Common use of General Purpose of Loan Clause in Contracts

General Purpose of Loan. Maker warrants and represents to Payee, all other Holders and the Agent that all loans evidenced by this note are and will be for business, commercial, investment or other similar purpose and not primarily for personal, family, household or agricultural use, as such terms are used in the Texas Finance Code. HOMEBANC CORP., as comaker By: Name: Title: HOMEBANC MORTGAGE CORPORATION, as comaker By: Name: Title: ANNEX 1 to $ HomeBanc Corp. and HomeBanc Mortgage Corporation 8/05 Swing Line Note LOANS AND PAYMENTS OF PRINCIPAL AND INTEREST Date of Payment or Advance Payment Applied on (or advance vs.) Principal Payment Applied on Interest Principal Balance Interest Paid to Name of Person Making Notation EXHIBIT B TO 8/05 CREDIT AGREEMENT Request for Borrowing [Letterhead of a Company] [date] JPMorgan Chase Bank, N.A. 707 Xxxxxx, 0xx Xxxxx Xxxxx Xxxxxxx, Xxxxx 00000 Attention: Xxxxxxx X. Xxxxxxxxx, Corporate Mortgage Finance Group Ladies and Gentlemen: [HOMEBANC CORP.][HOMEBANC MORTGAGE CORPORATION] (the “Company”), an affiliate of the Company and JPMORGAN CHASE BANK, N.A. as a lender and as agent (the “Agent”) for the other lender(s) who are parties to it as lenders, and such other lenders (all such lenders, including JPMorgan Chase Bank, N.A. being herein called the “Lenders”) together executed a 8/05 Amended and Restated Senior Secured Credit Agreement dated August 1, 2005 (which, as it may have been or may hereafter be supplemented, amended or restated from time to time, is called the “Credit Agreement”). Any term defined in the Credit Agreement and used but not defined differently in this Request for Borrowing shall have the meaning given to it in the Credit Agreement. The Company currently qualifies under the Credit Agreement for, and hereby requests, an Advance in the amount of $ to be made on , 200 (or, if the Agent is closed that day, on the next day when it is not). After giving effect as required by the Credit Agreement to the requested Advance, the Borrowing Base will equal or exceed the outstanding principal balance of the Loan and such balance will not exceed the Aggregate Committed Sum.

General Purpose of Loan. Maker warrants and represents to Payee, all other Holders and the Agent that all loans evidenced by this note are and will be for business, commercial, investment or other similar purpose and not primarily for personal, family, household or agricultural use, as such terms are used in the Texas Finance Code. HOMEBANC CORP., as comaker By: Name: Title: HOMEBANC MORTGAGE CORPORATION, as comaker By: Name: Title: ANNEX 1 to $ HomeBanc Corp. and HomeBanc Mortgage Corporation 8/05 Swing Line [Lender’s name] Senior Credit Note LOANS AND PAYMENTS OF PRINCIPAL AND INTEREST Date of Payment or Advance Payment Applied on (or advance vs.) Principal Payment Applied on Interest Principal Balance Interest Paid to Name of Person Making Notation EXHIBIT B A-2 TO 8/05 CREDIT AGREEMENT Request for Borrowing [Letterhead of (The “8/05 Swing Line Note”) $ Houston, Texas August 1, 2005 FOR VALUE RECEIVED, HOMEBANC CORP., a Company] [date] JPMorgan Chase BankGeorgia corporation, N.A. 707 Xxxxxxand its wholly-owned subsidiary, 0xx Xxxxx Xxxxx Xxxxxxx, Xxxxx 00000 Attention: Xxxxxxx X. Xxxxxxxxx, Corporate Mortgage Finance Group Ladies and Gentlemen: [HOMEBANC CORP.][HOMEBANC MORTGAGE CORPORATION] , a Delaware corporation (“Makers” or the “CompanyCompanies”), an affiliate ) jointly and severally to pay to the order of the Company and JPMORGAN CHASE BANK, N.A. (“Payee”), a national banking association, at its main Houston branch, 000 Xxxx Xxxxxx, Xxxxxxx, Xxxxxx Xxxxxx, Texas 77002, or at such other place as a lender and as agent the holder (the “AgentHolder”, whether or not Payee is such holder) for the other lender(s) who are parties to it as lenders, and such other lenders (all such lenders, including JPMorgan Chase Bank, N.A. being herein called the “Lenders”) together executed a 8/05 Amended and Restated Senior Secured Credit Agreement dated August 1, 2005 (which, as it may have been or of this note may hereafter be supplementeddesignate in writing, amended in immediately available funds and in lawful money of the United States of America, the principal sum of Dollars ($ ) (or restated the unpaid balance of all principal advanced against this note, if that amount is less), together with interest on the unpaid principal balance of this note from time to time, is called time outstanding until maturity at the “Credit Agreement”). Any term defined applicable rate(s) provided for in the Credit Agreement and used but not defined differently (or at such lesser rate, if any, as Holder may in this Request its sole discretion from time to time elect to be applicable for Borrowing shall have the meaning given to it in the Credit Agreement. The Company currently qualifies under the Credit Agreement forany day or days), and hereby requestsinterest on all past due amounts, an Advance in both principal and accrued interest, at the amount Past Due Rate; provided that for the full term of $ this note the interest rate produced by the aggregate of all sums paid or agreed to be made on paid to Holder for the use, 200 (or, if the Agent is closed that day, on the next day when it is not). After giving effect as required by the Credit Agreement to the requested Advance, the Borrowing Base will equal forbearance or exceed the outstanding principal balance detention of the Loan and such balance will debt evidenced hereby shall not exceed the Aggregate Committed SumCeiling Rate.

General Purpose of Loan. Maker warrants and represents to Payee, all other Holders and the Agent that all loans evidenced by this note are and will be for business, commercial, investment or other similar purpose and not primarily for personal, family, household or agricultural use, as such terms are used in the Texas Finance Code. HOMEBANC CORP., as comaker By: Name: Title: HOMEBANC MORTGAGE CORPORATION, as comaker maker By: Name: Title: ANNEX 1 to $ HomeBanc Corp. and $80,000,000 HomeBanc Mortgage Corporation 8/05 12/03 Swing Line Note LOANS AND PAYMENTS OF PRINCIPAL AND INTEREST Date of Payment or Advance Payment Applied on (or advance vs.) Principal Payment Applied on Interest Principal Balance Interest Paid to Name of Person Making Notation EXHIBIT B TO 8/05 12/03 CREDIT AGREEMENT Request for Borrowing [Letterhead of a the Company] [date] JPMorgan Chase Bank, N.A. Bank 707 Xxxxxx, 0xx 6tx Xxxxx Xxxxx Xxxxxxx, Xxxxx 00000 Attention: Xxxxxxx X. Xxxxxxxxx, Corporate Mortgage Finance Group Ladies and Gentlemen: [HOMEBANC CORP.][HOMEBANC MORTGAGE CORPORATION] CORPORATION (the “Company”), an affiliate of the Company ) and JPMORGAN CHASE BANK, N.A. BANK as a lender and as agent (the “Agent”) for the other lender(s) who are parties to it as lenders, and such other lenders (all such lenders, including JPMorgan Chase Bank, N.A. Bank being herein called the “Lenders”) together executed a 8/05 12/03 Amended and Restated Senior Secured Credit Agreement dated August 1December 3, 2005 2003 (which, as it may have been or may hereafter be supplemented, amended or restated from time to time, is called the “Credit Agreement”). Any term defined in the Credit Agreement and used but not defined differently in this Request for Borrowing shall have the meaning given to it in the Credit Agreement. The Company currently qualifies under the Credit Agreement for, and hereby requests, an Advance in the amount of $ to be made on on, , 200 (or, if the Agent is closed that day, on the next day when it is not). After giving effect as required by the Credit Agreement to the requested Advance, the Borrowing Base will equal or exceed the outstanding principal balance of the Loan and such balance will not exceed the Aggregate Committed Sum.