Common use of Insurance and Damage Provisions Clause in Contracts

Insurance and Damage Provisions. Tenant’s insurance obligations The Tenant must pay on demand: a fair and reasonable proportion of: the sums the Landlord pays114 to comply with paragraphs 2.1.1 and 2.1.2; if not recovered through the service charge, the sums the Landlord pays to insure all plant, machinery, apparatus and vehicles used in providing the Services; the cost of valuations of the Estate and the Premises for insurance purposes made not more than once a year; and the amount of any excess or deductible under any insurance policy that the Landlord incurs or will incur in complying with paragraphs 2.3 and 2.4; the whole of the sums the Landlord pays to comply with paragraph 2.1.3; a sum equal to the amount that the insurers refuse to pay following damage or destruction by an Insured Risk to the Estate because of the Tenant’s act or failure to act; and any additional or increased premiums that the insurers may require as a result of the carrying out or retention of any Permitted Works or the Tenant’s or any undertenant’s or other lawful occupier’s use of the Premises. The Tenant must comply with the requirements of the insurers and must not do anything that may invalidate any insurance. The Tenant must not use the Premises for any purpose or carry out or retain any Permitted Works that may make any additional premium payable for the insurance of the Premises or the Estate, unless it has first agreed to pay the whole of that additional premium. The Tenant must notify the Landlord as soon as practicable after it becomes aware of any damage to or destruction of the Premises by any of the Insured Risks or by an Uninsured Risk. The Tenant must keep insured, in a sufficient sum and with a reputable insurer, public liability risks relating to the Premises. Landlord’s insurance obligations115 The Landlord must insure (with a reputable insurer): the Estate against the Insured Risks in its full reinstatement cost (including all professional fees and incidental expenses, debris removal, site clearance and irrecoverable VAT); against public liability relating to the Estate; and loss of the Main Rent and Service Charge for the Risk Period, subject to all excesses, limitations and exclusions as the insurers may impose and otherwise on the insurer’s usual terms. In relation to the insurance, the Landlord must: procure the Tenant’s interest in the Premises is noted either specifically or generally on the policy; take reasonable steps to procure that the insurers waive any rights of subrogation they might have against the Tenant (either specifically or generally); notify the Tenant promptly of all material variations; and provide the Tenant with a summary of its main terms upon the Tenant’s written request. The Landlord must take reasonable steps to obtain any consents necessary for the reinstatement of the Premises and, if necessary, the means of access to them over the Estate following destruction or damage by an Insured Risk. Where it is lawful to do so, the Landlord must reinstate the Premises and, if necessary, the means of access to them over the Estate following destruction or damage by an Insured Risk as soon as reasonably practicable after the date of that damage or destruction. Reinstatement need not be identical if the replacement is similar in size, quality and layout. Nothing in this paragraph 2 imposes any obligation on the Landlord to insure or to reinstate tenant’s fixtures forming part of the Premises or the Estate.

Insurance and Damage Provisions. Tenant’s insurance obligations The Tenant must pay on demand: a fair and reasonable proportion of: the sums the Landlord pays114 pays120 to comply with paragraphs 2.1.1 and 2.1.2; if not recovered through the service charge, the sums the Landlord pays to insure all plant, machinery, apparatus and vehicles used in providing the Services; the cost of valuations of the Estate Estate, the Building and the Premises for insurance purposes made not more than once a year; and the amount of any excess or deductible under any insurance policy that the Landlord incurs or will incur in complying with paragraphs 2.3 and 2.4; the whole of the sums the Landlord pays to comply with paragraph 2.1.3; a sum equal to the amount that the insurers refuse to pay following damage or destruction by an Insured Risk to the Estate or the Building because of the Tenant’s act or failure to act; and any additional or increased premiums that the insurers may require as a result of the carrying out or retention of any Permitted Works or the Tenant’s or any undertenant’s or other lawful occupier’s use of the Premises. The Tenant must comply with the requirements of the insurers and must not do anything that may invalidate any insurance. The Tenant must not use the Premises for any purpose or carry out or retain any Permitted Works that may make any additional premium payable for the insurance of the Premises Premises, the Estate or the EstateBuilding, unless it has first agreed to pay the whole of that additional premium. The Tenant must notify the Landlord as soon as practicable after it becomes aware of any damage to or destruction of the Premises by any of the Insured Risks or by an Uninsured Risk. The Tenant must keep insured, in a sufficient sum and with a reputable insurer, public liability risks relating to the Premises. Landlord’s insurance obligations115 obligations121 The Landlord must insure (with a reputable insurer): the Estate against the Insured Risks in its full reinstatement cost (including all professional fees and incidental expenses, debris removal, site clearance and irrecoverable VAT); against public liability relating to the Building and the Estate; and loss of the Main Rent and Service Charge for the Risk Period, subject to all excesses, limitations and exclusions as the insurers may impose and otherwise on the insurer’s usual terms. In relation to the insurance, the Landlord must: procure the Tenant’s interest in the Premises is noted either specifically or generally on the policy; take reasonable steps to procure that the insurers waive any rights of subrogation they might have against the Tenant (either specifically or generally); notify the Tenant promptly of all material variations; and provide the Tenant with a summary of its main terms upon the Tenant’s written request. The Landlord must take reasonable steps to obtain any consents necessary for the reinstatement of the Premises Building and, if necessary, the means of access to them it over the Estate following destruction or damage by an Insured Risk. Where it is lawful to do so, the Landlord must reinstate the Premises Building and, if necessary, the means of access to them it over the Estate following destruction or damage by an Insured Risk as soon as reasonably practicable after the date of that damage or destruction. Reinstatement need not be identical if the replacement is similar in size, quality and layout. Nothing in this paragraph 2 imposes any obligation on the Landlord to insure or to reinstate tenant’s fixtures forming part of the Premises Premises, the Building or the Estate. Nothing in paragraph 2.4 will require the Landlord to reinstate any Lettable Units other than the Premises.

Insurance and Damage Provisions. Tenant’s insurance obligations The Tenant must pay on demand: a fair and reasonable proportion of: the sums the Landlord pays114 pays100 to comply with paragraphs 2.1.1 and 2.1.2; if not recovered through the service charge, the sums the Landlord pays to insure all plant, machinery, apparatus and vehicles used in providing the Services; the cost of valuations of the Estate Building and the Premises for insurance purposes made not more than once a year; and the amount of any excess or deductible under any insurance policy that the Landlord incurs or will incur in complying with paragraphs 2.3 and 2.4; the whole of the sums the Landlord pays to comply with paragraph 2.1.3; a sum equal to the amount that the insurers refuse to pay following damage or destruction by an Insured Risk to the Estate Building because of the Tenant’s act or failure to act; and any additional or increased premiums that the insurers may require as a result of the carrying out or retention of any Permitted Works or the Tenant’s or any undertenant’s or other lawful occupier’s use of the Premises. The Tenant must comply with the requirements of the insurers and must not do anything that may invalidate any insurance. The Tenant must not use the Premises for any purpose or carry out or retain any Permitted Works that may make any additional premium payable for the insurance of the Premises or the EstateBuilding, unless it has first agreed to pay the whole of that additional premium. The Tenant must notify the Landlord as soon as practicable after it becomes aware of any damage to or destruction of the Premises by any of the Insured Risks or by an Uninsured Risk. The Tenant must keep insured, in a sufficient sum and with a reputable insurer, public liability risks relating to the Premises. Landlord’s insurance obligations115 obligations101 The Landlord must insure (with a reputable insurer): the Estate Building against the Insured Risks in its full reinstatement cost (including all professional fees and incidental expenses, debris removal, site clearance and irrecoverable VAT); against public liability relating to the EstateBuilding; and loss of the Main Rent and Service Charge for the Risk Period, subject to all excesses, limitations and exclusions as the insurers may impose and otherwise on the insurer’s usual terms. In relation to the insurance, the Landlord must: procure the Tenant’s interest in the Premises is noted either specifically or generally on the policy; take reasonable steps to procure that the insurers waive any rights of subrogation they might have against the Tenant (either specifically or generally); notify the Tenant promptly of all material variations; and provide the Tenant with a summary of its main terms upon the Tenant’s written request. The Landlord must take reasonable steps to obtain any consents necessary for the reinstatement of the Premises and, if necessary, the means of access to them over the Estate Building following destruction or damage by an Insured Risk. Where it is lawful to do so, the Landlord must reinstate the Premises and, if necessary, the means of access to them over the Estate Building following destruction or damage by an Insured Risk as soon as reasonably practicable after the date of that damage or destruction. Reinstatement need not be identical if the replacement is similar in size, quality and layout. Nothing in this paragraph 2 imposes any obligation on the Landlord to insure or to reinstate tenant’s fixtures forming part of the Premises or the EstateBuilding. Nothing in paragraph 2.4 will require the Landlord to reinstate any Lettable Units other than the Premises.

Insurance and Damage Provisions. Tenant’s insurance obligations The Tenant must pay on demand: a fair and reasonable proportion the whole of: the sums the Landlord pays114 pays73 to comply with paragraphs 2.1.1 and 2.1.2; if not recovered through the service charge, the sums the Landlord pays to insure all plant, machinery, apparatus and vehicles used in providing the Servicesparagraph 2.1; the cost of valuations of the Estate and the Premises for insurance purposes made not more than once a year; and the amount of any excess or deductible under any insurance policy that the Landlord incurs or will incur in complying with paragraphs 2.3 and 2.4; the whole of the sums the Landlord pays to comply with paragraph 2.1.3; a sum equal to the amount that the insurers refuse to pay following damage or destruction by an Insured Risk to the Estate Premises because of the Tenant’s act or failure to act; and any additional or increased premiums that the insurers may require as a result of the carrying out or retention of any Permitted Works or the Tenant’s or any undertenant’s or other lawful occupier’s use of the Premises. The Tenant must comply with the requirements of the insurers and must not do anything that may invalidate any insurance. The Tenant must not use the Premises for any purpose or carry out or retain any Permitted Works that may make any additional premium payable for the insurance of the Premises or the EstatePremises, unless it has first agreed to pay the whole of that additional premium. The Tenant must notify the Landlord as soon as practicable after it becomes aware of any damage to or destruction of the Premises by any of the Insured Risks or by an Uninsured Risk. The Tenant must keep insured, in a sufficient sum and with a reputable insurer, public liability risks relating to the Premises. Landlord’s insurance obligations115 obligations74 The Landlord must insure (with a reputable insurer): the Estate Premises against the Insured Risks in its their full reinstatement cost (including all professional fees and incidental expenses, debris removal, site clearance and irrecoverable VAT); against public liability relating to the EstatePremises; and loss of the Main Rent and Service Charge for the Risk Period, subject to all excesses, limitations and exclusions as the insurers may impose and otherwise on the insurer’s usual terms. In relation to the insurance, the Landlord must: procure the Tenant’s interest in the Premises is noted either specifically or generally on the policy; take reasonable steps to procure that the insurers waive any rights of subrogation they might have against the Tenant (either specifically or generally); notify the Tenant promptly of all material variations; and provide the Tenant with a summary of its main terms upon the Tenant’s written request. The Landlord must take reasonable steps to obtain any consents necessary for the reinstatement of the Premises and, if necessary, the means of access to them over the Estate following destruction or damage by an Insured Risk. Where it is lawful to do so, the Landlord must reinstate the Premises and, if necessary, the means of access to them over the Estate following destruction or damage by an Insured Risk as soon as reasonably practicable after the date of that damage or destruction. Reinstatement need not be identical if the replacement is similar in size, quality and layout. Nothing in this paragraph 2 imposes any obligation on the Landlord to insure or to reinstate tenant’s fixtures forming part of the Premises or the EstatePremises.

Insurance and Damage Provisions. Tenant’s insurance obligations The Tenant must pay on demand: a fair and reasonable proportion of: the sums the Landlord pays114 pays102 to comply with paragraphs 2.1.1 and 2.1.2; if not recovered through the service charge, the sums the Landlord pays to insure all plant, machinery, apparatus and vehicles used in providing the Services; the cost of valuations of the Estate and the Premises for insurance purposes made not more than once a year; and the amount of any excess or deductible under any insurance policy that the Landlord incurs or will incur in complying with paragraphs 2.3 and 2.4; the whole of the sums the Landlord pays to comply with paragraph 2.1.3; a sum equal to the amount that the insurers refuse to pay following damage or destruction by an Insured Risk to the Estate because of the Tenant’s act or failure to act; and any additional or increased premiums that the insurers may require as a result of the carrying out or retention of any Permitted Works or the Tenant’s or any undertenant’s or other lawful occupier’s use of the Premises. The Tenant must comply with the requirements of the insurers and must not do anything that may invalidate any insurance. The Tenant must not use the Premises for any purpose or carry out or retain any Permitted Works that may make any additional premium payable for the insurance of the Premises or the Estate, unless it has first agreed to pay the whole of that additional premium. The Tenant must notify the Landlord as soon as practicable after it becomes aware of any damage to or destruction of the Premises by any of the Insured Risks or by an Uninsured Risk. The Tenant must keep insured, in a sufficient sum and with a reputable insurer, public liability risks relating to the Premises. Landlord’s insurance obligations115 obligations103 The Landlord must insure (with a reputable insurer): the Estate against the Insured Risks in its full reinstatement cost (including all professional fees and incidental expenses, debris removal, site clearance and irrecoverable VAT); against public liability relating to the Estate; and loss of the Main Rent and Service Charge for the Risk Period, subject to all excesses, limitations and exclusions as the insurers may impose and otherwise on the insurer’s usual terms. In relation to the insurance, the Landlord must: procure the Tenant’s interest in the Premises is noted either specifically or generally on the policy; take reasonable steps to procure that the insurers waive any rights of subrogation they might have against the Tenant (either specifically or generally); notify the Tenant promptly of all material variations; and provide the Tenant with a summary of its main terms upon the Tenant’s written request. The Landlord must take reasonable steps to obtain any consents necessary for the reinstatement of the Premises and, if necessary, the means of access to them over the Estate following destruction or damage by an Insured Risk. Where it is lawful to do so, the Landlord must reinstate the Premises and, if necessary, the means of access to them over the Estate following destruction or damage by an Insured Risk as soon as reasonably practicable after the date of that damage or destruction. Reinstatement need not be identical if the replacement is similar in size, quality and layout. Nothing in this paragraph 2 imposes any obligation on the Landlord to insure or to reinstate tenant’s fixtures forming part of the Premises or the Estate.

Insurance and Damage Provisions. Tenant’s insurance obligations The Tenant must pay on demand: a fair and reasonable proportion of: the sums the Landlord pays114 pays102 to comply with paragraphs 2.1.1 and 2.1.2; if not recovered through the service charge, the sums the Landlord pays to insure all plant, machinery, apparatus and vehicles used in providing the Services; the cost of valuations of the Estate Building and the Premises for insurance purposes made not more than once a year; and the amount of any excess or deductible under any insurance policy that the Landlord incurs or will incur in complying with paragraphs 2.3 and 2.4; the whole of the sums the Landlord pays to comply with paragraph 2.1.3; a sum equal to the amount that the insurers refuse to pay following damage or destruction by an Insured Risk to the Estate Building because of the Tenant’s act or failure to act; and any additional or increased premiums that the insurers may require as a result of the carrying out or retention of any Permitted Works or the Tenant’s or any undertenant’s or other lawful occupier’s use of the Premises. The Tenant must comply with the requirements of the insurers and must not do anything that may invalidate any insurance. The Tenant must not use the Premises for any purpose or carry out or retain any Permitted Works that may make any additional premium payable for the insurance of the Premises or the EstateBuilding, unless it has first agreed to pay the whole of that additional premium. The Tenant must notify the Landlord as soon as practicable after it becomes aware of any damage to or destruction of the Premises by any of the Insured Risks or by an Uninsured Risk. The Tenant must keep insured, in a sufficient sum and with a reputable insurer, public liability risks relating to the Premises. Landlord’s insurance obligations115 obligations103 The Landlord must insure (with a reputable insurer): the Estate Building against the Insured Risks in its full reinstatement cost (including all professional fees and incidental expenses, debris removal, site clearance and irrecoverable VAT); against public liability relating to the EstateBuilding; and loss of the Main Rent and Service Charge for the Risk Period, subject to all excesses, limitations and exclusions as the insurers may impose and otherwise on the insurer’s usual terms. In relation to the insurance, the Landlord must: procure the Tenant’s interest in the Premises is noted either specifically or generally on the policy; take reasonable steps to procure that the insurers waive any rights of subrogation they might have against the Tenant (either specifically or generally); notify the Tenant promptly of all material variations; and provide the Tenant with a summary of its main terms upon the Tenant’s written request. The Landlord must take reasonable steps to obtain any consents necessary for the reinstatement of the Premises and, if necessary, the means of access to them over the Estate Building following destruction or damage by an Insured Risk. Where it is lawful to do so, the Landlord must reinstate the Premises and, if necessary, the means of access to them over the Estate Building following destruction or damage by an Insured Risk as soon as reasonably practicable after the date of that damage or destruction. Reinstatement need not be identical if the replacement is similar in size, quality and layout. Nothing in this paragraph 2 imposes any obligation on the Landlord to insure or to reinstate tenant’s fixtures forming part of the Premises or the EstateBuilding. Nothing in paragraph 2.4 will require the Landlord to reinstate any Lettable Units other than the Premises.

Insurance and Damage Provisions. Tenant’s insurance obligations The Tenant must pay on demand: a fair and reasonable proportion of: the sums the Landlord pays114 pays111 to comply with paragraphs 2.1.1 and 2.1.2; if not recovered through the service charge, the sums the Landlord pays to insure all plant, machinery, apparatus and vehicles used in providing the Services; the cost of valuations of the Estate Estate, the Building and the Premises for insurance purposes made not more than once a year; and the amount of any excess or deductible under any insurance policy that the Landlord incurs or will incur in complying with paragraphs 2.3 and 2.4; the whole of the sums the Landlord pays to comply with paragraph 2.1.3; a sum equal to the amount that the insurers refuse to pay following damage or destruction by an Insured Risk to the Estate or the Building because of the Tenant’s act or failure to act; and any additional or increased premiums that the insurers may require as a result of the carrying out or retention of any Permitted Works or the Tenant’s or any undertenant’s or other lawful occupier’s use of the Premises. The Tenant must comply with the requirements of the insurers and must not do anything that may invalidate any insurance. The Tenant must not use the Premises for any purpose or carry out or retain any Permitted Works that may make any additional premium payable for the insurance of the Premises Premises, the Estate or the EstateBuilding, unless it has first agreed to pay the whole of that additional premium. The Tenant must notify the Landlord as soon as practicable after it becomes aware of any damage to or destruction of the Premises by any of the Insured Risks or by an Uninsured Risk. The Tenant must keep insured, in a sufficient sum and with a reputable insurer, public liability risks relating to the Premises. Landlord’s insurance obligations115 obligations112 The Landlord must insure (with a reputable insurer): the Estate against the Insured Risks in its full reinstatement cost (including all professional fees and incidental expenses, debris removal, site clearance and irrecoverable VAT); against public liability relating to the Building and the Estate; and loss of the Main Rent and Service Charge for the Risk Period, subject to all excesses, limitations and exclusions as the insurers may impose and otherwise on the insurer’s usual terms. In relation to the insurance, the Landlord must: procure the Tenant’s interest in the Premises is noted either specifically or generally on the policy; take reasonable steps to procure that the insurers waive any rights of subrogation they might have against the Tenant (either specifically or generally); notify the Tenant promptly of all material variations; and provide the Tenant with a summary of its main terms upon the Tenant’s written request. The Landlord must take reasonable steps to obtain any consents necessary for the reinstatement of the Premises Building and, if necessary, the means of access to them it over the Estate following destruction or damage by an Insured Risk. Where it is lawful to do so, the Landlord must reinstate the Premises Building and, if necessary, the means of access to them it over the Estate following destruction or damage by an Insured Risk as soon as reasonably practicable after the date of that damage or destruction. Reinstatement need not be identical if the replacement is similar in size, quality and layout. Nothing in this paragraph 2 imposes any obligation on the Landlord to insure or to reinstate tenant’s fixtures forming part of the Premises Premises, the Building or the Estate. Nothing in paragraph 2.4 will require the Landlord to reinstate any Lettable Units other than the Premises.

Insurance and Damage Provisions. Tenant’s insurance obligations The Tenant must pay on demand: a fair and reasonable proportion of: the sums the Landlord pays114 pays122 to comply with paragraphs 2.1.1 and 2.1.2; if not recovered through the service charge, the sums the Landlord pays to insure all plant, machinery, apparatus and vehicles used in providing the Services; the cost of valuations of the Estate Estate, the Building and the Premises for insurance purposes made not more than once a year; and the amount of any excess or deductible under any insurance policy that the Landlord incurs or will incur in complying with paragraphs 2.3 and 2.4; the whole of the sums the Landlord pays to comply with paragraph 2.1.3; a sum equal to the amount that the insurers refuse to pay following damage or destruction by an Insured Risk to the Estate or the Building because of the Tenant’s act or failure to act; and any additional or increased premiums that the insurers may require as a result of the carrying out or retention of any Permitted Works or the Tenant’s or any undertenant’s or other lawful occupier’s use of the Premises. The Tenant must comply with the requirements of the insurers and must not do anything that may invalidate any insurance. The Tenant must not use the Premises for any purpose or carry out or retain any Permitted Works that may make any additional premium payable for the insurance of the Premises Premises, the Estate or the EstateBuilding, unless it has first agreed to pay the whole of that additional premium. The Tenant must notify the Landlord as soon as practicable after it becomes aware of any damage to or destruction of the Premises by any of the Insured Risks or by an Uninsured Risk. The Tenant must keep insured, in a sufficient sum and with a reputable insurer, public liability risks relating to the Premises. Landlord’s insurance obligations115 The Landlord must insure (with a reputable insurer): the Estate against the Insured Risks in its full reinstatement cost (including all professional fees and incidental expenses, debris removal, site clearance and irrecoverable VAT); against public liability relating to the Estate; and loss of the Main Rent and Service Charge for the Risk Period, subject to all excesses, limitations and exclusions as the insurers may impose and otherwise on the insurer’s usual terms. In relation to the insurance, the Landlord must: procure the Tenant’s interest in the Premises is noted either specifically or generally on the policy; take reasonable steps to procure that the insurers waive any rights of subrogation they might have against the Tenant (either specifically or generally); notify the Tenant promptly of all material variations; and provide the Tenant with a summary of its main terms upon the Tenant’s written request. The Landlord must take reasonable steps to obtain any consents necessary for the reinstatement of the Premises and, if necessary, the means of access to them over the Estate following destruction or damage by an Insured Risk. Where it is lawful to do so, the Landlord must reinstate the Premises and, if necessary, the means of access to them over the Estate following destruction or damage by an Insured Risk as soon as reasonably practicable after the date of that damage or destruction. Reinstatement need not be identical if the replacement is similar in size, quality and layout. Nothing in this paragraph 2 imposes any obligation on the Landlord to insure or to reinstate tenant’s fixtures forming part of the Premises or the Estate.

Insurance and Damage Provisions. Tenant’s insurance obligations The Tenant must pay on demand: a fair and reasonable proportion of: the sums the Landlord pays114 pays97 to comply with paragraphs 2.1.1 and 2.1.2; if not recovered through the service chargeService Charge, the sums the Landlord pays to insure all plant, machinery, apparatus and vehicles used in providing the Services; the cost of valuations of the Estate Centre and the Premises for insurance purposes made not more than once a year; and the amount of any excess or deductible under any insurance policy that the Landlord incurs or will incur in complying with paragraphs 2.3 and 2.4; the whole of the sums the Landlord pays to comply with paragraph 2.1.3for insuring loss of the Rent and Service Charge for the Risk Period; a sum equal to the amount that the insurers refuse to pay following damage or destruction by an Insured Risk to the Estate Centre because of the Tenant’s act or failure to act; and any additional or increased premiums that the insurers may require as a result of the carrying out or retention of any Permitted Works or the Tenant’s or any undertenant’s or other lawful occupier’s use of the Premises. The Tenant must comply with the requirements of the insurers and must not do anything that may invalidate any insurance. The Tenant must not use the Premises for any purpose or carry out or retain any Permitted Works that may make any additional premium payable for the insurance of the Premises or the EstateCentre, unless it has first agreed to pay the whole of that additional premium. The Tenant must notify the Landlord as soon as practicable after it becomes aware of any damage to or destruction of the Premises by any of the Insured Risks or by an Uninsured Risk. The Tenant must keep insured, in a sufficient sum and with a reputable insurer, public liability risks relating to the Premises. Landlord’s insurance obligations115 obligations The Landlord must insure (with a reputable insurer): the Estate Centre against the Insured Risks in its full reinstatement cost (including all professional fees and incidental expenses, debris removal, site clearance and irrecoverable VAT); against public liability relating to the EstateCentre; and loss of the Main Rent and Service Charge for the Risk Period, subject to all excesses, limitations and exclusions as the insurers may impose and otherwise on the insurer’s insurers' usual terms. In relation to the insurance, the Landlord must: procure the Tenant’s interest in right to the Premises is noted either specifically or generally generically on the policy; take reasonable steps to procure that the insurers waive any rights of subrogation they might have against the Tenant (either specifically or generallygenerically); notify the Tenant promptly of all material variations; and provide the Tenant with a summary of its main terms upon on the Tenant’s written request. The Landlord must take reasonable steps to obtain any consents necessary for the reinstatement of the Premises and, if necessary, the means of access to them over the Estate Centre following destruction or damage by an Insured Risk. Where it is lawful to do so, the Landlord must reinstate the Premises and, if necessary, the means of access to them over the Estate Centre following destruction or damage by an Insured Risk as soon as reasonably practicable after the date of that damage or destructionRisk. Reinstatement need not be identical if the replacement is similar in size, quality and layout. Nothing in this paragraph 2 imposes any obligation on the Landlord to insure or to reinstate tenant’s fixtures forming part of the Premises or the Estate.Centre. The Landlord's obligations under paragraphs 2.3 and 2.4 will not apply: unless and until the Tenant has paid the amounts referred to in paragraph 1.1.1(d) and, where applicable, paragraph 1.1.3; or if the Landlord notifies the Tenant under paragraph 4.1 that it ends this Lease. If there is destruction or damage to the Centre by an Uninsured Risk that leaves the whole or substantially the whole of the Premises unfit for occupation and use or inaccessible and the Landlord notifies the Tenant within 12 months afterwards that the Landlord wishes to reinstate, paragraphs 2.3 and 2.4 will then apply as if the damage or destruction had been caused by an Insured Risk. Subject to the insurance premiums being reasonable and proper and reasonably and properly incurred, the Landlord will be entitled to retain all insurance commissions for its own benefit. Rent suspension

Insurance and Damage Provisions. Tenant’s 's insurance obligations The Tenant must pay on demand: a fair and reasonable proportion of: the sums the Landlord pays114 pays106 to comply with paragraphs 2.1.1 and 2.1.22.1.2 of this Part of the Schedule; if not recovered through the service chargeService Charge, the sums the Landlord pays to insure all plant, machinery, apparatus and vehicles used in providing the Services; the cost of valuations of the Estate and the Premises for insurance purposes made not more than once a year; and the amount of any excess or deductible under any insurance policy that the Landlord incurs or will incur in complying with paragraphs 2.3 and 2.42.4 of this Part of the Schedule; the whole of the sums the Landlord pays to comply with paragraph 2.1.32.1.3 of this Part of the Schedule; a sum equal to the amount that the insurers refuse to pay following damage or destruction by an Insured Risk to the Estate because of the Tenant’s 's act or failure to act; and any additional or increased premiums that the insurers may require as a result of the carrying out or retention of any Permitted Works or the Tenant’s 's or any undertenant’s sub-tenant's or other lawful occupier’s 's use of the Premises. The Tenant must comply with the requirements of the insurers and must not do anything that may invalidate any insurance. The Tenant must not use the Premises for any purpose or carry out or retain any Permitted Works that may make any additional premium payable for the insurance of the Premises or the Estate, unless it has first agreed to pay the whole of that additional premium. The Tenant must notify the Landlord as soon as practicable after it becomes aware of any damage to or destruction of the Premises by any of the Insured Risks or by an Uninsured Risk. The Tenant must keep insured, in a sufficient sum and with a reputable insurer, public liability risks relating to the Premises. Landlord’s 's insurance obligations115 obligations107 The Landlord must insure (with a reputable insurer): the Estate against the Insured Risks in its full reinstatement cost (including all professional fees and incidental expenses, debris removal, site clearance and irrecoverable VAT); against public liability relating to the Estate; and loss of the Main Rent and Service Charge for the Risk Period, subject to all excesses, limitations and exclusions as the insurers may impose and otherwise on the insurer’s insurers' usual terms. In relation to the insurance, the Landlord must: procure the Tenant’s interest in 's right to the Premises is noted either specifically or generally generically on the policy; take reasonable steps to procure that the insurers waive any rights of subrogation they might have against the Tenant (either specifically or generallygenerically); notify the Tenant promptly of all material variations; and provide the Tenant with a summary of its main terms upon on the Tenant’s 's written request. The Landlord must take reasonable steps to obtain any consents necessary for the reinstatement of the Premises and, if necessary, the means of access to them over the Estate following destruction or damage by an Insured Risk. Where it is lawful to do so, the Landlord must reinstate the Premises and, if necessary, the means of access to them over the Estate following destruction or damage by an Insured Risk as soon as reasonably practicable after the date of that damage or destruction. Reinstatement need not be identical if the replacement is similar in size, quality and layout. Nothing in this paragraph 2 imposes any obligation on the Landlord to insure or to reinstate tenant’s 's fixtures forming part of the Premises or the Estate. The Landlord's obligations under paragraphs 2.3 and 2.4 of this Part of the Schedule will not apply unless and until the Tenant has paid the amounts referred to in paragraph 1.1.1(d) and, where applicable, paragraph 1.1.3 of this Part of the Schedule. If there is destruction or damage to the Estate by an Uninsured Risk that leaves the whole or substantially the whole of the Premises unfit for occupation and use or inaccessible over the Estate and the Landlord notifies the Tenant within 12 months afterwards that the Landlord wishes to reinstate, paragraphs 2.3 and 2.4 of this Part of the Schedule will then apply as if the damage or destruction had been caused by an Insured Risk. Subject to the insurance premiums being reasonable and proper and reasonably and properly incurred, the Landlord will be entitled to retain all insurance commissions for its own benefit.

Insurance and Damage Provisions. Tenant’s insurance obligations The Tenant must pay on demand: a fair and reasonable proportion the whole of: the sums the Landlord pays114 pays80 to comply with paragraphs 2.1.1 and 2.1.2; if not recovered through the service charge, the sums the Landlord pays to insure all plant, machinery, apparatus and vehicles used in providing the Servicesparagraph 2.1; the cost of valuations of the Estate and the Premises for insurance purposes made not more than once a year; and the amount of any excess or deductible under any insurance policy that the Landlord incurs or will incur in complying with paragraphs 2.3 and 2.4; the whole of the sums the Landlord pays to comply with paragraph 2.1.3; a sum equal to the amount that the insurers refuse to pay following damage or destruction by an Insured Risk to the Estate Premises because of the Tenant’s act or failure to act; and any additional or increased premiums that the insurers may require as a result of the carrying out or retention of any Permitted Works or the Tenant’s or any undertenant’s or other lawful occupier’s use of the Premises. The Tenant must comply with the requirements of the insurers and must not do anything that may invalidate any insurance. The Tenant must not use the Premises for any purpose or carry out or retain any Permitted Works that may make any additional premium payable for the insurance of the Premises or the EstatePremises, unless it has first agreed to pay the whole of that additional premium. The Tenant must notify the Landlord as soon as practicable after it becomes aware of any damage to or destruction of the Premises by any of the Insured Risks or by an Uninsured Risk. The Tenant must keep insured, in a sufficient sum and with a reputable insurer, public liability risks relating to the Premises. Landlord’s insurance obligations115 obligations81 The Landlord must insure (with a reputable insurer): the Estate Premises against the Insured Risks in its their full reinstatement cost (including all professional fees and incidental expenses, debris removal, site clearance and irrecoverable VAT); against public liability relating to the EstatePremises; and loss of the Main Rent and Service Charge for the Risk Period, subject to all excesses, limitations and exclusions as the insurers may impose and otherwise on the insurer’s usual terms. In relation to the insurance, the Landlord must: procure the Tenant’s interest in the Premises is noted either specifically or generally on the policy; take reasonable steps to procure that the insurers waive any rights of subrogation they might have against the Tenant (either specifically or generally); notify the Tenant promptly of all material variations; and provide the Tenant with a summary of its main terms upon the Tenant’s written request. The Landlord must take reasonable steps to obtain any consents necessary for the reinstatement of the Premises and, if necessary, the means of access to them over the Estate following destruction or damage by an Insured Risk. Where it is lawful to do so, the Landlord must reinstate the Premises and, if necessary, the means of access to them over the Estate following destruction or damage by an Insured Risk as soon as reasonably practicable after the date of that damage or destruction. Reinstatement need not be identical if the replacement is similar in size, quality and layout. Nothing in this paragraph 2 imposes any obligation on the Landlord to insure or to reinstate tenant’s fixtures forming part of the Premises or the EstatePremises.

Insurance and Damage Provisions. Tenant’s insurance obligations The Tenant must pay on demand: a fair and reasonable proportion of: the sums the Landlord pays114 pays104 to comply with paragraphs 2.1.1 and 2.1.2; if not recovered through the service charge, the sums the Landlord pays to insure all plant, machinery, apparatus and vehicles used in providing the Services; the cost of valuations of the Estate Building and the Premises for insurance purposes made not more than once a year; and the amount of any excess or deductible under any insurance policy that the Landlord incurs or will incur in complying with paragraphs 2.3 and 2.4; the whole of the sums the Landlord pays to comply with paragraph 2.1.3; a sum equal to the amount that the insurers refuse to pay following damage or destruction by an Insured Risk to the Estate Building because of the Tenant’s act or failure to act; and any additional or increased premiums that the insurers may require as a result of the carrying out or retention of any Permitted Works or the Tenant’s or any undertenant’s or other lawful occupier’s use of the Premises. The Tenant must comply with the requirements of the insurers and must not do anything that may invalidate any insurance. The Tenant must not use the Premises for any purpose or carry out or retain any Permitted Works that may make any additional premium payable for the insurance of the Premises or the EstateBuilding, unless it has first agreed to pay the whole of that additional premium. The Tenant must notify the Landlord as soon as practicable after it becomes aware of any damage to or destruction of the Premises by any of the Insured Risks or by an Uninsured Risk. The Tenant must keep insured, in a sufficient sum and with a reputable insurer, public liability risks relating to the Premises. Landlord’s insurance obligations115 obligations105 The Landlord must insure (with a reputable insurer): the Estate Building against the Insured Risks in its full reinstatement cost (including all professional fees and incidental expenses, debris removal, site clearance and irrecoverable VAT); against public liability relating to the EstateBuilding; and loss of the Main Rent and Service Charge for the Risk Period, subject to all excesses, limitations and exclusions as the insurers may impose and otherwise on the insurer’s usual terms. In relation to the insurance, the Landlord must: procure the Tenant’s interest in the Premises is noted either specifically or generally on the policy; take reasonable steps to procure that the insurers waive any rights of subrogation they might have against the Tenant (either specifically or generally); notify the Tenant promptly of all material variations; and provide the Tenant with a summary of its main terms upon the Tenant’s written request. The Landlord must take reasonable steps to obtain any consents necessary for the reinstatement of the Premises and, if necessary, the means of access to them over the Estate Building following destruction or damage by an Insured Risk. Where it is lawful to do so, the Landlord must reinstate the Premises and, if necessary, the means of access to them over the Estate Building following destruction or damage by an Insured Risk as soon as reasonably practicable after the date of that damage or destruction. Reinstatement need not be identical if the replacement is similar in size, quality and layout. Nothing in this paragraph 2 imposes any obligation on the Landlord to insure or to reinstate tenant’s fixtures forming part of the Premises or the EstateBuilding. Nothing in paragraph 2.4 will require the Landlord to reinstate any Lettable Units other than the Premises.

Insurance and Damage Provisions. Tenant’s 's insurance obligations The Tenant must pay on demand: a fair and reasonable proportion of: the sums the Landlord pays114 pays109 to comply with paragraphs 2.1.1 and 2.1.22.1.2 of this Part of the Schedule; if not recovered through the service chargeService Charge, the sums the Landlord pays to insure all plant, machinery, apparatus and vehicles used in providing the Services; the cost of valuations of the Estate and the Premises for insurance purposes made not more than once a year; and the amount of any excess or deductible under any insurance policy that the Landlord incurs or will incur in complying with paragraphs 2.3 and 2.42.4 of this Part of the Schedule; the whole of the sums the Landlord pays to comply with paragraph 2.1.32.1.3 of this Part of the Schedule; a sum equal to the amount that the insurers refuse to pay following damage or destruction by an Insured Risk to the Estate because of the Tenant’s 's act or failure to act; and any additional or increased premiums that the insurers may require as a result of the carrying out or retention of any Permitted Works or the Tenant’s 's or any undertenant’s subtenant's or other lawful occupier’s 's use of the Premises. The Tenant must comply with the requirements of the insurers and must not do anything that may invalidate any insurance. The Tenant must not use the Premises for any purpose or carry out or retain any Permitted Works that may make any additional premium payable for the insurance of the Premises or the Estate, unless it has first agreed to pay the whole of that additional premium. The Tenant must notify the Landlord as soon as practicable after it becomes aware of any damage to or destruction of the Premises by any of the Insured Risks or by an Uninsured Risk. The Tenant must keep insured, in a sufficient sum and with a reputable insurer, public liability risks relating to the Premises. Landlord’s 's insurance obligations115 obligations110 The Landlord must insure (with a reputable insurer): the Estate against the Insured Risks in its full reinstatement cost (including all professional fees and incidental expenses, debris removal, site clearance and irrecoverable VAT); against public liability relating to the Estate; and loss of the Main Rent and Service Charge for the Risk Period, subject to all excesses, limitations and exclusions as the insurers may impose and otherwise on the insurer’s insurers' usual terms. In relation to the insurance, the Landlord must: procure the Tenant’s interest in 's right to the Premises is noted either specifically or generally generically on the policy; take reasonable steps to procure that the insurers waive any rights of subrogation they might have against the Tenant (either specifically or generallygenerically); notify the Tenant promptly of all material variations; and provide the Tenant with a summary of its main terms upon on the Tenant’s 's written request. The Landlord must take reasonable steps to obtain any consents necessary for the reinstatement of the Premises and, if necessary, the means of access to them over the Estate following destruction or damage by an Insured Risk. Where it is lawful to do so, the Landlord must reinstate the Premises and, if necessary, the means of access to them over the Estate following destruction or damage by an Insured Risk as soon as reasonably practicable after the date of that damage or destruction. Reinstatement need not be identical if the replacement is similar in size, quality and layout. Nothing in this paragraph 2 imposes any obligation on the Landlord to insure or to reinstate tenant’s 's fixtures forming part of the Premises or the Estate. The Landlord's obligations under paragraphs 2.3 and 2.4 of this Part of the Schedule will not apply unless and until the Tenant has paid the amounts referred to in paragraph 1.1.1(d) and, where applicable, paragraph 1.1.3 of this Part of the Schedule. If there is destruction or damage to the Estate by an Uninsured Risk that leaves the whole or substantially the whole of the Premises unfit for occupation and use or inaccessible over the Estate and the Landlord notifies the Tenant within 12 months afterwards that the Landlord wishes to reinstate, paragraphs 2.3 and 2.4 of this Part of the Schedule will then apply as if the damage or destruction had been caused by an Insured Risk. Subject to the insurance premiums being reasonable and proper and reasonably and properly incurred, the Landlord will be entitled to retain all insurance commissions for its own benefit.

Insurance and Damage Provisions. Tenant’s 's insurance obligations The Tenant must pay on demand: a fair and reasonable proportion of: the sums the Landlord pays114 pays119 to comply with paragraphs 2.1.1 and 2.1.22.1.2 of this Part of the Schedule; if not recovered through the service chargeService Charge, the sums the Landlord pays to insure all plant, machinery, apparatus and vehicles used in providing the Services; the cost of valuations of the Estate Centre and the Premises for insurance purposes made not more than once a year; and the amount of any excess or deductible under any insurance policy that the Landlord incurs or will incur in complying with paragraphs 2.3 and 2.42.4 of this Part of the Schedule; the whole of the sums the Landlord pays to comply with paragraph 2.1.32.1.3 of this Part of the Schedule; a sum equal to the amount that the insurers refuse to pay following damage or destruction by an Insured Risk to the Estate Centre because of the Tenant’s 's wilful act or failure to act; and any additional or increased premiums that the insurers may require as a result of the carrying out or retention of any Permitted Works or the Tenant’s 's or any undertenant’s subtenant's or other lawful occupier’s 's use of the Premises. The Tenant must comply with the requirements of the insurers and must not do anything that may invalidate any insurance. The Tenant must not use the Premises for any purpose or carry out or retain any Permitted Works that may make any additional premium payable for the insurance of the Premises or the EstateCentre, unless it has first agreed to pay the whole of that additional premium. The Tenant must notify the Landlord as soon as practicable after it becomes aware of any damage to or destruction of the Premises by any of the Insured Risks or by an Uninsured Risk. The Tenant must keep insured, in a sufficient sum and with a reputable insurer, public liability risks relating to the Premises. Landlord’s 's insurance obligations115 obligations120 The Landlord must insure (with a reputable insurer): the Estate Centre against the Insured Risks in its full reinstatement cost (including all professional fees and incidental expenses, debris removal, site clearance and irrecoverable VAT); against public liability relating to the EstateCentre; and loss of the Main Rent and Service Charge for the Risk Period, subject to all excesses, limitations and exclusions as the insurers may impose and otherwise on the insurer’s insurers' usual terms. In relation to the insurance, the Landlord must: procure the Tenant’s interest in 's right to the Premises is noted either specifically or generally generically on the policy; take reasonable steps to procure that the insurers waive any rights of subrogation they might have against the Tenant (either specifically or generallygenerically); notify the Tenant promptly of all material variations; and provide the Tenant with a summary of its main terms upon on the Tenant’s 's written request. The Landlord must take reasonable steps to obtain any consents necessary for the reinstatement of the Premises and, if necessary, the means of access to them over the Estate Centre following destruction or damage by an Insured Risk. Where it is lawful to do so, the Landlord must reinstate the Premises and, if necessary, the means of access to them over the Estate Centre following destruction or damage by an Insured Risk as soon as reasonably practicable after the date of that damage or destruction. Reinstatement need not be identical if the replacement is similar in size, quality and layout. Nothing in this paragraph 2 2. imposes any obligation on the Landlord to insure or to reinstate tenant’s 's fixtures forming part of the Premises or the EstateCentre. The Landlord's obligations under paragraphs 2.3 and 2.4 of this Part of the Schedule will not apply unless and until the Tenant has paid the amounts referred to in paragraph 1.(d) and, where applicable, paragraph 1.1.3 of this Part of the Schedule. If there is destruction or damage to the Centre by an Uninsured Risk that leaves the whole or substantially the whole of the Premises unfit for occupation and use or inaccessible and the Landlord notifies the Tenant within 12 months afterwards that the Landlord wishes to reinstate, paragraphs 2.3 and 2.4 of this Part of the Schedule will then apply as if the damage or destruction had been caused by an Insured Risk. Subject to the insurance premiums being reasonable and proper and reasonably and properly incurred, the Landlord will be entitled to retain all insurance commissions for its own benefit.

Insurance and Damage Provisions. Tenant’s 's insurance obligations The Tenant must pay on demand: a fair and reasonable proportion the whole of: the sums the Landlord pays114 pays61 to comply with paragraphs 2.1.1 and 2.1.2; if not recovered through the service charge, the sums the Landlord pays to insure all plant, machinery, apparatus and vehicles used in providing the Services24.1.1; the cost of valuations of the Estate and the Premises for insurance purposes made not more than once a year; and the amount of any excess or deductible under any insurance policy that the Landlord incurs or will incur in complying with paragraphs 2.3 24.3 and 2.4; the whole of the sums the Landlord pays to comply with paragraph 2.1.324.4; a sum equal to the amount that the insurers refuse to pay following damage or destruction by an Insured Risk to the Estate Premises because of the Tenant’s 's act or failure to act; and any additional or increased premiums that the insurers may require as a result of the carrying out or retention of any Permitted Works or the Tenant’s 's or any undertenant’s or other lawful occupier’s 's use of the Premises. The Tenant must comply with the requirements of the insurers and must not do anything that may invalidate any insurance. The Tenant must not use the Premises for any purpose or carry out or retain any Permitted Works that may make any additional premium payable for the insurance of the Premises or the EstatePremises, unless it has first agreed to pay the whole of that additional premium. The Tenant must notify the Landlord as soon as practicable after it becomes aware of any damage to or destruction of the Premises by any of the Insured Risks or by an Uninsured Risk. The Tenant must keep insured, in a sufficient sum and with a reputable insurer, public liability risks relating to the Premises. Landlord’s insurance obligations115 obligations The Landlord must insure (with a reputable insurer): the Estate Premises against the Insured Risks in its their full reinstatement cost (including all professional fees and incidental expenses, debris removal, site clearance and irrecoverable VAT); against public liability relating to the EstatePremises; and loss of the Main Rent and Service Charge for the Risk Period, subject to all excesses, limitations and exclusions as the insurers may impose and otherwise on the insurer’s insurers' usual terms. In relation to the insurance, the Landlord must: procure the Tenant’s 's interest in the Premises is noted either specifically or generally generically on the policy; take reasonable steps to procure that the insurers waive any rights of subrogation they might have against the Tenant (either specifically or generallygenerically); notify the Tenant promptly of all material variations; and provide the Tenant with a summary of its main terms upon on the Tenant’s 's written request. The Landlord must take reasonable steps to obtain any consents necessary for the reinstatement of the Premises and, if necessary, the means of access to them over the Estate following destruction or damage by an Insured Risk. Where it is lawful to do so, the Landlord must reinstate the Premises and, if necessary, the means of access to them over the Estate following destruction or damage by an Insured Risk as soon as reasonably practicable after the date of that damage or destructionRisk. Reinstatement need not be identical if the replacement is similar in size, quality and layout. Nothing in this paragraph 2 24 imposes any obligation on the Landlord to insure or to reinstate tenant’s 's fixtures forming part of the Premises. The Landlord's obligations under paragraphs 24.3 and 24.4 will not apply: unless and until the Tenant has paid the amounts referred to in paragraph 23.1.1(c) and, where applicable, paragraph 23.1.2; or if the Landlord notifies the Tenant under paragraph 26.1 that it ends this Lease. If there is destruction or damage to the Premises by an Uninsured Risk that leaves the whole or substantially the Estate.whole of the Premises unfit for occupation and use and the Landlord notifies the Tenant within twelve months afterwards that the Landlord wishes to reinstate, paragraphs 24.3 and 24.4 will then apply as if the damage or destruction had been caused by an Insured Risk. Subject to the insurance premiums being reasonable and proper and reasonably and properly incurred, the Landlord will be entitled to retain all insurance commissions for its own benefit. Rent suspension

Insurance and Damage Provisions. Tenant’s insurance obligations The Tenant must pay on demand: a fair and reasonable proportion of: the sums the Landlord pays114 pays128 to comply with paragraphs 2.1.1 and 2.1.2; if not recovered through the service charge, the sums the Landlord pays to insure all plant, machinery, apparatus and vehicles used in providing the Services; the cost of valuations of the Estate Centre and the Premises for insurance purposes made not more than once a year; and the amount of any excess or deductible under any insurance policy that the Landlord incurs or will incur in complying with paragraphs 2.3 and 2.4; the whole of the sums the Landlord pays to comply with paragraph 2.1.3; a sum equal to the amount that the insurers refuse to pay following damage or destruction by an Insured Risk to the Estate Centre because of the Tenant’s wilful act or failure to act; and any additional or increased premiums that the insurers may require as a result of the carrying out or retention of any Permitted Works or the Tenant’s or any undertenant’s or other lawful occupier’s use of the Premises. The Tenant must comply with the requirements of the insurers and must not do anything that may invalidate any insurance. The Tenant must not use the Premises for any purpose or carry out or retain any Permitted Works that may make any additional premium payable for the insurance of the Premises or the EstateCentre, unless it has first agreed to pay the whole of that additional premium. The Tenant must notify the Landlord as soon as practicable after it becomes aware of any damage to or destruction of the Premises by any of the Insured Risks or by an Uninsured Risk. The Tenant must keep insured, in a sufficient sum and with a reputable insurer, public liability risks relating to the Premises. Landlord’s insurance obligations115 obligations129 The Landlord must insure (with a reputable insurer): the Estate Centre against the Insured Risks in its full reinstatement cost (including all professional fees and incidental expenses, debris removal, site clearance and irrecoverable VAT); against public liability relating to the EstateCentre; and loss of the Main Rent and Service Charge for the Risk Period, subject to all excesses, limitations and exclusions as the insurers may impose and otherwise on the insurer’s usual terms. In relation to the insurance, the Landlord must: procure the Tenant’s interest in the Premises is noted either specifically or generally on the policy; take reasonable steps to procure that the insurers waive any rights of subrogation they might have against the Tenant (either specifically or generally); notify the Tenant promptly of all material variations; and provide the Tenant with a summary of its main terms upon the Tenant’s written request. The Landlord must take reasonable steps to obtain any consents necessary for the reinstatement of the Premises and, if necessary, the means of access to them over the Estate Centre following destruction or damage by an Insured Risk. Where it is lawful to do so, the Landlord must reinstate the Premises and, if necessary, the means of access to them over the Estate Centre following destruction or damage by an Insured Risk as soon as reasonably practicable after the date of that damage or destruction. Reinstatement need not be identical if the replacement is similar in size, quality and layout. Nothing in this paragraph 2 imposes any obligation on the Landlord to insure or to reinstate tenant’s fixtures forming part of the Premises or the EstateCentre.

Insurance and Damage Provisions. Tenant’s 's insurance obligations The Tenant must pay on demand: a fair and reasonable proportion of: the sums the Landlord pays114 pays108 to comply with paragraphs 2.1.1 and 2.1.22.1.2 of this Part of the Schedule; if not recovered through the service chargeService Charge, the sums the Landlord pays to insure all plant, machinery, apparatus and vehicles used in providing the Services; the cost of valuations of the Estate Centre and the Premises for insurance purposes made not more than once a year; and the amount of any excess or deductible under any insurance policy that the Landlord incurs or will incur in complying with paragraphs 2.3 and 2.42.4 of this Part of the Schedule; the whole of the sums the Landlord pays to comply with paragraph 2.1.32.1.3 of this Part of the Schedule; a sum equal to the amount that the insurers refuse to pay following damage or destruction by an Insured Risk to the Estate Centre because of the Tenant’s 's act or failure to act; and any additional or increased premiums that the insurers may require as a result of the carrying out or retention of any Permitted Works or the Tenant’s 's or any undertenant’s sub-tenant's or other lawful occupier’s 's use of the Premises. The Tenant must comply with the requirements of the insurers and must not do anything that may invalidate any insurance. The Tenant must not use the Premises for any purpose or carry out or retain any Permitted Works that may make any additional premium payable for the insurance of the Premises or the EstateCentre, unless it has first agreed to pay the whole of that additional premium. The Tenant must notify the Landlord as soon as practicable after it becomes aware of any damage to or destruction of the Premises by any of the Insured Risks or by an Uninsured Risk. The Tenant must keep insured, in a sufficient sum and with a reputable insurer, public liability risks relating to the Premises. Landlord’s 's insurance obligations115 obligations109 The Landlord must insure (with a reputable insurer): the Estate Centre against the Insured Risks in its full reinstatement cost (including all professional fees and incidental expenses, debris removal, site clearance and irrecoverable VAT); against public liability relating to the EstateCentre; and loss of the Main Rent and Service Charge for the Risk Period, subject to all excesses, limitations and exclusions as the insurers may impose and otherwise on the insurer’s insurers' usual terms. In relation to the insurance, the Landlord must: procure the Tenant’s interest in 's right to the Premises is noted either specifically or generally generically on the policy; take reasonable steps to procure that the insurers waive any rights of subrogation they might have against the Tenant (either specifically or generallygenerically); notify the Tenant promptly of all material variations; and provide the Tenant with a summary of its main terms upon on the Tenant’s 's written request. The Landlord must take reasonable steps to obtain any consents necessary for the reinstatement of the Premises and, if necessary, the means of access to them over the Estate Centre following destruction or damage by an Insured Risk. Where it is lawful to do so, the Landlord must reinstate the Premises and, if necessary, the means of access to them over the Estate Centre following destruction or damage by an Insured Risk as soon as reasonably practicable after the date of that damage or destruction. Reinstatement need not be identical if the replacement is similar in size, quality and layout. Nothing in this paragraph 2 imposes any obligation on the Landlord to insure or to reinstate tenant’s 's fixtures forming part of the Premises or the EstateCentre. The Landlord's obligations under paragraphs 2.3 and 2.4 of this Part of the Schedule will not apply unless and until the Tenant has paid the amounts referred to in paragraph 1.1.1(d) and, where applicable, paragraph 1.1.3 of this Part of the Schedule. If there is destruction or damage to the Centre by an Uninsured Risk that leaves the whole or substantially the whole of the Premises unfit for occupation and use or inaccessible and the Landlord notifies the Tenant within 12 months afterwards that the Landlord wishes to reinstate, paragraphs 2.3 and 2.4 of this Part of the Schedule will then apply as if the damage or destruction had been caused by an Insured Risk. Subject to the insurance premiums being reasonable and proper and reasonably and properly incurred, the Landlord will be entitled to retain all insurance commissions for its own benefit. Rent suspension Paragraph 3.2 of this Part of the Schedule will apply if the Centre is destroyed or damaged by any Insured Risk [or Uninsured Risk]110 so that the Premises are unfit for occupation or use or inaccessible. Paragraph 3.2 of this Part of the Schedule will not apply to the extent that the Landlord's insurance has been vitiated or payment of any policy moneys refused because of anything the Tenant does or fails to do and the Tenant has not complied with paragraph 1.1.3 of this Part of the Schedule. Subject to paragraph 3.1 of this Part of the Schedule, the Rent and Service Charge or a fair proportion of them, will not be payable from and including the date of damage or destruction until the earliest of: the date that the Premises are again fit for occupation and use, accessible and ready to receive tenant's fitting out works; the end of the Risk Period; and the End Date. If paragraph 3.2 of this Part of the Schedule applies before the Rent Commencement Date, the number of days between the date of the damage or destruction and the Rent Commencement Date (or where only a proportion of the Rent is or would have been suspended, an equivalent proportion of those days) will be added to the date the rent suspension ends and the resulting date will become the Rent Commencement Date. If paragraph 3.2 of this Part of the Schedule applies: the Landlord must refund to the Tenant, as soon as reasonably practicable, a due proportion of any Rent and Service Charge paid in advance that relates to any period on or after the date of damage or destruction; and the Tenant must pay to the Landlord on demand the Rent and Service Charge for the period starting on the date they again become payable to but excluding the next Rent Day. Any dispute about the application of this paragraph 3 will be decided at the request of either party by a single arbitrator under the Arbitration (Scotland) Act 2010[ in which case the protocols contained in paragraph 3 of Part 3 of the Schedule will equally apply to the subject matter of this paragraph 3].

Insurance and Damage Provisions. Tenant’s insurance obligations The Tenant must pay on demand: a fair and reasonable proportion of: the sums the Landlord pays114 pays96 to comply with paragraphs 2.1.1 and 2.1.2; if not recovered through the service chargeService Charge, the sums the Landlord pays to insure all plant, machinery, apparatus and vehicles used in providing the Services; the cost of valuations of the Estate Centre and the Premises for insurance purposes made not more than once a year; and the amount of any excess or deductible under any insurance policy that the Landlord incurs or will incur in complying with paragraphs 2.3 and 2.4; the whole of the sums the Landlord pays to comply with paragraph 2.1.3for insuring loss of the Rent and Service Charge for the Risk Period; a sum equal to the amount that the insurers refuse to pay following damage or destruction by an Insured Risk to the Estate Centre because of the Tenant’s act or failure to act; and any additional or increased premiums that the insurers may require as a result of the carrying out or retention of any Permitted Works or the Tenant’s or any undertenant’s or other lawful occupier’s use of the Premises. The Tenant must comply with the requirements of the insurers and must not do anything that may invalidate any insurance. The Tenant must not use the Premises for any purpose or carry out or retain any Permitted Works that may make any additional premium payable for the insurance of the Premises or the EstateCentre, unless it has first agreed to pay the whole of that additional premium. The Tenant must notify the Landlord as soon as practicable after it becomes aware of any damage to or destruction of the Premises by any of the Insured Risks or by an Uninsured Risk. The Tenant must keep insured, in a sufficient sum and with a reputable insurer, public liability risks relating to the Premises. Landlord’s insurance obligations115 obligations The Landlord must insure (with a reputable insurer): the Estate Centre against the Insured Risks in its full reinstatement cost (including all professional fees and incidental expenses, debris removal, site clearance and irrecoverable VAT); against public liability relating to the EstateCentre; and loss of the Main Rent and Service Charge for the Risk Period, subject to all excesses, limitations and exclusions as the insurers may impose and otherwise on the insurer’s insurers' usual terms. In relation to the insurance, the Landlord must: procure the Tenant’s interest in right to the Premises is noted either specifically or generally generically on the policy; take reasonable steps to procure that the insurers waive any rights of subrogation they might have against the Tenant (either specifically or generallygenerically); notify the Tenant promptly of all material variations; and provide the Tenant with a summary of its main terms upon on the Tenant’s written request. The Landlord must take reasonable steps to obtain any consents necessary for the reinstatement of the Premises and, if necessary, the means of access to them over the Estate Centre following destruction or damage by an Insured Risk. Where it is lawful to do so, the Landlord must reinstate the Premises and, if necessary, the means of access to them over the Estate Centre following destruction or damage by an Insured Risk as soon as reasonably practicable after the date of that damage or destructionRisk. Reinstatement need not be identical if the replacement is similar in size, quality and layout. Nothing in this paragraph 2 imposes any obligation on the Landlord to insure or to reinstate tenant’s fixtures forming part of the Premises or the Estate.Centre. The Landlord's obligations under paragraphs 2.3 and 2.4 will not apply: unless and until the Tenant has paid the amounts referred to in paragraph 1.1.1(d) and, where applicable, paragraph 1.1.3; or if the Landlord notifies the Tenant under paragraph 4.1 that it ends this Lease. If there is destruction or damage to the Centre by an Uninsured Risk that leaves the whole or substantially the whole of the Premises unfit for occupation and use or inaccessible and the Landlord notifies the Tenant within 12 months afterwards that the Landlord wishes to reinstate, paragraphs 2.3 and 2.4 will then apply as if the damage or destruction had been caused by an Insured Risk. Subject to the insurance premiums being reasonable and proper and reasonably and properly incurred, the Landlord will be entitled to retain all insurance commissions for its own benefit. Rent suspension

Insurance and Damage Provisions. Tenant’s insurance obligations The Tenant must pay on demand: a fair and reasonable proportion of: the sums the Landlord pays114 pays95 to comply with paragraphs 2.1.1 and 2.1.2; if not recovered through the service charge, the sums the Landlord pays to insure all plant, machinery, apparatus and vehicles used in providing the Services; the cost of valuations of the Estate and the Premises for insurance purposes made not more than once a year; and the amount of any excess or deductible under any insurance policy that the Landlord incurs or will incur in complying with paragraphs 2.3 and 2.4; the whole of the sums the Landlord pays to comply with paragraph 2.1.3; a sum equal to the amount that the insurers refuse to pay following damage or destruction by an Insured Risk to the Estate because of the Tenant’s act or failure to act; and any additional or increased premiums that the insurers may require as a result of the carrying out or retention of any Permitted Works or the Tenant’s or any undertenant’s or other lawful occupier’s use of the Premises. The Tenant must comply with the requirements of the insurers and must not do anything that may invalidate any insurance. The Tenant must not use the Premises for any purpose or carry out or retain any Permitted Works that may make any additional premium payable for the insurance of the Premises or the Estate, unless it has first agreed to pay the whole of that additional premium. The Tenant must notify the Landlord as soon as practicable after it becomes aware of any damage to or destruction of the Premises by any of the Insured Risks or by an Uninsured Risk. The Tenant must keep insured, in a sufficient sum and with a reputable insurer, public liability risks relating to the Premises. Landlord’s insurance obligations115 obligations96 The Landlord must insure (with a reputable insurer): the Estate against the Insured Risks in its full reinstatement cost (including all professional fees and incidental expenses, debris removal, site clearance and irrecoverable VAT); against public liability relating to the Estate; and loss of the Main Rent and Service Charge for the Risk Period, subject to all excesses, limitations and exclusions as the insurers may impose and otherwise on the insurer’s usual terms. In relation to the insurance, the Landlord must: procure the Tenant’s interest in the Premises is noted either specifically or generally on the policy; take reasonable steps to procure that the insurers waive any rights of subrogation they might have against the Tenant (either specifically or generally); notify the Tenant promptly of all material variations; and provide the Tenant with a summary of its main terms upon the Tenant’s written request. The Landlord must take reasonable steps to obtain any consents necessary for the reinstatement of the Premises and, if necessary, the means of access to them over the Estate following destruction or damage by an Insured Risk. Where it is lawful to do so, the Landlord must reinstate the Premises and, if necessary, the means of access to them over the Estate following destruction or damage by an Insured Risk as soon as reasonably practicable after the date of that damage or destruction. Reinstatement need not be identical if the replacement is similar in size, quality and layout. Nothing in this paragraph 2 imposes any obligation on the Landlord to insure or to reinstate tenant’s fixtures forming part of the Premises or the Estate.

Insurance and Damage Provisions. Tenant’s 's insurance obligations The Tenant must pay on demand: a fair and reasonable proportion of: the sums the Landlord pays114 pays106 to comply with paragraphs 2.1.1 and 2.1.22.1.2 of this Part of the Schedule; if not recovered through the service chargeService Charge, the sums the Landlord pays to insure all plant, machinery, apparatus and vehicles used in providing the Services; the cost of valuations of the Estate Centre and the Premises for insurance purposes made not more than once a year; and the amount of any excess or deductible under any insurance policy that the Landlord incurs or will incur in complying with paragraphs 2.3 and 2.42.4 of this Part of the Schedule; the whole of the sums the Landlord pays to comply with paragraph 2.1.32.1.3 of this Part of the Schedule; a sum equal to the amount that the insurers refuse to pay following damage or destruction by an Insured Risk to the Estate Centre because of the Tenant’s 's act or failure to act; and any additional or increased premiums that the insurers may require as a result of the carrying out or retention of any Permitted Works or the Tenant’s 's or any undertenant’s sub-tenant's or other lawful occupier’s 's use of the Premises. The Tenant must comply with the requirements of the insurers and must not do anything that may invalidate any insurance. The Tenant must not use the Premises for any purpose or carry out or retain any Permitted Works that may make any additional premium payable for the insurance of the Premises or the EstateCentre, unless it has first agreed to pay the whole of that additional premium. The Tenant must notify the Landlord as soon as practicable after it becomes aware of any damage to or destruction of the Premises by any of the Insured Risks or by an Uninsured Risk. The Tenant must keep insured, in a sufficient sum and with a reputable insurer, public liability risks relating to the Premises. Landlord’s 's insurance obligations115 obligations107 The Landlord must insure (with a reputable insurer): the Estate Centre against the Insured Risks in its full reinstatement cost (including all professional fees and incidental expenses, debris removal, site clearance and irrecoverable VAT); against public liability relating to the EstateCentre; and loss of the Main Rent and Service Charge for the Risk Period, subject to all excesses, limitations and exclusions as the insurers may impose and otherwise on the insurer’s insurers' usual terms. In relation to the insurance, the Landlord must: procure the Tenant’s interest in 's right to the Premises is noted either specifically or generally generically on the policy; take reasonable steps to procure that the insurers waive any rights of subrogation they might have against the Tenant (either specifically or generallygenerically); notify the Tenant promptly of all material variations; and provide the Tenant with a summary of its main terms upon on the Tenant’s 's written request. The Landlord must take reasonable steps to obtain any consents necessary for the reinstatement of the Premises and, if necessary, the means of access to them over the Estate Centre following destruction or damage by an Insured Risk. Where it is lawful to do so, the Landlord must reinstate the Premises and, if necessary, the means of access to them over the Estate Centre following destruction or damage by an Insured Risk as soon as reasonably practicable after the date of that damage or destruction. Reinstatement need not be identical if the replacement is similar in size, quality and layout. Nothing in this paragraph 2 imposes any obligation on the Landlord to insure or to reinstate tenant’s 's fixtures forming part of the Premises or the EstateCentre. The Landlord's obligations under paragraphs 2.3 and 2.4 of this Part of the Schedule will not apply unless and until the Tenant has paid the amounts referred to in paragraph 1.1.1(d) and, where applicable, paragraph 1.1.3 of this Part of the Schedule. If there is destruction or damage to the Centre by an Uninsured Risk that leaves the whole or substantially the whole of the Premises unfit for occupation and use or inaccessible and the Landlord notifies the Tenant within 12 months afterwards that the Landlord wishes to reinstate, paragraphs 2.3 and 2.4 of this Part of the Schedule will then apply as if the damage or destruction had been caused by an Insured Risk. Subject to the insurance premiums being reasonable and proper and reasonably and properly incurred, the Landlord will be entitled to retain all insurance commissions for its own benefit.

Insurance and Damage Provisions. Tenant’s insurance obligations The Tenant must pay on demand: a fair and reasonable proportion of: the sums the Landlord pays114 pays115 to comply with paragraphs 2.1.1 and 2.1.2; if not recovered through the service charge, the sums the Landlord pays to insure all plant, machinery, apparatus and vehicles used in providing the Services; the cost of valuations of the Estate Centre and the Premises for insurance purposes made not more than once a year; and the amount of any excess or deductible under any insurance policy that the Landlord incurs or will incur in complying with paragraphs 2.3 and 2.4; the whole of the sums the Landlord pays to comply with paragraph 2.1.3; a sum equal to the amount that the insurers refuse to pay following damage or destruction by an Insured Risk to the Estate Centre because of the Tenant’s act or failure to act; and any additional or increased premiums that the insurers may require as a result of the carrying out or retention of any Permitted Works or the Tenant’s or any undertenant’s or other lawful occupier’s use of the Premises. The Tenant must comply with the requirements of the insurers and must not do anything that may invalidate any insurance. The Tenant must not use the Premises for any purpose or carry out or retain any Permitted Works that may make any additional premium payable for the insurance of the Premises or the EstateCentre, unless it has first agreed to pay the whole of that additional premium. The Tenant must notify the Landlord as soon as practicable after it becomes aware of any damage to or destruction of the Premises by any of the Insured Risks or by an Uninsured Risk. The Tenant must keep insured, in a sufficient sum and with a reputable insurer, public liability risks relating to the Premises. Landlord’s insurance obligations115 obligations116 The Landlord must insure (with a reputable insurer): the Estate Centre against the Insured Risks in its full reinstatement cost (including all professional fees and incidental expenses, debris removal, site clearance and irrecoverable VAT); against public liability relating to the EstateCentre; and loss of the Main Rent and Service Charge for the Risk Period, subject to all excesses, limitations and exclusions as the insurers may impose and otherwise on the insurer’s usual terms. In relation to the insurance, the Landlord must: procure the Tenant’s interest in the Premises is noted either specifically or generally on the policy; take reasonable steps to procure that the insurers waive any rights of subrogation they might have against the Tenant (either specifically or generally); notify the Tenant promptly of all material variations; and provide the Tenant with a summary of its main terms upon the Tenant’s written request. The Landlord must take reasonable steps to obtain any consents necessary for the reinstatement of the Premises and, if necessary, the means of access to them over the Estate Centre following destruction or damage by an Insured Risk. Where it is lawful to do so, the Landlord must reinstate the Premises and, if necessary, the means of access to them over the Estate Centre following destruction or damage by an Insured Risk as soon as reasonably practicable after the date of that damage or destruction. Reinstatement need not be identical if the replacement is similar in size, quality and layout. Nothing in this paragraph 2 imposes any obligation on the Landlord to insure or to reinstate tenant’s fixtures forming part of the Premises or the EstateCentre.

Insurance and Damage Provisions. Tenant’s insurance obligations The Tenant must pay on demand: a fair and reasonable proportion of: the sums the Landlord pays114 pays102 to comply with paragraphs 2.1.1 and 2.1.2; if not recovered through the service chargeService Charge, the sums the Landlord pays to insure all plant, machinery, apparatus and vehicles used in providing the Services; the cost of valuations of the Estate Estate, the Building and the Premises for insurance purposes made not more than once a year; and the amount of any excess or deductible under any insurance policy that the Landlord incurs or will incur in complying with paragraphs 2.3 and 2.4; the whole of the sums the Landlord pays to comply with paragraph 2.1.3for insuring loss of the Rent and Service Charge for the Risk Period; a sum equal to the amount that the insurers refuse to pay following damage or destruction by an Insured Risk to the Estate or the Building because of the Tenant’s act or failure to act; and any additional or increased premiums that the insurers may require as a result of the carrying out or retention of any Permitted Works or the Tenant’s or any undertenant’s or other lawful occupier’s use of the Premises. The Tenant must comply with the requirements of the insurers and must not do anything that may invalidate any insurance. The Tenant must not use the Premises for any purpose or carry out or retain any Permitted Works that may make any additional premium payable for the insurance of the Premises Premises, the Estate or the EstateBuilding, unless it has first agreed to pay the whole of that additional premium. The Tenant must notify the Landlord as soon as practicable after it becomes aware of any damage to or destruction of the Premises by any of the Insured Risks or by an Uninsured Risk. The Tenant must keep insured, in a sufficient sum and with a reputable insurer, public liability risks relating to the Premises. Landlord’s insurance obligations115 obligations The Landlord must insure (with a reputable insurer): the Building and the Estate against the Insured Risks in its full reinstatement cost (including all professional fees and incidental expenses, debris removal, site clearance and irrecoverable VAT); against public liability relating to the Building and the Estate; and loss of the Main Rent and Service Charge for the Risk Period, subject to all excesses, limitations and exclusions as the insurers may impose and otherwise on the insurer’s insurers' usual terms. In relation to the insurance, the Landlord must: procure the Tenant’s interest in right to the Premises is noted either specifically or generally generically on the policy; take reasonable steps to procure that the insurers waive any rights of subrogation they might have against the Tenant (either specifically or generallygenerically); notify the Tenant promptly of all material variations; and provide the Tenant with a summary of its main terms upon on the Tenant’s written request. The Landlord must take reasonable steps to obtain any consents necessary for the reinstatement of the Premises and, if necessary, the means of access to them over the Estate following destruction or damage by an Insured Risk. Where it is lawful to do so, the Landlord must reinstate the Premises and, if necessary, the means of access to them over the Estate following destruction or damage by an Insured Risk as soon as reasonably practicable after the date of that damage or destructionRisk. Reinstatement need not be identical if the replacement is similar in size, quality and layout. Nothing in this paragraph 2 imposes any obligation on the Landlord to insure or to reinstate tenant’s fixtures forming part of the Premises Premises, the Building or the Estate.. Nothing in paragraph 2.4 will require the Landlord to reinstate any Lettable Units other than the Premises. The Landlord's obligations under paragraphs 2.3 and 2.4 will not apply: unless and until the Tenant has paid the amounts referred to in paragraph 1.1.1(d) and, where applicable, paragraph 1.1.3; or if the Landlord notifies the Tenant under paragraph 4.1 that it ends this Lease. If there is destruction or damage to the Estate by an Uninsured Risk that leaves the whole or substantially the whole of the Premises unfit for occupation and use or inaccessible and the Landlord notifies the Tenant within 12 months afterwards that the Landlord wishes to reinstate, paragraphs 2.3 and 2.4 will then apply as if the damage or destruction had been caused by an Insured Risk. Subject to the insurance premiums being reasonable and proper and reasonably and properly incurred, the Landlord will be entitled to retain all insurance commissions for its own benefit. Rent suspension

Insurance and Damage Provisions. Tenant’s insurance obligations The Tenant must pay on demand: a fair and reasonable proportion the whole of: the sums the Landlord pays114 pays94 to comply with paragraphs 2.1.1 and 2.1.2; if not recovered through the service charge, the sums the Landlord pays to insure all plant, machinery, apparatus and vehicles used in providing the Servicesparagraph 2.1; the cost of valuations of the Estate and the Premises for insurance purposes made not more than once a year; and the amount of any excess or deductible under any insurance policy that the Landlord incurs or will incur in complying with paragraphs 2.3 and 2.4; the whole of the sums the Landlord pays to comply with paragraph 2.1.3; a sum equal to the amount that the insurers refuse to pay following damage or destruction by an Insured Risk to the Estate Premises because of the Tenant’s wilful act or failure to act; and any additional or increased premiums that the insurers may require as a result of the carrying out or retention of any Permitted Works or the Tenant’s or any undertenant’s or other lawful occupier’s use of the Premises. The Tenant must comply with the requirements of the insurers and must not do anything that may invalidate any insurance. The Tenant must not use the Premises for any purpose or carry out or retain any Permitted Works that may make any additional premium payable for the insurance of the Premises or the EstatePremises, unless it has first agreed to pay the whole of that additional premium. The Tenant must notify the Landlord as soon as practicable after it becomes aware of any damage to or destruction of the Premises by any of the Insured Risks or by an Uninsured Risk. The Tenant must keep insured, in a sufficient sum and with a reputable insurer, public liability risks relating to the Premises. Landlord’s insurance obligations115 obligations95 The Landlord must insure (with a reputable insurer): the Estate Premises against the Insured Risks in its their full reinstatement cost (including all professional fees and incidental expenses, debris removal, site clearance and irrecoverable VAT); against public liability relating to the EstatePremises; and loss of the Main Rent and Service Charge for the Risk Period, subject to all excesses, limitations and exclusions as the insurers may impose and otherwise on the insurer’s usual terms. In relation to the insurance, the Landlord must: procure the Tenant’s interest in the Premises is noted either specifically or generally on the policy; take reasonable steps to procure that the insurers waive any rights of subrogation they might have against the Tenant (either specifically or generally); notify the Tenant promptly of all material variations; and provide the Tenant with a summary of its main terms upon the Tenant’s written request. The Landlord must take reasonable steps to obtain any consents necessary for the reinstatement of the Premises and, if necessary, the means of access to them over the Estate following destruction or damage by an Insured Risk. Where it is lawful to do so, the Landlord must reinstate the Premises and, if necessary, the means of access to them over the Estate following destruction or damage by an Insured Risk as soon as reasonably practicable after the date of that damage or destruction. Reinstatement need not be identical if the replacement is similar in size, quality and layout. Nothing in this paragraph 2 imposes any obligation on the Landlord to insure or to reinstate tenant’s fixtures forming part of the Premises or the EstatePremises.

Insurance and Damage Provisions. Tenant’s 's insurance obligations The Tenant must pay on demand: a fair and reasonable proportion of: the sums the Landlord pays114 pays75 to comply with paragraphs 2.1.1 37.1.1 and 2.1.237.1.2; if not recovered through the service chargeService Charge, the sums the Landlord pays to insure all plant, machinery, apparatus and vehicles used in providing the Services; the cost of valuations of the Estate and the Premises for insurance purposes made not more than once a year; and the amount of any excess or deductible under any insurance policy that the Landlord incurs or will incur in complying with paragraphs 2.3 37.3 and 2.437.4; the whole of the sums the Landlord pays to comply with paragraph 2.1.3for insuring loss of the Rent and Service Charge for the Risk Period; a sum equal to the amount that the insurers refuse to pay following damage or destruction by an Insured Risk to the Estate because of the Tenant’s 's act or failure to act; and any additional or increased premiums that the insurers may require as a result of the carrying out or retention of any Permitted Works or the Tenant’s 's or any undertenant’s or other lawful occupier’s 's use of the Premises. The Tenant must comply with the requirements of the insurers and must not do anything that may invalidate any insurance. The Tenant must not use the Premises for any purpose or carry out or retain any Permitted Works that may make any additional premium payable for the insurance of the Premises or the Estate, unless it has first agreed to pay the whole of that additional premium. The Tenant must notify the Landlord as soon as practicable after it becomes aware of any damage to or destruction of the Premises by any of the Insured Risks or by an Uninsured Risk. The Tenant must keep insured, in a sufficient sum and with a reputable insurer, public liability risks relating to the Premises. Landlord’s 's insurance obligations115 obligations The Landlord must insure (with a reputable insurer): the Estate against the Insured Risks in its full reinstatement cost (including all professional fees and incidental expenses, debris removal, site clearance and irrecoverable VAT); against public liability relating to the Estate; and loss of the Main Rent and Service Charge for the Risk Period, subject to all excesses, limitations and exclusions as the insurers may impose and otherwise on the insurer’s insurers' usual terms. In relation to the insurance, the Landlord must: procure the Tenant’s 's interest in the Premises is noted either specifically or generally generically on the policy; take reasonable steps to procure that the insurers waive any rights of subrogation they might have against the Tenant (either specifically or generallygenerically); notify the Tenant promptly of all material variations; and provide the Tenant with a summary of its main terms upon on the Tenant’s written request. The Landlord must take reasonable steps to obtain any consents necessary for the reinstatement of the Premises and, if necessary, the means of access to them over the Estate following destruction or damage by an Insured Risk. Where it is lawful to do so, the Landlord must reinstate the Premises and, if necessary, the means of access to them over the Estate following destruction or damage by an Insured Risk as soon as reasonably practicable after the date of that damage or destructionRisk. Reinstatement need not be identical if the replacement is similar in size, quality and layout. Nothing in this paragraph 2 37 imposes any obligation on the Landlord to insure or to reinstate tenant’s 's fixtures forming part of the Premises or the Estate.. The Landlord's obligations under paragraphs 37.3 and 37.4 will not apply: unless and until the Tenant has paid the amounts referred to in paragraph 36.1.1(d) and, where applicable, paragraph 36.1.3; or if the Landlord notifies the Tenant under paragraph 39.1 that it ends this Lease. If there is destruction or damage to the Estate by an Uninsured Risk that leaves the whole or substantially the whole of the Premises unfit for occupation and use or inaccessible and the Landlord notifies the Tenant within twelve months afterwards that the Landlord wishes to reinstate, paragraphs 37.3 and 37.4 will then apply as if the damage or destruction had been caused by an Insured Risk. Subject to the insurance premiums being reasonable and proper and reasonably and properly incurred, the Landlord will be entitled to retain all insurance commissions for its own benefit. Rent suspension

Insurance and Damage Provisions. Tenant’s 's insurance obligations The Tenant must pay on demand: a fair and reasonable proportion of: the sums the Landlord pays114 pays93 to comply with paragraphs 2.1.1 and 2.1.2; if not recovered through the service chargeService Charge, the sums the Landlord pays to insure all plant, machinery, apparatus and vehicles used in providing the Services; the cost of valuations of the Estate Estate, the Building and the Premises for insurance purposes made not more than once a year; and the amount of any excess or deductible under any insurance policy that the Landlord incurs or will incur in complying with paragraphs 2.3 and 2.4; the whole of the sums the Landlord pays to comply with paragraph 2.1.3for insuring loss of the Rent and Service Charge for the Risk Period; a sum equal to the amount that the insurers refuse to pay following damage or destruction by an Insured Risk to the Estate or the Building because of the Tenant’s 's act or failure to act; and any additional or increased premiums that the insurers may require as a result of the carrying out or retention of any Permitted Works or the Tenant’s 's or any undertenant’s or other lawful occupier’s 's use of the Premises. The Tenant must comply with the requirements of the insurers and must not do anything that may invalidate any insurance. The Tenant must not use the Premises for any purpose or carry out or retain any Permitted Works that may make any additional premium payable for the insurance of the Premises Premises, the Estate or the EstateBuilding, unless it has first agreed to pay the whole of that additional premium. The Tenant must notify the Landlord as soon as practicable after it becomes aware of any damage to or destruction of the Premises by any of the Insured Risks or by an Uninsured Risk. The Tenant must keep insured, in a sufficient sum and with a reputable insurer, public liability risks relating to the Premises. Landlord’s 's insurance obligations115 obligations The Landlord must insure (with a reputable insurer): the Building and the Estate against the Insured Risks in its full reinstatement cost (including all professional fees and incidental expenses, debris removal, site clearance and irrecoverable VAT); against public liability relating to the Building and the Estate; and loss of the Main Rent and Service Charge for the Risk Period, subject to all excesses, limitations and exclusions as the insurers may impose and otherwise on the insurer’s insurers' usual terms. In relation to the insurance, the Landlord must: procure the Tenant’s 's interest in the Premises is noted either specifically or generally generically on the policy; take reasonable steps to procure that the insurers waive any rights of subrogation they might have against the Tenant (either specifically or generallygenerically); notify the Tenant promptly of all material variations; and provide the Tenant with a summary of its main terms upon on the Tenant’s 's written request. The Landlord must take reasonable steps to obtain any consents necessary for the reinstatement of the Premises and, if necessary, the means of access to them over the Estate following destruction or damage by an Insured Risk. Where it is lawful to do so, the Landlord must reinstate the Premises and, if necessary, the means of access to them over the Estate following destruction or damage by an Insured Risk as soon as reasonably practicable after the date of that damage or destructionRisk. Reinstatement need not be identical if the replacement is similar in size, quality and layout. Nothing in this paragraph 2 2. imposes any obligation on the Landlord to insure or to reinstate tenant’s 's fixtures forming part of the Premises Premises, the Building or the Estate.. Nothing in paragraph 2.4 will require the Landlord to reinstate any Lettable Units other than the Premises. The Landlord's obligations under paragraphs 2.3 and 2.4 will not apply: unless and until the Tenant has paid the amounts referred to in paragraph 1.(d) and, where applicable, paragraph 1.1.3; or if the Landlord notifies the Tenant under paragraph 4.1 that it ends this Lease. If there is destruction or damage to the Estate by an Uninsured Risk that leaves the whole or substantially the whole of the Premises unfit for occupation and use or inaccessible and the Landlord notifies the Tenant within twelve months afterwards that the Landlord wishes to reinstate, paragraphs 2.3 and 2.4 will then apply as if the damage or destruction had been caused by an Insured Risk. Subject to the insurance premiums being reasonable and proper and reasonably and properly incurred, the Landlord will be entitled to retain all insurance commissions for its own benefit. Rent suspension

Insurance and Damage Provisions. Tenant’s 's insurance obligations The Tenant must pay on demand: a fair and reasonable proportion of: the sums the Landlord pays114 pays94 to comply with paragraphs 2.1.1 and 2.1.2; if not recovered through the service chargeService Charge, the sums the Landlord pays to insure all plant, machinery, apparatus and vehicles used in providing the Services; the cost of valuations of the Estate and the Premises for insurance purposes made not more than once a year; and the amount of any excess or deductible under any insurance policy that the Landlord incurs or will incur in complying with paragraphs 2.3 and 2.4; the whole of the sums the Landlord pays to comply with paragraph 2.1.3for insuring loss of the Rent and Service Charge for the Risk Period; a sum equal to the amount that the insurers refuse to pay following damage or destruction by an Insured Risk to the Estate because of the Tenant’s 's act or failure to act; and any additional or increased premiums that the insurers may require as a result of the carrying out or retention of any Permitted Works or the Tenant’s 's or any undertenant’s or other lawful occupier’s 's use of the Premises. The Tenant must comply with the requirements of the insurers and must not do anything that may invalidate any insurance. The Tenant must not use the Premises for any purpose or carry out or retain any Permitted Works that may make any additional premium payable for the insurance of the Premises or the Estate, unless it has first agreed to pay the whole of that additional premium. The Tenant must notify the Landlord as soon as practicable after it becomes aware of any damage to or destruction of the Premises by any of the Insured Risks or by an Uninsured Risk. The Tenant must keep insured, in a sufficient sum and with a reputable insurer, public liability risks relating to the Premises. Landlord’s 's insurance obligations115 obligations The Landlord must insure (with a reputable insurer): the Estate against the Insured Risks in its full reinstatement cost (including all professional fees and incidental expenses, debris removal, site clearance and irrecoverable VAT); against public liability relating to the Estate; and loss of the Main Rent and Service Charge for the Risk Period, subject to all excesses, limitations and exclusions as the insurers may impose and otherwise on the insurer’s insurers' usual terms. In relation to the insurance, the Landlord must: procure the Tenant’s interest in 's right to the Premises is noted either specifically or generally generically on the policy; take reasonable steps to procure that the insurers waive any rights of subrogation they might have against the Tenant (either specifically or generallygenerically); notify the Tenant promptly of all material variations; and provide the Tenant with a summary of its main terms upon on the Tenant’s 's written request. The Landlord must take reasonable steps to obtain any consents necessary for the reinstatement of the Premises and, if necessary, the means of access to them over the Estate following destruction or damage by an Insured Risk. Where it is lawful to do so, the Landlord must reinstate the Premises and, if necessary, the means of access to them over the Estate following destruction or damage by an Insured Risk as soon as reasonably practicable after the date of that damage or destructionRisk. Reinstatement need not be identical if the replacement is similar in size, quality and layout. Nothing in this paragraph 2 imposes any obligation on the Landlord to insure or to reinstate tenant’s 's fixtures forming part of the Premises or the Estate.. The Landlord's obligations under paragraphs 2.3 and 2.4 will not apply: unless and until the Tenant has paid the amounts referred to in paragraph 1.1.1(d) and, where applicable, paragraph 1.1.3; or if the Landlord notifies the Tenant under paragraph 4.1 that it ends this Lease. If there is destruction or damage to the Estate by an Uninsured Risk that leaves the whole or substantially the whole of the Premises unfit for occupation and use or inaccessible and the Landlord notifies the Tenant within 12 months afterwards that the Landlord wishes to reinstate, paragraphs 2.3 and 2.4 will then apply as if the damage or destruction had been caused by an Insured Risk. Subject to the insurance premiums being reasonable and proper and reasonably and properly incurred, the Landlord will be entitled to retain all insurance commissions for its own benefit. Rent suspension

Insurance and Damage Provisions. Tenant’s 's insurance obligations The Tenant must pay on demand: a fair and reasonable proportion of: the sums the Landlord pays114 pays115 to comply with paragraphs 2.1.1 and 2.1.22.1.2 of this Part of the Schedule; if not recovered through the service chargeService Charge, the sums the Landlord pays to insure all plant, machinery, apparatus and vehicles used in providing the Services; the cost of valuations of the Estate Estate, the Building and the Premises for insurance purposes made not more than once a year; and the amount of any excess or deductible under any insurance policy that the Landlord incurs or will incur in complying with paragraphs 2.3 and 2.42.4 of this Part of the Schedule; the whole of the sums the Landlord pays to comply with paragraph 2.1.32.1.3 of this Part of the Schedule; a sum equal to the amount that the insurers refuse to pay following damage or destruction by an Insured Risk to the Estate or the Building because of the Tenant’s 's act or failure to act; and any additional or increased premiums that the insurers may require as a result of the carrying out or retention of any Permitted Works or the Tenant’s 's or any undertenant’s sub-tenant's or other lawful occupier’s 's use of the Premises. The Tenant must comply with the requirements of the insurers and must not do anything that may invalidate any insurance. The Tenant must not use the Premises for any purpose or carry out or retain any Permitted Works that may make any additional premium payable for the insurance of the Premises Premises, the Estate or the EstateBuilding, unless it has first agreed to pay the whole of that additional premium. The Tenant must notify the Landlord as soon as practicable after it becomes aware of any damage to or destruction of the Premises by any of the Insured Risks or by an Uninsured Risk. The Tenant must keep insured, in a sufficient sum and with a reputable insurer, public liability risks relating to the Premises. Landlord’s 's insurance obligations115 obligations116 The Landlord must insure (with a reputable insurer): the Estate against the Insured Risks in its full reinstatement cost (including all professional fees and incidental expenses, debris removal, site clearance and irrecoverable VAT); against public liability relating to the Building and the Estate; and loss of the Main Rent and Service Charge for the Risk Period, subject to all excesses, limitations and exclusions as the insurers may impose and otherwise on the insurer’s insurers' usual terms. In relation to the insurance, the Landlord must: procure the Tenant’s interest in 's right to the Premises is noted either specifically or generally generically on the policy; take reasonable steps to procure that the insurers waive any rights of subrogation they might have against the Tenant (either specifically or generallygenerically); notify the Tenant promptly of all material variations; and provide the Tenant with a summary of its main terms upon on the Tenant’s 's written request. The Landlord must take reasonable steps to obtain any consents necessary for the reinstatement of the Premises Building and, if necessary, the means of access to them it over the Estate following destruction or damage by an Insured Risk. Where it is lawful to do so, the Landlord must reinstate the Premises Building and, if necessary, the means of access to them it over the Estate following destruction or damage by an Insured Risk as soon as reasonably practicable after the date of that damage or destruction. Reinstatement need not be identical if the replacement is similar in size, quality and layout. Nothing in this paragraph 2 imposes any obligation on the Landlord to insure or to reinstate tenant’s 's fixtures forming part of the Premises Premises, the Building or the Estate. Nothing in paragraph 2.4 of this Part of the Schedule will require the Landlord to reinstate any Lettable Units other than the Premises. The Landlord's obligations under paragraphs 2.3 and 2.4 of this Part of the Schedule will not apply unless and until the Tenant has paid the amounts referred to in paragraph 1.1.1(d) and, where applicable, paragraph 1.1.3 of this Part of the Schedule. If there is destruction or damage to the Estate by an Uninsured Risk that leaves the whole or substantially the whole of the Premises unfit for occupation and use or inaccessible over the Estate and the Landlord notifies the Tenant within 12 months afterwards that the Landlord wishes to reinstate, paragraphs 2.3 and 2.4 of this Part of the Schedule will then apply as if the damage or destruction had been caused by an Insured Risk. Subject to the insurance premiums being reasonable and proper and reasonably and properly incurred, the Landlord will be entitled to retain all insurance commissions for its own benefit.

Insurance and Damage Provisions. Tenant’s 's insurance obligations The Tenant must pay on demand: a fair and reasonable proportion of: the sums the Landlord pays114 pays117 to comply with paragraphs 2.1.1 and 2.1.22.1.2 of this Part of the Schedule; if not recovered through the service chargeService Charge, the sums the Landlord pays to insure all plant, machinery, apparatus and vehicles used in providing the Services; the cost of valuations of the Estate Estate, the Building and the Premises for insurance purposes made not more than once a year; and the amount of any excess or deductible under any insurance policy that the Landlord incurs or will incur in complying with paragraphs 2.3 and 2.42.4 of this Part of the Schedule; the whole of the sums the Landlord pays to comply with paragraph 2.1.32.1.3 of this Part of the Schedule; a sum equal to the amount that the insurers refuse to pay following damage or destruction by an Insured Risk to the Estate or the Building because of the Tenant’s 's act or failure to act; and any additional or increased premiums that the insurers may require as a result of the carrying out or retention of any Permitted Works or the Tenant’s 's or any undertenant’s sub-tenant's or other lawful occupier’s 's use of the Premises. The Tenant must comply with the requirements of the insurers and must not do anything that may invalidate any insurance. The Tenant must not use the Premises for any purpose or carry out or retain any Permitted Works that may make any additional premium payable for the insurance of the Premises Premises, the Estate or the EstateBuilding, unless it has first agreed to pay the whole of that additional premium. The Tenant must notify the Landlord as soon as practicable after it becomes aware of any damage to or destruction of the Premises by any of the Insured Risks or by an Uninsured Risk. The Tenant must keep insured, in a sufficient sum and with a reputable insurer, public liability risks relating to the Premises. Landlord’s 's insurance obligations115 obligations118 The Landlord must insure (with a reputable insurer): the Estate against the Insured Risks in its full reinstatement cost (including all professional fees and incidental expenses, debris removal, site clearance and irrecoverable VAT); against public liability relating to the Building and the Estate; and loss of the Main Rent and Service Charge for the Risk Period, subject to all excesses, limitations and exclusions as the insurers may impose and otherwise on the insurer’s insurers' usual terms. In relation to the insurance, the Landlord must: procure the Tenant’s interest in 's right to the Premises is noted either specifically or generally generically on the policy; take reasonable steps to procure that the insurers waive any rights of subrogation they might have against the Tenant (either specifically or generallygenerically); notify the Tenant promptly of all material variations; and provide the Tenant with a summary of its main terms upon on the Tenant’s 's written request. The Landlord must take reasonable steps to obtain any consents necessary for the reinstatement of the Premises Building and, if necessary, the means of access to them it over the Estate following destruction or damage by an Insured Risk. Where it is lawful to do so, the Landlord must reinstate the Premises Building and, if necessary, the means of access to them it over the Estate following destruction or damage by an Insured Risk as soon as reasonably practicable after the date of that damage or destruction. Reinstatement need not be identical if the replacement is similar in size, quality and layout. Nothing in this paragraph 2 imposes any obligation on the Landlord to insure or to reinstate tenant’s 's fixtures forming part of the Premises Premises, the Building or the Estate. Nothing in paragraph 2.4 of this Part of the Schedule will require the Landlord to reinstate any Lettable Units other than the Premises. The Landlord's obligations under paragraphs 2.3 and 2.4 of this Part of the Schedule will not apply unless and until the Tenant has paid the amounts referred to in paragraph 1.1.1(d) and, where applicable, paragraph 1.1.3 of this Part of the Schedule. If there is destruction or damage to the Estate by an Uninsured Risk that leaves the whole or substantially the whole of the Premises unfit for occupation and use or inaccessible over the Estate and the Landlord notifies the Tenant within 12 months afterwards that the Landlord wishes to reinstate, paragraphs 2.3 and 2.4 of this Part of the Schedule will then apply as if the damage or destruction had been caused by an Insured Risk. Subject to the insurance premiums being reasonable and proper and reasonably and properly incurred, the Landlord will be entitled to retain all insurance commissions for its own benefit.

Insurance and Damage Provisions. Tenant’s 's insurance obligations The Tenant must pay on demand: a fair and reasonable proportion of: the sums the Landlord pays114 pays85 to comply with paragraphs 2.1.1 39.1.1 and 2.1.239.1.2; if not recovered through the service chargeService Charge, the sums the Landlord pays to insure all plant, machinery, apparatus and vehicles used in providing the Services; the cost of valuations of the Estate Building and the Premises for insurance purposes made not more than once a year; and the amount of any excess or deductible under any insurance policy that the Landlord incurs or will incur in complying with paragraphs 2.3 39.3 and 2.439.4; the whole of the sums the Landlord pays to comply with paragraph 2.1.3for insuring loss of the Rent and Service Charge for the Risk Period; a sum equal to the amount that the insurers refuse to pay following damage or destruction by an Insured Risk to the Estate Building because of the Tenant’s 's act or failure to act; and any additional or increased premiums that the insurers may require as a result of the carrying out or retention of any Permitted Works or the Tenant’s 's or any undertenant’s or other lawful occupier’s 's use of the Premises. The Tenant must comply with the requirements of the insurers and must not do anything that may invalidate any insurance. The Tenant must not use the Premises for any purpose or carry out or retain any Permitted Works that may make any additional premium payable for the insurance of the Premises or the EstateBuilding, unless it has first agreed to pay the whole of that additional premium. The Tenant must notify the Landlord as soon as practicable after it becomes aware of any damage to or destruction of the Premises by any of the Insured Risks or by an Uninsured Risk. The Tenant must keep insured, in a sufficient sum and with a reputable insurer, public liability risks relating to the Premises. Landlord’s 's insurance obligations115 obligations The Landlord must insure (with a reputable insurer): the Estate Building against the Insured Risks in its full reinstatement cost (including all professional fees and incidental expenses, debris removal, site clearance and irrecoverable VAT); against public liability relating to the EstateBuilding; and loss of the Main Rent and Service Charge for the Risk Period, subject to all excesses, limitations and exclusions as the insurers may impose and otherwise on the insurer’s insurers' usual terms. In relation to the insurance, the Landlord must: procure the Tenant’s 's interest in the Premises is noted either specifically or generally generically on the policy; take reasonable steps to procure that the insurers waive any rights of subrogation they might have against the Tenant (either specifically or generallygenerically); notify the Tenant promptly of all material variations; and provide the Tenant with a summary of its main terms upon on the Tenant’s 's written request. The Landlord must take reasonable steps to obtain any consents necessary for the reinstatement of the Premises and, if necessary, the means of access to them over the Estate Building following destruction or damage by an Insured Risk. Where it is lawful to do so, the Landlord must reinstate the Premises and, if necessary, the means of access to them over the Estate Building following destruction or damage by an Insured Risk as soon as reasonably practicable after the date of that damage or destructionRisk86. Reinstatement need not be identical if the replacement is similar in size, quality and layout. Nothing in this paragraph 2 39 imposes any obligation on the Landlord to insure or to reinstate tenant’s 's fixtures forming part of the Premises or the Estate.Building. Nothing in paragraph 39.4 will require the Landlord to reinstate any Lettable Units other than the Premises. The Landlord's obligations under paragraphs 39.3 and 39.4 will not apply: unless and until the Tenant has paid the amounts referred to in paragraph 38.1.1(d) and, where applicable, paragraph 38.1.3; or if the Landlord notifies the Tenant under paragraph 41.1 that it ends this Lease. If there is destruction or damage to the Building by an Uninsured Risk that leaves the whole or substantially the whole of the Premises unfit for occupation and use or inaccessible and the Landlord notifies the Tenant within 12 months afterwards that the Landlord wishes to reinstate, paragraphs 39.3 and 39.4 will then apply as if the damage or destruction had been caused by an Insured Risk. Subject to the insurance premiums being reasonable and proper and reasonably and properly incurred, the Landlord will be entitled to retain all insurance commissions for its own benefit. Rent suspension

Insurance and Damage Provisions. Tenant’s 's insurance obligations The Tenant must pay on demand: a fair and reasonable proportion of: the sums the Landlord pays114 pays107 to comply with paragraphs 2.1.1 and 2.1.22.1.2 of this Part of the Schedule; if not recovered through the service chargeService Charge, the sums the Landlord pays to insure all plant, machinery, apparatus and vehicles used in providing the Services; the cost of valuations of the Estate and the Premises for insurance purposes made not more than once a year; and the amount of any excess or deductible under any insurance policy that the Landlord incurs or will incur in complying with paragraphs 2.3 and 2.42.4 of this Part of the Schedule; the whole of the sums the Landlord pays to comply with paragraph 2.1.32.1.3 of this Part of the Schedule; a sum equal to the amount that the insurers refuse to pay following damage or destruction by an Insured Risk to the Estate because of the Tenant’s 's act or failure to act; and any additional or increased premiums that the insurers may require as a result of the carrying out or retention of any Permitted Works or the Tenant’s 's or any undertenant’s sub-tenant's or other lawful occupier’s 's use of the Premises. The Tenant must comply with the requirements of the insurers and must not do anything that may invalidate any insurance. The Tenant must not use the Premises for any purpose or carry out or retain any Permitted Works that may make any additional premium payable for the insurance of the Premises or the Estate, unless it has first agreed to pay the whole of that additional premium. The Tenant must notify the Landlord as soon as practicable after it becomes aware of any damage to or destruction of the Premises by any of the Insured Risks or by an Uninsured Risk. The Tenant must keep insured, in a sufficient sum and with a reputable insurer, public liability risks relating to the Premises. Landlord’s 's insurance obligations115 obligations108 The Landlord must insure (with a reputable insurer): the Estate against the Insured Risks in its full reinstatement cost (including all professional fees and incidental expenses, debris removal, site clearance and irrecoverable VAT); against public liability relating to the Estate; and loss of the Main Rent and Service Charge for the Risk Period, subject to all excesses, limitations and exclusions as the insurers may impose and otherwise on the insurer’s insurers' usual terms. In relation to the insurance, the Landlord must: procure the Tenant’s interest in 's right to the Premises is noted either specifically or generally generically on the policy; take reasonable steps to procure that the insurers waive any rights of subrogation they might have against the Tenant (either specifically or generallygenerically); notify the Tenant promptly of all material variations; and provide the Tenant with a summary of its main terms upon on the Tenant’s 's written request. The Landlord must take reasonable steps to obtain any consents necessary for the reinstatement of the Premises and, if necessary, the means of access to them over the Estate following destruction or damage by an Insured Risk. Where it is lawful to do so, the Landlord must reinstate the Premises and, if necessary, the means of access to them over the Estate following destruction or damage by an Insured Risk as soon as reasonably practicable after the date of that damage or destruction. Reinstatement need not be identical if the replacement is similar in size, quality and layout. Nothing in this paragraph 2 imposes any obligation on the Landlord to insure or to reinstate tenant’s 's fixtures forming part of the Premises or the Estate. The Landlord's obligations under paragraphs 2.3 and 2.4 of this Part of the Schedule will not apply unless and until the Tenant has paid the amounts referred to in paragraph 1.1.1(d) and, where applicable, paragraph 1.1.3 of this Part of the Schedule. If there is destruction or damage to the Estate by an Uninsured Risk that leaves the whole or substantially the whole of the Premises unfit for occupation and use or inaccessible over the Estate and the Landlord notifies the Tenant within 12 months afterwards that the Landlord wishes to reinstate, paragraphs 2.3 and 2.4 of this Part of the Schedule will then apply as if the damage or destruction had been caused by an Insured Risk. Subject to the insurance premiums being reasonable and proper and reasonably and properly incurred, the Landlord will be entitled to retain all insurance commissions for its own benefit. Rent suspension Paragraph 3.2 of this Part of the Schedule will apply if the Estate is destroyed or damaged by any Insured Risk [or Uninsured Risk]109 so that the Premises are unfit for occupation or use or inaccessible over the Estate. Paragraph 3.2 of this Part of the Schedule will not apply to the extent that the Landlord's insurance has been vitiated or payment of any policy moneys refused because of anything the Tenant does or fails to do and the Tenant has not complied with paragraph 1.1.3 of this Part of the Schedule. Subject to paragraph 3.1 of this Part of the Schedule, the Rent and Service Charge or a fair proportion of them, will not be payable from and including the date of damage or destruction until the earliest of: the date that the Premises are again fit for occupation and use, accessible over the Estate and ready to receive tenant's fitting out works; the end of the Risk Period; and the End Date. If paragraph 3.2 of this Part of the Schedule applies before the Rent Commencement Date, the number of days between the date of the damage or destruction and the Rent Commencement Date (or where only a proportion of the Rent is or would have been suspended, an equivalent proportion of those days) will be added to the date the rent suspension ends and the resulting date will become the Rent Commencement Date. If paragraph 3.2 of this Part of the Schedule applies: the Landlord must refund to the Tenant, as soon as reasonably practicable, a due proportion of any Rent and Service Charge paid in advance that relates to any period on or after the date of damage or destruction; and the Tenant must pay to the Landlord on demand the Rent and Service Charge for the period starting on the date they again become payable to but excluding the next Rent Day. Any dispute about the application of this paragraph 3 will be decided at the request of either party by a single arbitrator under the Arbitration (Scotland) Act 2010[ in which case the protocols contained in paragraph 3 of Part 3 of the Schedule will equally apply to the subject matter of this paragraph 3].