Default under (hereinafter defined), and at METLIFE's sole option at any time thereafter, Borrower shall pay in addition to each monthly payment on the Note, one-twelfth of the Transaction Documentsannual real estate taxes, specifically including but not limited insurance premiums, assessments, water and sewer rates, and other charges (herein "Impositions") payable with respect to the BCC Note and Deferred Purchase Price Note, or other notes or agreements given Property (as estimated by METLIFE in connection with additional indebtedness of Borrower or Balanced Care to Ocwen or an Ocwen Affiliate secured by this Instrument, Ocwen shall have the right, at its optionreasonable discretion), to require Borrower be held by METLIFE without interest to pay to Ocwen on the first day of each monthBorrower, for so long as the BCC Note and/or Deferred Purchase Price Note or any payment of such obligations. If the Transaction Documents remains outstanding, a sum amount of such additional payments held by METLIFE (herein "Funds") equal at the time of the annual accounting thereof shall exceed the amount deemed necessary by METLIFE to one-twelfth provide for the payment of (a) the yearly water and sewer rates which may Impositions as they fall due, such excess shall be levied at Borrower's option, either repaid to Borrower or credited to Borrower on the Property; and (b) next monthly installment or installments of Funds due. If at any time the yearly expenses, costs or fees associated with any licenses, permits, certifications or other governmental approvals required, necessary, or desirable for the operation amount of the facility located on Funds held by METLIFE shall be less than the Propertyamount deemed necessary by METLIFE to pay Impositions as they fall due, all as reasonably estimated initially and Borrower shall pay to METLIFE any amount necessary to make up the deficiency within thirty (30) days after notice from time METLIFE to time adjusted by the basis of assessments and bills and reasonable estimates Borrower requesting payment thereof. Any waiver by Ocwen of a requirement that Borrower pay such Funds following Borrower's default in payment of any of such items or Upon the occurrence of an Event of Default under any of the Transaction Documents(as hereinafter defined), specifically including but not limited to the BCC Note and Deferred Purchase Price Note, METLIFE may be revoked by Ocwenapply, in Ocwenany amount and in any order as METLIFE shall determine in METLIFE's sole discretion, any Funds held by METLIFE at any the time upon notice in writing to Borrower. Borrower shall be required to escrow funds sufficient of application (i) to pay real property taxes and assessments, and upon Borrower's failure to pay premiums for the following when Impositions which are now or will hereafter become due, insurance premiums for fire and other casualty/hazard insurance, in accordance with the terms and conditions of Section 4.7 of the Term Loan Agreement, and such escrowed funds shall not be governed or (ii) as a credit against sums secured by this Section 2Instrument. Upon payment in full of all sums secured by this Instrument, but rather METLIFE shall refund to Borrower any Funds held by Section 4.7METLIFE.

FUNDS FOR TAXES, INSURANCE AND OTHER CHARGES. Upon default in payment of any of the following described itemsSubject to applicable law or to a written waiver by Lender, which default continues for a period of thirty (30) days after Ocwen or the Ocwen Affiliates have provided notice of same to Borrower (and Borrower shall notify Ocwen pay to Lender on the day monthly installments of its default principal or interest are payable under the Note (or on another day designated in the payment of the following promptly after Borrower becomes aware of samewriting by Lender), or, upon until the occurrence of an Event of Default under any of the Transaction Documents, specifically including but not limited to the BCC Note and Deferred Purchase Price Note, or other notes or agreements given is paid in connection with additional indebtedness of Borrower or Balanced Care to Ocwen or an Ocwen Affiliate secured by this Instrument, Ocwen shall have the right, at its option, to require Borrower to pay to Ocwen on the first day of each month, for so long as the BCC Note and/or Deferred Purchase Price Note or any of the Transaction Documents remains outstandingfull, a sum (herein "Funds") equal to one-twelfth of (a) the yearly water taxes and sewer rates assessments which may be levied on the Property; and , (b) the yearly expensespremium installments for fire and other hazard insurance, costs or fees associated with any licensesrent loss insurance and such other insurance covering the Property as Lender may require pursuant to this Instrument, permits(c) the yearly premium installments for mortgage insurance, certifications or other governmental approvals requiredif any, necessaryand (d) if this Instrument is on a leasehold, or desirable for the operation of yearly fixed rents, if any, under the facility located on the Propertyground lease, all as reasonably estimated initially and from time to time adjusted by Lender on the basis of assessments and bills and reasonable estimates thereof. Notwithstanding anything in clause (b) of this Section 2 to the contrary, so long as the Unisys Lease is in full force and effect and the insurance required to be maintained by Unisys under the Unisys Lease is in full force and effect, Borrower shall only be required to pay to Lender with each monthly installment of principal or interest payable under the Note one-twelfth of the yearly premiums for the insurance maintained by Borrower pursuant to this Instrument (and Borrower shall not be required to pay installments of the premiums for the insurance maintained by Unisys). Any waiver by Ocwen Lender of a requirement that Borrower pay such Funds following Borrower's default in payment of any of such items or the occurrence of an Event of Default under any of the Transaction Documents, specifically including but not limited to the BCC Note and Deferred Purchase Price Note, may be revoked by OcwenLender, in OcwenLender's sole discretion, at any time upon notice in writing to Borrower. Lender may require Borrower to pay to Lender, in advance, such other Funds for other taxes, charges, premiums, assessments and impositions in connection with Borrower or the Property which Lender shall reasonably deem necessary to protect Lender's interests (herein "Other Impositions"). Unless otherwise provided by applicable law, Lender may require Funds for Other Impositions to be paid by Borrower in a lump sum or in periodic installments, at Lender's option. In addition, Borrower shall be required to escrow funds sufficient to pay real property reimburse Lender for the reasonable actual costs of an annual search of the taxes and assessmentsother liens affecting the Property or for a service which provides such information (to the extent performed), and upon Borrower's failure to pay premiums for the following when due, insurance premiums for fire and other casualty/hazard insurance, in accordance with the terms and conditions of Section 4.7 cost of the Term Loan Agreement, and such escrowed funds same shall not be governed by this Section 2, but rather by Section 4.7be

FUNDS FOR TAXES, INSURANCE AND OTHER CHARGES. Upon default in payment by Mortgagor of any of the following described items, which default continues for a period of thirty (30) days after Ocwen or the Ocwen Affiliates have provided notice of same to Borrower (and Borrower shall notify Ocwen of its default in the payment of the following promptly after Borrower becomes aware of same), or, upon the occurrence of an Event of Default under any of the Transaction DocumentsDefault, specifically including but not limited to the BCC Note and Deferred Purchase Price Noteas hereinafter defined, or other notes or agreements given in connection with additional indebtedness of Borrower or Balanced Care to Ocwen or an Ocwen Affiliate secured by this Instrument, Ocwen Agent shall have the right, at its Agent's option, to require Borrower Mortgagor to pay to Ocwen Agent on the first day of each month, for so long as until the BCC Note and/or Deferred Purchase Price Note or any of the Transaction Documents remains outstandingObligations have been paid in full, a sum (herein "Funds") equal to one-twelfth of (a) the yearly water and sewer rates which and taxes and assessments that may be levied on the Property; Property and (b) the yearly expensespremium installments for fire and other hazard insurance, costs or fees associated with any licenses, permits, certifications or rent loss insurance (if applicable) and such other governmental approvals required, necessary, or desirable for insurance covering the operation of Property as Agent may require pursuant to the facility located on the PropertyCredit Agreement, all as reasonably estimated initially and from time to time adjusted by Agent on the basis of assessments and bills and reasonable estimates thereof. Any waiver by Ocwen Agent of a requirement that Borrower Xxxxxxxxx pay such Funds following Borrower's default in payment of any of such items or the occurrence of an Event of Default under any of the Transaction Documents, specifically including but not limited to the BCC Note and Deferred Purchase Price Note, may be revoked by OcwenAgent, in OcwenAgent's sole discretion, at any time upon notice in writing to BorrowerMortgagor. Borrower Agent may require Mortgagor to pay to Agent, in advance, such other Funds for other taxes, charges, premiums, assessments and impositions in connection with Mortgagor or the Property that Agent shall reasonably deem necessary to protect Agent's interests (herein "Other Impositions"). Unless otherwise provided by applicable law, Agent, at Agent's option, may require Funds for Other Impositions to be paid by Xxxxxxxxx in a lump sum (not exceeding Other Impositions due for a one-year period) or in periodic installments. The Funds shall be held by Agent and shall be applied to pay such rates, rents, taxes, assessments, insurance premiums and Other Impositions so long as no Event of Default has occurred. Agent shall make no charge for so holding and applying the Funds, analyzing such account or for verifying and compiling said assessments and bills, unless Agent pays Mortgagor interest, earnings or profits on the Funds and applicable law permits Agent to make such a charge. Unless applicable law requires interest, earnings or profits on the Funds to be paid, Agent shall not be required to escrow funds sufficient pay Mortgagor any interest, earnings or profits on the Funds. Agent shall give to Mortgagor, without charge, an annual accounting of the Funds showing credits and debits to the Funds and the purpose for which each debit to such Funds was made. The Funds are pledged as additional security for the Obligations and shall be subject to the right of set off. If the amount of the Funds held by Agent at the time of the annual accounting thereof shall exceed the amount deemed necessary by Agent to provide for the payment of water and sewer rates, taxes, assessments, insurance premiums, rents and Other Impositions, as such payments become due, Agent (in its sole discretion) may either (i) return the amount of the excess to Mortgagor or (ii) apply a part or all of such excess at such time or times as Agent may elect to the Obligations. If, at any time, the amount of the Funds held by Agent shall be less than the amount deemed necessary by Agent to pay real property taxes water and sewer rates, taxes, assessments, insurance premiums, rents and upon BorrowerOther Impositions, as such payments become due, Mortgagor shall, on demand, pay such deficiency. Upon the occurrence of an Event of Default, Agent may apply, in any amount and in any order as Agent shall determine, in Agent's failure sole discretion, any Funds held by Agent at the time of application (A) to pay premiums for the following when duerates, rents, taxes, assessments, insurance premiums for fire and other casualty/hazard insurance, Other Impositions that are now or shall hereafter become due; or (B) as a credit against sums secured by this Agreement. Upon release of this Agreement and payment in accordance with the terms and conditions of Section 4.7 full of the Term Loan AgreementObligations, and such escrowed funds Agent shall not be governed promptly refund to Mortgagor any Funds held by this Section 2, but rather by Section 4.7Agent.

FUNDS FOR TAXES, INSURANCE AND OTHER CHARGES. Upon default in payment of any of the following described items, which default continues for a period of thirty (30) days after Ocwen or the Ocwen Affiliates have provided notice of same to Borrower (and Borrower shall notify Ocwen of its default in the payment of the following promptly after Borrower becomes aware of same), or, upon the occurrence of an Event of Default under (hereinafter defined), and at GE CAPITAL's sole option at any of the Transaction Documentstime thereafter, specifically including but not limited to the BCC Note and Deferred Purchase Price Note, Borrower shall pay on or other notes or agreements given in connection with additional indebtedness of Borrower or Balanced Care to Ocwen or an Ocwen Affiliate secured by this Instrument, Ocwen shall have the right, at its option, to require Borrower to pay to Ocwen on before the first day of each month, for so long as in addition to each monthly payment on the BCC Note and/or Deferred Purchase Price Note or any Note, one-twelfth (1/12) of the Transaction Documents remains outstandingannual real estate taxes, a sum insurance premiums, assessments, water and sewer rates, ground rents and other charges (herein "FundsImpositions ") equal payable with respect to one-twelfth of the Property (a) the yearly water and sewer rates which may be levied on the Property; and (b) the yearly expenses, costs or fees associated with any licenses, permits, certifications or other governmental approvals required, necessary, or desirable for the operation of the facility located on the Property, all as reasonably estimated initially and from time by GE CAPITAL), to time adjusted be held by GE CAPITAL without interest to Borrower, for the basis of assessments and bills and reasonable estimates thereof. Any waiver by Ocwen of a requirement that Borrower pay such Funds following Borrower's default in payment of any Impositions. GE CAPITAL shall not exercise its option to require Borrower to pay Impositions to GE CAPITAL in advance as provided in the immediately preceding sentence unless GE CAPITAL reasonably determines that the payment of such items amounts is necessary to avoid the occurrence of a subsequent Event of Default resulting from the nonpayment of any Impositions. If the amount of such additional payments held by GE CAPITAL ("Funds ") at the time of the annual accounting thereof shall exceed the amount deemed necessary by GE CAPITAL to provide for the payment of Impositions as they fall due, such excess shall be at Borrower's option, either repaid to Borrower or credited to Borrower on the next monthly installment or installments of Funds due. If at any time the amount of the Funds held by GE CAPITAL shall be less than the amount deemed necessary by GE CAPITAL to pay Impositions as they fall due, Borrower shall pay to GE CAPITAL any amount necessary to make up the deficiency within thirty (30) days after notice from GE CAPITAL to Borrower requesting payment thereof. Upon the occurrence of an Event of Default under any of the Transaction DocumentsDefault, specifically including but not limited to the BCC Note and Deferred Purchase Price Note, GE CAPITAL may be revoked by Ocwenapply, in Ocwenany amount and in any order as GE CAPITAL shall determine in GE CAPITAL's sole discretion, any Funds held by GE CAPITAL at the time of application (a) to pay Impositions which are now or will hereafter become due, or (b) as a credit against sums secured by this Instrument. Upon payment in full of all sums secured by this Instrument, GE CAPITAL shall refund to Borrower any Funds held by GE CAPITAL. If GE CAPITAL is holding Funds at any time upon notice in writing pursuant to Borrower. Borrower shall be required to escrow funds sufficient to pay real property taxes and assessments, and upon Borrower's failure to pay premiums for the following when due, insurance premiums for fire and other casualty/hazard insurance, in accordance with the terms and conditions of Section 4.7 of the Term Loan Agreement, and such escrowed funds shall not be governed by this Section 2, but rather Borrower shall deliver written notice to GE CAPITAL of any Impositions which become due and payable at least thirty (30) days prior to the date any payment of such Impositions is due. Any such notice shall be accompanied by Section 4.7an invoice evidencing such Imposition and stating the amount thereof which is payable. Provided that the amount of the Funds exceeds the amount of the Imposition which is then due and payable, GE CAPITAL shall either, on or before the date such Imposition becomes due, pay such Imposition directly to the payee thereof or deliver Funds to Borrower for payment of such Imposition.

FUNDS FOR TAXES, INSURANCE AND OTHER CHARGES. Upon default the occurrence -------------------------------------------- of an Event of Default (hereinafter defined), and at METLIFE's sole option at any time thereafter, Guarantor shall pay in addition to each monthly payment on the Note, one-twelfth of the annual real estate taxes, insurance premiums, assessments, water and sewer rates, ground rents and other charges (herein "Impositions") payable with respect to the Property (as estimated by METLIFE in its sole discretion), to be held by METLIFE without interest to Guarantor, for the payment of any such obligations. If the amount of such additional payments held by METLIFE ("Funds") at the time of the following described itemsannual accounting thereof shall exceed the amount deemed necessary by METLIFE to provide for the payment of Impositions as they fall due, which default continues for a period such excess shall be at Guarantor's option, either repaid to Guarantor or credited to Guarantor on the next monthly installment or installments of Funds due. If at any time the amount of the Funds held by METLIFE shall be less than the amount deemed necessary by METLIFE to pay Impositions as they fall due, Guarantor shall pay to METLIFE any amount necessary to make up the deficiency within thirty (30) days after Ocwen or the Ocwen Affiliates have provided notice of same from METLIFE to Borrower (and Borrower shall notify Ocwen of its default in the Guarantor requesting payment of the following promptly after Borrower becomes aware of same), or, upon thereof. Upon the occurrence of an Event of Default under any of the Transaction DocumentsDefault, specifically including but not limited to the BCC Note and Deferred Purchase Price Note, or other notes or agreements given in connection with additional indebtedness of Borrower or Balanced Care to Ocwen or an Ocwen Affiliate secured by this Instrument, Ocwen shall have the right, at its option, to require Borrower to pay to Ocwen on the first day of each month, for so long as the BCC Note and/or Deferred Purchase Price Note or any of the Transaction Documents remains outstanding, a sum (herein "Funds") equal to one-twelfth of (a) the yearly water and sewer rates which METLIFE may be levied on the Property; and (b) the yearly expenses, costs or fees associated with any licenses, permits, certifications or other governmental approvals required, necessary, or desirable for the operation of the facility located on the Property, all as reasonably estimated initially and from time to time adjusted by the basis of assessments and bills and reasonable estimates thereof. Any waiver by Ocwen of a requirement that Borrower pay such Funds following Borrower's default in payment of any of such items or the occurrence of an Event of Default under any of the Transaction Documents, specifically including but not limited to the BCC Note and Deferred Purchase Price Note, may be revoked by Ocwenapply, in Ocwenany amount and in any order as METLIFE shall determine in METLIFE's sole discretion, any Funds held by METLIFE at any the time upon notice in writing to Borrower. Borrower shall be required to escrow funds sufficient of application (i) to pay real property taxes and assessments, and upon Borrower's failure to pay premiums for the following when Impositions which are now or will hereafter become due, insurance premiums for fire and other casualty/hazard insurance, in accordance with the terms and conditions of Section 4.7 of the Term Loan Agreement, and such escrowed funds shall not be governed or (ii) as a credit against sums secured by this Section 2Deed of Trust. Upon payment in full of all sums secured by this Deed of Trust, but rather METLIFE shall refund to Guarantor any Funds held by Section 4.7METLIFE.

FUNDS FOR TAXES, INSURANCE AND OTHER CHARGES. Upon default Except as in payment hereinafter provided with respect to the impounding of any such payments by Mortgagee following the occurrence of the following described itemsan Event of Default, which default continues for a period of thirty (30) days after Ocwen or the Ocwen Affiliates have provided notice of same to Borrower (and Borrower shall notify Ocwen of its default in pay or cause to be paid when due, prior to delinquency, all annual real estate taxes, insurance premiums, assessments, water and ser rates, ground rents and other charges (herein “Impositions”) payable with respect to the payment of the following promptly after Borrower becomes aware of same), or, upon Property. Upon the occurrence of an Event of Default under (hereinafter defined), and at Mortgagee’s sole option at any of time thereafter. Borrower shall pay in addition to each monthly payment on the Transaction Documents, specifically including but not limited to the BCC Note and Deferred Purchase Price Note, or other notes or agreements given in connection with additional indebtedness of Borrower or Balanced Care to Ocwen or an Ocwen Affiliate secured by this Instrument, Ocwen shall have the right, at its option, to require Borrower to pay to Ocwen on the first day of each month, for so long as the BCC Note and/or Deferred Purchase Price Note or any of the Transaction Documents remains outstanding, a sum (herein "Funds") equal to one-twelfth of the annual Impositions (a) as estimated by Mortgagee in its sole discretion), to be held by Mortgagee without interest to Borrower, for the yearly water payment of such Impositions (such payments being referred to herein as “Impounds”). Annually during the term of this Instrument, Mortgagee shall compare the Impounds collected to the Impositions paid or to be paid. If the amount of such Impounds held by Mortgagee at such time shall exceed the amount deemed necessary by Mortgagee to provide for the payment of Impositions as they fall due, if no Event of Default shall have occurred and sewer rates which may be levied continuing, such excess shall be at Borrower’s options, either repaid to Borrower or credited to Borrower on the Property; and (b) next monthly installment or installments of Impounds due. If at any time the yearly expenses, costs or fees associated with any licenses, permits, certifications or other governmental approvals required, necessary, or desirable for the operation amount of the facility located on Impounds held by Mortgagee shall be less than the Propertyamount deemed necessary by Mortgagee to pay Impositions as they fall due, all as reasonably estimated initially and Borrower shall pay to Mortgagee any amount necessary to make up the deficiency within thirty (30) days after notice from time Mortgagee to time adjusted by the basis of assessments and bills and reasonable estimates Borrower requesting payment thereof. Any waiver by Ocwen of a requirement that Borrower pay such Funds following Borrower's default in payment of any of such items or Upon the occurrence of an Event of Default under any of the Transaction Documentshereunder, specifically including but not limited to the BCC Note and Deferred Purchase Price Note, Mortgagee may be revoked by Ocwenapply, in Ocwen's any amount and in any order as Mortgagee shall determine in Mortgagee’s sole discretion, any Impounds held by Mortgagee at the time of application (i) to pay Impositions which are now or will hereafter become due, or (ii) as a credit against sums secured by this Instrument. Upon payment in full of all sums secured by this Instrument, Mortgagee shall refund to Borrower any time upon notice in writing to BorrowerImpounds then held by Mortgagee. If requested by Mortgagee, Borrower shall be required promptly furnish to escrow funds sufficient to pay real property taxes and assessmentsMortgagee all notices of Impositions which become due, and upon Borrower's failure in the event Borrower shall make payment directly, Borrower shall promptly furnish to pay premiums for the following when due, insurance premiums for fire and other casualty/hazard insurance, in accordance with the terms and conditions of Section 4.7 of the Term Loan Agreement, and Mortgagee receipts evidencing such escrowed funds shall not be governed by this Section 2, but rather by Section 4.7payments.

FUNDS FOR TAXES, INSURANCE AND OTHER CHARGES. Upon default in payment of any of the following described itemsSubject to applicable law or to a written waiver by Lender, which default continues for a period of thirty (30) days after Ocwen or the Ocwen Affiliates have provided notice of same to Borrower (and Borrower shall notify Ocwen pay to Lender on the day monthly installments of its default principal or interest are payable under the Note (or on another day designated in the payment of the following promptly after Borrower becomes aware of samewriting by Lender), or, upon until the occurrence of an Event of Default under any of the Transaction Documents, specifically including but not limited to the BCC Note and Deferred Purchase Price Note, or other notes or agreements given is paid in connection with additional indebtedness of Borrower or Balanced Care to Ocwen or an Ocwen Affiliate secured by this Instrument, Ocwen shall have the right, at its option, to require Borrower to pay to Ocwen on the first day of each month, for so long as the BCC Note and/or Deferred Purchase Price Note or any of the Transaction Documents remains outstandingfull, a sum (herein "Funds") equal to one-twelfth of (a) the yearly water and sewer rates and taxes and assessments which may be levied on the Property; and , (b) the yearly expensesground rents, costs or fees associated with any licensesif any, permits(c) the yearly premium installments for fire and other hazard insurance, certifications or rent loss insurance and such other governmental approvals requiredinsurance covering the Property as Lender may require pursuant to paragraph 5 hereof, necessary(d) the yearly premium installments for mortgage insurance, or desirable for if any, and (e) if this instrument is on a leasehold, the operation of yearly fixed rents, if any, under the facility located on the Propertyground lease, all as reasonably estimated initially and from time to time adjusted by Lender on the basis of assessments and bills and reasonable estimates thereof. Any waiver by Ocwen Lender of a requirement that Borrower pay such Funds following Borrower's default in payment of any of such items or the occurrence of an Event of Default under any of the Transaction Documents, specifically including but not limited to the BCC Note and Deferred Purchase Price Note, may be revoked by OcwenLender, in OcwenLender's sole discretion, at any time upon notice in writing to Borrower. Lender may require Borrower to pay to Lender, in advance, such other Funds for other taxes, charges, premiums, assessments and impositions in connection with Borrower or the Property which Lender shall reasonably deem necessary to protect Lender's interests (herein "Other Impositions"). Unless otherwise provided by applicable law, Lender may require Funds for Other Impositions to be paid by Borrower in a lump sum or in periodic installments, at Lender's option. The Funds shall be held in an institution(s) the deposits or accounts of which are insured or guaranteed by a Federal or state agency (including Lender if Lender is such an institution). Lender shall apply the Funds to pay said rates, rents, taxes, assessments, insurance premiums and Other Impositions so long as Borrower is not in breach of any covenant or agreement of Borrower in this Instrument. Lender shall make no charge for so holding and applying the Funds, analyzing said account or for verifying and compiling said assessments and bills, unless Lender pays Borrower interest, earnings or profits on the Funds and applicable law permits Lender to make such a charge. Borrower and Lender may agree in writing at the time of execution of this Instrument that (interest on the Funds shall be paid to Borrower, and unless such agreement is made or applicable law requires interest, earnings or profits to be paid, Lender shall not be required to escrow funds sufficient pay Borrower any interest, earnings or profits on the Funds. Lender shall give to Borrower, without charge, an annual accounting of the Funds in Lender's normal format showing credits and debits to the Funds and the purpose for which each debit to the Funds was made. The Funds are pledged as additional security for the sums secured by this Instrument. If the amount of the Funds held by Lender at the time of the annual accounting thereof shall exceed the amount deemed necessary by Lender to provide for the payment of water and sewer rates, taxes, assessments, insurance premiums, rents and Other Impositions, as they fall due, such excess shall be credited to Borrower on the next monthly installment or installments of Funds due. If at any time the amount of the Funds held by Lender shall be less than the amount deemed necessary by Lender to pay real property taxes water and sewer rates, taxes, assessments, insurance premiums, rents and upon Other Impositions, as they fall due. Borrower shall pay to Lender any amount necessary to make up the deficiency within thony days after notice from Lender to Borrower requesting payment thereof. Upon Borrower's failure breach of any covenant or agreement of Borrower in this Instrument. Lender may apply, in any amount and in any order as Lender shall determine in Lender's sole discretion, any Funds held by Lender at the time of application (i) to pay premiums for the following when duerates, rents, taxes, assessments, insurance premiums for fire and other casualty/hazard insuranceOther Impositions which are now or will hereafter become due, in accordance with the terms and conditions of Section 4.7 of the Term Loan Agreement, and such escrowed funds shall not be governed or (ii) as a credit against sums secured by this Section 2Instrument. Upon payment in full of all sums secured by this Instrument, but rather Lender shall promptly refund to Borrower any Funds held by Section 4.7Lender.

FUNDS FOR TAXES, INSURANCE AND OTHER CHARGES. Upon default in payment of any of the following described items, which default continues for a period of thirty (30) days after Ocwen or the Ocwen Affiliates have provided notice of same to Borrower (and Borrower shall notify Ocwen pay to Lender on the day monthly installments of its default in principal or interest are payable under the payment of the following promptly after Borrower becomes aware of same), or, upon the occurrence of an Event of Default under any of the Transaction Documents, specifically including but not limited to the BCC Note and Deferred Purchase Price Note, or other notes or agreements given until the Note is paid in connection with additional indebtedness of Borrower or Balanced Care to Ocwen or an Ocwen Affiliate secured by this Instrument, Ocwen shall have the right, at its option, to require Borrower to pay to Ocwen on the first day of each month, for so long as the BCC Note and/or Deferred Purchase Price Note or any of the Transaction Documents remains outstandingfull, a sum (herein "Funds") equal to one-twelfth of (a) the yearly water and sewer rates and taxes and assessments which may be levied on the Property; and , (b) the yearly expensesground rents, costs or fees associated with any licensesif any, permits(c) the yearly premium installments for fire and other hazard insurance, certifications or rent loss insurance and such other governmental approvals required, necessary, or desirable for insurance covering the operation of the facility located on the PropertyProperty as Lender may require pursuant to paragraph 5 hereof, all as reasonably estimated initially and from time to time adjusted by Lender on the basis of assessments and bills and reasonable estimates thereof. Any waiver Borrower shall also pay to Lender an amount of $_...00_ per month to establish a fund to pay for major repair and/or maintenance items. Major items meaning those costing more than $500. The Funds shall be held in an institution(s) the deposits or accounts of which are insured or guaranteed by Ocwen a Federal or state agency. Lender shall apply the Funds to pay said rates, rents, taxes, assessments, insurance premiums and major maintenance/repair items so long as Borrower is not in breach of a requirement that any covenant or agreement of Borrower in this Instrument. Lender shall not be required to pay such Borrower any interest on the Funds. Lender shall give to Borrower, without charge, an annual accounting of the Funds following in Lender's normal format showing credits and debits to the Funds and the purpose for which each debit to the Funds was made. The Funds are pledged as additional security for the sums secured by this Instrument. If at any time the amount of the Funds held by Lender shall be less than the amount deemed necessary by Lender to pay water and sewer rates, taxes, assessments and insurance premiums as they fall due, and for major repair/maintenance items Borrower shall pay to Lender any amount necessary to make up the deficiency within 30 days after notice from Lender to Borrower requesting payment thereof. Upon Borrower's default in payment breach of any covenant or agreement of such items or the occurrence of an Event of Default under any of the Transaction DocumentsBorrower in this Instrument, specifically including but not limited to the BCC Note and Deferred Purchase Price Note, Lender may be revoked by Ocwenapply, in Ocwenany amount and in any order as Lender shall determine in Lender's sole discretion, any Funds held by Lender at any the time upon notice in writing to Borrower. Borrower shall be required to escrow funds sufficient of application (i) to pay real property taxes rates, taxes, assessments and assessments, and upon Borrower's failure to pay insurance premiums for the following when which are now or will hereafter become due, insurance premiums for fire and other casualty/hazard insurance, in accordance with the terms and conditions of Section 4.7 of the Term Loan Agreement, and such escrowed funds shall not be governed or (ii) as a credit against sums secured by this Section 2Instrument. Upon payment in full of all sums secured by this Instrument, but rather Lender shall promptly refund to Borrower any Funds held by Section 4.7Lender.

FUNDS FOR TAXES, INSURANCE AND OTHER CHARGES. Upon default in payment of any of the following described itemsSubject to applicable law or to a written waiver by Lender, which default continues for a period of thirty (30) days after Ocwen or the Ocwen Affiliates have provided notice of same to Borrower (and Borrower shall notify Ocwen pay to Lender on the day monthly installments of its default principal or interest are payable under the Note (or on another day designated in the payment of the following promptly after Borrower becomes aware of samewriting by Lender), or, upon until the occurrence of an Event of Default under any of the Transaction Documents, specifically including but not limited to the BCC Note and Deferred Purchase Price Note, or other notes or agreements given is paid in connection with additional indebtedness of Borrower or Balanced Care to Ocwen or an Ocwen Affiliate secured by this Instrument, Ocwen shall have the right, at its option, to require Borrower to pay to Ocwen on the first day of each month, for so long as the BCC Note and/or Deferred Purchase Price Note or any of the Transaction Documents remains outstandingfull, a sum (herein "Funds") equal to one-twelfth of (a) the yearly water taxes and sewer rates assessments which may be levied on the Property; and , (b) the yearly expensesground rents, costs or fees associated with any licensesif any, permits(c) the yearly premium installments for fire and other hazard insurance, certifications or rent loss insurance and such other governmental approvals requiredinsurance covering the Property as Lender may require pursuant to paragraph 5 hereof, necessary(d) the yearly premium installments for mortgage insurance, or desirable for if any, and (e) if this Instrument is on a leasehold, the operation of yearly fixed rents, if any, under the facility located on the Propertyground lease, all as reasonably estimated initially and from time to time adjusted by Lender on the basis of assessments and bills and reasonable estimates thereof. Any waiver by Ocwen Lender of a requirement that Borrower pay such Funds following Borrower's default in payment of any of such items or the occurrence of an Event of Default under any of the Transaction Documents, specifically including but not limited to the BCC Note and Deferred Purchase Price Note, may be revoked by OcwenLender, in OcwenLender's sole discretion, at any time upon notice in writing to Borrower. Lender may require Borrower to pay to Lender, in advance, such other Funds for other taxes, charges, premiums, assessments and impositions in connection with Borrower or the Property which Lender shall reasonably deem necessary to protect Lender's interests (herein "Other Impositions"). Unless otherwise provided -3- by applicable law, Lender may require Funds for Other Impositions to be paid by Borrower in a lump sum or in periodic installments, at Lender's option. The Funds shall be held in an institution(s) the deposits or accounts of which are insured or guaranteed by a Federal or state agency (including Lender if Lender is such an institution). Lender shall apply the Funds to pay said rents, taxes, assessments, insurance premiums and Other Impositions so long as Borrower is not in breach of any covenant or agreement of Borrower in this Instrument. Lender shall make no charge for so holding and applying the Funds, analyzing said account or for verifying and compiling said assessments and bills, unless Lender pays Borrower interest, earnings or profits on the Funds and applicable law permits Lender to make such a charge. Borrower and Lender may agree in writing at the time of execution of this instrument that interest on the Funds shall be paid to Borrower, and unless such agreement is made or applicable by law requires interest, earnings or profits to be paid, Lender shall not be required to escrow funds sufficient pay Borrower any interest, earnings or profits on the Funds. Lender shall give to Borrower, without charge, an annual accounting of the Funds in Lender's normal format showing credits and debits to the Funds and the purpose for which each debit to the Funds was made. The Funds are pledged as additional security for the sums secured by this Instrument. If the amount of the Funds held by Lender at the time of the annual accounting thereof shall exceed the amount deemed necessary by Lender to provide for the payment of taxes, assessments, insurance premiums, rents and Other Impositions, as they fall due, such excess shall be credited to Borrower on the next monthly installment or installments of Funds due. If at any time the amount of the Funds held by Lender shall be less than the amount deemed necessary by Lender to pay real property taxes and taxes, assessments, insurance premiums, rents and upon Borrower's failure to pay premiums for the following when Other Impositions, as they fall due, Borrower shall pay to Lender any amount necessary to make up the deficiency within thirty days after notice from Lender to Borrower requesting payment thereof. Notwithstanding the foregoing, Borrower shall not be required to deposit monthly escrow payments for insurance premiums with Lender except as hereinafter provided. Borrower shall make all insurance premium payments prior to that date on which such payments are due and provide Lender with evidence satisfactory to Lender that such premium payments have been made, such evidence to be provided not less than ninety (90) days prior to the date such payments are due. If at any time during the term of the Loan evidenced by the Note, (i) Borrower fails to make such premium payments, or to provide evidence to Lender that such payments have been made, or (ii) Borrower is in default under the terms of the Note, this Instrument, or any other Loan Document, then Borrower shall immediately commence paying to Lender monthly escrows in an amount equal to (x) one-twelfth of the yearly premium installments for fire and other casualty/hazard insurance, in accordance with the terms and conditions of Section 4.7 of the Term Loan Agreement, rent loss insurance and such escrowed funds other insurance covering the Property as Lender may require pursuant to paragraph 5 hereof and Borrower shall not be governed deliver any other amounts necessary for Lender to pay such premiums. Upon Borrower's breach of any covenant or agreement of Borrower in this Instrument, Lender may apply, in any amount and in any order as Lender shall determine in Lender's sole discretion, any Funds held by Lender at the time of application (i) to pay rents, taxes, assessments, insurance premiums and Other Impositions which are now or will hereafter become due, or (ii) as a credit against sums secured by this Section 2Instrument. Upon payment in full of all sums secured by this Instrument, but rather Lender shall promptly refund to Borrower any Funds held by Section 4.7Lender.

FUNDS FOR TAXES, INSURANCE AND OTHER CHARGES. Upon default in payment of any of the following described itemsSubject to applicable law or to a written waiver by Lender, which default continues for a period of thirty (30) days after Ocwen or the Ocwen Affiliates have provided notice of same to Borrower (and Borrower shall notify Ocwen pay to Lender on the day monthly installments of its default principal or interest are payable under the Note (or on another day designated in the payment of the following promptly after Borrower becomes aware of samewriting by Lender), or, upon until the occurrence of an Event of Default under any of the Transaction Documents, specifically including but not limited to the BCC Note and Deferred Purchase Price Note, or other notes or agreements given is paid in connection with additional indebtedness of Borrower or Balanced Care to Ocwen or an Ocwen Affiliate secured by this Instrument, Ocwen shall have the right, at its option, to require Borrower to pay to Ocwen on the first day of each month, for so long as the BCC Note and/or Deferred Purchase Price Note or any of the Transaction Documents remains outstandingfull, a sum (herein "Funds") equal to one-twelfth of (a) the yearly water taxes and sewer rates assessments which may be levied on the Property; and , (b) the yearly expensesground rents, costs or fees associated with any licensesif any, permits( c) the yearly premium installments for fire and other hazard insurance, certifications or rent loss insurance and such other governmental approvals requiredinsurance covering the Property as Lender may require pursuant to paragraph 5 hereof, necessary(d) the yearly premium installments for mortgage insurance, or desirable for if any, and (e) if this Instrument is on a leasehold, the operation of yearly fixed rents, if any, under the facility located on the Propertyground lease, all as reasonably estimated initially and from time to time adjusted by Lender on the basis of assessments and bills and reasonable estimates thereof. Any waiver by Ocwen Lender of a requirement that Borrower pay such Funds following Borrower's default in payment of any of such items or the occurrence of an Event of Default under any of the Transaction Documents, specifically including but not limited to the BCC Note and Deferred Purchase Price Note, may be revoked by OcwenLender, in OcwenLender's sole discretion, at any time upon notice in writing to Borrower. Lender may require Borrower to pay to Lender, in advance, such other Funds for other taxes, charges, premiums, assessments and impositions in connection with Borrower or the Property which Lender shall reasonably deem necessary to protect Lender's interests (herein "Other Impositions"). Unless otherwise provided by applicable law, Lender may require Funds for Other Impositions to be paid by Borrower in a lump sum or in periodic installments, at Lender's option. The Funds shall be held in an institution(s) the deposits or accounts of which are insured or guaranteed by a Federal or state agency (including Lender if Lender is such an institution). Lender shall apply the Funds to pay said rents, taxes, assessments, insurance premiums and Other Impositions so long as Borrower is not in breach of any covenant or agreement of Borrower in this Instrument. Lender shall make no charge for so holding and applying the Funds, analyzing said account or for verifying and compiling said assessments and bills, unless Lender pays Borrower interest, earnings or profits on the Funds and applicable law permits Lender to make such a charge. Borrower and Lender may agree in writing at the time of execution of this Instrument that interest on the Funds shall be paid to Borrower, and unless such agreement is made or applicable law requires interest, earnings or profits to be paid, Lender shall not be required to escrow funds sufficient pay Borrower any interest, earnings or profits on the Funds. Lender shall give to Borrower, without charge, an annual accounting of the Funds in Lender's normal format showing credits and debits to the Funds and the purpose for which each debit to the Funds was made. The Funds are pledged as additional security for the sums secured by this Instrument. If the amount of the Funds held by Lender at the time of the annual accounting thereof shall exceed the amount deemed necessary by Lender to provide for the payment of taxes, assessments, insurance premiums, rents and Other Impositions, as they fall due, such excess shall be credited to Borrower on the next monthly installment or installments of Funds due. If at any time the amount of the Funds held by Lender shall be less than the amount deemed necessary by Lender to pay real property taxes and taxes, assessments, insurance premiums, rents and upon Other Impositions, as they fall due, Borrower shall pay to Lender any amount necessary to make up the deficiency within thirty days after notice from Lender to Borrower requesting payment thereof. Upon Borrower's failure breach of any covenant or agreement of Borrower in this Instrument, Lender may apply, in any amount and in any order as Lender shall determine in Lender's sole discretion, any Funds held by Lender at the time of application (i) to pay premiums for the following when duerents, taxes, assessments, insurance premiums for fire and other casualty/hazard insuranceOther Impositions which are now or will hereafter become due, in accordance with the terms and conditions of Section 4.7 of the Term Loan Agreement, and such escrowed funds shall not be governed or (ii) as a credit against sums secured by this Section 2Instrument. Upon payment in full of all sums secured by this Instrument, but rather Lender shall promptly refund to Borrower any Funds held by Section 4.7Lender.