Common use of General Purpose of Loan Clause in Contracts

General Purpose of Loan. Maker warrants and represents to Payee, all other Holders and the Agent that all loans evidenced by this note are and will be for business, commercial, investment or other similar purpose and not primarily for personal, family, household or agricultural use, as such terms are used in the Texas Finance Code. HOMEBANC CORP., as comaker By: /s/ Xxxxx X. Xxxxxxx Name: Xxxxx X. Xxxxxxx Title: Executive Vice President HOMEBANC MORTGAGE CORPORATION, as comaker By: /s/ Xxxxx X. Xxxxxxx Name: Xxxxx X. Xxxxxxx Title: Executive Vice President ANNEX 1 to $25,000,000 HomeBanc Mortgage Corporation 8/04 Colonial Bank Senior Credit Note LOANS AND PAYMENTS OF PRINCIPAL AND INTEREST Date of Payment or Advance Payment Applied on (or advance vs.) Principal Payment Applied on Interest Principal Balance Interest Paid to

General Purpose of Loan. Maker warrants and represents to Payee, all other Holders and the Agent that all loans evidenced by this note are and will be for business, commercial, investment or other similar purpose and not primarily for personal, family, household or agricultural use, as such terms are used in the Texas Finance Code. HOMEBANC CORP., as comaker By: /s/ Xxxxx X. Xxxxxxx Name: Xxxxx X. Xxxxxxx Title: Executive Vice President HOMEBANC MORTGAGE CORPORATION, as comaker By: /s/ Xxxxx X. Xxxxxxx Name: Xxxxx X. Xxxxxxx Title: Executive Vice President ANNEX 1 to $25,000,000 20,000,000 HomeBanc Mortgage Corporation 8/04 Colonial Bank Hapoalim Senior Credit Note LOANS AND PAYMENTS OF PRINCIPAL AND INTEREST Date of Payment or Advance Payment Applied on (or advance vs.) Principal Payment Applied on Interest Principal Balance Interest Paid to

General Purpose of Loan. Maker warrants and represents to Payee, all other Holders and the Agent that all loans evidenced by this note are and will be for business, commercial, investment or other similar purpose and not primarily for personal, family, household or agricultural use, as such terms are used in the Texas Finance Code. HOMEBANC CORP., as comaker By: /s/ Xxxxx X. Xxxxxxx Name: Xxxxx X. Xxxxxxx Title: Executive Vice President HOMEBANC MORTGAGE CORPORATION, as comaker By: /s/ Xxxxx X. Xxxxxxx Name: Xxxxx X. Xxxxxxx Title: Executive Vice President ANNEX 1 to $25,000,000 50,000,000 HomeBanc Mortgage Corporation 8/04 Colonial Bank Calyon New York Branch Senior Credit Note LOANS AND PAYMENTS OF PRINCIPAL AND INTEREST Date of Payment or Advance Payment Applied on (or advance vs.) Principal Payment Applied on Interest Principal Balance Interest Paid to

General Purpose of Loan. Maker warrants and represents to Payee, all other Holders and the Agent that all loans evidenced by this note are and will be for business, commercial, investment or other similar purpose and not primarily for personal, family, household or agricultural use, as such terms are used in the Texas Finance Code. HOMEBANC CORP., as comaker By: /s/ Xxxxx X. Xxxxxxx Name: Xxxxx X. Xxxxxxx Title: Executive Vice President HOMEBANC MORTGAGE CORPORATION, as comaker By: /s/ Xxxxx X. Xxxxxxx Name: Xxxxx X. Xxxxxxx Title: Executive Vice President ANNEX 1 to $25,000,000 50,000,000 HomeBanc Mortgage Corporation 8/04 Colonial Bank BNP Paribas Senior Credit Note LOANS AND PAYMENTS OF PRINCIPAL AND INTEREST Date of Payment or Advance Payment Applied on (or advance vs.) Principal Payment Applied on Interest Principal Balance Interest Paid to

General Purpose of Loan. Maker warrants and represents to Payee, all other Holders and the Agent that all loans evidenced by this note are and will be for business, commercial, investment or other similar purpose and not primarily for personal, family, household or agricultural use, as such terms are used in the Texas Finance Code. HOMEBANC CORP., as comaker By: /s/ Xxxxx X. Xxxxxxx Name: Xxxxx X. Xxxxxxx Title: Executive Vice President HOMEBANC MORTGAGE CORPORATION, as comaker By: /s/ Xxxxx X. Xxxxxxx Name: Xxxxx X. Xxxxxxx Title: Executive Vice President ANNEX 1 to $25,000,000 50,000,000 HomeBanc Mortgage Corporation 8/04 Colonial United Overseas Bank Senior Credit Note LOANS AND PAYMENTS OF PRINCIPAL AND INTEREST Date of Payment or Advance Payment Applied on (or advance vs.) Principal Payment Applied on Interest Principal Balance Interest Paid to

General Purpose of Loan. Maker warrants and represents to Payee, all other Holders and the Agent that all loans evidenced by this note are and will be for business, commercial, investment or other similar purpose and not primarily for personal, family, household or agricultural use, as such terms are used in the Texas Finance Code. HOMEBANC CORP., as comaker By: /s/ Xxxxx X. Xxxxxxx Name: Xxxxx X. Xxxxxxx Title: Executive Vice President HOMEBANC MORTGAGE CORPORATION, as comaker By: /s/ Xxxxx X. Xxxxxxx Name: Xxxxx X. Xxxxxxx Title: Executive Vice President ANNEX 1 to $25,000,000 155,000,000 HomeBanc Mortgage Corporation 8/04 Colonial Bank Senior Credit Swing Line Note LOANS AND PAYMENTS OF PRINCIPAL AND INTEREST Date of Payment or Advance Payment Applied on (or advance vs.) Principal Payment Applied on Interest Principal Balance Interest Paid to

General Purpose of Loan. Maker warrants and represents to Payee, all other Holders and the Agent that all loans evidenced by this note are and will be for business, commercial, investment or other similar purpose and not primarily for personal, family, household or agricultural use, as such terms are used in the Texas Finance Code. HOMEBANC CORP., as comaker By: /s/ Xxxxx X. Xxxxxxx Name: Xxxxx X. Xxxxxxx Title: Executive Vice President HOMEBANC MORTGAGE CORPORATION, as comaker By: /s/ Xxxxx X. Xxxxxxx Name: Xxxxx X. Xxxxxxx Title: Executive Vice President ANNEX 1 to $25,000,000 35,000,000 HomeBanc Mortgage Corporation 8/04 Colonial Sovereign Bank Senior Credit Note LOANS AND PAYMENTS OF PRINCIPAL AND INTEREST Date of Payment or Advance Payment Applied on (or advance vs.) Principal Payment Applied on Interest Principal Balance Interest Paid to

General Purpose of Loan. Maker warrants and represents to Payee, all other Holders and the Agent that all loans evidenced by this note are and will be for business, commercial, investment or other similar purpose and not primarily for personal, family, household or agricultural use, as such terms are used in the Texas Finance Code. HOMEBANC CORP., as comaker By: /s/ Xxxxx X. Xxxxxxx Name: Xxxxx X. Xxxxxxx Title: Executive Vice President HOMEBANC MORTGAGE CORPORATION, as comaker By: /s/ Xxxxx X. Xxxxxxx Name: Xxxxx X. Xxxxxxx Title: Executive Vice President ANNEX 1 to $25,000,000 20,000,000 HomeBanc Mortgage Corporation 8/04 Colonial 9/04 First Commercial Bank Senior Credit Note LOANS AND PAYMENTS OF PRINCIPAL AND INTEREST Date of Payment or Advance Payment Applied on (or advance vs.) Principal Payment Applied on Interest Principal Balance Interest Paid to