Common use of Immediately Available Items Clause in Contracts

Immediately Available Items. If the deposit is made payable to you, up to the first $5,000.00 will be immediately avail- able. Any excess of $5,000.00 will be subject to the Large Deposit Hold: • Wire Transfers and Automated Clearing House (ACH). • Federal Reserve Bank Checks • Federal Home Loan Bank Checks • State and Local Government Checks • Electronic Payments • Cash. • Certified Checks • Partner Colorado Checks • Official Checks • Cashier’s Checks • Payroll Checks • U.S. Treasury Checks • U.S. Postal Money Orders Note: Payroll checks must be clearly recognizable as payroll checks. Checks claiming to be payroll checks may still be placed on hold. Note: Above checks must be payable to you. Longer holds may apply in all cases. LONGER DELAYS MAY APPLY We may delay your ability to withdraw funds deposited by check into your account an ad- ditional number of days for these reasons: • We believe a check you deposit will not be paid; • You deposit checks totaling more than $5,000.00 on any day; • You redeposit a check that has been returned unpaid; • You have overdrawn your account repeatedly in the last six months; • There is an emergency, such as failure of communications or computer equipment; We will notify you if we delay your ability to withdraw funds for any of these reasons, and we will tell you when the funds will be available.

Immediately Available Items. If the deposit is made payable to you, up to the first $5,000.00 5,525.00 will be immediately avail- able. Any excess of $5,000.00 5,525.00 will be subject to the Large Deposit Hold: • Wire Transfers and Automated Clearing House (ACH). • Federal Reserve Bank Checks • Federal Home Loan Bank Checks • State and Local Government Checks • Electronic Payments • Cash. • Certified Checks • Partner Colorado Checks • Official Checks • Cashier’s Checks • Payroll Checks • U.S. Treasury Checks • U.S. Postal Money Orders Note: Payroll checks must be clearly recognizable as payroll checks. Checks claiming to be payroll checks may still be placed on hold. Note: Above checks must be payable to you. Longer holds may apply in all cases. LONGER DELAYS MAY APPLY We may delay your ability to withdraw funds deposited by check into your account an ad- ditional number of days for these reasons: • We believe a check you deposit will not be paid; • You deposit checks totaling more than $5,000.00 5,525.00 on any day; • You redeposit a check that has been returned unpaid; • You have overdrawn your account repeatedly in the last six months; • There is an emergency, such as failure of communications or computer equipment; We will notify you if we delay your ability to withdraw funds for any of these reasons, and we will tell you when the funds will be available.

Immediately Available Items. If the deposit is made payable to you, up to the first $5,000.00 S5,525.00 will be immediately avail- ableavailable. Any excess of $5,000.00 S5,525.00 will be subject to the Large Deposit Hold: • Wire Transfers and Automated Clearing House (ACH). • Federal Reserve Bank Checks • Federal Home Loan Bank Checks • State and Local Government Checks • Electronic Payments • Cash. Cash • Certified Checks • Partner Colorado Checks • Official Checks • Cashier’s Checks • Payroll Checks • U.S. Treasury Checks • U.S. Postal Money Orders Note: Payroll checks must be clearly recognizable as payroll checks. Checks claiming to be payroll checks may still be placed on hold. Note: Above checks must be payable to you. Longer holds may apply in all cases. LONGER DELAYS MAY APPLY We may delay your ability to withdraw funds deposited by check into your account Account an ad- ditional addi- tional number of days for these reasons: • We believe a check you deposit you’ve deposited will not be paid; • You deposit checks totaling totalling more than $5,000.00 S5,525.00 on any day; • You redeposit a check that has been returned unpaid; • You have overdrawn your account Account repeatedly in the last six months; • There is an emergency, such as failure of communications or computer equipment; . We will notify you if we delay your ability to withdraw funds for any of these reasons, reasons and we will tell you when the funds will be available.

Immediately Available Items. If the deposit is made payable to you, up to the first $5,000.00 S5,525.00 will be immediately avail- ableavailable. Any excess of $5,000.00 S5,525.00 will be subject to the Large Deposit Hold: • Wire Transfers and Automated Clearing House (ACH). • Federal Reserve Bank Checks • Federal Home Loan Bank Checks • State and Local Government Checks • Electronic Payments • Cash. • Certified Checks • Partner Colorado Checks • Official Checks • Cashier’s Checks • Payroll Checks • U.S. Treasury Checks • U.S. Postal Money Orders Note: Payroll checks must be clearly recognizable as payroll checks. Checks claiming to be payroll checks may still be placed on hold. Note: Above checks must be payable to you. Longer holds may apply in all cases. LONGER DELAYS MAY APPLY We may delay your ability to withdraw funds deposited by check into your account an ad- ditional additional number of days for these reasons: • We believe a check you deposit will not be paid; • You deposit checks totaling more than $5,000.00 S5,525.00 on any day; • You redeposit a check that has been returned unpaid; • You have overdrawn your account repeatedly in the last six months; • There is an emergency, such as failure of communications or computer equipment; We will notify you if we delay your ability to withdraw funds for any of these reasons, and we will tell you when the funds will be available.

Immediately Available Items. If the deposit is made payable to you, up to the first $5,000.00 5,525.00 will be immediately avail- ableavailable. Any excess of $5,000.00 5,525.00 will be subject to the Large Deposit Hold: • Wire Transfers and Automated Clearing House (ACH). • Federal Reserve Bank Checks • Federal Home Loan Bank Checks • State and Local Government Checks • Electronic Payments • Cash. • Certified Checks • Partner Colorado Checks • Official Checks • Cashier’s Checks • Payroll Checks • U.S. Treasury Checks • U.S. Postal Money Orders Note: Payroll checks must be clearly recognizable as payroll checks. Checks claiming to be payroll checks may still be placed on hold. Note: Above checks must be payable to you. Longer holds may apply in all cases. LONGER DELAYS MAY APPLY We may delay your ability to withdraw funds deposited by check into your account an ad- ditional additional number of days for these reasons: • We believe a check you deposit will not be paid; • You deposit checks totaling more than $5,000.00 5,525.00 on any day; • You redeposit a check that has been returned unpaid; • You have overdrawn your account repeatedly in the last six months; • There is an emergency, such as failure of communications or computer equipment; We will notify you if we delay your ability to withdraw funds for any of these reasons, and we will tell you when the funds will be available.