Common use of Initial Restriction on Disposition Clause in Contracts

Initial Restriction on Disposition. The undersigned agrees that the ---------------------------------- undersigned will not, except by operation of law, by will or under the laws of descent and distribution, sell, transfer, or otherwise dispose of the undersigned's interests in, or reduce the undersigned's risk relative to, any of the shares of Premier Common Stock into which the undersigned's shares of Farmers Common Stock are converted upon consummation of the Merger until such time as Premier notifies the undersigned that the requirements of SEC Accounting Series Release Nos. 130 and 135 ("ASR 130 and 135") have been met. The undersigned understands that ASR 130 and 135 relate to publication of financial results of post-Merger combined operations of Premier and Farmers. Premier agrees that it will publish such results within 45 days after the end of the first fiscal quarter of Premier containing the required period of post-Merger combined operations and that it will notify the undersigned promptly following such publication.

Initial Restriction on Disposition. The undersigned agrees that the ---------------------------------- undersigned will not, except by operation of law, by will or under the laws of descent and distribution, sell, transfer, or otherwise dispose of the undersigned's interests in, or reduce the undersigned's risk relative to, any of the shares of Premier Regions Common Stock into which the undersigned's shares of Farmers FCBS Common Stock are converted upon consummation of the Merger until such time as Premier Regions notifies the undersigned that the requirements of SEC Accounting Series Release Nos. 130 and 135 ("ASR 130 and 135") have been met. The undersigned understands that ASR 130 and 135 relate to publication of financial results of post-Merger combined operations of Premier Regions and FarmersFCBS. Premier Regions agrees that it will publish such results within 45 days after the end of the first fiscal quarter of Premier Regions containing the required period of post-Merger combined operations and that it will notify the undersigned promptly following such publication.

Initial Restriction on Disposition. The undersigned agrees that the ---------------------------------- undersigned will not, except by operation of law, by will or under the laws of descent and distribution, sell, transfer, or otherwise dispose of the undersigned's interests in, or reduce the undersigned's risk relative to, any of the shares of Premier Regions Common Stock into which the undersigned's shares of Farmers FBI Common Stock are converted upon consummation of the Merger until such time as Premier Regions notifies the undersigned that the requirements of SEC Accounting Series Release Nos. 130 and 135 ("ASR 130 and 135") have been met. The undersigned understands that ASR 130 and 135 relate to publication of financial results of post-Merger combined operations of Premier Regions and FarmersFBI. Premier Regions agrees that it will publish such results within 45 days after the end of the first fiscal quarter of Premier Regions containing the required period of post-Merger combined operations and that it will notify the undersigned promptly following such publication.

Initial Restriction on Disposition. The undersigned agrees that ---------------------------------- the ---------------------------------- undersigned will not, except by operation of law, by will or under the laws of descent and distribution, sell, transfer, or otherwise dispose of the undersigned's interests in, or reduce the undersigned's risk relative to, any of the shares of Premier Common Stock into which the undersigned's shares of Farmers Bank Atlanta Common Stock are converted upon consummation of the Merger until such time as Premier notifies the undersigned that the requirements of SEC Accounting Series Release Nos. 130 and 135 ("ASR 130 and 135") have been met. The undersigned understands that ASR 130 and 135 relate to publication of financial results of post-Merger combined operations of Premier and FarmersBank Atlanta. Premier agrees that it will publish such results within 45 days after the end of the first fiscal quarter of Premier containing the required period of post-Merger combined operations and that it will notify the undersigned promptly following such publication.