Informal Care Benefit Sample Clauses

Informal Care Benefit. We will pay a benefit for each day on which You receive at least 4 hours of Informal Care and on which day no other covered services are provided. We will pay: (i) An Informal Care daily indemnity benefit of 50% of the Home and Community- Based Care Monthly Maximum Benefit divided by 30; up to (ii) A lifetime maximum of 365 days while Your coverage is in force under this Policy. The Plan of Care must document in advance the following for benefits to be payable for Informal Care: (i) Who the Informal Caregiver will be; (ii) The relationship of the Informal Caregiver to the Insured; and (iii) The days and hours of planned service. You do not have to satisfy the Elimination Period to use this Benefit and amounts We pay do not count toward satisfying the Elimination Period. Any amounts We pay for Informal Care will count against the Policy Lifetime Maximum Benefit.