INCREASE IN FACE AMOUNT Clause Samples

INCREASE IN FACE AMOUNT. You may increase the Face Amount any time before the Insured's 80th birthday. The increase is subject to the following: 1) You must make written application to us at our Service Center. 2) You must give us evidence of insurability which meets our standards.

INCREASE IN FACE AMOUNT. You may increase the Face Amount any time before the Contract Anniversary on or next after the Insured's 80th birthday. The increase is subject to the following: 1) You must make written application to us at our Home Office. 2) We will require evidence of insurability which meets our standards. 3) The increase must be at least $10,000. 4) The Cash Surrender Value must not be less than the Monthly Deduction on the effective date of the increase (unless the Death Benefit Guarantee is in force). 5) The Initial Monthly Administrative Charge for the increase (see Section 7.1(3)) will be charged on the effective date of the increase and then on each Monthly Anniversary until 120 charges have been made. 6) A new schedule of Decrease Charges will apply to the increase in Face Amount.

INCREASE IN FACE AMOUNT. In Section 5.3 INCREASE IN FACE AMOUNT, the sentence: You may increase the Face Amount any time before the Contract Anniversary on or next after the Insured's 75th birthday. Is amended to read: You may increase the Face Amount any time before the Contract Anniversary on or next after the Insured's 80th birthday.

INCREASE IN FACE AMOUNT. If the face amount of a particular policy reinsured under this Agreement increases or an Other Insured Rider is added and a) The increase is subject to new underwriting evidence and i) The original policy was reinsured automatically, the provisions of Article 3 shall apply to the increase in reinsurance. ii) The original policy was reinsured facultatively, the provisions of Article 4 shall apply to the increase in reinsurance. b) The increase is not subject to new underwriting evidence, the Reinsurer shall accept automatically the increase in reinsurance but not to exceed the automatic binding limits as stated in Schedule B.

INCREASE IN FACE AMOUNT. The parties hereto acknowledge and agree that the principal sum of the Original Note is hereby increased by $5,000,000.00 from Fifteen Million and No/100 Dollars ($15,000,000.00) to Twenty Million and No/100 Dollars ($20,000,000.00) (the “Increased Loan Amount”). Hereafter, wherever the maximum principal amount of the Loan, revolving credit commitment or revolving credit facility is stated and/or referenced in the Loan Documents, the same shall be read to refer to and/or include, as applicable, the Increased Loan Amount, which Obligors promise to pay in accordance with the obligations under the Original Note. ● Amendment to Section 2.08. Notwithstanding anything contained in any of the Loan Documents to the contrary, the parties hereto acknowledge and agree that Section 2.08 of the Original Loan shall be amended and restated in its entirety with the following:

INCREASE IN FACE AMOUNT. You may increase the Face Amount any time before the Last Day for Increases in Face Amount shown on page 3A. The increase is subject to the following: 1) You must submit an application to us at our Service Center, if and as required by our standards. 2) Satisfactory evidence of insurability, if and as required by our standards. 3) The increase must be at least $25,000. 4) The effective date of the increase will be the date shown on the supplemental contract schedule page that we will send to you. 5) The Cost of Insurance for the increase will be included in the Monthly Deduction beginning on the effective date of the increase. 6) A new Monthly Unit Charge and new schedule of Decrease Charges will apply to the increase in Face Amount. The Decrease Charges will not be greater than the Maximum Decrease Charges for Increases in Face Amount shown on page 4B. 7) A new No-Lapse Guarantee Premium will be determined if the No-Lapse Guarantee has not terminated before the effective date of the increase. Items (2) and (3) above will not apply to: 1) The portion of any increase that is the result of exercising a purchase option or a term conversion privilege in another contract on the life of the Insured that was issued by us; or 2) Any increase applied for under Section 4.1

INCREASE IN FACE AMOUNT. The parties hereto acknowledge and agree that the principal sum of the Original Note is hereby increased by $5,000,000.00 from Twenty Million and No/100 Dollars ($20,000,000.00) to Twenty-Five Million and No/100 Dollars ($25,000,000.00) (the “Increased Loan Amount”). Hereafter, wherever the maximum principal amount of the Loan, revolving credit commitment or revolving credit facility is stated and/or referenced in the Loan Documents, the same shall be read to refer to and/or include, as applicable, the Increased Loan Amount, which Obligors promise to pay in accordance with the obligations under the Original Note.