Common use of Geographic Distribution of Mortgaged Properties Clause in Contracts

Geographic Distribution of Mortgaged Properties. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average of Date Date Gross Remaining Comb Mortgage Principal Principal Interest Term Original Geographic Distribution of Mortgaged Properties Loans Balance ($) Balance Rate (%) (months) LTV ---------------------------------------------------------------------------------------------------------------------------- California 276 57,876,989 37.36 6.767 355 77.17 Florida 205 30,671,153 19.80 6.913 355 80.33 Texas 86 8,671,850 5.60 7.515 335 79.68 New York 34 7,723,050 4.99 7.068 355 74.71 Washington 40 6,572,694 4.24 6.791 348 80.52 Virginia 22 3,599,538 2.32 7.372 356 77.49 Minnesota 22 3,499,775 2.26 6.791 356 80.90 Illinois 25 3,445,391 2.22 7.945 354 80.03 New Jersey 17 3,294,041 2.13 7.690 356 77.08 Michigan 25 2,746,740 1.77 7.653 349 81.25 Massachusetts 11 2,680,405 1.73 6.845 356 74.78 Nevada 16 2,586,937 1.67 7.479 339 78.46 Ohio 29 2,482,638 1.60 7.357 338 75.93 Maryland 13 2,186,150 1.41 7.645 356 78.26 Colorado 12 1,979,685 1.28 6.496 356 81.39 Other 122 14,895,132 9.62 7.212 349 78.92 ---------------------------------------------------------------------------------------------------------------------------- Total: 955 154,912,167 100.00 7.004 352 78.38 Number of States/District of Columbia Represented: 39

Geographic Distribution of Mortgaged Properties. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted Weighted of Date Date Gross Remaining Comb Average Average Mortgage Principal Principal Interest Term Original FICO Geographic Distribution of Mortgaged Properties Loans Balance ($) Balance Rate (%) (months) LTV ---------------------------------------------------------------------------------------------------------------------------- Score ----------------------------------------------- -------- ----------- --------- -------- --------- -------- -------- California 276 57,876,989 37.36 6.767 355 77.17 Florida 205 30,671,153 19.80 6.913 355 80.33 Texas 86 8,671,850 5.60 7.515 335 79.68 440 156,699,962 38.52 6.501 356 80.69 631 New York 34 7,723,050 4.99 7.068 355 74.71 Washington 40 6,572,694 4.24 6.791 121 34,737,909 8.54 7.003 351 78.80 618 Florida 170 25,018,784 6.15 7.425 348 80.52 Virginia 22 3,599,538 2.32 7.372 79.30 608 Illinois 88 16,969,211 4.17 7.186 356 77.49 Minnesota 22 3,499,775 2.26 6.791 356 80.90 Illinois 25 3,445,391 2.22 7.945 354 80.03 83.18 616 Texas 156 16,348,255 4.02 7.351 324 75.45 610 New Jersey 17 3,294,041 2.13 7.690 67 16,305,944 4.01 7.574 350 76.58 600 Massachusetts 49 12,998,060 3.20 6.724 348 77.71 634 Michigan 87 12,555,146 3.09 7.852 356 77.08 Michigan 25 2,746,740 1.77 7.653 78.90 586 Maryland 46 10,371,879 2.55 7.306 348 82.93 595 Virginia 31 7,499,495 1.84 7.266 358 82.02 609 Georgia 47 6,811,846 1.67 7.783 349 81.25 Massachusetts 11 2,680,405 1.73 6.845 79.34 590 Arizona 43 6,276,788 1.54 7.129 344 80.81 622 Nevada 29 6,271,388 1.54 7.182 358 78.67 607 Hawaii 23 6,135,700 1.51 6.536 344 80.04 633 Washington 32 6,123,202 1.51 6.848 356 74.78 Nevada 16 2,586,937 1.67 7.479 339 78.46 Ohio 29 2,482,638 1.60 7.357 338 75.93 Maryland 13 2,186,150 1.41 7.645 356 78.26 Colorado 12 1,979,685 1.28 6.496 356 81.39 81.26 615 Other 122 14,895,132 9.62 7.212 349 78.92 ---------------------------------------------------------------------------------------------------------------------------- 462 65,626,346 16.13 7.403 347 81.79 607 Total: 955 154,912,167 1,891 406,749,915 100.00 7.004 352 78.38 6.983 351 80.23 618 Number of States/District of Columbia Represented: 3950 Top

Geographic Distribution of Mortgaged Properties. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Combined Average Back Mortgage Principal Principal Interest Term Original FICO DTI Geographic Distribution of Mortgaged Properties Loans Balance ($) Balance Rate (%Rate(%) (months) LTV ---------------------------------------------------------------------------------------------------------------------------- Score Ratio ----------------------------------------------- -------- ----------- --------- -------- --------- -------- ------- ----- California 276 57,876,989 37.36 6.767 355 77.17 201 70,247,232 31.76 6.626 357 79.14 680 44.64 Florida 205 30,671,153 19.80 6.913 355 80.33 Texas 86 8,671,850 5.60 7.515 335 79.68 New York 146 27,103,129 12.25 7.045 357 80.14 661 42.90 Arizona 48 11,208,552 5.07 6.784 356 79.45 663 39.23 Illinois 59 10,659,571 4.82 6.850 357 79.86 655 43.58 Massachusetts 28 8,239,952 3.73 7.967 357 80.00 685 45.01 Virginia 30 6,838,757 3.09 6.778 356 79.94 654 46.32 Georgia 39 6,672,964 3.02 7.098 354 80.35 655 43.80 Michigan 39 6,359,041 2.87 7.247 357 80.79 643 38.70 Oregon 32 5,549,169 2.51 6.494 357 80.00 650 41.12 Washington 29 5,349,824 2.42 6.688 357 80.38 645 43.40 Nevada 23 4,868,787 2.20 7.011 356 80.00 682 43.02 North Carolina 36 4,573,564 2.07 6.948 357 79.97 646 41.13 Maryland 18 4,156,080 1.88 6.688 357 79.79 649 44.96 Rhode Island 18 4,108,149 1.86 6.880 356 80.00 692 46.52 Ohio 34 7,723,050 4.99 7.068 355 74.71 Washington 40 6,572,694 4.24 6.791 348 80.52 Virginia 22 3,599,538 2.32 7.372 3,972,908 1.80 7.073 357 81.49 640 41.58 Other 316 41,291,766 18.67 7.136 356 77.49 Minnesota 22 3,499,775 2.26 6.791 356 80.90 Illinois 25 3,445,391 2.22 7.945 354 80.03 New Jersey 17 3,294,041 2.13 7.690 356 77.08 Michigan 25 2,746,740 1.77 7.653 349 81.25 Massachusetts 11 2,680,405 1.73 6.845 356 74.78 Nevada 16 2,586,937 1.67 7.479 339 78.46 Ohio 29 2,482,638 1.60 7.357 338 75.93 Maryland 13 2,186,150 1.41 7.645 356 78.26 Colorado 12 1,979,685 1.28 6.496 356 81.39 Other 122 14,895,132 9.62 7.212 349 78.92 ---------------------------------------------------------------------------------------------------------------------------- 81.00 647 42.35 Total: 955 154,912,167 1,096 221,199,443 100.00 7.004 352 78.38 6.905 357 79.96 664 43.30 Number of States/District of Columbia Represented: 3945

Geographic Distribution of Mortgaged Properties. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Combined Average Geographic Distribution Mortgage Principal Principal Interest Term Original Geographic Distribution FICO of Mortgaged Properties Loans Balance ($) Balance Rate (%) (months) LTV ---------------------------------------------------------------------------------------------------------------------------- Score ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- California 276 57,876,989 37.36 6.767 355 77.17 1,481 470,368,864 59.11 6.377 357 80.38 646 Virginia 149 34,747,561 4.37 6.796 357 81.16 636 Florida 205 30,671,153 19.80 6.913 355 80.33 Texas 86 8,671,850 5.60 7.515 335 79.68 189 32,262,798 4.05 6.993 357 80.76 627 New York 34 7,723,050 4.99 7.068 355 74.71 Washington 40 6,572,694 4.24 6.791 348 80.52 Virginia 22 3,599,538 2.32 7.372 356 77.49 Minnesota 22 3,499,775 2.26 6.791 356 80.90 Illinois 25 3,445,391 2.22 7.945 354 80.03 106 31,181,756 3.92 6.530 357 81.44 642 Maryland 117 27,221,291 3.42 6.689 357 82.13 632 New Jersey 17 3,294,041 2.13 7.690 356 77.08 Michigan 25 2,746,740 1.77 7.653 349 81.25 95 25,100,817 3.15 6.793 357 80.26 625 Illinois 116 22,401,075 2.81 7.044 357 83.46 633 Texas 153 21,110,297 2.65 6.866 357 80.46 634 Arizona 108 17,294,660 2.17 6.684 357 82.36 641 Nevada 76 17,232,633 2.17 6.680 357 80.98 642 Massachusetts 11 2,680,405 1.73 6.845 356 74.78 Nevada 16 2,586,937 1.67 7.479 339 78.46 Ohio 29 2,482,638 1.60 7.357 338 75.93 Maryland 13 2,186,150 1.41 7.645 356 78.26 44 12,166,278 1.53 6.760 357 81.58 638 Connecticut 50 11,691,428 1.47 6.855 357 82.29 633 Washington 54 10,641,542 1.34 6.368 357 81.50 635 Pennsylvania 49 7,321,261 0.92 7.124 357 82.35 606 Colorado 12 1,979,685 1.28 6.496 356 81.39 34 6,338,110 0.80 6.344 357 82.38 642 Other 122 14,895,132 9.62 7.212 349 78.92 ---------------------------------------------------------------------------------------------------------------------------- 340 48,703,640 6.12 7.134 357 82.21 617 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- Total: 955 154,912,167 3,161 795,784,013 100.00 7.004 352 78.38 6.561 357 80.88 640 Number of States/District of Columbia Represented: 3945

Geographic Distribution of Mortgaged Properties. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Comb Average Geographic Distribution Mortgage Principal Principal Interest Term Original Geographic Distribution FICO of Mortgaged Properties Loans Balance ($) Balance Rate (%) (months) LTV ---------------------------------------------------------------------------------------------------------------------------- Score ------------------------------------------------------------------------------------------------------------------------------------ California 276 57,876,989 37.36 6.767 355 77.17 340 99,626,839 60.45 6.374 356 81.62 623 Florida 205 30,671,153 19.80 6.913 355 80.33 Texas 86 8,671,850 5.60 7.515 335 79.68 40 7,723,030 4.69 6.519 357 84.11 626 Washington 30 6,422,700 3.90 6.397 357 81.68 627 Arizona 31 5,654,311 3.43 6.551 353 86.18 625 Virginia 21 5,382,453 3.27 6.987 356 83.01 612 New York 34 7,723,050 4.99 7.068 355 74.71 Washington 40 6,572,694 4.24 6.791 348 80.52 Virginia 22 3,599,538 2.32 7.372 18 4,518,199 2.74 6.623 357 80.19 607 Nevada 20 4,346,265 2.64 6.589 356 77.49 Minnesota 22 3,499,775 2.26 6.791 82.27 622 Maryland 19 4,014,484 2.44 6.914 356 80.90 Illinois 25 3,445,391 2.22 7.945 354 80.03 83.30 613 Massachusetts 12 3,442,444 2.09 6.919 357 81.88 620 Colorado 16 2,738,671 1.66 6.617 356 85.12 619 New Jersey 17 3,294,041 2.13 7.690 9 2,401,150 1.46 6.962 356 77.08 80.56 616 Oregon 15 2,380,063 1.44 6.589 356 83.08 628 Illinois 8 2,373,650 1.44 7.234 357 83.30 618 Minnesota 9 1,858,071 1.13 6.896 357 83.74 610 Michigan 25 2,746,740 1.77 7.653 349 81.25 Massachusetts 11 2,680,405 1.73 6.845 9 1,507,340 0.91 7.818 357 86.46 615 Other 58 10,423,365 6.32 6.843 356 74.78 Nevada 16 2,586,937 1.67 7.479 339 78.46 Ohio 29 2,482,638 1.60 7.357 338 75.93 Maryland 13 2,186,150 1.41 7.645 356 78.26 Colorado 12 1,979,685 1.28 6.496 356 81.39 Other 122 14,895,132 9.62 7.212 349 78.92 ---------------------------------------------------------------------------------------------------------------------------- 83.65 618 ------------------------------------------------------------------------------------------------------------------------------------ Total: 955 154,912,167 655 164,813,034 100.00 7.004 352 78.38 6.522 356 82.25 621 ------------------------------------------------------------------------------------------------------------------------------------ Number of States/District of Columbia Represented: 3937 ------------------------------------------------------------------------------------------------------------------------------------