Common use of Increased Capital Costs Clause in Contracts

Increased Capital Costs. 73 SECTION 4.6. Taxes.....................................................73 SECTION 4.7. Payments, Computations, etc...............................77 SECTION 4.8. Sharing of Payments.......................................77 SECTION 4.9. Setoff....................................................78 SECTION 4.10. Replacement of Lenders....................................78 SECTION 4.11. Change of Lending Office..................................79 ARTICLE V CONDITIONS TO CREDIT EXTENSIONS

Increased Capital Costs. 73 21 SECTION 4.6. Taxes.....................................................73 ..................................... 22 SECTION 4.7. Payments, Computations, etc...............................77 ............... 23 SECTION 4.8. Sharing of Payments.......................................77 ....................... 24 SECTION 4.9. Setoff....................................................78 SECTION 4.10. Replacement of Lenders....................................78 SECTION 4.11. Change of Lending Office..................................79 ARTICLE V CONDITIONS TO CREDIT EXTENSIONS.................................... 25

Increased Capital Costs. 73 SECTION 55 Section 4.6. Taxes.....................................................73 SECTION Taxes .............................................................................. 56 Section 4.7. Payments, Computations; Proceeds of Collateral, etc...............................77 SECTION etc ................................ 59 Section 4.8. Sharing of Payments.......................................77 SECTION Payments ................................................................ 60 Section 4.9. Setoff....................................................78 SECTION Setoff ............................................................................. 60 Section 4.10. Replacement of Lenders....................................78 SECTION 4.11. Change of Lending Office..................................79 ARTICLE V CONDITIONS TO CREDIT EXTENSIONSMitigation ........................................................................ 61 -i- TABLE OF CONTENTS (continued)

Increased Capital Costs. 73 SECTION 53 Section 4.6. Taxes.....................................................73 SECTION , etc..............................................54 Section 4.7. Payments, Computations, etc...............................77 SECTION .............................56 Section 4.8. Sharing of Payments.......................................77 SECTION .....................................58 Section 4.9. Setoff....................................................78 SECTION ..................................................59 Section 4.10. Replacement Use of Lenders....................................78 SECTION 4.11. Change of Lending Office..................................79 ARTICLE V CONDITIONS TO CREDIT EXTENSIONSProceeds........................................59

Increased Capital Costs. 73 61 SECTION 4.6. Taxes.....................................................73 ............................................................................. 61 SECTION 4.7. Payments, ; Computations, etc...............................77 ....................................................... 65 SECTION 4.8. Sharing of Payments.......................................77 ............................................................... 65 SECTION 4.9. Setoff....................................................78 ............................................................................ 66 SECTION 4.10. Replacement of Lenders....................................78 SECTION 4.11. Change of Lending Office..................................79 ARTICLE V CONDITIONS TO CREDIT EXTENSIONS.

Increased Capital Costs. 73 51 SECTION 4.65.6. Taxes.....................................................73 Taxes ................................................................................... 52 SECTION 4.75.7. Payments, Computations, etc...............................77 .............................................................. 53 SECTION 4.85.8. Sharing of Payments.......................................77 ...................................................................... 54 SECTION 4.95.9. Setoff....................................................78 SECTION 4.10. Replacement Use of Lenders....................................78 SECTION 4.11. Change of Lending Office..................................79 ARTICLE V CONDITIONS TO CREDIT EXTENSIONSProceeds.......................................................................... 54

Increased Capital Costs. 73 22 SECTION 4.6. Taxes.....................................................73 .................................................................................23 SECTION 4.7. Reserve Costs.........................................................................25 SECTION 4.8. Replacement Lenders, etc..............................................................25 SECTION 4.9. Payments, Computations, etc...............................77 SECTION 4.8. Sharing of Payments.......................................77 SECTION 4.9. Setoff....................................................78 ...........................................................26 SECTION 4.10. Replacement of Lenders....................................78 SECTION 4.11. Change of Lending Office..................................79 ARTICLE V CONDITIONS TO CREDIT EXTENSIONS.

Increased Capital Costs. 73 SECTION 55 4.6. Taxes.....................................................73 SECTION .....................................................................55 4.7. Payments, Computations, etc...............................77 SECTION ...............................................56 4.8. Sharing of Payments.......................................77 SECTION .......................................................57 4.9. Setoff....................................................78 SECTION ....................................................................57 4.10. Replacement of Lenders....................................78 SECTION 4.11. Change of Lending Office..................................79 ....................................................58 ARTICLE V CONDITIONS TO CREDIT EXTENSIONS

Increased Capital Costs. 73 74 SECTION 4.66.6. Taxes.....................................................73 .....................................................................................75 SECTION 4.76.7. Payments, Computations, etc..............................................................................................77 SECTION 4.86.8. Sharing of Payments..............................................................................................................77 SECTION 4.96.9. Setoff........................................................................................................................................78 SECTION 4.106.10. Lender's Duty to Mitigate.................................................................78 SECTION 6.11. Replacement of Lenders....................................78 ....................................................................79 SECTION 4.116.12. Change of Lending Office..................................Provisions Relating to UK Loans...........................................................79 ARTICLE V VII. CONDITIONS TO CREDIT EXTENSIONS

Increased Capital Costs. 73 33 SECTION 4.6. Taxes.....................................................73 Taxes ...................................................... 33 SECTION 4.7. Payments, Computations, etc...............................77 etc ................................ 34 SECTION 4.8. Sharing of Payments.......................................77 Payments ........................................ 34 SECTION 4.9. Setoff....................................................78 Setoff ..................................................... 35 SECTION 4.10. Replacement Use of Lenders....................................78 SECTION 4.11. Change of Lending Office..................................79 ARTICLE V CONDITIONS TO CREDIT EXTENSIONSProceeds ............................................ 35

Increased Capital Costs. 73 31 SECTION 4.6. 4.6 Taxes.....................................................73 ...........................................................32 SECTION 4.7. 4.7 Payments, Computations, etc...............................77 .....................................33 SECTION 4.8. 4.8 Sharing of Payments.......................................77 .............................................34 SECTION 4.9. Setoff....................................................78 4.10 Use of Proceeds................................................34 SECTION 4.10. Replacement 4.11 Changes to Other Branches; Equal Treatment of Lenders....................................78 Borrower.........34 SECTION 4.11. Change of Lending Office..................................79 ARTICLE V CONDITIONS TO CREDIT EXTENSIONS4.12

Increased Capital Costs. 73 38 SECTION 4.6. Taxes.....................................................73 Taxes ................................................................................. 38 SECTION 4.7. Payments, Computations, etc...............................77 etc ........................................................... 39 SECTION 4.8. Sharing of Payments.......................................77 Payments ................................................................... 40 SECTION 4.9. Setoff....................................................78 Setoff ................................................................................ 40 SECTION 4.10. Replacement Use of Lenders....................................78 Proceeds ....................................................................... 41 SECTION 4.11. Reserves .............................................................................. 41 SECTION 4.12. Change of in Applicable Lending Office..................................79 Office ................................................... 41 ARTICLE V CONDITIONS TO CREDIT EXTENSIONSV

Increased Capital Costs. 73 42 SECTION 4.6. Taxes.....................................................73 ...............................................43 SECTION 4.7. Payments, Computations, etc...............................77 .........................44 SECTION 4.8. Sharing of Payments.......................................77 .................................45 SECTION 4.9. Setoff....................................................78 ..............................................45 SECTION 4.10. Replacement of Lenders....................................78 Defaulting Lender...................................46 SECTION 4.11. Change of Lending OfficeReplacement Lender..................................79 ARTICLE V CONDITIONS TO CREDIT EXTENSIONS46

Increased Capital Costs. 73 34 SECTION 4.6. 4.6 Taxes.....................................................73 .........................................................................35 SECTION 4.7. 4.7 Payments, Computations, etc...............................77 ...................................................36 SECTION 4.8. 4.8 Sharing of Payments.......................................77 ...........................................................36 SECTION 4.9. 4.9 Setoff....................................................78 ........................................................................37 SECTION 4.10. Replacement 4.10 Use of Lenders....................................78 Proceeds..............................................................37 SECTION 4.11. Change 4.11 Changes to Other Branches; Equal Treatment of Lending Office..................................79 ARTICLE V CONDITIONS TO CREDIT EXTENSIONSBorrower.......................37 SECTION 4.12

Increased Capital Costs. 73 21 SECTION 4.6. Taxes.....................................................73 ..............................................................................22 SECTION 4.7. Reserve Costs......................................................................23 SECTION 4.8. Replacement Lenders, etc...........................................................24 SECTION 4.9. Payments, Computations, etc...............................77 ........................................................24 SECTION 4.84.10. Sharing of Payments.......................................77 SECTION 4.9. Setoff....................................................78 SECTION 4.10. Replacement of Lenders....................................78 ................................................................25 SECTION 4.11. Change Setoff.............................................................................25 SECTION 4.12. Use of Lending Office..................................79 Proceeds....................................................................25 ARTICLE V CONDITIONS TO CREDIT EXTENSIONSV

Increased Capital Costs. 73 SECTION 4.6. 24 Section 4.6 Taxes.....................................................73 SECTION 4.7. ....................................................25 Section 4.7 Payments, Computations, etc...............................77 SECTION 4.8. Sharing ..............................25 Section 4.8 Setoff...................................................26 Section 4.9 Use of Payments.......................................77 SECTION 4.9. Setoff....................................................78 SECTION 4.10. Replacement Proceeds..........................................26 Section 4.10 Actions of Lenders....................................78 SECTION 4.11. Change of Lending Office..................................79 ARTICLE V CONDITIONS TO CREDIT EXTENSIONSLender......................................26

Increased Capital Costs. 73 38 SECTION 4.6. Taxes.....................................................73 Taxes ................................................................... 39 SECTION 4.7. Payments, Computations, etc...............................77 etc ............................................. 40 SECTION 4.8. Sharing of Payments.......................................77 Payments ..................................................... 41 SECTION 4.9. Setoff....................................................78 Setoff .................................................................. 41 SECTION 4.10. Replacement Use of Lenders....................................78 Proceeds ......................................................... 42 SECTION 4.11. Reserves ................................................................ 42 SECTION 4.12. Change of in Applicable Lending Office..................................79 ARTICLE V CONDITIONS TO CREDIT EXTENSIONSOffice ..................................... 42

Increased Capital Costs. 73 57 SECTION 4.65.6. Taxes.....................................................73 58 TABLE OF CONTENTS Page SECTION 4.75.7. Payments, Computations, etc...............................77 61 SECTION 4.85.8. Sharing of Payments.......................................77 62 SECTION 4.95.9. Setoff....................................................78 63 SECTION 4.105.10. Replacement of Lenders....................................78 SECTION 4.11. Change of Lending Office..................................79 ARTICLE V CONDITIONS TO CREDIT EXTENSIONSLender.....................................63

Increased Capital Costs. 73 SECTION 76 4.6. Taxes.....................................................73 SECTION ................................................................................76 4.7. Payments, Computations, etc...............................77 SECTION Etc..........................................................79 4.8. Sharing of Payments.......................................77 SECTION ..................................................................80 4.9. Setoff....................................................78 SECTION ...............................................................................80 4.10. Replacement of Lenders....................................78 SECTION 4.11. Change of Lending Office..................................79 ..............................................................81 ARTICLE V CONDITIONS TO CREDIT EXTENSIONS

Increased Capital Costs. 73 24 SECTION 4.65.6. Taxes.....................................................73 ...................................................................24 SECTION 4.75.7. Payments, Computations, etc...............................77 .............................................26 SECTION 4.85.8. Sharing of Payments.......................................77 .....................................................26 SECTION 4.9. Setoff....................................................78 SECTION 4.105.9. Replacement of Liquidity Lenders....................................78 ........................................27 SECTION 4.115.10. Change of Lending Office..................................79 Order and Priority......................................................28 ARTICLE V CONDITIONS TO CREDIT EXTENSIONSVI

Increased Capital Costs. 73 55 SECTION 4.6. Taxes.....................................................73 Taxes ............................................................................. 55 SECTION 4.7. Payments, Computations, etc...............................77 . ...................................................... 57 SECTION 4.8. Sharing of Payments.......................................77 Payments ............................................................... 58 SECTION 4.9. Setoff....................................................78 Setoff ............................................................................ 58 SECTION 4.10. Replacement of Lenders....................................78 Defaulting Lenders ............................................................... 58 SECTION 4.11. Change of Lending Office..................................79 ARTICLE V CONDITIONS TO CREDIT EXTENSIONS.

Increased Capital Costs. 73 56 SECTION 4.6. Taxes.....................................................73 ................................................................57 SECTION 4.7. Payments, Computations, etc...............................77 ..........................................59 SECTION 4.8. Sharing of Payments.......................................77 ..................................................60 SECTION 4.9. Setoff....................................................78 ...............................................................60 SECTION 4.10. Replacement of Lenders....................................78 SECTION 4.11. Change of Lending Office..................................79 Mitigation...........................................................61 ARTICLE V CONDITIONS TO EFFECTIVENESS AND TO FUTURE CREDIT EXTENSIONS

Increased Capital Costs. 73 39 SECTION 4.6. Taxes.....................................................73 .......................................................................39 SECTION 4.7. Payments, Computations, Proceeds of Collateral, etc...............................77 . .......................41 SECTION 4.8. Sharing of Payments.......................................77 .........................................................42 SECTION 4.9. Setoff....................................................78 SECTION 4.10. Replacement of Lenders....................................78 SECTION 4.11. Change of Lending Office..................................79 ......................................................................42 ARTICLE V CONDITIONS TO EFFECTIVENESS AND CREDIT EXTENSIONS.........................................43 SECTION 5.1. Effectiveness...............................................................43 SECTION 5.1.1. Resolutions, etc. ..................................................43 SECTION 5.1.2. Effective Date Certificate..........................................43

Increased Capital Costs. 73 35 SECTION 4.65.6. Taxes.....................................................73 ................................................36 SECTION 4.75.7. Payments, Computations, etc...............................77 ..........................37 SECTION 4.85.8. Sharing of Payments.......................................77 ..................................38 SECTION 4.95.9. Setoff....................................................78 SECTION 4.10. Replacement Use of Lenders....................................78 SECTION 4.11. Change of Lending Office..................................79 ARTICLE V CONDITIONS TO CREDIT EXTENSIONSProceeds......................................39 i 3

Increased Capital Costs. 73 49 SECTION 4.6. Taxes.....................................................73 4.3 Taxes ................................................................................................... 49 SECTION 4.7. 4.4 Payments, Computations; Proceeds of Collateral, etc...............................77 Etc. ....................... 55 SECTION 4.8. Sharing of Payments.......................................77 4.5 Setoff ................................................................................................... 56 SECTION 4.9. Setoff....................................................78 4.6 SOFR Rate Not Determinable ............................................................ 56 SECTION 4.10. Replacement of 4.7 Defaulting Lenders....................................78 SECTION 4.11. Change of Lending Office..................................79 .............................................................................. 57 ARTICLE V CONDITIONS TO CREDIT EXTENSIONSV

Increased Capital Costs. 73 SECTION 30 4.6. Taxes.....................................................73 SECTION ............................................................. 31 4.7. Payments, Computations, etc...............................77 SECTION ....................................... 32 4.8. Sharing of Payments.......................................77 SECTION ............................................... 32 4.9. Setoff....................................................78 SECTION ............................................................ 33 4.10. Replacement of Lenders....................................78 SECTION 4.11. Change of Lending Office..................................79 Lender............................................. 33 ARTICLE V CONDITIONS TO CREDIT EXTENSIONSTERM LOAN EXTENSION

Increased Capital Costs. 73 SECTION 38 4.6. Taxes.....................................................73 SECTION ..............................................................................................38 4.7. Payments, Computations, etc...............................77 SECTION ........................................................................40 4.8. Sharing of Payments.......................................77 SECTION ................................................................................40 4.9. Setoff....................................................78 SECTION .............................................................................................40 4.10. Replacement of Lenders....................................78 SECTION 4.11. Change of Lending Office..................................79 .............................................................................41 ARTICLE V CONDITIONS TO CREDIT EXTENSIONS

Increased Capital Costs. 73 SECTION 32 4.6. Taxes.....................................................73 SECTION ..................................................... 32 4.7. Payments, Computations, etc...............................77 SECTION ............................... 33 4.8. Sharing of Payments.......................................77 SECTION ....................................... 34 4.9. Setoff....................................................78 SECTION .................................................... 34 4.10. Replacement Use of Lenders....................................78 SECTION Proceeds........................................... 35 4.11. Change Changes to Other Branches; Equal Treatment of Lending Office..................................79 ARTICLE V CONDITIONS TO CREDIT EXTENSIONSBorrower.... 35

Increased Capital Costs. 73 61 SECTION 4.6. Taxes.....................................................73 ..................................................................... 62 SECTION 4.7. Payments, Computations, etc...............................77 ............................................... 65 SECTION 4.8. Sharing of Payments.......................................77 ....................................................... 66 SECTION 4.9. Setoff....................................................78 .................................................................... 67 SECTION 4.10. Replacement of Lenders....................................78 SECTION 4.11. Change of Lending Office..................................79 ARTICLE V CONDITIONS TO CREDIT EXTENSIONS.................................................. 67 SECTION 4.11. Replacement of Lenders.................................................... 67 SECTION 4.12. Application to Participation Fees......................................... 68

Increased Capital Costs. 73 37 SECTION 4.6. Taxes.....................................................73 ...........................................................37 SECTION 4.7. Payments, Computations, etc...............................77 Etc.....................................40 SECTION 4.8. Sharing of Payments.......................................77 .............................................41 SECTION 4.9. Setoff....................................................78 SECTION 4.10. Replacement of Lenders....................................78 SECTION 4.11. Change of Lending Office..................................79 ..........................................................41 ARTICLE V CONDITIONS TO CREDIT EXTENSIONS

Increased Capital Costs. 73 SECTION 55- 4.6. Taxes.....................................................73 SECTION .............................................................-55- 4.7. Payments, Computations, etc...............................77 SECTION .......................................-57- 4.8. Sharing of Payments.......................................77 SECTION ...............................................-57- 4.9. Setoff....................................................78 SECTION ............................................................-58- 4.10. Replacement of Lenders....................................78 ............................................-58- -ii- 4 TABLE OF CONTENTS (cont.) SECTION PAGE ------- ---- 4.11. Change Use of Lending Office..................................79 Proceeds...................................................-59- ARTICLE V CONDITIONS TO CREDIT EXTENSIONSPRECEDENT

Increased Capital Costs. 73 47 SECTION 4.6. Taxes.....................................................73 .................................................................................47 SECTION 4.7. Payments, Computations, etc...............................77 ...........................................................49 SECTION 4.8. Sharing of Payments.......................................77 ...................................................................50 SECTION 4.9. Setoff....................................................78 ................................................................................50 SECTION 4.10. Replacement of Lenders....................................78 SECTION 4.11. Change of Lending Office..................................79 Lender.................................................................51 ARTICLE V CONDITIONS TO CREDIT EXTENSIONSV

Increased Capital Costs. 73 54 SECTION 4.6. Taxes.....................................................73 ....................................................... 54 SECTION 4.7. Payments, Computations, etc...............................77 ................................. 57 SECTION 4.8. Sharing of Payments.......................................77 ......................................... 57 SECTION 4.9. Setoff....................................................78 ...................................................... 58 SECTION 4.10. Replacement of Lenders....................................78 ...................................... 58 SECTION 4.11. Change of Lending Office..................................79 .................................... 59 ARTICLE V CONDITIONS TO CREDIT EXTENSIONS

Increased Capital Costs. 73 65 SECTION 4.65.6. Taxes.....................................................73 65 SECTION 4.75.7. Payments, Computations, etc...............................77 69 SECTION 4.85.8. Sharing of Payments.......................................77 69 SECTION 4.95.9. Setoff....................................................78 70 SECTION 4.105.10. Replacement of Lenders....................................78 SECTION 4.11. Change of Lending Office..................................79 ARTICLE V CONDITIONS TO CREDIT EXTENSIONSLender.....................................70

Increased Capital Costs. 73 22 SECTION 4.65.2. Taxes.....................................................73 .................................................................................... 23 SECTION 4.75.3. Payments, Computations, etc...............................77 .............................................................. 24 SECTION 4.85.4. Sharing of Payments.......................................77 ...................................................................... 24 SECTION 4.95.5. Setoff....................................................78 SECTION 4.10. Replacement Use of Lenders....................................78 SECTION 4.11. Change of Lending Office..................................79 ARTICLE V CONDITIONS TO CREDIT EXTENSIONSProceeds.......................................................................... 25

Increased Capital Costs. 73 58 SECTION 4.6. Taxes.....................................................73 ....................................................................... 59 SECTION 4.7. Payments, Computations, etc...............................77 ................................................. 61 SECTION 4.8. Sharing of Payments.......................................77 ......................................................... 61 SECTION 4.9. Setoff....................................................78 ...................................................................... 62 SECTION 4.10. Replacement of Lenders....................................78 SECTION 4.11. Change of Lending Office..................................79 ARTICLE V CONDITIONS TO CREDIT EXTENSIONS.................................................... 62 SECTION 4.11. Replacement of Lenders...................................................... 62 SECTION 4.12. Existing Letters of Credit.................................................. 63

Increased Capital Costs. 73 54 SECTION 4.6. Taxes.....................................................73 .........................................................54 SECTION 4.7. Payments, Computations, etc...............................77 ...................................57 SECTION 4.8. Sharing of Payments.......................................77 ...........................................57 SECTION 4.9. Setoff....................................................78 ........................................................58 SECTION 4.10. Replacement of Lenders....................................78 ........................................58 SECTION 4.11. Change of Lending Office..................................79 ......................................59 ARTICLE V CONDITIONS TO CREDIT EXTENSIONS

Increased Capital Costs. 73 61 SECTION 4.6. 4.6 Taxes.....................................................73 ..................................................62 SECTION 4.7. 4.7 Payments, Computations, etc...............................77 ............................64 SECTION 4.8. 4.8 Sharing of Payments.......................................77 ....................................65 SECTION 4.9. 4.9 Setoff....................................................78 .................................................65 SECTION 4.10. 4.10 Mitigation.............................................66 SECTION 4.11 Replacement of Lenders....................................78 SECTION 4.11. Change of Lending Office..................................79 ARTICLE V CONDITIONS TO CREDIT EXTENSIONS; Defaulting Lenders.............66

Increased Capital Costs. 73 SECTION 4.6. 21- Page 4.7 Taxes.....................................................73 SECTION 4.7. .......................................................................... -21- 4.8 Payments, Computations, etc...............................77 SECTION 4.8. ......................................................... -23- 4.9 Sharing of Payments.......................................77 SECTION 4.9. ............................................................ -23- 4.10 Setoff....................................................78 SECTION 4.10. ........................................................................ -24- 4.11 Replacement of Lenders....................................78 SECTION 4.11. Change of Lending Office..................................79 ARTICLE V CONDITIONS TO CREDIT EXTENSIONSLender......................................................... -24-

Increased Capital Costs. 73 4 SECTION 4.6. Taxes.....................................................73 3.04 Taxes .......................................................................4 SECTION 4.7. Payments, Computations, etc...............................77 3.05 Xxxx-to-Market Adjustments..................................................5 SECTION 4.8. Sharing of Payments.......................................77 SECTION 4.9. Setoff....................................................78 SECTION 4.10. Replacement of Lenders....................................78 SECTION 4.11. Change of Lending Office..................................79 ARTICLE V CONDITIONS TO CREDIT EXTENSIONS3.06 Illegality; Substituted Interest Rates......................................6

Increased Capital Costs. 73 12 SECTION 4.65.6. Taxes.....................................................73 ...........................................13 SECTION 4.75.7. Payments, Computations, etc...............................77 ...................17 SECTION 4.85.8. Sharing of Payments.......................................77 ............................17 SECTION 4.95.9. Setoff....................................................78 ..........................................18 SECTION 4.105.10. Replacement of Liquidity Lenders....................................78 ...............18 SECTION 4.115.11. Change of Lending OfficeSubordination..................................79 ARTICLE V CONDITIONS TO CREDIT EXTENSIONS21

Increased Capital Costs. 73 49 SECTION 4.65.6. Taxes.....................................................73 ....................................................................49 SECTION 4.75.7. Payments, Computations, etc...............................77 ..............................................50 SECTION 4.85.8. Sharing of Payments.......................................77 ......................................................51 SECTION 4.95.9. Setoff....................................................78 SECTION 4.10. Replacement Use of Lenders....................................78 SECTION 4.11. Change of Lending Office..................................79 ARTICLE V CONDITIONS TO CREDIT EXTENSIONSProceeds..........................................................52

Increased Capital Costs. 73 37 SECTION 4.6. Taxes.....................................................73 Taxes ............................................................ 37 SECTION 4.7. Payments, Computations, etc...............................77 etc ...................................... 38 SECTION 4.8. Sharing of Payments.......................................77 Payments .............................................. 39 SECTION 4.9. Setoff....................................................78 Set off .......................................................... 39 SECTION 4.10. Replacement Use of Lenders....................................78 Proceeds and Letters of Credit ............................ 39 SECTION 4.11. Change of Lending Office..................................79 ARTICLE V CONDITIONS TO CREDIT EXTENSIONSMaximum Interest ................................................. 40 TABLE OF CONTENTS (continued)

Increased Capital Costs. 73 27 SECTION 4.6. Taxes.....................................................73 , etc...................................................................................... 28 SECTION 4.7. Payments, Computations, etc...............................77 Etc. ................................................................... 30 SECTION 4.8. Sharing of Payments.......................................77 ............................................................................. 30 SECTION 4.9. Setoff....................................................78 SECTION 4.10. Replacement of Lenders....................................78 SECTION 4.11. Change of Lending Office..................................79 ARTICLE V CONDITIONS TO CREDIT EXTENSIONS.......................................................................................... 31

Increased Capital Costs. 73 35 SECTION 4.6. Taxes.....................................................73 .................................................... 35 SECTION 4.7. Payments, Computations, etc...............................77 .............................. 37 SECTION 4.8. Sharing of Payments.......................................77 ...................................... 38 SECTION 4.9. Setoff....................................................78 ................................................... 38 SECTION 4.10. Replacement Use of Lenders....................................78 SECTION 4.11. Change Proceeds and Benefits of Lending Office..................................79 ARTICLE V CONDITIONS TO CREDIT EXTENSIONSCredit Extensions....... 39

Increased Capital Costs. 73 20 SECTION 4.64.2. Taxes.....................................................73 Taxes ...................................................... 20 SECTION 4.74.3. Payments, Computations, etc...............................77 ................................. 21 SECTION 4.84.4. Sharing of Payments.......................................77 Payments ........................................ 21 SECTION 4.94.5. Setoff....................................................78 SECTION 4.10. Replacement of Lenders....................................78 SECTION 4.11. Change of Lending Office..................................79 ARTICLE V CONDITIONS TO CREDIT EXTENSIONSSetoff ..................................................... 22

Increased Capital Costs. 73 SECTION 4.6. Taxes.....................................................73 SECTION 4.7. 46 Section 5.6............................................................................Taxes 46 Section 5.7......................................................Payments, Computations, etc...............................77 SECTION 4.8. etc 47 Section 5.8..............................................................Sharing of Payments.......................................77 SECTION 4.9. Setoff....................................................78 SECTION 4.10. Payments 48 Section 5.9...........................................................................Setoff 49 Section 5.10.................................................................Use of Proceeds 49 Section 5.11........................................................................Recourse 49 Section 5.12..........................................................Replacement of Lenders....................................78 SECTION 4.11. Change of Lending Office..................................79 ARTICLE V CONDITIONS TO CREDIT EXTENSIONSLenders 49

Increased Capital Costs. 73 46 SECTION 4.6. 4.6 Taxes.....................................................73 ..........................................................47 SECTION 4.7. 4.7 Payments, Computations, etc...............................77 ....................................50 SECTION 4.8. 4.8 Sharing of Payments.......................................77 ............................................50 SECTION 4.9. 4.9 Setoff....................................................78 .........................................................51 SECTION 4.10. 4.10 Replacement of Lenders....................................78 SECTION 4.11. Change of Lending Office..................................79 ARTICLE V CONDITIONS TO CREDIT EXTENSIONS.........................................51 -i- TABLE OF CONTENTS (continued) Page ----

Increased Capital Costs. 73 16 SECTION 4.6. 4.6 Taxes.....................................................73 ........................................................................... 17 SECTION 4.7. 4.7 Special Fees in Respect of Reserve Requirements................................. 19 SECTION 4.8 Payments, Computations, etc...............................77 SECTION 4.8. Sharing of Payments.......................................77 SECTION 4.9. Setoff....................................................78 SECTION 4.10. Replacement of Lenders....................................78 SECTION 4.11. Change of Lending Office..................................79 ARTICLE V CONDITIONS TO CREDIT EXTENSIONS..................................................... 19

Increased Capital Costs. 73 18 SECTION 4.6. 4.6 Taxes.....................................................73 ............................................................................ 18 SECTION 4.7. 4.7 Special Fees in Respect of Reserve Requirements.................................. 19 SECTION 4.8 Payments, Computations, etc...............................77 SECTION 4.8. Sharing of Payments.......................................77 SECTION 4.9. Setoff....................................................78 SECTION 4.10. Replacement of Lenders....................................78 SECTION 4.11. Change of Lending Office..................................79 ARTICLE V CONDITIONS TO CREDIT EXTENSIONS...................................................... 20

Increased Capital Costs. 73 23 SECTION 4.65.6. Taxes.....................................................73 ............................................. 24 SECTION 4.75.7. Payments, Computations, etc...............................77 ....................... 25 SECTION 4.85.8. Sharing of Payments.......................................77 ............................... 26 SECTION 4.9. Setoff....................................................78 SECTION 4.105.9. Replacement of Liquidity Lenders....................................78 .................. 27 SECTION 4.115.10. Change of Lending Office..................................79 Order and Priority................................ 28 ARTICLE V VI CONDITIONS TO CREDIT EXTENSIONSPRECEDENT

Increased Capital Costs. 73 21 SECTION 4.65.6. Taxes.....................................................73 ............................................................... 21 SECTION 4.75.7. Payments, Computations, etc...............................77 ......................................... 25 SECTION 4.85.8. Sharing of Payments.......................................77 ................................................. 25 SECTION 4.9. Setoff....................................................78 SECTION 4.105.9. Replacement of Liquidity Lenders....................................78 .................................... 26 SECTION 4.115.10. Change of Lending Office..................................79 Order and Priority.................................................. 27 ARTICLE V CONDITIONS TO CREDIT EXTENSIONSVI

Increased Capital Costs. 73 46 SECTION 4.65.6. Taxes.....................................................73 ....................................................................... 47 SECTION 4.75.7. Payments, Computations, etc...............................77 ................................................. 48 SECTION 4.85.8. Sharing of Payments.......................................77 ......................................................... 48 SECTION 4.95.9. Setoff....................................................78 SECTION 4.10. Replacement Use of Lenders....................................78 SECTION 4.11. Change of Lending Office..................................79 ARTICLE V CONDITIONS TO CREDIT EXTENSIONSProceeds............................................................. 49

Increased Capital Costs. 73 40 SECTION 4.6. Taxes.....................................................73 .......................................................................41 SECTION 4.7. Payments, Computations, etc...............................77 .................................................42 SECTION 4.8. Sharing of Payments.......................................77 .........................................................43 SECTION 4.9. Setoff....................................................78 Set off.....................................................................43 SECTION 4.10. Replacement Use of Lenders....................................78 Proceeds.............................................................43 SECTION 4.11. Change of Lending Office..................................79 ARTICLE V CONDITIONS TO CREDIT EXTENSIONSMaximum Interest............................................................44