Common use of How to Dispute Reports Regarding Your Account Clause in Contracts

How to Dispute Reports Regarding Your Account. If you think the information we furnished to consumer reporting agencies on your Account is not accurate please write to us at: P.O. Box 1448, Greenville, SC 29602, Attn: USBC. With your letter, please provide us with: • Your name, address and telephone number; • The Account number(s) for the Account(s) you are disputing; • A description of the specific information you are disputing and an explanation of the basis for your dispute; and • Copies of documents that support your dispute. These could include (but are not limited to): a copy of your consumer report showing the information that you are disputing, your Statements, a court order or (if applicable) a copy of a police report or fraud or identity theft affidavit. If you fail to provide us with the information listed above, we may be unable to investigate your dispute. We will notify you of the results of our investigation within 30 days of receiving your dispute. A delay may be experienced if the dispute is not mailed to the address above. We may take up to 45 days to investigate your dispute if, after providing us with your initial notice of dispute, you provide us with additional information that is relevant to our investigation. If our investigation finds that the information you are disputing was inaccurate, we will notify the consumer reporting agency of our determination and provide the consumer reporting agency with the information necessary to correct the inaccuracy. We will have no duty to investigate disputes that are substantially similar to a prior dispute that we have responded to, or that relate to your identifying information (such as your name, date of birth, Social Security number, telephone number or address), inquiries appearing on your consumer report, information from public records (such as judgments, liens, or bankruptcies, unless these matters relate to your Account(s) with us), information related to fraud or active duty alerts on your report, or information provided to the consumer reporting agency from someone other than us. We will also have no duty to investigate your dispute if we reasonably believe it was submitted or prepared by (or if you submitted it on a form provided by) a credit repair organization. If we determine that we will not investigate your dispute for one of these (or some other) reasons we will notify you of that determination within five Business Days.

Appears in 11 contracts

Samples: Credit Card Agreement, Credit Card Agreement, Credit Card Agreement

AutoNDA by SimpleDocs

How to Dispute Reports Regarding Your Account. If you think the information we furnished to consumer reporting agencies on about you or your Account is not accurate or complete, please write to us at: P.O. Box 1448X.X. XXX 00000 Xxxxx, Greenville, SC 29602, Attn: USBCXX 00000. With your letter, please provide us with: • Your name, address and telephone number; • The Account number(s) for the Account(s) you are disputing; • A description of the specific information you are disputing and an explanation of the basis for your dispute; and • Copies of documents that support your dispute. These could include (but are not limited to): a copy of your consumer report showing the information that you are disputing, your Statementsmonthly statements, a court order or (if applicable) a copy of a police report or fraud or identity theft affidavit. If you fail to provide us with the information listed above, we may be unable to investigate your dispute. We will notify you of the results of our investigation within 30 days of receiving your dispute. A delay may be experienced if the dispute is not mailed to the address above. We may take up to 45 days to investigate your dispute if, after providing us with your initial notice of dispute, you provide us with additional information that is relevant to our investigation. If our investigation finds that the information you are disputing was inaccurate, we will notify the each consumer reporting agency agency(ies) to which we provided the inaccurate information of our determination and provide the consumer reporting agency agency(ies) with the information necessary to correct the inaccuracy. We will have no duty to investigate disputes that are substantially similar to a prior dispute that we have responded to, or that relate to your identifying information (such as your name, date of birth, Social Security number, telephone number number(s) or addressaddress(es)), inquiries or requests appearing on your consumer report, information from public records (such as judgments, liens, or bankruptcies, unless these matters relate to your Account(s) with us), information related to fraud or active duty alerts on your report, or information provided to the consumer reporting agency from someone other than us. We will also have no duty to investigate your dispute if we reasonably believe it was submitted or prepared by (or if you submitted it on a form provided supplied to you by) a credit repair organization. If we determine that we will not investigate your dispute for one of these (or some other) reasons reason(s) we will notify you of that determination within five Business Days.

Appears in 5 contracts

Samples: Credit Card Agreement, Credit Card Agreement, Credit Card Agreement

How to Dispute Reports Regarding Your Account. If you think the information we furnished to consumer reporting agencies on your Account is not accurate please write to us at: P.O. Box 1448X.X. Xxx 0000, GreenvilleXxxxxxxxxx, SC 29602XX 00000, Attn: USBC. With your letter, please provide us with: • Your name, address and telephone number; • The Account number(s) for the Account(s) you are disputing; • A description of the specific information you are disputing and an explanation of the basis for your dispute; and • Copies of documents that support your dispute. These could include (but are not limited to): a copy of your consumer report showing the information that you are disputing, your Statements, a court order or (if applicable) a copy of a police report or fraud or identity theft affidavit. If you fail to provide us with the information listed above, we may be unable to investigate your dispute. We will notify you of the results of our investigation within 30 days of receiving your dispute. A delay may be experienced if the dispute is not mailed to the address above. We may take up to 45 days to investigate your dispute if, after providing us with your initial notice of dispute, you provide us with additional information that is relevant to our investigation. If our investigation finds that the information you are disputing was inaccurate, we will notify the consumer reporting agency of our determination and provide the consumer reporting agency with the information necessary to correct the inaccuracy. We will have no duty to investigate disputes that are substantially similar to a prior dispute that we have responded to, or that relate to your identifying information (such as your name, date of birth, Social Security number, telephone number or address), inquiries appearing on your consumer report, information from public records (such as judgments, liens, or bankruptcies, unless these matters relate to your Account(s) with us), information related to fraud or active duty alerts on your report, or information provided to the consumer reporting agency from someone other than us. We will also have no duty to investigate your dispute if we reasonably believe it was submitted or prepared by (or if you submitted it on a form provided by) a credit repair organization. If we determine that we will not investigate your dispute for one of these (or some other) reasons we will notify you of that determination within five Business Days.

Appears in 5 contracts

Samples: Credit Card Agreement, Credit Card Agreement, Credit Card Agreement

How to Dispute Reports Regarding Your Account. If you think the information we furnished to consumer reporting agencies on your Account is not accurate please write to us at: P.O. Box 1448X.X. Xxx 00000, GreenvilleXxxxxxxx, SC 29602, Attn: USBCXX 00000-0000. With your letter, please provide us with: • Your name, address and telephone number; • The Account number(s) for the Account(s) you are disputing; • A description of the specific information you are disputing and an explanation of the basis for your dispute; and • Copies of documents that support your dispute. These could include (but are not limited to): a copy of your consumer report showing the information that you are disputing, your Statements, a court order or (if applicable) a copy of a police report or fraud or identity theft affidavit. If you fail to provide us with the information listed above, we may be unable to investigate your dispute. We will notify you of the results of our investigation within 30 days of receiving your dispute. A delay may be experienced if the dispute is not mailed to the address above. We may take up to 45 days to investigate your dispute if, after providing us with your initial notice of dispute, you provide us with additional information that is relevant to our investigation. If our investigation finds that the information you are disputing was inaccurate, we will notify the consumer reporting agency of our determination and provide the consumer reporting agency with the information necessary to correct the inaccuracy. We will have no duty to investigate disputes that are substantially similar to a prior dispute that we have responded to, or that relate to your identifying information (such as your name, date of birth, Social Security number, telephone number or address), inquiries appearing on your consumer report, information from public records (such as judgments, liens, or bankruptcies, unless these matters relate to your Account(s) with us), information related to fraud or active duty alerts on your report, or information provided to the consumer reporting agency from someone other than us. We will also have no duty to investigate your dispute if we reasonably believe it was submitted or prepared by (or if you submitted it on a form provided by) a credit repair organization. If we determine that we will not investigate your dispute for one of these (or some other) reasons we will notify you of that determination within five Business Days.

Appears in 2 contracts

Samples: Credit Card Agreement, Credit Card Agreement

How to Dispute Reports Regarding Your Account. If you think the information we furnished to consumer reporting agencies on your Account is not accurate please write to us at: P.O. Box 144884037, GreenvilleColumbus, SC 29602, Attn: USBCGA 31908-4037. With your letter, please provide us with: Your name, address and telephone number; The Account number(s) for the Account(s) you are disputing; A description of the specific information you are disputing and an explanation of the basis for your dispute; and Copies of documents that support your dispute. These could include (but are not limited to): a copy of your consumer report showing the information that you are disputing, your Statements, a court order or (if applicable) a copy of a police report or fraud or identity theft affidavit. If you fail to provide us with the information listed above, we may be unable to investigate your dispute. We will notify you of the results of our investigation within 30 days of receiving your dispute. A delay may be experienced if the dispute is not mailed to the address above. We may take up to 45 days to investigate your dispute if, after providing us with your initial notice of dispute, you provide us with additional information that is relevant to our investigation. If our investigation finds that the information you are disputing was inaccurate, we will notify the consumer reporting agency of our determination and provide the consumer reporting agency with the information necessary to correct the inaccuracy. We will have no duty to investigate disputes that are substantially similar to a prior dispute that we have responded to, or that relate to your identifying information (such as your name, date of birth, Social Security number, telephone number or address), inquiries appearing on your consumer report, information from public records (such as judgments, liens, or bankruptcies, unless these matters relate to your Account(s) with us), information related to fraud or active duty alerts on your report, or information provided to the consumer reporting agency from someone other than us. We will also have no duty to investigate your dispute if we reasonably believe it was submitted or prepared by (or if you submitted it on a form provided by) a credit repair organization. If we determine that we will not investigate your dispute for one of these (or some other) reasons we will notify you of that determination within five Business Days.

Appears in 2 contracts

Samples: Business Credit Card Agreement, Business Credit Card Agreement

AutoNDA by SimpleDocs

How to Dispute Reports Regarding Your Account. If you think the information we furnished to consumer reporting agencies on your Account is not accurate please write to us at: P.O. Box 144884037, GreenvilleColumbus, SC 29602, Attn: USBCGA 31908-4037. With your letter, please provide us with: Your name, address and telephone number; The Account number(s) for the Account(s) you are disputing; A description of the specific information you are disputing and an explanation of the basis for your dispute; and Copies of documents that support your dispute. These could include (but are not limited to): a copy of your consumer report showing the information that you are disputing, your Statements, a court order or (if applicable) a copy of a police report or fraud or identity theft affidavit. If you fail to provide us with the information listed above, we may be unable to investigate your dispute. We will notify you of the results of our investigation within 30 days of receiving your dispute. A delay may be experienced if the dispute is not mailed to the address above. We may take up to 45 days to investigate your dispute if, after providing us with your initial notice of dispute, you provide us with additional information that is relevant to our investigation. If our investigation finds that the information you are disputing was inaccurate, we will notify the consumer reporting agency of our determination and provide the consumer reporting agency with the information necessary to correct the inaccuracy. We will have no duty to investigate disputes that are substantially similar to a prior dispute that we have responded to, or that relate to your identifying information (such as your name, date of birth, Social Security number, telephone number or address), inquiries appearing on your consumer report, information from public records (such as judgments, liens, or bankruptcies, unless these matters relate to your Account(s) with us), information related to fraud or active duty alerts on your report, or information provided to the consumer reporting agency from someone other than us. We will also have no duty to investigate your dispute if we reasonably believe it was submitted or prepared by (or if you submitted it on a form provided by) a credit repair organization. If we determine that we will not investigate your dispute for one of these (or some other) reasons we will notify you of that determination within five Business Days.

Appears in 1 contract

Samples: Business Credit Card Agreement

How to Dispute Reports Regarding Your Account. If you think the information we furnished to consumer reporting agencies on your Account is not accurate please write to us at: P.O. Box 1448X.X. Xxx 00000, GreenvilleXxxxxxxx, SC 29602, Attn: USBCXX 00000- 4037. With your letter, please provide us with: • Your name, address and telephone number; • The Account number(s) for the Account(s) you are disputing; • A description of the specific information you are disputing and an explanation of the basis for your dispute; and • Copies of documents that support your dispute. These could include (but are not limited to): a copy of your consumer report showing the information that you are disputing, your Statements, a court order or (if applicable) a copy of a police report or fraud or identity theft affidavit. If you fail to provide us with the information listed above, we may be unable to investigate your dispute. We will notify you of the results of our investigation within 30 days of receiving your dispute. A delay may be experienced if the dispute is not mailed to the address above. We may take up to 45 days to investigate your dispute if, after providing us with your initial notice of dispute, you provide us with additional information that is relevant to our investigation. If our investigation finds that the information you are disputing was inaccurate, we will notify the consumer reporting agency of our determination and provide the consumer reporting agency with the information necessary to correct the inaccuracy. We will have no duty to investigate disputes that are substantially similar to a prior dispute that we have responded to, or that relate to your identifying information (such as your name, date of birth, Social Security number, telephone number or address), inquiries appearing on your consumer report, information from public records (such as judgments, liens, or bankruptcies, unless these matters relate to your Account(s) with us), information related to fraud or active duty alerts on your report, or information provided to the consumer reporting agency from someone other than us. We will also have no duty to investigate your dispute if we reasonably believe it was submitted or prepared by (or if you submitted it on a form provided by) a credit repair organization. If we determine that we will not investigate your dispute for one of these (or some other) reasons we will notify you of that determination within five Business Days.

Appears in 1 contract

Samples: Credit Card Agreement

Draft better contracts in just 5 minutes Get the weekly Law Insider newsletter packed with expert videos, webinars, ebooks, and more!