Common use of HOW WE TREAT YOUR PERSONAL INFORMATION Clause in Contracts

HOW WE TREAT YOUR PERSONAL INFORMATION. ▪ For the purposes of this clause, the FirstRand group of companies means, and references to “we”, “us” or “our” are references to: the FirstRand group of companies, and all affiliates, associates, cessionaries, delegates, successors in title or third parties (authorised agents and contractors), when such parties are acting as responsible parties or operators in terms of applicable privacy laws, unless stated otherwise. ▪ Your personal information (which, for the purposes of this clause, includes special personal information) will be held by entities within the FirstRand group of companies. ▪ To better understand the entities that form part of the FirstRand group of companies and how your personal information is treated, please refer to FirstRand’s Privacy Notice which forms part of this clause. The Privacy Notice can be found on our platform, website or you can contact us to request a copy. ▪ By utilising any solutions offered by us, you acknowledge that in order to: o conclude and fulfil contractual terms or obligations to you; o comply with obligations imposed by law; or o to protect or pursue your, our, or a third party’s legitimate interests, including offering solutions that best meet your needs; your personal information may be processed through centralised functions and systems across entities in the FirstRand group of companies and may be used for the purposes, in the manner, and with the appropriate controls as set out in our Privacy Notice. ▪ Where it is necessary to obtain consent for processing outside of this clause, we will explicitly seek your consent separately. ▪ We want to ensure that you fully understand how your personal information may be used. We have described the purposes for which your personal information may be used in detail in our Privacy Notice. We have also set out further information about accessing, correcting or objecting to the processing of your personal information in our Privacy Notice. We strongly advise that you read our Privacy Notice. ▪ For the purposes of these terms and conditions the responsible party is the party with whom you are contracting a solution (utilising a product or service), as well as other entities in the FirstRand group of companies, which are listed in our Privacy Notice as responsible parties. For the contact details of these responsible parties, please see our Privacy Notice.

HOW WE TREAT YOUR PERSONAL INFORMATION. ▪ 8.1 For the purposes of this clauseclause only, the FirstRand group of companies Group means, and references to “we”, “us” or “our” are references to: the FirstRand group of companiesGroup, and all affiliates, associates, cessionaries, delegates, successors in title or third parties (authorised agents and contractors), when such parties are acting as responsible parties or operators in terms of applicable privacy laws, unless stated otherwise. ▪ . 8.2 Your personal information (which, for the purposes of this clause, includes special personal information) will be held by entities within the FirstRand group of companies. ▪ Group. 8.3 To better understand the entities that form part of the FirstRand group of companies Group and how your personal information is treated, please refer to FirstRand’s Privacy Notice which forms part of this clause. The Privacy Notice can be found on our platform, website or you can contact us to request a copy. ▪ . 8.4 By utilising any solutions products or services (Solutions) offered by us, you acknowledge that in order to: o : 8.4.1 conclude and fulfil contractual terms or obligations to you; o 8.4.2 comply with obligations imposed by law; or o or 8.4.3 to protect or pursue your, our, or a third party’s legitimate interests, including offering solutions Solutions that best meet your needs; 8.4.4 your personal information may be processed through centralised functions and systems across entities in the FirstRand group of companies Group and may be used for the purposes, in the manner, and with the appropriate controls as set out in our Privacy Notice. ▪ . 8.5 Where it is necessary to obtain consent for processing outside of this clause, we will explicitly seek your consent separately. ▪ . 8.6 We want to ensure that you fully understand how your personal information may be used. We have described the purposes for which your personal information may be used in detail in our Privacy Notice. We have also set out further information about accessing, correcting or objecting to the processing of your personal information in our Privacy Notice. We strongly advise that you read our Privacy Notice. ▪ . 8.7 For the purposes of these terms and conditions this agreement the responsible party is the party with whom you are contracting a solution Solution (utilising a product or service), as well as other entities in the FirstRand group of companiesGroup, which are listed in our Privacy Notice as responsible parties. For the contact details of these responsible parties, please see our Privacy Notice.

HOW WE TREAT YOUR PERSONAL INFORMATION. ▪ For the purposes of this clause, the FirstRand group of companies means, and references to “we”, “us” or “our” are references to: the FirstRand group of companies, and all affiliates, associates, cessionaries, delegates, successors in title or third parties (authorised agents and contractors), when such parties are acting as responsible parties or operators in terms of applicable privacy laws, unless stated otherwise. ▪ • Your personal information (which, for the purposes of this clause, includes special personal information) will be held by entities within the FirstRand group of companies. ▪ • To better understand the entities that form part of the FirstRand group of companies and how your personal information is treated, please refer to FirstRand’s Privacy Notice which forms part of this clause. The Privacy Notice can be found on our platform, website or you can contact us to request a copy. ▪ • By utilising any solutions offered by us, you acknowledge that in order to: o • conclude and fulfil contractual terms or obligations to you; o • comply with obligations imposed by law; or o • to protect or pursue your, our, or a third party’s legitimate interests, including offering solutions that best meet your needs; • your personal information may be processed through centralised functions and systems across entities in the FirstRand group of companies and may be used for the purposes, in the manner, and with the appropriate controls as set out in our Privacy Notice. ▪ • Where it is necessary to obtain consent for processing outside of this clause, we will explicitly seek your consent separately. ▪ • We want to ensure that you fully understand how your personal information may be used. We have described the purposes for which your personal information may be used in detail in our Privacy Notice. We have also set out further information about accessing, correcting or objecting to the processing of your personal information in our Privacy Notice. We strongly advise that you read our Privacy Notice. ▪ • For the purposes of these terms and conditions the responsible party is the party with whom you are contracting a solution (utilising a product or service), as well as other entities in the FirstRand group of companies, which are listed in our Privacy Notice as responsible parties. For the contact details of these responsible parties, please see our Privacy Notice.

HOW WE TREAT YOUR PERSONAL INFORMATION. ▪ For the purposes of this clauseclause only, the FirstRand group of companies Group means, and references to “we”, “us” or “our” are references to: the FirstRand group of companiesGroup, and all affiliates, associates, cessionaries, delegates, successors in title or third parties (authorised agents and contractors), when such parties are acting as responsible parties or operators in terms of applicable privacy laws, unless stated otherwise. ▪ Your personal information (which, for the purposes of this clause, includes special personal information) will be held by entities within the FirstRand group of companiesGroup. ▪ To better understand the entities that form part of the FirstRand group of companies Group and how your personal information is treated, please refer to FirstRand’s Privacy Notice which forms part of this clause. The Privacy Notice can be found on our platform, website or you can contact us to request a copy. ▪ By utilising any solutions products or services (Solutions) offered by us, you acknowledge that in order to: o conclude and fulfil contractual terms or obligations to you; o comply with obligations imposed by law; or o to protect or pursue your, our, or a third party’s legitimate interests, including offering solutions Solutions that best meet your needs; your personal information may be processed through centralised functions and systems across entities in the FirstRand group of companies Group and may be used for the purposes, in the manner, and with the appropriate controls as set out in our Privacy Notice. ▪ Where it is necessary to obtain consent for processing outside of this clause, we will explicitly seek your consent separately. ▪ We want to ensure that you fully understand how your personal information may be used. We have described the purposes for which your personal information may be used in detail in our Privacy Notice. We have also set out further information about accessing, correcting or objecting to the processing of your personal information in our Privacy Notice. We strongly advise that you read our Privacy Notice. ▪ For the purposes of these terms and conditions this agreement the responsible party is the party with whom you are contracting a solution Solution (utilising a product or service), as well as other entities in the FirstRand group of companiesGroup, which are listed in our Privacy Notice as responsible parties. For the contact details of these responsible parties, please see our Privacy Notice.