Common use of Important Information for Covered Borrowers under the Military Lending Act Clause in Contracts

Important Information for Covered Borrowers under the Military Lending Act. Privacy statement: how we collect, use, share, and protect your personal information; and the privacy choices you can make Financial terms of your account Interest Rates and Interest Charges Annual Percentage Rate (APR) for Purchases 25.99% This APR will vary with the market based on the Prime Rate. How to Avoid Paying Interest Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date each month. Minimum Interest Charge If you are charged interest, the charge will be no less than $2.00 per credit plan For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at xxxx://xxx.xxxxxxxxxxxxxxx.xxx/learnmore. Fees • Annual Fee None Penalty Fees • Late Payment • Returned Payment Up to $38.00 Up to $38.00 How We Will Calculate Your Balance: We use a method called "daily balance." See your Account agreement for more details.

Important Information for Covered Borrowers under the Military Lending Act. Privacy statement: how we collect, use, share, and protect your personal information; and the privacy choices you can make Financial terms of your account Interest Rates and Interest Charges Annual Percentage Rate (APR) for Purchases 25.99% This APR will vary with the market based on the Prime Rate. How to Avoid Paying Interest Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date each month. Minimum Interest Charge If you are charged interest, the charge will be no less than $2.00 1.00 per credit plan For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at xxxx://xxx.xxxxxxxxxxxxxxx.xxx/learnmore. Fees • Annual Fee None Penalty Fees • Late Payment • Returned Payment Up to $38.00 Up to $38.00 25.00 How We Will Calculate Your Balance: We use a method called "daily balance." See your Account agreement for more details.

Important Information for Covered Borrowers under the Military Lending Act. Privacy statement: how we collect, use, share, and protect your personal information; and the privacy choices you can make Financial terms of your account Interest Rates and Interest Charges Annual Percentage Rate (APR) for Purchases 25.9927.99% This APR will vary with the market based on the Prime Rate. How to Avoid Paying Interest Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date each month. Minimum Interest Charge If you are charged interest, the charge will be no less than $2.00 per credit plan For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at xxxx://xxx.xxxxxxxxxxxxxxx.xxx/learnmore. Fees • Annual Fee None Penalty Fees • Late Payment • Returned Payment Up to $38.00 Up to $38.00 How We Will Calculate Your Balance: We use a method called "daily balance." See your Account agreement for more details.

Important Information for Covered Borrowers under the Military Lending Act. Privacy statement: how we collect, use, share, and protect your personal information; and the privacy choices you can make Financial terms of your account Interest Rates and Interest Charges Annual Percentage Rate (APR) for Purchases 25.9929.99% This APR will vary with the market based on the Prime Rate. How to Avoid Paying Interest Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date each month. Minimum Interest Charge If you are charged interest, the charge will be no less than $2.00 per credit plan For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at xxxx://xxx.xxxxxxxxxxxxxxx.xxx/learnmore. Fees • Annual Fee None Penalty Fees • Late Payment • Returned Payment Up to $38.00 Up to $38.00 How We Will Calculate Your Balance: We use a method called "daily balance." See your Account agreement for more details.

Important Information for Covered Borrowers under the Military Lending Act. Privacy statement: how we collect, use, share, and protect your personal information; and the privacy choices you can make Financial terms of your account Interest Rates and Interest Charges Annual Percentage Rate (APR) for Purchases 25.9926.99% This APR will vary with the market based on the Prime Rate. How to Avoid Paying Interest Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date each month. Minimum Interest Charge If you are charged interest, the charge will be no less than $2.00 1.00 per credit plan For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at xxxx://xxx.xxxxxxxxxxxxxxx.xxx/learnmore. Fees • Annual Fee None Penalty Fees • Late Payment • Returned Payment Up to $38.00 Up to $38.00 25.00 How We Will Calculate Your Balance: We use a method called "daily balance." See your Account agreement for more details.

Important Information for Covered Borrowers under the Military Lending Act. Privacy statement: how we collect, use, share, and protect your personal information; and the privacy choices you can make Financial terms of your account Interest Rates and Interest Charges Annual Percentage Rate (APR) for Purchases 25.99% This APR will vary with the market based on the Prime Rate. How to Avoid Paying Interest Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date each month. Minimum Interest Charge If you are charged interest, the charge will be no less than $2.00 1.00 per credit plan For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at xxxx://xxx.xxxxxxxxxxxxxxx.xxx/learnmore. Fees • Annual Fee None Penalty Fees • Late Payment • Returned Payment Up to $38.00 Up to $38.00 How We Will Calculate Your Balance: We use a method called "daily balance." See your Account agreement for more details.