Common use of How the Optional Overdraft Protection Service Clause in Contracts

How the Optional Overdraft Protection Service. (the “Service”) Works: You generally do not have the right to make transactions or incur fees in amounts exceeding the balance of your Card Account; however, as a non-contractual courtesy, the Service is available on your Card Account if you elect to participate (i.e., opt-in) and you have met each of the activation and eligibility requirements described below. In the event you qualify, and opt-in to the Service, we reserve the right to pay overdrafts at our discretion, which means we do not guarantee that we will always authorize and pay any type of transaction. If we do not authorize the transaction, it will be declined. We may deactivate your use of the Service at any time, including if you incur too many overdrafts. If you choose to participate in the Service, it is that program only that will provide coverage, at our discretion, for any negative balances. If you opt-out of the Service or your participation in the Service ends or is suspended for any reason, and you have continuously used and maintained your Card Account in accordance with the terms of this Agreement, the Purchase Cushion feature may be made available to you at our discretion. This Service is Not Available for Certain California Unemployment Compensation Benefit, Public Assistance or State-Administered Child Support Payment Recipients. The State of California prohibits the automatic repayment of an overdraft on a prepaid Card Account from a California unemployment compensation benefit or public assistance payment. If you are receiving a California unemployment compensation benefit or a public assistance payment, you will not be eligible to opt-in. If you are opted-in to the Service and you receive a direct deposit of a California unemployment compensation benefit or public assistance payment, the Service will be deactivated. To become eligible for Overdraft Protection, you must wait 180 days since your last California unemployment compensation benefit or public assistance payment, opt-in again, and meet all of the eligibility requirements. The State of California prohibits the automatic repayment of an overdraft on a prepaid Card Account from a child support payment disbursed by the California Department of Child Support Services. If you are receiving a child support payment disbursed by the California Department of Child Support Services, you will not be eligible to opt-in. If you are opted-in to the Service and you receive a direct deposit of a child support payment disbursed by the California Department of Child Support, the Service will be deactivated. To become eligible for Overdraft Protection, you must wait 180 days since your last California child support payment, opt-in again, and meet all of the eligibility requirements.

How the Optional Overdraft Protection Service. (the “Service”) Works: You generally do not have the right to make transactions or incur fees in amounts exceeding the balance of your Card Account; however, as a non-non- contractual courtesy, the Service is available on your Card Account if you elect to participate (i.e., opt-in) and you have met each of the activation and eligibility requirements described below. In the event you qualify, and opt-in to the Service, we reserve the right to pay overdrafts at our discretion, which means we do not guarantee that we will always authorize and pay any type of transaction. If we do not authorize the transaction, it will be declined. We may deactivate your use of the Service at any time, including if you incur too many overdrafts. If you choose to participate in the Service, it is that program only that will provide coverage, at our discretion, for any negative balances. If you opt-out of the Service or your participation in the Service ends or is suspended for any reason, and you have continuously used and maintained your Card Account in accordance with the terms of this Agreement, the Purchase Cushion feature may be made available to you at our discretion. This Service is Not Available for Certain California Unemployment Compensation Benefit, Public Assistance or State-Administered Child Support Payment Recipients. The State of California prohibits the automatic repayment of an overdraft on a prepaid Card Account from a California unemployment compensation benefit or public assistance payment, or child support payment disbursement. If you are receiving a California unemployment compensation benefit or a public assistance payment, or child support payment disbursement, you will not be eligible to opt-in. If if you are opted-in to the Service and you receive a direct deposit of a California unemployment compensation benefit or public assistance payment, or child support payment disbursement, the Service will be deactivated. To become eligible for Overdraft Protection, you must wait 180 one hundred eighty (180) days since your last California unemployment compensation benefit or public assistance payment, opt-in again, and meet all of the eligibility requirements. The State of California prohibits the automatic repayment of an overdraft on a prepaid Card Account from a child support payment disbursed by the California Department of Child Support Services. If you are receiving a child support payment disbursed by the California Department of Child Support Services, you will not be eligible to opt-in. If you are opted-in to the Service and you receive a direct deposit of a child support payment disbursed by the California Department of Child Support, the Service will be deactivated. To become eligible for Overdraft Protection, you must wait 180 days since your last California child support payment, opt-in again, and meet all of the eligibility requirements.

How the Optional Overdraft Protection Service. (the “Service”) Works: You generally do not have the right to make transactions or incur fees in amounts exceeding the balance of your Card Account; however, as a non-contractual courtesy, the Service is available on your Card Account if you elect to participate (i.e., opt-in) and you have met each of the activation and eligibility requirements described below. In the event you qualify, and opt-in to the Service, we reserve the right to pay overdrafts at our discretion, which means we do not guarantee that we will always authorize and pay any type of transaction. If we do not authorize the transaction, it will be declined. We may deactivate your use of the Service at any time, including if you incur too many overdrafts. If you choose to participate in the Service, it is that program only that will provide coverage, at our discretion, for any negative balances. If you opt-out of the Service or your participation in the Service ends or is suspended for any reason, and you have continuously used and maintained your Card Account in accordance with the terms of this Agreement, the Purchase Cushion feature may be made available to you at our discretion. This Service is Not Available for Certain California Unemployment Compensation Benefit, Public Assistance or State-Administered Child Support Payment Recipients. The State of California prohibits the automatic repayment of an overdraft on a prepaid Card Account from a California unemployment compensation benefit or benefit, public assistance payment, or child support payment disbursement. If you are receiving a California unemployment compensation benefit or a benefit, public assistance payment, or a child support payment disbursement, you will not be eligible to opt-in. If if you are opted-in to the Service and you receive a direct deposit of a California unemployment compensation benefit or public assistance payment, or child support payment disbursement, the Service will be deactivated. To become eligible for Overdraft Protection, you must wait 180 one hundred eighty (180) days since your last California unemployment compensation benefit or public assistance payment, opt-in again, and meet all of the eligibility requirements. The State of California prohibits the automatic repayment of an overdraft on a prepaid Card Account from a child support payment disbursed by the California Department of Child Support Services. If you are receiving a child support payment disbursed by the California Department of Child Support Services, you will not be eligible to opt-in. If you are opted-in to the Service and you receive a direct deposit of a child support payment disbursed by the California Department of Child Support, the Service will be deactivated. To become eligible for Overdraft Protection, you must wait 180 days since your last California child support payment, opt-in again, and meet all of the eligibility requirements.