Insured Event. An Accident occurring during the Period of Insurance resulting in Bodily Injury to an Insured Person and resulting in a valid Claim under Section 1 (Serious Injury) or Section 2 (Accidental death). A disruption or break in the continuity of the Group Policyholder’s normal Business operations, which:
Insured Event. A notification of a potential claim under Section A or B of this policy. Material Interruption A disruption or break in the continuity of the Insured’s normal business operations, which:
Insured Event. 2.1. The insured event is the destruction of, damage to or loss of an insured item during the insurance period as a result of an unexpected and unforeseeable event. In the case of an insured event, a compensation obligation arises for Compensa in cases and in the extent provided for in the insurance contract.
2.2. An insured event may include (only as noted in the insurance policy):
2.2.1. Fire;
2.2.2. Storm damage;
2.2.3. Pipe leakage;
2.2.4. Burglary;
2.2.5. Flood;
2.2.6. Damage under all-risk insurance;
2.2.7. Damage under third party liability insurance;
2.2.8. Damage under accident insurance.
2.3. In case of fire, the unforeseen and unexpected damage to the insured item is compensated, if the cause is:
a) open fire spreading outside the fireplace or the resulting smoke, grime and fire extinguishing water;
b) lightning strike;
c) over voltage caused by lightning strike;
d) explosion;
e) falling aircraft (airplane, helicopter), part or load thereof.
a) damage caused to the electrical installation or equipment by over or under voltage, fluctuations in electrical current (including electrical interruptions or short circuits).
2.4. In case of storm damage, the unforeseen and unexpected damage to the insured item is compensated, if the cause is:
a) storm (wind blowing at a speed of at least 18 m/s);
b) hail;
Insured Event. Insured event means an occurrence of personal injury, damage, denial of access, nuisance or other loss which is insured under this policy. In respect of clause ‘Duties in the event of a claim or potential claim’ and clause ‘Minimisation of risk’ only, it also includes such an occurrence which it is reasonable to expect may be insured under this policy.
Insured Event an incident specified in these Insurance Terms and Conditions and the Insurance Agreement and associated with the establishment of the Insurer’s obligation to pay the Insurance Benefit in accordance with the Insurance Agreement.
Insured Event. 1.1) In the event of any Accidental Bodily Injury sustained by the Insured during the Policy Period, the Company will make payment under such Coverage Parts as are specified in the Schedule as being operative.
1.2) The Company’s liability to make payment shall be limited to the Sum Insured for each Coverage Part and 125% of Sum Insured under Part B.
Insured Event a) b) c)
Insured Event. 1.3. The Insured Event shall constitute the death of the Insured due to an injury or as a consequence of an injury suffered by the Insured abroad and leading to the death of the Insured within one year of the injury, directly and independently of other factors. The accidental death insurance does not apply to persons under 18 years of age. If the body of the Insured is not found within 365 days of his/her disappearance due to a forced landing or crash of the vehicle in which the Insured demonstrably travelled, such a situation will be assessed as the Insured Event of accidental death. The Insurance Benefit will be paid to the Beneficiary if the decision of the competent judicial or other authority on the declaration of death of the Insured is submitted. In the event that it is subsequently proved that the Insured is or at the relevant time was still alive, the Beneficiary will be obliged to refund the Insurance Benefit to the Insurer without undue delay.
Insured Event. 2.2. The Insured Event shall constitute the liability of the Insured for damage to property and health in connection with the actions of the Insured during his/her trip, i.e. damage caused to another person by harming the person or causing other health damage, or by damaging or destroying an item owned, used or legitimately held by such a person.
Insured Event. 9.2. The Insured Event shall mean all or some of the situations listed in the following Articles of these Insurance Terms and Conditions and the Insurance Agreement which occur during the Period of Insurance and which constitute insured events under the provisions of the Insurance Agreement and these Insurance Terms and Conditions. Insurance shall apply to the Insured Events which occur outside the Czech Republic and outside the country of which the Insured is a national or where he/ she resides permanently, except in cases where the Insured participates in the public health insurance. The Insurance Agreement may set out territorial restrictions, i.e. determine territories that the insurance does not Conditions may apply to the Insured Event. The Insurance Agreement may specify a maximum number of insured events for a specific time period. The Insured, the notifier, the Entitled Person or the person who is deemed to be the Entitled Person are obliged to act in such a way as to prevent any extension of the scope of the Loss Occurrence.
