Common use of Interest Rate and Increases Clause in Contracts

Interest Rate and Increases. The interest rates applicable as of the date of this Form areprovided above. Interest rates are set subject to the rates quarterly issued by the Central Bank of the Republic of Turkey. Any increases in the interest rates shall be notified in writing or via permanent data storage devices or recorded telephone 30 (thirty) days before such increases become applicable. You will not be affected by the interest rate increase if you pay your debt fully and cease credit card use within 60 (sixty) days as of the date of notification.