Common use of General Warning Clause in Contracts

General Warning. “Accredited investors are assumed to be better informed, and better able to access resources to protect their own interests, and therefore require less regulatory protection. Investors who agree to be treated as accredited investors therefore forgo the benefit of certain regulatory safeguards. For example, issuers of securities are exempted from issuing a full prospectus registered with the Monetary Authority of Singapore in respect of offers that are made only to accredited investors, and intermediaries are exempted from a number of business conduct requirements when dealing with accredited investors. Investors should consult a professional adviser if they do not understand any consequence of being treated as an accredited investor.” The effect of not being treated as an Accredited Investor is that we may not or cannot offer you certain products and services that can only be offered to an accredited investor. As noted in the General Warning above, Accredited Investors are assumed to be better informed and more able to protect their own interests, and therefore a wider range of products and services are available to them, compared to what is available to Retail Investors. In particular, an Accredited Investor will not be able to take advantage of the fund under the investor compensation scheme which was set up for the protection of Retail Investors (although for the purposes of the Services offered by us, this investor compensation scheme may not be applicable to our Customers). Certain capital markets products can be offered to accredited investors without a prospectus. You may therefore not receive a disclosure document containing all the disclosures mandated by the SFA. By ACCEPTING this Agreement in the Platform, you are opting-in to be considered an Accredited Investor expressly consenting to being offered the corresponding products and services. EXECUTED for and on behalf of the Parties INITIALLED/ ACCEPTED by INVESTOR ) This entire Agreement and all the relevant Schedules are hereby agreed upon by the Parties EXECUTED for and on behalf of the Parties SIGNED/ACCEPTED by INVESTOR ) SIGNED ) For and on behalf of )

General Warning. “Accredited investors are assumed to be better informed, and better able to access resources to protect their own interests, and therefore require less regulatory protection. Investors who agree to be treated as accredited investors therefore forgo the benefit of certain regulatory safeguards. For example, issuers of securities are exempted from issuing a full prospectus registered with the Monetary Authority of Singapore in respect of offers that are made only to accredited investors, and intermediaries are exempted from a number of business conduct requirements when dealing with accredited investors. Investors should consult a professional adviser if they do not understand any consequence of being treated as an accredited investor.” The effect of not being treated as an Accredited Investor is that we may not or cannot offer you certain products and services that can only be offered to an accredited investor. As noted in the General Warning above, Accredited Investors are assumed to be better informed and more able to protect their own interests, and therefore a wider range of products and services are available to them, compared to what is available to Retail Investors. In particular, an Accredited Investor will not be able to take advantage of the fund under the investor compensation scheme which was set up for the protection of Retail Investors (although for the purposes of the Services offered by us, this investor compensation scheme may not be applicable to our Customers). Certain capital markets products can be offered to accredited investors without a prospectus. You may therefore not receive a disclosure document containing all the disclosures mandated by the SFA. By ACCEPTING this Agreement in the Platform, you are opting-in to be considered an Accredited Investor expressly consenting to being offered the corresponding products and services. EXECUTED for and on behalf of the Parties INITIALLED/ ACCEPTED INITIALLED by INVESTOR ) This entire Agreement and all the relevant Schedules are hereby agreed upon by the Parties EXECUTED for and on behalf of the Parties SIGNED/ACCEPTED SIGNED by INVESTOR ) SIGNED ) For and on behalf of )

General Warning. “Accredited investors are assumed to be better informed, and better able to access resources to protect their own interests, and therefore require less regulatory protection. Investors who agree to be treated as accredited investors therefore forgo the benefit of certain regulatory safeguards. For example, issuers of securities are exempted from issuing a full prospectus registered with the Monetary Authority of Singapore in respect of offers that are made only to accredited investors, and intermediaries are exempted from a number of business conduct requirements when dealing with accredited investors. Investors should consult a professional adviser if they do not understand any consequence of being treated as an accredited investor.” The effect of not being treated as an Accredited Investor is that we may not or cannot offer you certain products and services that can only be offered to an accredited investor. As noted in the General Warning above, Accredited Investors are assumed to be better informed and more able to protect their own interests, and therefore a wider range of products and services are available to them, compared to what is available to Retail Investors. In particular, an Accredited Investor will not be able to take advantage of the fund under the investor compensation scheme which was set up for the protection of Retail Investors (although for the purposes of the Services offered by us, this investor compensation scheme may not be applicable to our Customers). Certain capital markets products can be offered to accredited investors without a prospectus. You may therefore not receive a disclosure document containing all the disclosures mandated by the SFA. By ACCEPTING this Agreement in the Platform, you are opting-in to be considered an Accredited Investor expressly consenting to being offered the corresponding products and services. EXECUTED for and on behalf of the Parties INITIALLED/ ACCEPTED by INVESTOR ) This entire Agreement and all the relevant Schedules are hereby agreed upon by the Parties Parties. Further, by executing this Agreement the Customer acknowledges and agrees that the Customer has read and understood the terms and conditions of the Services provided by Xxxxxxx.XX alongwith the Fees structure and mechanism for charging/payment of Fees available on the Platform EXECUTED for and on behalf of the Parties SIGNED/ACCEPTED by INVESTOR ) SIGNED ) For and on behalf of ) XXXXXXX ADVISORS (SG) PTE. LTD. )

General Warning. “Accredited investors Investors are assumed to be better informed, and better able to access resources to protect their own interests, and therefore require less regulatory protection. Investors who agree to be treated as accredited investors Accredited Investors therefore forgo the benefit of certain regulatory safeguards. For example, issuers of securities are exempted from issuing a full prospectus registered with the Monetary Authority of Singapore in respect of offers that are made only to accredited investors, and intermediaries are exempted from a number of business conduct requirements when dealing with accredited investorssafeguards8. Investors should consult a professional adviser if they do not understand any consequence of being treated as an accredited investor.” Accredited Investor. Opt-In Requirement The effect Investment Manager has assessed that you meet at least one of not being treated the requirements to qualify as an Accredited Investor is that we may not or cannot offer you certain products and services that can only be offered to an accredited investor. As noted under the applicable regulations as set out in the General Warning above, Accredited Investors are assumed to be better informed and more able to protect their own interests, and therefore a wider range of products and services are available to them, compared to what is available to Retail InvestorsAppendix 2. In particularaddition to Accredited Investor qualifications, investors would need to declare and provide consent as an Accredited Investor in an Opt-In Confirmation. This Opt-In Confirmation will apply to your entire relationship with the Investment Manager. Conversely, the regulatory safeguards will be reduced in respect to all your dealings with the Investment Manager. Kindly note that the Investment Manager will only be able to provide full services if you classify and opt- in as an Accredited Investor. Right to Opt-Out Notwithstanding you having declared yourself as an Accredited Investor in an Opt-In Confirmation to invest with the Investment Manager, you have the right to opt-out of your Accredited Investor status at any point in time. You may declare that you do not wish to be classified as an Accredited Investor anytime through an Opt-Out Confirmation attached. Please note however, the Investment Manager is restricted to service only Accredited Investors and institutional investors. Once you relinquish your classification as Accredited Investor, the Investment Manager will therefore not be allowed to service you. Your existing investment with the Investment Manager. will not be able to take advantage of the fund under the investor compensation scheme which was set up for the protection of Retail Investors (although for the purposes of the Services offered by usimpacted, this investor compensation scheme may however we will simply not be applicable permitted to our Customersaccept any new investment into the Investment Manager’s funds by you. Summary For any further enquiries, please contact the Investment Manager at xxxxxxxxxxxx@xxxxxxxxxxxxx.xxx. Please retain this notification and return the signed Opt-In Confirmation. 8 Details of reduced investor safeguards can be found at Securities and Futures Act (Cap. 289), Securities and Futures (Classes of Investors) Regulations 2018 (xxxxx://xxx.xxx.xxx.xx/SL/SFA2001-S665-2018?DocDate=20181005#pr3-). Certain capital markets products can be offered to accredited investors without a prospectusOPT-IN CONFIRMATION Name of Subscriber/Underlying Investor: NRIC/Passport No./Registration No.: To: White Oak Capital Partners Pte. You may therefore not receive a disclosure document containing all the disclosures mandated by the SFA. By ACCEPTING this Agreement in the Platform, you are opting-in to be considered an Accredited Investor expressly consenting to being offered the corresponding products and services. EXECUTED for and on behalf of the Parties INITIALLED/ ACCEPTED by INVESTOR ) This entire Agreement and all the relevant Schedules are hereby agreed upon by the Parties EXECUTED for and on behalf of the Parties SIGNED/ACCEPTED by INVESTOR ) SIGNED ) For and on behalf of )Ltd.