Common use of Insurance Coverage/Limits Clause in Contracts

Insurance Coverage/Limits. The Contractor shall, at its own expense, obtain and maintain in full force and effect during the term of this Agreement, the following insurance with limits not less than those described below, or as required by law, whichever is greater (limits may be provided through a combination of primary and umbrella/excess policies): Commercial General Liability Insurance (“CGL”) covering the liability of the Contractor for bodily injury, property damage, and personal/advertising injury arising from all work and operations under this Agreement. The limits under such policy shall not be less than the following: Each Occurrence Limit – $1,000,000 General Aggregate Limit – $2,000,000 Products/Completed Operations Limit – $2,000,000 Personal Advertising Injury Limit – $1,000,000 Damage to Rented Premises Limit – $50,000 Medical Expenses Limit – $5,000 Coverage shall include, but not be limited to, the following: Premises liability; Independent contractors; Blanket contractual liability, including tort liability of another assumed in a contract; Defense and/or indemnification obligations, including obligations assumed under this Agreement; Cross liability for additional insureds; Products/Completed Operations for a term of no less than three years commencing upon acceptance of the work; Explosion, collapse, and underground hazards; Contractor means and methods; and Liability resulting from Section 240 or Section 241 of the New York State Labor Law. The following ISO forms must be endorsed to the Policy: CG 00 01 12 07 or an equivalent – Commercial General Liability Coverage Form; and CG 20 10 11 85 or an equivalent – Additional Insured-Owner, Lessees or Contractors (Form B). The CGL policy, and any umbrella/excess policies used to meet the “Each Occurrence Limit” specified above, must be endorsed to be primary with respect to the coverage afforded the Additional Insureds, and such policy/policies shall be primary to, and non-contributing with, any other insurance maintained by the State of New York and the Department or the City of New York Department of Finance. Any other insurance maintained by the State of New York, the Department and the City shall be excess of and shall not contribute with the Contractor’s or Subcontractor’s insurance, regardless of the “Other Insurance” clause contained in any party’s policy of insurance.

Insurance Coverage/Limits. The Contractor shall, at its own expense, obtain and maintain in full force and effect during the term of this Agreement, the following insurance with limits not less than those described below, or as required by law, whichever is greater (limits may be provided through a combination of primary and umbrella/excess policies): Commercial General Liability Insurance (“CGL”) covering the liability of the Contractor for bodily injury, property damage, and personal/advertising injury arising from all work and operations under this Agreement. The limits under such policy shall not be less than the following: Each Occurrence Limit – –$1,000,000 General Aggregate Limit – $2,000,000 Products/Completed Operations Limit – $2,000,000 Personal Advertising Injury Limit – $1,000,000 Damage to Rented Premises Limit – $50,000 Medical Expenses Limit Limit– $5,000 Coverage shall include, but not be limited to, the following: Premises liability; Independent contractors; Blanket contractual liability, including tort liability of another assumed in a contract; Defense and/or indemnification obligations, including obligations assumed under this Agreement; Cross liability for additional insureds; Products/Completed Operations for a term of no less than three years commencing upon acceptance of the work; Explosion, collapse, and underground hazards; Contractor means and methods; and Liability resulting from Section 240 or Section 241 of the New York State Labor Law. The following ISO forms must be endorsed to the Policy: CG 00 01 12 07 or an equivalent – Commercial General Liability Coverage Form; and CG 20 10 11 85 or an equivalent – Additional Insured-Owner, Lessees or Contractors (Form B). The CGL policy, and any umbrella/excess policies used to meet the “Each Occurrence Occurrence‖ Limit” specified above, must be endorsed to be primary with respect to the coverage afforded the Additional Insureds, and such policy/policies shall be primary to, and non-contributing with, any other insurance maintained by the State of New York and the Department or the City of New York Department of Finance. Any other insurance maintained by the State of New York, the Department and the City shall be excess of and shall not contribute with the Contractor’s or Subcontractor’s insurance, regardless of the “Other Insurance” clause contained in any party’s policy of insurance.