Common use of Investigation Assistance Clause in Contracts

Investigation Assistance. You also agree to assist us in determining the facts, circumstances and other pertinent information relating to any loss, theft or possible unauthorized use of your credit card and comply with such procedures as we may require in connection with our investigation, including assisting in the prosecuting of any unauthorized user. Credit Information: You agree that we may release information to others, such as credit bureaus, regarding the status and history of your account. However, we are not obligated to release any such information to anyone unless we are required by law to do so. Returns and Adjustments: Merchants and others who honor the card may give credit for returns or adjustments, and they will do so by sending us a credit slip, which we will post to your Account. If your credits and payments exceed what you owe us, we will hold and apply this credit balance against any future purchases and Cash Advances, or if it is $1 or more we will refund it upon your written request or after six (6) months. Rebate Rewards: You may earn 1% rebate on net retail purchases. Rebates are not earned on balance transfers, cash advances, convenience checks or fees. The accrued reward will be credited to your VISA account the following January for the prior year. Century Federal Credit Union may revoke your rewards or discontinue the program at any time and for any reason, except as limited by applicable law. Illegal Transactions: Your VISA account may not be used for any illegal transactions such as unlawful gambling. Use of your card for gambling transactions (including obtaining a Cash Advance for the purpose of gambling), whether such transaction is legal or illegal, is prohibited. Effect of Agreement: This Agreement is the contract which applies to all transactions on your account even though the sales, Cash Advances, credit or other slips you sign or receive may contain different terms. Governing Law: This Agreement and any transactions hereunder shall be governed by, construed and enforced in accordance with federal law as well as the law of the State of Ohio without regard to principles of conflict of laws. No Waiver: No waiver by the Credit Union of any one or more defaults by you shall operate or be construed as a waiver of any other default or defaults whether of a like kind or different nature. Periodic Statement: You will receive a billing statement, if one is required, each month. It will show your minimum required payment. After you make a payment, it may take up to fifteen (15) days to restore available credit on your account. YOUR BILLING RIGHTS: KEEP THIS NOTICE FOR FUTURE USE This Notice tells you about your rights and our responsibilities under the Fair Credit Billing Act. WHAT TO DO IF YOU FIND A MISTAKE ON YOUR STATEMENT: If you think there is an error on your statement, you may write to us at: Customer Service P.O. Box 31112 Tampa, Florida 33631-3112 Investigation Assistance: You also agree to assist us in determining the facts, circumstances and other pertinent information relating to any loss, theft or possible unauthorized use of your credit card and comply with such procedures as we may require in connection with our investigation, including assisting in the prosecuting of any unauthorized user. Credit Information: You agree that we may release information to others, such as credit bureaus, regarding the status and history of your account. However, we are not obligated to release any such information to anyone unless we are required by law to do so. Returns and Adjustments: Merchants and others who honor the card may give credit for returns or adjustments, and they will do so by sending us a credit slip, which we will post to your Account. If your credits and payments exceed what you owe us, we will hold and apply this credit balance against any future purchases and Cash Advances. Or if it is $1.00 or more we will refund it upon your written request or automatically after six (6) months. Illegal Transactions: Your VISA account may not be used for any illegal transactions such as unlawful gambling. Use of your card for gambling transactions (including obtaining a Cash Advance for the purpose of gambling), whether such transaction is legal or illegal, is prohibited. Effect of Agreement: This agreement is the contract which applies to all transactions on your account even though the sales, Cash Advances, credit or other slips you sign or receive may contain different items.

Investigation Assistance. You also agree to assist us in determining the facts, circumstances and other pertinent information relating to any loss, theft or possible unauthorized use of your credit card and comply with such procedures as we may require in connection with our investigation, including assisting in the prosecuting of any unauthorized user. Credit Information: You agree that we may release information to others, such as credit bureaus, regarding the status and history of your account. However, we are not obligated to release any such information to anyone unless we are required by law to do so. Returns and Adjustments: Merchants and others who honor the card may give credit for returns or adjustments, and they will do so by sending us a credit slip, which we will post to your Account. If your credits and payments exceed what you owe us, we will hold and apply this credit balance against any future purchases and Cash Advances, or if it is $1 or more we will refund it upon your written request or after six (6) months. Rebate Rewards: You may earn 11.5% rebate on net retail purchases. Rebates are not earned on balance transfers, cash advances, convenience checks or fees. The accrued reward will be credited to your VISA account the following January for the prior year. Century Federal Credit Union may revoke your rewards or discontinue the program at any time and for any reason, except as limited by applicable law. Illegal Transactions: Your VISA account may not be used for any illegal transactions such as unlawful gambling. Use of your card for gambling transactions (including obtaining a Cash Advance for the purpose of gambling), whether such transaction is legal or illegal, is prohibited. Effect of Agreement: This Agreement is the contract which applies to all transactions on your account even though the sales, Cash Advances, credit or other slips you sign or receive may contain different terms. Governing Law: This Agreement and any transactions hereunder shall be governed by, construed and enforced in accordance with federal law as well as the law of the State of Ohio without regard to principles of conflict of laws. No Waiver: No waiver by the Credit Union of any one or more defaults by you shall operate or be construed as a waiver of any other default or defaults whether of a like kind or different nature. Periodic Statement: You will receive a billing statement, if one is required, each month. It will show your minimum required payment. After you make a payment, it may take up to fifteen (15) days to restore available credit on your account. YOUR BILLING RIGHTS: KEEP THIS NOTICE FOR FUTURE USE This Notice tells you about your rights and our responsibilities under the Fair Credit Billing Act. WHAT TO DO IF YOU FIND A MISTAKE ON YOUR STATEMENT: If you think there is an error on your statement, you may write to us at: Customer Service P.O. Box 31112 Tampa, Florida 33631-3112 Investigation Assistance: You also agree to assist us in determining the facts, circumstances and other pertinent information relating to any loss, theft or possible unauthorized use of your credit card and comply with such procedures as we may require in connection with our investigation, including assisting in the prosecuting of any unauthorized user. Credit Information: You agree that we may release information to others, such as credit bureaus, regarding the status and history of your account. However, we are not obligated to release any such information to anyone unless we are required by law to do so. Returns and Adjustments: Merchants and others who honor the card may give credit for returns or adjustments, and they will do so by sending us a credit slip, which we will post to your Account. If your credits and payments exceed what you owe us, we will hold and apply this credit balance against any future purchases and Cash Advances. Or if it is $1.00 or more we will refund it upon your written request or automatically after six (6) months. Illegal Transactions: Your VISA account may not be used for any illegal transactions such as unlawful gambling. Use of your card for gambling transactions (including obtaining a Cash Advance for the purpose of gambling), whether such transaction is legal or illegal, is prohibited. Effect of Agreement: This agreement is the contract which applies to all transactions on your account even though the sales, Cash Advances, credit or other slips you sign or receive may contain different items. Governing Law: This agreement and any transactions hereunder shall be governed by, construed and enforced in accordance with federal law as well as the law of the State of Ohio without regard to principles of conflict of laws.

Investigation Assistance. You also agree to assist us in determining the facts, circumstances and other pertinent information relating to any loss, theft or possible unauthorized use of your credit card and comply with such procedures as we may require in connection with our investigation, including assisting in the prosecuting of any unauthorized user. Credit Information: You agree that we may release information to others, such as credit bureaus, regarding the status and history of your account. However, we are not obligated to release any such information to anyone unless we are required by law to do so. Returns and Adjustments: Merchants and others who honor the card may give credit for returns or adjustments, and they will do so by sending us a credit slip, which we will post to your Account. If your credits and payments exceed what you owe us, we will hold and apply this credit balance against any future purchases and Cash Advances, or if it is $1 or more we will refund it upon your written request or after six (6) months. Rebate Rewards: You may earn 1% rebate on net retail purchases. Rebates are not earned on balance transfers, cash advances, convenience checks or fees. The accrued reward will be credited to your VISA account the following January for the prior year. Century Federal Credit Union may revoke your rewards or discontinue the program at any time and for any reason, except as limited by applicable law. Illegal Transactions: Your VISA account may not be used for any illegal transactions such as unlawful gambling. Use of your card for gambling transactions (including obtaining a Cash Advance for the purpose of gambling), whether such transaction is legal or illegal, is prohibited. Effect of Agreement: This Agreement is the contract which applies to all transactions on your account even though the sales, Cash Advances, credit or other slips you sign or receive may contain different terms. Governing Law: This Agreement and any transactions hereunder shall be governed by, construed and enforced in accordance with federal law as well as the law of the State of Ohio without regard to principles of conflict of laws. No Waiver: No waiver by the Credit Union of any one or more defaults by you shall operate or be construed as a waiver of any other default or defaults whether of a like kind or different nature. Periodic Statement: You will receive a billing statement, if one is required, each month. It will show your minimum required payment. After you make a payment, it may take up to fifteen (15) days to restore available credit on your account. YOUR BILLING RIGHTS: KEEP THIS NOTICE FOR FUTURE USE This Notice tells you about your rights and our responsibilities under the Fair Credit Billing Act. WHAT TO DO IF YOU FIND A MISTAKE ON YOUR STATEMENT: If you think there is an error on your statement, you may write to us at: Customer Service P.O. Box 31112 TampaX.X. Xxx 00000 Xxxxx, Florida 33631Xxxxxxx 00000-3112 0000 Investigation Assistance: You also agree to assist us in determining the facts, circumstances and other pertinent information relating to any loss, theft or possible unauthorized use of your credit card and comply with such procedures as we may require in connection with our investigation, including assisting in the prosecuting of any unauthorized user. Credit Information: You agree that we may release information to others, such as credit bureaus, regarding the status and history of your account. However, we are not obligated to release any such information to anyone unless we are required by law to do so. Returns and Adjustments: Merchants and others who honor the card may give credit for returns or adjustments, and they will do so by sending us a credit slip, which we will post to your Account. If your credits and payments exceed what you owe us, we will hold and apply this credit balance against any future purchases and Cash Advances. Or if it is $1.00 or more we will refund it upon your written request or automatically after six (6) months. Illegal Transactions: Your VISA account may not be used for any illegal transactions such as unlawful gambling. Use of your card for gambling transactions (including obtaining a Cash Advance for the purpose of gambling), whether such transaction is legal or illegal, is prohibited. Effect of Agreement: This agreement is the contract which applies to all transactions on your account even though the sales, Cash Advances, credit or other slips you sign or receive may contain different items. Governing Law: This agreement and any transactions hereunder shall be governed by, construed and enforced in accordance with federal law as well as the law of the State of Ohio without regard to principles of conflict of laws.

Investigation Assistance. You also agree to assist us in determining the facts, circumstances and other pertinent information relating to any loss, theft or possible unauthorized use of your credit card and comply with such procedures as we may require in connection with our investigation, including assisting in the prosecuting of any unauthorized user. Credit Information: You agree that we may release information to others, such as credit bureaus, regarding the status and history of your account. However, we are not obligated to release any such information to anyone unless we are required by law to do so. Returns and Adjustments: Merchants and others who honor the card may give credit for returns or adjustments, and they will do so by sending us a credit slip, which we will post to your Account. If your credits and payments exceed what you owe us, we will hold and apply this credit balance against any future purchases and Cash Advances, or if it is $1 or more we will refund it upon your written request or after six (6) months. Rebate Rewards: You may earn 11.5% rebate on net retail purchases. Rebates are not earned on balance transfers, cash advances, convenience checks or fees. The accrued reward will be credited to your VISA account the following January for the prior year. Century Federal Credit Union may revoke your rewards or discontinue the program at any time and for any reason, except as limited by applicable law. Illegal Transactions: Your VISA account may not be used for any illegal transactions such as unlawful gambling. Use of your card for gambling transactions (including obtaining a Cash Advance for the purpose of gambling), whether such transaction is legal or illegal, is prohibited. Effect of Agreement: This Agreement is the contract which applies to all transactions on your account even though the sales, Cash Advances, credit or other slips you sign or receive may contain different terms. Governing Law: This Agreement and any transactions hereunder shall be governed by, construed and enforced in accordance with federal law as well as the law of the State of Ohio without regard to principles of conflict of laws. No Waiver: No waiver by the Credit Union of any one or more defaults by you shall operate or be construed as a waiver of any other default or defaults whether of a like kind or different nature. Periodic Statement: You will receive a billing statement, if one is required, each month. It will show your minimum required payment. After you make a payment, it may take up to fifteen (15) days to restore available credit on your account. YOUR BILLING RIGHTS: KEEP THIS NOTICE FOR FUTURE USE This Notice tells you about your rights and our responsibilities under the Fair Credit Billing Act. WHAT TO DO IF YOU FIND A MISTAKE ON YOUR STATEMENT: If you think there is an error on your statement, you may write to us at: Customer Service P.O. Box 31112 TampaX.X. Xxx 00000 Xxxxx, Florida 33631Xxxxxxx 00000-3112 0000 Investigation Assistance: You also agree to assist us in determining the facts, circumstances and other pertinent information relating to any loss, theft or possible unauthorized use of your credit card and comply with such procedures as we may require in connection with our investigation, including assisting in the prosecuting of any unauthorized user. Credit Information: You agree that we may release information to others, such as credit bureaus, regarding the status and history of your account. However, we are not obligated to release any such information to anyone unless we are required by law to do so. Returns and Adjustments: Merchants and others who honor the card may give credit for returns or adjustments, and they will do so by sending us a credit slip, which we will post to your Account. If your credits and payments exceed what you owe us, we will hold and apply this credit balance against any future purchases and Cash Advances. Or if it is $1.00 or more we will refund it upon your written request or automatically after six (6) months. Illegal Transactions: Your VISA account may not be used for any illegal transactions such as unlawful gambling. Use of your card for gambling transactions (including obtaining a Cash Advance for the purpose of gambling), whether such transaction is legal or illegal, is prohibited. Effect of Agreement: This agreement is the contract which applies to all transactions on your account even though the sales, Cash Advances, credit or other slips you sign or receive may contain different items. Governing Law: This agreement and any transactions hereunder shall be governed by, construed and enforced in accordance with federal law as well as the law of the State of Ohio without regard to principles of conflict of laws.

Investigation Assistance. You also agree to assist us in determining the facts, circumstances and other pertinent information relating to any loss, theft or possible unauthorized use of your credit card and comply with such procedures as we may require in connection with our investigation, including assisting in the prosecuting of any unauthorized user. Credit Information: You agree that we may release information to others, such as credit bureaus, regarding the status and history of your account. However, we are not obligated to release any such information to anyone unless we are required by law to do so. Returns and Adjustments: Merchants and others who honor the card may give credit for returns or adjustments, and they will do so by sending us a credit slip, which we will post to your Account. If your credits and payments exceed what you owe us, we will hold and apply this credit balance against any future purchases and Cash Advances, or if it is $1 or more we will refund it upon your written request or after six (6) months. Rebate Rewards: You may earn 1% rebate on net retail purchases. Rebates are not earned on balance transfers, cash advances, convenience checks or fees. The accrued reward will be credited to your VISA account the following January for the prior year. Century Federal Credit Union may revoke your rewards or discontinue the program at any time and for any reason, except as limited by applicable law. Illegal Transactions: Your VISA account may not be used for any illegal transactions such as unlawful gambling. Use of your card for gambling transactions (including obtaining a Cash Advance for the purpose of gambling), whether such transaction is legal or illegal, is prohibited. Effect of Agreement: This Agreement is the contract which applies to all transactions on your account even though the sales, Cash Advances, credit or other slips you sign or receive may contain different terms. Governing Law: This Agreement and any transactions hereunder shall be governed by, construed and enforced in accordance with federal law as well as the law of the State of Ohio without regard to principles of conflict of laws. No Waiver: No waiver by the Credit Union of any one or more defaults by you shall operate or be construed as a waiver of any other default or defaults whether of a like kind or different nature. Periodic Statement: You will receive a billing statement, if one is required, each month. It will show your minimum required payment. After you make a payment, it may take up to fifteen (15) days to restore available credit on your account. YOUR BILLING RIGHTS: KEEP THIS NOTICE FOR FUTURE USE This Notice tells you about your rights and our responsibilities under the Fair Credit Billing Act. WHAT TO DO IF YOU FIND A MISTAKE ON YOUR STATEMENT: If you think there is an error on your statement, you may write to us at: Customer Service P.O. Box 31112 TampaX.X. Xxx 00000 Xxxxx, Florida 33631Xxxxxxx 00000-3112 0000 Investigation Assistance: You also agree to assist us in determining the facts, circumstances and other pertinent information relating to any loss, theft or possible unauthorized use of your credit card and comply with such procedures as we may require in connection with our investigation, including assisting in the prosecuting of any unauthorized user. Credit Information: You agree that we may release information to others, such as credit bureaus, regarding the status and history of your account. However, we are not obligated to release any such information to anyone unless we are required by law to do so. Returns and Adjustments: Merchants and others who honor the card may give credit for returns or adjustments, and they will do so by sending us a credit slip, which we will post to your Account. If your credits and payments exceed what you owe us, we will hold and apply this credit balance against any future purchases and Cash Advances. Or if it is $1.00 or more we will refund it upon your written request or automatically after six (6) months. Illegal Transactions: Your VISA account may not be used for any illegal transactions such as unlawful gambling. Use of your card for gambling transactions (including obtaining a Cash Advance for the purpose of gambling), whether such transaction is legal or illegal, is prohibited. Effect of Agreement: This agreement is the contract which applies to all transactions on your account even though the sales, Cash Advances, credit or other slips you sign or receive may contain different items.