Common use of Increase in Interest Rate Upon Termination of Auto Debit Clause in Contracts

Increase in Interest Rate Upon Termination of Auto Debit. The date on which the arrangement for Auto Debit terminates (whether as a result of Borrower’s revocation of such arrangement or any Termination Notice given by the Lender), is referred to as the “Auto Debit Termination Date”. Borrower acknowledges and agrees that the Lender would not have been willing to make the Line of Credit Loan at the interest rate contained in the Note in the absence of the arrangement for Auto Debit from the Account pursuant to this authorization. Therefore, effective on the first due date of a Payment following the Auto Debit Termination Date, Lender, at its option and in its discretion, shall have the right to increase the interest rate on the outstanding principal balance of the Note to a rate which is equal to one-half of one percent (0.5%) per annum (the “Percentage Rate Increase”) above the otherwise applicable interest rate under the terms of the Note.

Increase in Interest Rate Upon Termination of Auto Debit. The date on which the arrangement for Auto Debit terminates (whether as a result of Borrower’s revocation of such arrangement or any Termination Notice given by the Lender), is referred to as the “Auto Debit Termination Date”. Borrower acknowledges and agrees that the Lender would not have been willing to make the Line of Credit Loan at the interest rate contained in the Note in the absence of the arrangement for Auto Debit from the Account pursuant to this authorization. Therefore, effective on the first due date of a Payment following the Auto Debit Termination Date, Lender, at its option and in its discretion, shall have the right to increase the interest rate on the outstanding principal balance of the Note to a rate which is equal to one-half of one percent (0.5%) per annum (the “Percentage Rate Increase”) above the otherwise applicable interest rate under the terms of the Note.

Increase in Interest Rate Upon Termination of Auto Debit. The date on which the arrangement for Auto Debit terminates (whether as a result of Borrower’s revocation of such arrangement or any Termination Notice given by the Lender), is referred to as the “Auto Debit Termination Date”. Borrower acknowledges and agrees that the Lender would not have been willing to make the Line of Credit Loan at the interest rate contained in the Note in the absence of the arrangement for Auto Debit from the Account pursuant to this authorization. Therefore, effective on the first due date of a Payment following the Auto Debit Termination Date, Lender, at its option and in its discretion, shall have the right to increase the interest rate on the outstanding principal balance of the Note to a rate which is equal to one-half of one percent (0.5%) per annum (the “Percentage Rate Increase”) above the otherwise applicable interest rate under the terms of the Note.. Exhibit B

Increase in Interest Rate Upon Termination of Auto Debit. The date on which the arrangement for Auto Debit terminates (whether as a result for the Account is terminated at the election of Borrower’s revocation of such arrangement or any Termination Notice given by the Lender), Borrower is referred to as the “Auto Debit Termination Date”. Borrower acknowledges and agrees that the Lender would not have been willing to make the Line of Credit Loan Advances at the interest rate or interest rates contained in the Note Loan Documents in the absence of the arrangement for Auto Debit from the Account pursuant to this authorization. Therefore, if there is a termination resulting from Borrower’s revocation of the Auto Debit arrangement, effective on the first due date of a Payment following the Auto Debit Termination Date, Lender, at its option and in its discretion, shall have the right to increase the interest rate on the outstanding principal balance of the Note Loan Documents to a rate which is equal to one-half of one percent (0.50.50%) per annum (the “Percentage Rate Increase”) above the otherwise applicable interest rate from time to time under the terms of the NoteLoan Documents.

Increase in Interest Rate Upon Termination of Auto Debit. The date on which the arrangement for Auto Debit terminates (whether as a result of Borrower’s revocation of such arrangement or any Termination Notice given by the Lender)Lender for Cause, is referred to as the “Auto Debit Termination Date”. Borrower acknowledges and agrees that the Lender would not have been willing to make the Line of Credit Loan at the interest rate contained in the Note in the absence of the arrangement for Auto Debit from the Account pursuant to this authorization. Therefore, effective on the first due date of a Payment following the Auto Debit Termination Date, Lender, at its option and in its discretion, shall have the right to increase the interest rate on the outstanding principal balance of the Note to a rate which is equal to one-half of one percent (0.5%) per annum (the “Percentage Rate Increase”) above the otherwise applicable interest rate under the terms of the Note.