Common use of ING U Clause in Contracts

ING U. S. reserves the right to limit fund trading or reallocation privileges with respect to any individual, with or without prior notice, if ING U.S. determines that the individual’s trading activity is disruptive, regardless of whether the individual’s trading activity falls within the definition of Excessive Trading set forth above. Also, ING U.S.’s failure to send or an individual’s failure to receive any warning letter or other notice contemplated under this Policy will not prevent ING U.S. from suspending that individual’s Electronic Trading Privileges or taking any other action provided for in this Policy.