Common use of Geographic Distribution of Mortgaged Properties Clause in Contracts

Geographic Distribution of Mortgaged Properties. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Geographic Distribution Mortgage Principal Principal Interest Term Original FICO of Mortgaged Properties Loans Balance ($) Balance Rate (%) (months) LTV Score ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- California 1,481 470,368,864 59.11 6.377 357 80.38 646 Virginia 149 34,747,561 4.37 6.796 357 81.16 636 Florida 189 32,262,798 4.05 6.993 357 80.76 627 New York 106 31,181,756 3.92 6.530 357 81.44 642 Maryland 117 27,221,291 3.42 6.689 357 82.13 632 New Jersey 95 25,100,817 3.15 6.793 357 80.26 625 Illinois 116 22,401,075 2.81 7.044 357 83.46 633 Texas 153 21,110,297 2.65 6.866 357 80.46 634 Arizona 108 17,294,660 2.17 6.684 357 82.36 641 Nevada 76 17,232,633 2.17 6.680 357 80.98 642 Massachusetts 44 12,166,278 1.53 6.760 357 81.58 638 Connecticut 50 11,691,428 1.47 6.855 357 82.29 633 Washington 54 10,641,542 1.34 6.368 357 81.50 635 Pennsylvania 49 7,321,261 0.92 7.124 357 82.35 606 Colorado 34 6,338,110 0.80 6.344 357 82.38 642 Other 340 48,703,640 6.12 7.134 357 82.21 617 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- Total: 3,161 795,784,013 100.00 6.561 357 80.88 640 Number of States/District of Columbia Represented: 45

Geographic Distribution of Mortgaged Properties. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Geographic Distribution Mortgage Principal Principal Interest Term Original FICO of Mortgaged Properties Loans Balance ($) Balance Rate (%) (months) LTV Score ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- ------------------------------------------------------------------------------------------------------------------------------------ Alabama 2 245,104 0.02 7.178 211 94.01 682 Arizona 185 22,896,474 2.02 7.468 336 83.48 638 Arkansas 5 524,298 0.05 7.958 357 92.97 588 California 1,481 470,368,864 59.11 6.377 2,776 645,854,800 57.01 6.983 339 81.49 647 Colorado 99 12,672,831 1.12 7.217 337 85.11 638 Connecticut 81 17,619,484 1.56 7.415 350 82.96 617 Delaware 12 1,860,419 0.16 7.980 318 85.12 580 District of Columbia 20 4,157,393 0.37 7.378 343 80.55 615 Florida 296 37,108,358 3.28 7.728 338 82.51 628 Georgia 113 13,514,415 1.19 7.921 329 86.35 632 Idaho 44 3,274,270 0.29 7.641 334 84.16 632 Illinois 249 37,140,943 3.28 7.498 345 84.16 628 Indiana 21 1,614,677 0.14 7.487 332 84.13 625 Iowa 6 648,730 0.06 7.515 350 83.01 598 Kansas 18 1,452,557 0.13 7.655 336 85.72 630 Kentucky 15 1,323,720 0.12 7.218 315 82.20 635 Louisiana 81 7,106,687 0.63 8.059 334 82.26 594 Maine 12 1,244,052 0.11 7.781 334 85.07 607 Maryland 251 38,859,121 3.43 7.585 339 82.42 623 Massachusetts 74 16,572,338 1.46 7.173 344 82.50 630 Michigan 49 4,441,936 0.39 8.109 340 83.75 600 Minnesota 15 2,922,812 0.26 7.735 357 80.38 646 Virginia 149 34,747,561 4.37 6.796 357 81.16 636 Florida 189 32,262,798 4.05 6.993 357 80.76 85.08 587 Mississippi 22 2,007,941 0.18 8.450 349 88.74 602 Missouri 38 3,225,537 0.28 8.113 340 85.84 629 Montana 27 2,848,619 0.25 7.657 337 84.44 617 Nebraska 3 291,350 0.03 7.563 339 79.61 611 Nevada 140 20,973,091 1.85 7.383 337 81.42 641 New Hampshire 12 1,780,179 0.16 7.565 343 83.44 610 New Jersey 185 37,325,230 3.29 7.387 344 81.08 626 New Mexico 16 1,600,703 0.14 7.951 329 85.20 627 New York 106 31,181,756 3.92 6.530 357 81.44 250 59,209,868 5.23 7.104 347 81.42 634 North Carolina 68 5,542,513 0.49 7.983 321 84.17 623 Ohio 33 3,740,254 0.33 7.668 346 85.18 642 Maryland 117 27,221,291 3.42 6.689 357 82.13 632 New Jersey 95 25,100,817 3.15 6.793 357 80.26 625 Illinois 116 22,401,075 2.81 7.044 357 83.46 633 Texas 153 21,110,297 2.65 6.866 357 80.46 634 Arizona 108 17,294,660 2.17 6.684 357 82.36 641 Nevada 76 17,232,633 2.17 6.680 357 80.98 642 Massachusetts 44 12,166,278 1.53 6.760 357 81.58 638 Connecticut 50 11,691,428 1.47 6.855 357 82.29 633 Washington 54 10,641,542 1.34 6.368 357 81.50 Oklahoma 30 2,709,121 0.24 8.174 342 87.00 600 Oregon 32 3,819,944 0.34 7.792 338 85.76 635 Pennsylvania 49 7,321,261 0.92 7.124 357 82.35 606 Colorado 34 6,338,110 0.80 6.344 357 82.38 642 Other 340 48,703,640 6.12 7.134 357 82.21 107 12,697,072 1.12 7.777 349 83.38 613 Rhode Island 26 4,468,716 0.39 7.172 342 82.17 617 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- South Carolina 17 1,606,172 0.14 8.390 327 87.65 594 Tennessee 48 5,366,045 0.47 7.691 335 86.44 610 Texas 358 35,139,516 3.10 7.798 330 82.99 637 Utah 13 1,034,893 0.09 7.675 325 85.90 640 Vermont 6 867,689 0.08 7.854 358 87.04 610 Virginia 244 36,994,485 3.27 7.557 335 83.12 636 Washington 92 11,456,100 1.01 7.381 335 83.99 639 West Virginia 4 730,656 0.06 7.785 353 84.22 593 Wisconsin 29 3,652,075 0.32 7.828 341 83.89 625 Wyoming 4 766,319 0.07 7.088 337 83.06 662 ------------------------------------------------------------------------------------------------------------------------------------ Total: 3,161 795,784,013 6,228 1,132,909,507 100.00 6.561 357 80.88 640 7.217 339 82.15 639 ------------------------------------------------------------------------------------------------------------------------------------ Number of States/District of Columbia Represented: 4547

Geographic Distribution of Mortgaged Properties. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Geographic Distribution Back Mortgage Principal Principal Interest Term Original FICO DTI Geographic Distribution of Mortgaged Properties Loans Balance ($) Balance Rate (%Rate(%) (months) LTV Score ---------------------------------- Ratio ----------------------------------------------- -------- ----------- --------- -------- --------- -------- -------- ------- ----- California 1,481 470,368,864 59.11 6.377 201 70,247,232 31.76 6.626 357 79.14 680 44.64 Florida 146 27,103,129 12.25 7.045 357 80.14 661 42.90 Arizona 48 11,208,552 5.07 6.784 356 79.45 663 39.23 Illinois 59 10,659,571 4.82 6.850 357 79.86 655 43.58 Massachusetts 28 8,239,952 3.73 7.967 357 80.00 685 45.01 Virginia 30 6,838,757 3.09 6.778 356 79.94 654 46.32 Georgia 39 6,672,964 3.02 7.098 354 80.35 655 43.80 Michigan 39 6,359,041 2.87 7.247 357 80.79 643 38.70 Oregon 32 5,549,169 2.51 6.494 357 80.00 650 41.12 Washington 29 5,349,824 2.42 6.688 357 80.38 645 43.40 Nevada 23 4,868,787 2.20 7.011 356 80.00 682 43.02 North Carolina 36 4,573,564 2.07 6.948 357 79.97 646 Virginia 149 34,747,561 4.37 6.796 41.13 Maryland 18 4,156,080 1.88 6.688 357 81.16 636 Florida 189 32,262,798 4.05 6.993 79.79 649 44.96 Rhode Island 18 4,108,149 1.86 6.880 356 80.00 692 46.52 Ohio 34 3,972,908 1.80 7.073 357 80.76 627 New York 106 31,181,756 3.92 6.530 357 81.44 642 Maryland 117 27,221,291 3.42 6.689 357 82.13 632 New Jersey 95 25,100,817 3.15 6.793 357 80.26 625 Illinois 116 22,401,075 2.81 7.044 357 83.46 633 Texas 153 21,110,297 2.65 6.866 357 80.46 634 Arizona 108 17,294,660 2.17 6.684 357 82.36 641 Nevada 76 17,232,633 2.17 6.680 357 80.98 642 Massachusetts 44 12,166,278 1.53 6.760 357 81.58 638 Connecticut 50 11,691,428 1.47 6.855 357 82.29 633 Washington 54 10,641,542 1.34 6.368 357 81.50 635 Pennsylvania 49 7,321,261 0.92 7.124 357 82.35 606 Colorado 34 6,338,110 0.80 6.344 357 82.38 642 81.49 640 41.58 Other 340 48,703,640 6.12 7.134 357 82.21 617 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- 316 41,291,766 18.67 7.136 356 81.00 647 42.35 Total: 3,161 795,784,013 1,096 221,199,443 100.00 6.561 6.905 357 80.88 640 79.96 664 43.30 Number of States/District of Columbia Represented: 45

Geographic Distribution of Mortgaged Properties. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Comb Average Geographic Distribution Mortgage Principal Principal Interest Term Original FICO of Mortgaged Properties Loans Balance ($) Balance Rate (%) (months) LTV Score ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- ------------------------------------------------------------------------------------------------------------------------------------ California 1,481 470,368,864 59.11 6.377 340 99,626,839 60.45 6.374 356 81.62 623 Florida 40 7,723,030 4.69 6.519 357 80.38 646 84.11 626 Washington 30 6,422,700 3.90 6.397 357 81.68 627 Arizona 31 5,654,311 3.43 6.551 353 86.18 625 Virginia 149 34,747,561 4.37 6.796 357 81.16 636 Florida 189 32,262,798 4.05 6.993 357 80.76 627 21 5,382,453 3.27 6.987 356 83.01 612 New York 106 31,181,756 3.92 6.530 18 4,518,199 2.74 6.623 357 81.44 642 80.19 607 Nevada 20 4,346,265 2.64 6.589 356 82.27 622 Maryland 117 27,221,291 3.42 6.689 19 4,014,484 2.44 6.914 356 83.30 613 Massachusetts 12 3,442,444 2.09 6.919 357 82.13 632 81.88 620 Colorado 16 2,738,671 1.66 6.617 356 85.12 619 New Jersey 95 25,100,817 3.15 6.793 9 2,401,150 1.46 6.962 356 80.56 616 Oregon 15 2,380,063 1.44 6.589 356 83.08 628 Illinois 8 2,373,650 1.44 7.234 357 80.26 625 Illinois 116 22,401,075 2.81 7.044 83.30 618 Minnesota 9 1,858,071 1.13 6.896 357 83.46 633 Texas 153 21,110,297 2.65 6.866 83.74 610 Michigan 9 1,507,340 0.91 7.818 357 80.46 634 Arizona 108 17,294,660 2.17 6.684 357 82.36 641 Nevada 76 17,232,633 2.17 6.680 357 80.98 642 Massachusetts 44 12,166,278 1.53 6.760 357 81.58 638 Connecticut 50 11,691,428 1.47 6.855 357 82.29 633 Washington 54 10,641,542 1.34 6.368 357 81.50 635 Pennsylvania 49 7,321,261 0.92 7.124 357 82.35 606 Colorado 34 6,338,110 0.80 6.344 357 82.38 642 86.46 615 Other 340 48,703,640 6.12 7.134 357 82.21 617 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- 58 10,423,365 6.32 6.843 356 83.65 618 ------------------------------------------------------------------------------------------------------------------------------------ Total: 3,161 795,784,013 655 164,813,034 100.00 6.561 357 80.88 640 6.522 356 82.25 621 ------------------------------------------------------------------------------------------------------------------------------------ Number of States/District of Columbia Represented: 4537 ------------------------------------------------------------------------------------------------------------------------------------

Geographic Distribution of Mortgaged Properties. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted Weighted of Date Date Gross Remaining Combined Average Geographic Distribution Average Mortgage Principal Principal Interest Term Original FICO Geographic Distribution of Mortgaged Properties Loans Balance ($) Balance Rate (%) (months) LTV Score ---------------------------------- ----------------------------------------------- -------- ----------- --------- -------- --------- -------- -------- California 1,481 470,368,864 59.11 6.377 357 80.38 646 Virginia 149 34,747,561 4.37 6.796 357 81.16 636 Florida 189 32,262,798 4.05 6.993 357 80.76 627 440 156,699,962 38.52 6.501 356 80.69 631 New York 106 31,181,756 3.92 6.530 357 81.44 642 Maryland 117 27,221,291 3.42 6.689 357 82.13 632 121 34,737,909 8.54 7.003 351 78.80 618 Florida 170 25,018,784 6.15 7.425 348 79.30 608 Illinois 88 16,969,211 4.17 7.186 356 83.18 616 Texas 156 16,348,255 4.02 7.351 324 75.45 610 New Jersey 95 25,100,817 3.15 6.793 357 80.26 625 Illinois 116 22,401,075 2.81 7.044 357 83.46 633 Texas 153 21,110,297 2.65 6.866 357 80.46 67 16,305,944 4.01 7.574 350 76.58 600 Massachusetts 49 12,998,060 3.20 6.724 348 77.71 634 Michigan 87 12,555,146 3.09 7.852 356 78.90 586 Maryland 46 10,371,879 2.55 7.306 348 82.93 595 Virginia 31 7,499,495 1.84 7.266 358 82.02 609 Georgia 47 6,811,846 1.67 7.783 349 79.34 590 Arizona 108 17,294,660 2.17 6.684 357 82.36 641 43 6,276,788 1.54 7.129 344 80.81 622 Nevada 76 17,232,633 2.17 6.680 357 80.98 642 Massachusetts 44 12,166,278 1.53 6.760 357 81.58 638 Connecticut 50 11,691,428 1.47 6.855 357 82.29 29 6,271,388 1.54 7.182 358 78.67 607 Hawaii 23 6,135,700 1.51 6.536 344 80.04 633 Washington 54 10,641,542 1.34 6.368 357 81.50 635 Pennsylvania 49 7,321,261 0.92 7.124 357 82.35 606 Colorado 34 6,338,110 0.80 6.344 357 82.38 642 32 6,123,202 1.51 6.848 356 81.26 615 Other 340 48,703,640 6.12 7.134 357 82.21 617 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- 462 65,626,346 16.13 7.403 347 81.79 607 Total: 3,161 795,784,013 1,891 406,749,915 100.00 6.561 357 80.88 640 6.983 351 80.23 618 Number of States/District of Columbia Represented: 4550 Top

Geographic Distribution of Mortgaged Properties. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Geographic Distribution Comb Mortgage Principal Principal Interest Term Original FICO Geographic Distribution of Mortgaged Properties Loans Balance ($) Balance Rate (%) (months) LTV Score ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- ---------------------------------------------------------------------------------------------------------------------------- California 1,481 470,368,864 59.11 6.377 357 80.38 646 Virginia 149 34,747,561 4.37 6.796 357 81.16 636 276 57,876,989 37.36 6.767 355 77.17 Florida 189 32,262,798 4.05 6.993 357 80.76 627 205 30,671,153 19.80 6.913 355 80.33 Texas 86 8,671,850 5.60 7.515 335 79.68 New York 106 31,181,756 3.92 6.530 357 81.44 642 Maryland 117 27,221,291 3.42 6.689 357 82.13 632 34 7,723,050 4.99 7.068 355 74.71 Washington 40 6,572,694 4.24 6.791 348 80.52 Virginia 22 3,599,538 2.32 7.372 356 77.49 Minnesota 22 3,499,775 2.26 6.791 356 80.90 Illinois 25 3,445,391 2.22 7.945 354 80.03 New Jersey 95 25,100,817 3.15 6.793 357 80.26 625 Illinois 116 22,401,075 2.81 7.044 357 83.46 633 Texas 153 21,110,297 2.65 6.866 357 80.46 634 Arizona 108 17,294,660 2.17 6.684 357 82.36 641 17 3,294,041 2.13 7.690 356 77.08 Michigan 25 2,746,740 1.77 7.653 349 81.25 Massachusetts 11 2,680,405 1.73 6.845 356 74.78 Nevada 76 17,232,633 2.17 6.680 357 80.98 642 Massachusetts 44 12,166,278 1.53 6.760 357 81.58 638 Connecticut 50 11,691,428 1.47 6.855 357 82.29 633 Washington 54 10,641,542 1.34 6.368 357 81.50 635 Pennsylvania 49 7,321,261 0.92 7.124 357 82.35 606 16 2,586,937 1.67 7.479 339 78.46 Ohio 29 2,482,638 1.60 7.357 338 75.93 Maryland 13 2,186,150 1.41 7.645 356 78.26 Colorado 34 6,338,110 0.80 6.344 357 82.38 642 12 1,979,685 1.28 6.496 356 81.39 Other 340 48,703,640 6.12 7.134 357 82.21 617 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- 122 14,895,132 9.62 7.212 349 78.92 ---------------------------------------------------------------------------------------------------------------------------- Total: 3,161 795,784,013 955 154,912,167 100.00 6.561 357 80.88 640 7.004 352 78.38 Number of States/District of Columbia Represented: 4539

Geographic Distribution of Mortgaged Properties. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Geographic Distribution Comb Mortgage Principal Principal Interest Term Original FICO Geographic Distribution of Mortgaged Properties Loans Balance ($) Balance Rate (%) (months) LTV Score ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- ------------------------------------------------------------------------------------------------------------------------- California 1,481 470,368,864 59.11 6.377 357 80.38 646 Virginia 149 34,747,561 4.37 6.796 357 81.16 636 Florida 189 32,262,798 4.05 6.993 357 80.76 627 1,059 118,510,447 51.98 8.396 256 87.40 New York 106 31,181,756 3.92 6.530 357 81.44 642 Maryland 117 27,221,291 3.42 6.689 357 82.13 632 21,075,320 9.24 7.339 327 83.23 Texas 179 10,749,686 4.71 8.755 267 86.83 Florida 134 9,442,169 4.14 8.910 280 87.75 New Jersey 95 25,100,817 3.15 6.793 357 80.26 625 61 8,021,506 3.52 7.997 296 84.49 Maryland 98 7,723,253 3.39 9.298 263 86.55 Virginia 91 5,442,822 2.39 10.151 205 97.71 Pennsylvania 42 4,138,341 1.81 7.843 331 81.50 Illinois 116 22,401,075 2.81 7.044 357 83.46 633 Texas 153 21,110,297 2.65 6.866 357 80.46 634 72 3,939,821 1.73 9.370 243 95.16 Arizona 108 17,294,660 2.17 6.684 357 82.36 641 74 3,780,176 1.66 9.604 229 94.10 Connecticut 25 3,750,079 1.64 7.830 321 85.72 Nevada 76 17,232,633 2.17 6.680 357 80.98 642 Massachusetts 52 3,489,963 1.53 9.218 231 86.99 Washington 44 12,166,278 1.53 6.760 357 81.58 638 Connecticut 50 11,691,428 1.47 6.855 357 82.29 633 Washington 54 10,641,542 1.34 6.368 357 81.50 635 Pennsylvania 49 7,321,261 0.92 7.124 357 82.35 606 3,034,430 1.33 8.461 272 86.92 Georgia 46 2,613,141 1.15 9.791 211 95.19 Colorado 34 6,338,110 0.80 6.344 357 82.38 642 40 2,122,613 0.93 9.668 233 94.06 Other 340 48,703,640 6.12 7.134 357 82.21 617 ---------------------------------- -------- ----------- --------- -------- --------- -------- -------- 328 20,176,905 8.85 8.872 268 87.92 ------------------------------------------------------------------------------------------------------------------------- Total: 3,161 795,784,013 2,462 228,010,672 100.00 6.561 357 80.88 640 8.496 266 87.41 Number of States/District of Columbia Represented: 4546