INTERNATIONAL CLIENTS Clause Samples

INTERNATIONAL CLIENTS. The Ceding Company may cede reinsurance automatically on international clients who meet the financial and medical criteria listed in the Ceding Company's "Guidelines for Underwriting International Clients" and are standard or preferred based on [name of reinsurance company]'s Foreign Risk Guidelines for individual countries. If an international client meets the Ceding Company's financial and medical criteria, but requires a flat extra based on [name of reinsurance company]'s Foreign Risk Guidelines, the Ceding Company may cede reinsurance automatically only after consultation with an [name of reinsurance company] International Team underwriter. The consultation must be documented in the underwriting file. If an international client does not meet the Ceding Company's financial or medical criteria or requires individual consideration under [name of reinsurance company]'s Foreign Risk Guidelines, reinsurance may not be ceded automatically. IDSL-NY Succession Select Treaty EXHIBIT C FORMS, MANUALS, AND ISSUE RULES C.1 The Ceding Company affirms that its retention schedule, underwriting guidelines, issue rules, premium rates and policy forms applicable to the Reinsured Policies and in use as of the effective date, have been supplied to the Reinsurer. The Ceding Company will promptly notify the Reinsurer of any proposed material changes in its underwriting guidelines. This Agreement will not extend to policies issued pursuant to such changes unless the Reinsurer has consented in writing to accept policies subject to such changes. It is the Ceding Company's responsibility to ensure that its practice and applicable forms are in compliance with current Medical Information Bureau (MIB) guidelines. IDSL-NY Succession Select Treaty EXHIBIT D REINSURANCE PREMIUMS D.1 LIFE a) Plans covered under this Agreement will be reinsured on a YRT basis. YRT reinsurance premiums for the Base Plan, Survivor Term Rider, and Four-Year Term Rider will be frasierized joint premiums based on the individual ALB Annual Cost of Insurance (COI) rates, attached to this Exhibit D, less allowances. After allowances are applied, YRT reinsurance premiums are subject to a minimum rate of [dollar amount] of reinsured risk amount in years 2+. SUCCESSION SELECT REINSURANCE ALLOWANCES FOR BASE PLAN AND SURVIVOR TERM RIDER (YEAR 1 ALLOWANCE IS ALWAYS 100%) Year 2 + ------------------------------------------------------------------- 2 Preferred [percentage] ---------------------------------------------...