Common use of INFORMATION ON WHO WE ARE AND THIS AGREEMENT Clause in Contracts

INFORMATION ON WHO WE ARE AND THIS AGREEMENT. 1.1 This Agreement sets out the general terms and conditions that apply to the XXImo Prepaid Visa Card. This Agreement between You and Us governs the possession and use of the Card. By allowing a Cardholder to use or activate the Card (see clause 2.4), You accept the Agreement. Copies of this Agreement can be found on Our Website or can be obtained free of charge by contacting Our Customer Services team in accordance with clause 15. 1.2 Cards are issued by IDT Financial Services Limited pursuant to a licence from Visa Europe Incorporated. IDT Financial Services Limited is regulated and authorised by the Financial Services Commission, Gibraltar. Registered Office of IDTFS Financial Services Limited: 00-00 Xxxx Xxxx Xxxx, Xxxxxxxxx. Registered No. 95716. At all times the Card remains the property of IDT Financial Services Limited. IDT Financial Services Limited is the payment services provider and e-money issuer for the purposes of the Agreement. 1.3 The production of the Cards and the technology systems required to operate the Cards are provided by XXImo B.V. incorporated and registered in The Netherlands (“XXImo”). XXImo also provides customer support for Cards as set out in clause 15. 1.4 The Agreement will commence on the Commencement Date subject to clause 1.5. The Agreement will terminate in accordance with clause 10. The Agreement and all communications between Us and You shall be in the Dutch, French or English language. 1.5 We reserve the right to refuse Your application or to activate the Card if the results of the checks carried out pursuant to clause 3 or otherwise give Us reason to suspect You of being involved in or intending to use the Card for money laundering, terrorist financing, fraud or other illegal activity. If We refuse activation and use of the Card, We will inform You of the refusal but may not inform You of the reason for the refusal. 1.6 If Your annual turnover and/or annual balance sheet total exceeds €2 million and You have at least ten (10) employees, You: a) confirm that You are not a consumer, micro-enterprise or a charity within the meaning of Directive (EU) 2015/2366 (“Directive”); b) agree that none of the provisions of Title III of the Directive as implemented under applicable national legislation applies to this Agreement; and c) agree that Article 62(1), Article 64(3), and Articles 72, 74, 76, 77, 80, 89 and 90 of the Directive as implemented under applicable national legislation do not apply to this Agreement and that a different time limit may be applied to this Agreement to the one set out in Article 71 of the Directive.

INFORMATION ON WHO WE ARE AND THIS AGREEMENT. 1.1 This Agreement sets out the general terms and conditions that apply to the XXImo Prepaid Visa Card. This Agreement between You and Us governs the possession and use of the Card. By allowing a Cardholder to use or activate the Card (see clause 2.4), You accept the Agreement. Copies of this Agreement can be found on Our Website or can be obtained free of charge by contacting Our Customer Services team in accordance with clause 15. 1.2 Cards are issued by IDT Financial Services Limited pursuant to a licence from Visa Europe Incorporated. IDT Financial Services Limited is regulated and authorised by the Gibraltar Financial Services Commission, Gibraltar. Registered Office of IDTFS Financial Services Limited: 00-00 Xxxx Xxxx Xxxx, Xxxxxxxxx. Registered No. 95716. At all times the Card remains the property of IDT Financial Services Limited. IDT Financial Services Limited is the payment services provider and e-money issuer for the purposes of the Agreement. 1.3 The production of the Cards and the technology systems required to operate the Cards are provided by XXImo B.V. UK Limited, incorporated and registered in The Netherlands the United Kingdom (“XXImo”). XXImo also provides customer support for Cards as set out in clause 15. 1.4 The Agreement will commence on the Commencement Date subject to clause 1.5. The Agreement will terminate in accordance with clause 10. The Agreement and all communications between Us and You shall be in the Dutch, French or English language. 1.5 We reserve the right to refuse Your application or to activate the Card if the results of the checks carried out pursuant to clause 3 or otherwise give Us reason to suspect You of being involved in or intending to use the Card for money laundering, terrorist financing, fraud or other illegal activity. If We refuse activation and use of the Card, We will inform You of the refusal but may not inform You of the reason for the refusal. 1.6 If Your annual turnover and/or annual balance sheet total exceeds €2 million and You have at least ten (10) employees, You: a) confirm that You are not a consumer, micro-enterprise or a charity within the meaning of Directive (EU) 2015/2366 (“Directive”); b) agree that none of the provisions of Title III of the Directive as implemented under applicable national legislation applies to this Agreement; and c) agree that Article 62(1), Article 64(3), and Articles 72, 74, 76, 77, 80, 89 and 90 of the Directive as implemented under applicable national legislation do not apply to this Agreement and that a different time limit may be applied to this Agreement to the one set out in Article 71 of the Directive.

INFORMATION ON WHO WE ARE AND THIS AGREEMENT. 1.1 This Agreement sets out the general terms and conditions that apply to the XXImo Syspay Pro Prepaid Visa CardMastercard. This Agreement between You and Us governs the possession and use of the Card. By allowing a Cardholder to use or activate the Card (see clause 2.4), ) You accept the Agreement. Copies of this Agreement can be found on Our Website or can be obtained free of charge by contacting Our Customer Services team in accordance with clause 15. 1.2 Cards are issued by IDT Financial Services Limited pursuant to a licence from Visa Europe Mastercard International Incorporated. IDT Financial Services Limited is regulated and authorised by the Financial Services Commission, Gibraltar. Registered Office of IDTFS Financial Services Limited: 00-00 Xxxx Xxxx Xxxx, Xxxxxxxxx. Registered No. 95716. At all times the Card remains the property of IDT Financial Services Limited. IDT Financial Services Limited is the payment services provider and e-money issuer for the purposes of the Agreement. 1.3 The production of the Cards and the technology systems required to operate the Cards are provided by XXImo B.V. Syspay Limited, incorporated and registered in The Netherlands Malta (“XXImoSyspay”). XXImo Syspay also provides customer support for Cards as set out in clause 15. 1.4 The Agreement will commence on the Commencement Date subject to clause 1.5. The Agreement will terminate in accordance with clause 10. The Agreement and all communications between Us and You shall be in the Dutch, French or English language. 1.5 We reserve the right to refuse Your application or to activate the Card if the results of the checks carried out pursuant to clause 3 or otherwise give Us reason to suspect You of being involved in or intending to use the Card for money laundering, terrorist financing, fraud or other illegal activity. If We refuse activation and use of the Card, We will inform You of the refusal but may not inform You of the reason for the refusal. 1.6 If Your annual turnover and/or annual balance sheet total exceeds €2 million and You have at least ten (10) employees, You: a) confirm that You are not a consumer, micro-enterprise or a charity within the meaning of Directive (EU) 2015/2366 (“Directive”); b) agree that none of the provisions of Title III of the Directive as implemented under applicable national legislation applies to this Agreement; and c) agree that Article 62(1), Article 64(3), and Articles 72, 74, 76, 77, 80, 89 and 90 of the Directive as implemented under applicable national legislation do not apply to this Agreement and that a different time limit may be applied to this Agreement to the one set out in Article 71 of the Directive.

INFORMATION ON WHO WE ARE AND THIS AGREEMENT. 1.1 This Agreement sets out the general terms and conditions that apply to the XXImo Prepaid Visa CardDIABOS Pay Purchase Card Mastercard. This Agreement between You and Us governs the possession and use of the Card. By allowing a Cardholder to use or activate the Card (see clause 2.4), ) You accept the Agreement. Copies of this Agreement can be found on Our Website or can be obtained free of charge by contacting Our Customer Services team in accordance with clause 15. 1.2 Cards are issued by IDT Financial Services Limited pursuant to a licence from Visa Europe Mastercard International Incorporated. IDT Financial Services Limited is regulated and authorised by the Financial Services Commission, Gibraltar. Registered Office of IDTFS Financial Services Limited: 00-00 Xxxx Xxxx Xxxx, Xxxxxxxxx. Registered No. 95716. At all times the Card remains the property of IDT Financial Services Limited. IDT Financial Services Limited is the payment services provider and e-money issuer for the purposes of the Agreement. 1.3 The production of the Cards and the technology systems required to operate the Cards are provided by XXImo B.V. TicknPay Technology Europe Limited incorporated and registered in The Netherlands Malta (“XXImoTicknPay”). XXImo TicknPay also provides customer support for Cards as set out in clause 15. 1.4 The Agreement will commence on the Commencement Date subject to clause 1.5. The Agreement will terminate in accordance with clause 10. The Agreement and all communications between Us and You shall be in the Dutch, French or English language. 1.5 We reserve the right to refuse Your application or to activate the Card if the results of the checks carried out pursuant to clause 3 or otherwise give Us reason to suspect You of being involved in or intending to use the Card for money laundering, terrorist financing, fraud or other illegal activity. If We refuse activation and use of the Card, We will inform You of the refusal but may not inform You of the reason for the refusal. 1.6 If You confirm Your annual turnover and/or annual balance sheet total exceeds €2 million and You have at least ten (10) employees, employees and You: a) confirm that You are not a consumer, micro-enterprise or a charity within the meaning of Directive (EU) 2015/2366 (“Directive”); b) agree that none of the provisions of Title III of the Directive as implemented under applicable national legislation applies to this Agreement; and c) agree that Article 62(1), Article 64(3), and Articles 72, 74, 76, 77, 80, 89 and 90 of the Directive as implemented under applicable national legislation do not apply to this Agreement and that a different time limit may be applied to this Agreement to the one set out in Article 71 of the Directive.

INFORMATION ON WHO WE ARE AND THIS AGREEMENT. 1.1 This Agreement sets out the general terms and conditions that apply to the XXImo Prepaid Visa Card. This Agreement between You and Us governs the possession and use of the Card. By allowing a Cardholder to use or activate the Card (see clause 2.4), ) You accept the Agreement. Copies of this Agreement can be found on Our Website or can be obtained free of charge by contacting Our Customer Services team in accordance with clause 15. 1.2 Cards are issued by IDT Financial Services Limited pursuant to a licence from Visa Europe Incorporated. IDT Financial Services Limited is regulated and authorised by the Financial Services Commission, Gibraltar. Registered Office of IDTFS Financial Services Limited: 00-00 Xxxx Xxxx Xxxx, Xxxxxxxxx. Registered No. 95716. At all times the Card remains the property of IDT Financial Services Limited. IDT Financial Services Limited is the payment services provider and e-money issuer for the purposes of the Agreement. 1.3 The production of the Cards and the technology systems required to operate the Cards are provided by XXImo B.V. incorporated and registered in The Netherlands (“XXImo”). XXImo also provides customer support for Cards as set out in clause 15. 1.4 The Agreement will commence on the Commencement Date subject to clause 1.5. The Agreement will terminate in accordance with clause 10. The Agreement and all communications between Us and You shall be in the Dutch, French or English German language. 1.5 We reserve the right to refuse Your application or to activate the Card if the results of the checks carried out pursuant to clause 3 or otherwise give Us reason to suspect You of being involved in or intending to use the Card for money laundering, terrorist financing, fraud or other illegal activity. If We refuse activation and use of the Card, We will inform You of the refusal but may not inform You of the reason for the refusal. 1.6 If Your annual turnover and/or annual balance sheet total exceeds €2 million and You have at least ten (10) employees, You: a) confirm that You are not a consumer, micro-enterprise or a charity within the meaning of Directive (EU) 2015/2366 (“Directive”); b) agree that none of the provisions of Title III of the Directive as implemented under applicable national legislation applies to this Agreement; and c) agree that Article 62(1), Article 64(3), and Articles 72, 74, 76, 77, 80, 89 and 90 of the Directive as implemented under applicable national legislation do not apply to this Agreement and that a different time limit may be applied to this Agreement to the one set out in Article 71 of the Directive.

INFORMATION ON WHO WE ARE AND THIS AGREEMENT. 1.1 This Agreement sets out the general terms and conditions that apply to the XXImo Prepaid Visa Card. This Agreement between You and Us governs the possession and use of the Card. By allowing a Cardholder to use or activate the Card (see clause 2.4), ) You accept the Agreement. Copies of this Agreement can be found on Our Website or can be obtained free of charge by contacting Our the Customer Services team in accordance with clause 15. 1.2 Cards are issued by IDT Financial Services Limited pursuant to a licence from Visa Europe Incorporated. IDT Financial Services Limited is regulated and authorised by the Financial Services Commission, Gibraltar. Registered Office of IDTFS Financial Services Limited: 00-00 Xxxx Xxxx Xxxx, Xxxxxxxxx. Registered No. 95716. At all times the Card remains the property of IDT Financial Services Limited. IDT Financial Services Limited is the payment services provider and e-money issuer for the purposes of the Agreement. 1.3 The production of the Cards and the technology systems required to operate the Cards are provided by XXImo B.V. incorporated and registered in The Netherlands (“XXImo”). XXImo also provides customer support for Cards as set out in clause 15. 1.4 The Agreement will commence on the Commencement Date subject to clause 1.5. The Agreement will terminate in accordance with clause 10. The Agreement and all communications between Us and You shall be in the Dutch, French Dutch or English language. 1.5 We reserve the right to refuse Your application or to activate the Card if the results of the checks carried out pursuant to clause 3 or otherwise give Us reason to suspect You of being involved in or intending to use the Card for money laundering, terrorist financing, fraud or other illegal activity. If We refuse activation and use of the Card, We will inform You of the refusal but may not inform You of the reason for the refusal. 1.6 If Your For corporate customers with an annual turnover and/or annual balance sheet total exceeds exceeding €2 million and You have with at least ten (10) employees, You: a) confirm that You are not a consumer, micro-enterprise or a charity within the meaning of Directive (EU) 2015/2366 (“Directive”); b) agree that none of the provisions of Title III of the Directive as implemented under applicable national legislation applies to this Agreement; and c) agree that Article 62(1), Article 64(3), and Articles 72, 74, 76, 77, 80, 89 and 90 of the Directive as implemented under applicable national legislation do not apply to this Agreement and that a different time limit may be applied to this Agreement to the one set out in Article 71 of the Directive.

INFORMATION ON WHO WE ARE AND THIS AGREEMENT. 1.1 This Agreement sets out the general terms and conditions that apply to the XXImo XXXX Prepaid Visa Card. This Agreement between You and Us governs the possession and use of the Card. By allowing a Cardholder to use or activate the Card (see clause 2.4), You accept the Agreement. Copies of this Agreement can be found on Our the Website or can be obtained free of charge by contacting Our XXXX’x Customer Services team in accordance with clause 15. 1.2 Cards are issued by IDT Financial Services Limited pursuant to a licence from Visa Europe Incorporated. IDT Financial Services Limited is regulated and authorised by the Financial Services Commission, Gibraltar. Registered Office of IDTFS Financial Services Limited: 00-00 Xxxx Xxxx Xxxx, Xxxxxxxxx. Registered No. 95716. At all times the Card remains the property of IDT Financial Services Limited. IDT Financial Services Limited is the payment services provider and e-money issuer for the purposes of the Agreement. 1.3 The production of the Cards and the technology systems required to operate the Cards are provided by XXImo B.V. incorporated and registered in The Netherlands (“XXImo”). XXImo also XXXX provides customer support for Cards as set out in clause 15. 1.4 The Agreement will commence on the Commencement Date subject to clause 1.5. The Agreement will terminate in accordance with clause 10. The Agreement and all communications between Us and You shall be in the Dutch, French or English language. 1.5 We reserve the right to refuse Your application or to activate the Card if the results of the checks carried out pursuant to clause 3 or otherwise give Us reason to suspect You of being involved in or intending to use the Card for money laundering, terrorist financing, fraud or other illegal activity. If We refuse activation and use of the Card, We will inform You of the refusal but may not inform You of the reason for the refusal. 1.6 If Your annual turnover and/or annual balance sheet total exceeds €2 million and You have at least ten (10) employees, You: a) confirm that You are not a consumer, micro-enterprise or a charity within the meaning of Directive (EU) 2015/2366 (“Directive”); b) agree that none of the provisions of Title III of the Directive as implemented under applicable national legislation applies to this Agreement; and c) agree that Article 62(1), Article 64(3), and Articles 72, 74, 76, 77, 80, 89 and 90 of the Directive as implemented under applicable national legislation do not apply to this Agreement and that a different time limit may be applied to this Agreement to the one set out in Article 71 of the Directive.