Common use of ISDA Determination Clause in Contracts

ISDA Determination. (A) Where ISDA Determination is specified in the applicable Final Terms as the manner in which the Rate of Interest is to be determined, the Rate of Interest for each Interest Period will be the relevant ISDA Rate plus or minus (as indicated in the applicable Final Terms) the Margin (if any) as determined by the Agent (or such other Calculation Agent specified in the applicable Final Terms). For the purposes of this Condition 4(b)(iii) unless specified otherwise in the applicable Final Terms, “ISDA Rate plus or minus (as indicated in the applicable Final Terms) the Margin (if any)” for an Interest Period means a rate equal to the Floating Rate that would be determined under an interest rate swap transaction under the terms of an agreement (regardless of any event of default or termination event thereunder) incorporating the ISDA Definitions with the holder of the relevant Note and under which: (1) the manner in which the Rate of Interest is to be determined is the “Floating Rate Option” as specified in the applicable Final Terms; (2) the Issuer is the “Floating Rate Payer”; (3) the Agent or other person specified in the applicable Final Terms is the “Calculation Agent”; (4) the Interest Commencement Date is the “Effective Date”; (5) the Aggregate Nominal Amount of Notes is the “Notional Amount”; (6) the relevant Interest Period is the “Designated Maturity” as specified in the applicable Final Terms; (7) the Interest Payment Dates are the “Floating Rate Payer Payment Dates”; (8) the Margin is the “Spread”; and (9) the relevant Reset Date is the day specified in the applicable Final Terms. (B) When Condition 4(b)(iii)(A) applies, unless specified otherwise in the applicable Final Terms with respect to each relevant Interest Payment Date: (1) the amount of interest determined for such Interest Payment Date shall be the Interest Amount for the relevant Interest Period for the purposes of these Terms and Conditions as though calculated under Condition 4(b)(vi) below; and (2) (i) “Floating Rate”, “Floating Rate Option”, “Floating Rate Payer”, “Effective Date”, “Notional Amount”, “Floating Rate Payer Payment Dates”, “Spread”, “Calculation Agent”, “Designated Maturity” and “Reset Date” have the meanings given to those terms in the ISDA Definitions; and (ii) “Euro-zone” means the region comprised of Member States of the European Union that adopt the single currency in accordance with the Treaty on the Functioning of the European Union, as amended.

ISDA Determination. (A) Where Unless specified otherwise in the applicable Final Terms, where ISDA Determination is specified in the applicable Final Terms as the manner in which the Rate of Interest is to be determined, the Rate of Interest for each Interest Period will be the relevant ISDA Rate plus or minus (as indicated in the applicable Final Terms) the Margin (if any) as determined by the Agent (or such other Calculation Agent specified in the applicable Final Terms). For the purposes of this Condition 4(b)(iiisub-paragraph (iii) unless specified otherwise in the applicable Final Terms, “ISDA Rate plus or minus (as indicated in the applicable Final Terms) the Margin (if any)” for an Interest Period means a rate equal to the Floating Rate that would be determined under an interest rate swap transaction under the terms of an agreement (regardless of any event of default or termination event thereunder) incorporating the ISDA Definitions with the holder of the relevant Note and under which: (1) the manner in which the Rate of Interest is to be determined is the “Floating Rate Option” as specified in the applicable Final Terms; (2) the Issuer is the “Floating Rate Payer”; (3) the Agent or other person specified in the applicable Final Terms is the “Calculation Agent”; (4) the Interest Commencement Date is the “Effective Date”; (5) the Aggregate Nominal Amount of Notes is the “Notional Amount”; (6) the relevant Interest Period is the “Designated Maturity” as specified in the applicable Final Terms; (7) the Interest Payment Dates are the “Floating Rate Payer Payment Dates”; (8) the Margin is the “Spread”; and; (9) the relevant Reset Date is either (i) if the applicable Floating Rate Option is based on the London inter-bank offered rate (“LIBOR”) or on the Euro-zone inter-bank offered rate (“EURIBOR”) for a currency, the first day of that Interest Period or (ii) in any other case, as specified in the applicable Final Terms; and (10) all other terms are as specified in the applicable Final Terms. (B) When Condition 4(b)(iii)(A) applies, unless specified otherwise in the applicable Final Terms with respect to each relevant Interest Payment Date: (1) the amount of interest determined for such Interest Payment Date shall be the Interest Amount for the relevant Interest Period for the purposes of these Terms and Conditions as though calculated under Condition 4(b)(vi) below; and (2) (i) “Floating Rate”, “Floating Rate Option”, “Floating Rate Payer”, “Effective Date”, “Notional Amount”, “Floating Rate Payer Payment Dates”, “Spread”, “Calculation Agent”, “Designated Maturity” and “Reset Date” have the meanings given to those terms in the ISDA Definitions; and (ii) “Euro-zone” means the region comprised of Member States of the European Union that adopt the single currency in accordance with the Treaty on the Functioning of establishing the European UnionCommunity, as amendedamended (the “Treaty”).

ISDA Determination. (A) Where ISDA Determination is specified in the applicable Final Terms as the manner in which the Rate of Interest is to be determined, the Rate of Interest for each Interest Period will be the relevant ISDA Rate plus or minus (as indicated in the applicable Final Terms) the Margin (if any) as determined by the Agent (or such other Calculation Agent specified in the applicable Final Terms). For the purposes of this Condition 4(b)(iii) unless specified otherwise in the applicable Final Terms, “ISDA Rate plus or minus (as indicated in the applicable Final Terms) the Margin (if any)” for an Interest Period means a rate equal to the Floating Rate that would be determined under an interest rate swap transaction under the terms of an agreement (regardless of any event of default or termination event thereunder) incorporating the ISDA Definitions with the holder of the relevant Note and under which: (1) the manner in which the Rate of Interest is to be determined is the “Floating Rate Option” as specified in the applicable Final Terms; (2) the Issuer is the “Floating Rate Payer”; (3) the Agent or other person specified in the applicable Final Terms is the “Calculation Agent”; (4) the Interest Commencement Date is the “Effective Date”; (5) the Aggregate Nominal Amount of Notes is the “Notional Amount”; (6) the relevant Interest Period is the “Designated Maturity” as specified in the applicable Final Terms; (7) the Interest Payment Dates are the “Floating Rate Payer Payment Dates”; (8) the Margin is the “Spread”; and (9) the relevant Reset Date is the day specified in the applicable Final Terms. (B) When Condition 4(b)(iii)(A) applies, unless specified otherwise in the applicable Final Terms with respect to each relevant Interest Payment Date: (1) the amount of interest determined for such Interest Payment Date shall be the Interest Amount for the relevant Interest Period for the purposes of these Terms and Conditions as though calculated under Condition 4(b)(vi) below; and (2) (i) “”Floating Rate”, “Floating Rate Option”, “Floating Rate Payer”, “Effective Date”, “Notional Amount”, “Floating Rate Payer Payment Dates”, “Spread”, “Calculation Agent”, “Designated Maturity” and “Reset Date” have the meanings given to those terms in the ISDA Definitions; and (ii) “Euro-zone” means the region comprised of Member States of the European Union that adopt the single currency in accordance with the Treaty on the Functioning of the European Union, as amended.

ISDA Determination. (A) Where If ISDA Determination is specified in the applicable Final Terms relevant Pricing Supplement as the manner in which the Rate Rate(s) of Interest is is/are to be determined, the Rate of Interest applicable to the Notes for each Interest Period will be the sum of the Margin and the relevant ISDA Rate plus or minus (as indicated in the applicable Final Terms) the Margin (if any) as determined by the Agent (or such other Calculation Agent specified in the applicable Final Terms). For the purposes of this Condition 4(b)(iii) unless specified otherwise in the applicable Final Terms, where “ISDA Rate plus or minus (as indicated Rate” in the applicable Final Terms) the Margin (if any)” for an relation to any Interest Period means a rate equal to the Floating Rate (as defined in the ISDA Definitions) that would be determined by the Calculation Agent under an interest rate swap transaction if the Calculation Agent were acting as Calculation Agent for that interest rate swap transaction under the terms of an agreement (regardless of any event of default or termination event thereunder) incorporating the ISDA Definitions with the holder of the relevant Note and under which: (1i) the manner in which the Rate of Interest is to be determined is the “Floating Rate Option” Option (as defined in the ISDA Definitions) is as specified in the applicable Final Termsrelevant Pricing Supplement; (2ii) the Issuer Designated Maturity (as defined in the ISDA Definitions) is a period specified in the “Floating Rate Payer”relevant Pricing Supplement; (3) the Agent or other person specified in the applicable Final Terms is the “Calculation Agent”; (4) the Interest Commencement Date is the “Effective Date”; (5) the Aggregate Nominal Amount of Notes is the “Notional Amount”; (6) the relevant Interest Period is the “Designated Maturity” as specified in the applicable Final Terms; (7) the Interest Payment Dates are the “Floating Rate Payer Payment Dates”; (8) the Margin is the “Spread”; and (9iii) the relevant Reset Date (as defined in the ISDA Definitions) is either (A) if the relevant Floating Rate Option is based on LIBOR for a currency, the first day of that Interest Period or (B) in any other case, as specified in the relevant Pricing Supplement; and (iv) if Linear Interpolation is specified as applicable Final Terms.in respect of an Interest Period in the relevant Pricing Supplement, the Rate of Interest for such Interest Period shall be calculated by the Calculation Agent by straight-line linear interpolation by reference to two rates based on the relevant Floating Rate Option, where: (A) one rate shall be determined as if the Designated Maturity were the period of time for which rates are available next shorter than the length of the relevant Interest Period; and (B) When Condition 4(b)(iii)(A) applies, unless specified otherwise in the applicable Final Terms with respect to each other rate shall be determined as if the Designated Maturity were the period of time for which rates are available next longer than the length of the relevant Interest Payment Date: (1) Period, provided, however, that if there is no rate available for a period of time next shorter than the amount length of interest determined for such Interest Payment Date shall be the Interest Amount for the relevant Interest Period for or, as the purposes of these Terms and Conditions as though calculated under Condition 4(b)(vi) below; and (2) (i) “Floating Rate”case may be, “Floating Rate Option”, “Floating Rate Payer”, “Effective Date”, “Notional Amount”, “Floating Rate Payer Payment Dates”, “Spread”, “Calculation Agent”, “Designated Maturity” and “Reset Date” have next longer than the meanings given to those terms in the ISDA Definitions; and (ii) “Euro-zone” means the region comprised of Member States length of the European Union that adopt relevant Interest Period, then the single currency in accordance with the Treaty on the Functioning of the European Union, Calculation Agent shall determine such rate at such time and by reference to such sources as amendedit determines appropriate.

ISDA Determination. (A) Where Unless specified otherwise in the applicable Final Terms, where ISDA Determination is specified in the applicable Final Terms as the manner in which the Rate of Interest is to be determined, the Rate of Interest for each Interest Period will be the relevant ISDA Rate plus or minus (as indicated in the applicable Final Terms) the Margin (if any) as determined by the Agent (or such other Calculation Agent specified in the applicable Final Terms). For the purposes of this Condition 4(b)(iiisub-paragraph (iii) unless specified otherwise in the applicable Final Terms, “ISDA Rate plus or minus (as indicated in the applicable Final Terms) the Margin (if any)” for an Interest Period means a rate equal to the Floating Rate that would be determined under an interest rate swap transaction under the terms of an agreement (regardless of any event of default or termination event thereunder) incorporating the ISDA Definitions with the holder of the relevant Note and under which: (1) the manner in which the Rate of Interest is to be determined is the “Floating Rate Option” as specified in the applicable Final Terms; (2) the Issuer is the “Floating Rate Payer”; (3) the Agent or other person specified in the applicable Final Terms is the “Calculation Agent”; (4) the Interest Commencement Date is the “Effective Date”; (5) the Aggregate Nominal Amount of Notes is the “Notional Amount”; (6) the relevant Interest Period is the “Designated Maturity” as specified in the applicable Final Terms; (7) the Interest Payment Dates are the “Floating Rate Payer Payment Dates”; (8) the Margin is the “Spread”; and; (9) the relevant Reset Date is either (i) if the applicable Floating Rate Option is based on the London inter-bank offered rate (“LIBOR”) or on the Euro-zone inter-bank offered rate (“EURIBOR”) for a currency, the first day of that Interest Period or (ii) in any other case, as specified in the applicable Final Terms; and (10) all other terms are as specified in the applicable Final Terms. (B) When Condition 4(b)(iii)(A) applies, unless specified otherwise in the applicable Final Terms with respect to each relevant Interest Payment Date: (1) the amount of interest determined for such Interest Payment Date shall be the Interest Amount for the relevant Interest Period for the purposes of these Terms and Conditions as though calculated under Condition 4(b)(vi) below; and (2) (i) “”Floating Rate”, “Floating Rate Option”, “Floating Rate Payer”, “Effective Date”, “Notional Amount”, “Floating Rate Payer Payment Dates”, “Spread”, “Calculation Agent”, “Designated Maturity” and “Reset Date” have the meanings given to those terms in the ISDA Definitions; and (ii) “Euro-zone” means the region comprised of Member States of the European Union that adopt the single currency in accordance with the Treaty on the Functioning of the European Union, as amended.

ISDA Determination. (A) Where ISDA Determination is specified in the applicable Final Terms as the manner in which the Rate of Interest is to be determined, the Rate of Interest for each Interest Period will be the relevant ISDA Rate plus or minus (as indicated in the applicable Final Terms) the Margin (if any) as determined by the Agent (or such other Calculation Agent specified in the applicable Final Terms). For the purposes of this Condition 4(b)(iiisub-paragraph (iii) unless specified otherwise in the applicable Final Terms, “ISDA Rate plus or minus (as indicated in the applicable Final Terms) the Margin (if any)” for an Interest Period means a rate equal to the Floating Rate that would be determined under an interest rate swap transaction under the terms of an agreement (regardless of any event of default or termination event thereunder) incorporating the ISDA Definitions with the holder of the relevant Note and under which: (1) the manner in which the Rate of Interest is to be determined is the “Floating Rate Option” as specified in the applicable Final Terms; (2) the Issuer is the “Floating Rate Payer”; (3) the Agent or other person specified in the applicable Final Terms is the “Calculation Agent”; (4) the Interest Commencement Date is the “Effective Date”; (5) the Aggregate Nominal Amount of Notes is the “Notional Amount”; (6) the relevant Interest Period is the “Designated Maturity” as specified in the applicable Final Terms; (7) the Interest Payment Dates are the “Floating Rate Payer Payment Dates”; (8) the Margin is the “Spread”; and (9) the relevant Reset Date is the day specified in the applicable Final Terms. (B) When Condition 4(b)(iii)(A) applies, unless specified otherwise in the applicable Final Terms with respect to each relevant Interest Payment Date: (1) the amount of interest determined for such Interest Payment Date shall be the Interest Amount for the relevant Interest Period for the purposes of these Terms and Conditions as though calculated under Condition 4(b)(vi) below; and (2) (i) “”Floating Rate”, “Floating Rate Option”, “Floating Rate Payer”, “Effective Date”, “Notional Amount”, “Floating Rate Payer Payment Dates”, “Spread”, “Calculation Agent”, “Designated Maturity” and “Reset Date” have the meanings given to those terms in the ISDA Definitions; and (ii) “Euro-zone” means the region comprised of Member States of the European Union that adopt the single currency in accordance with the Treaty on the Functioning of the European Union, as amended.

ISDA Determination. (A) Where If ISDA Determination is specified in the applicable relevant Final Terms as the manner in which the Rate Rate(s) of Interest is is/are to be determined, the Rate of Interest applicable to the Notes for each Interest Period will be the sum of the Margin and the relevant ISDA Rate plus or minus (as indicated in the applicable Final Terms) the Margin (if any) as determined by the Agent (or such other Calculation Agent specified in the applicable Final Terms). For the purposes of this Condition 4(b)(iii) unless specified otherwise in the applicable Final Terms, where “ISDA Rate plus or minus (as indicated Rate” in the applicable Final Terms) the Margin (if any)” for an relation to any Interest Period means a rate equal to the Floating Rate (as defined in the ISDA Definitions) that would be determined by the Calculation Agent under an interest rate swap transaction if the Calculation Agent were acting as Calculation Agent for that interest rate swap transaction under the terms of an agreement (regardless of any event of default or termination event thereunder) incorporating the ISDA Definitions with the holder of the relevant Note and under which: (1i) If the Final Terms specify either “2006 ISDA Definitions” or “2021 ISDA Definitions” as the applicable ISDA Definitions: (A) the manner in which the Rate of Interest is to be determined is the “Floating Rate Option” Option (as defined in the ISDA Definitions) is as specified in the applicable relevant Final Terms; (2B) the Issuer is Designated Maturity (as defined in the “Floating Rate Payer”ISDA Definitions), if applicable (C) the relevant Reset Date (as defined in the ISDA Definitions) unless otherwise specified in the relevant Final Terms, has the meaning given to it in the ISDA Definitions; (3D) if the Agent or other person specified Floating Rate Option is an Overnight Floating Rate Option (as defined in the ISDA Definitions), Compounding is specified to be applicable in the relevant Final Terms and: (a) Compounding with Lookback is specified as the Compounding Method in the relevant Final Terms, Lookback is the number of Applicable Business Days (as defined in the ISDA Definitions) specified in the applicable relevant Final Terms Terms; or (b) Compounding with Observation Period Shift is specified as the Compounding Method in the relevant Final Terms, (a) Observation Period Shift is the “Calculation Agent”; number of Observation Period Shift Business Days (4as defined in the ISDA Definitions) the Interest Commencement Date is the “Effective Date”; (5) the Aggregate Nominal Amount of Notes is the “Notional Amount”; (6) the relevant Interest Period is the “Designated Maturity” as specified in the applicable relevant Final Terms, and (b) Observation Period Shift Additional Business Days (as defined in the ISDA Definitions), if applicable, are the days specified in the relevant Final Terms; or (c) Compounding with Lockout is specified as the Compounding Method in the relevant Final Terms, (a) Lockout is the number of Lockout Period Business Days (as defined in the ISDA Definitions) specified in the relevant Final Terms, and (b) Lockout Period Business Days, if applicable, are the days specified in the relevant Final Terms; (7E) if the Interest Payment Dates are the “specified Floating Rate Payer Payment Dates”; (8) the Margin Option is the “Spread”; and (9) the relevant Reset Date is the day specified in the applicable Final Terms. (B) When Condition 4(b)(iii)(A) applies, unless specified otherwise in the applicable Final Terms with respect to each relevant Interest Payment Date: (1) the amount of interest determined for such Interest Payment Date shall be the Interest Amount for the relevant Interest Period for the purposes of these Terms and Conditions as though calculated under Condition 4(b)(vi) below; and (2) (i) “Floating Rate”, “an Overnight Floating Rate Option”, “Floating Rate Payer”, “Effective Date”, “Notional Amount”, “Floating Rate Payer Payment Dates”, “Spread”, “Calculation Agent”, “Designated Maturity” and “Reset Date” have the meanings given to those terms Option (as defined in the ISDA Definitions), Averaging is specified to be applicable in the relevant Final Terms and: (a) Averaging with Lookback is specified as the Averaging Method in the relevant Final Terms, Lookback is the number of Applicable Business Days (as defined in the ISDA Definitions) as specified in relevant Final Terms; and or (iib) “Euro-zone” means Averaging with Observation Period Shift is specified as the region comprised Averaging Method in the relevant Final Terms, (a) Observation Period Shift is the number of Member States of Observation Period Shift Business Days (as defined in the European Union that adopt ISDA Definitions) specified in the single currency in accordance with the Treaty on the Functioning of the European Unionrelevant Final Terms, as amended.and

ISDA Determination. (A) Where If ISDA Determination is specified in the applicable Final Terms as the manner in which the Rate Rate(s) of Interest is is/are to be determined, the Rate of Interest applicable to the Notes for each Interest Period will be the sum of the Margin and the relevant ISDA Rate plus or minus (as indicated where "ISDA Rate" in the applicable Final Terms) the Margin (if any) as determined by the Agent (or such other Calculation Agent specified in the applicable Final Terms). For the purposes of this Condition 4(b)(iii) unless specified otherwise in the applicable Final Terms, “ISDA Rate plus or minus (as indicated in the applicable Final Terms) the Margin (if any)” for an relation to any Interest Period means a rate equal to the Floating Rate (as defined in the ISDA Definitions) that would be determined by the Calculation Agent under an interest rate swap transaction if the Calculation Agent were acting as Calculation Agent for that interest rate swap transaction under the terms of an agreement (regardless of any event of default or termination event thereunder) incorporating the ISDA Definitions with the holder of the relevant Note and under which: (1i) the manner in which the Rate of Interest is to be determined is the “Floating Rate Option” Option (as defined in the ISDA Definitions) is as specified in the applicable Final Terms; (2ii) the Issuer is the “Floating Rate Payer”; Designated Maturity (3) the Agent or other person specified as defined in the applicable Final Terms ISDA Definitions) is the “Calculation Agent”; (4) the Interest Commencement Date is the “Effective Date”; (5) the Aggregate Nominal Amount of Notes is the “Notional Amount”; (6) the relevant Interest Period is the “Designated Maturity” as a period specified in the applicable Final Terms; (7) the Interest Payment Dates are the “Floating Rate Payer Payment Dates”; (8) the Margin is the “Spread”; and (9iii) the relevant Reset Date (as defined in the ISDA Definitions) is either (A) if the relevant Floating Rate Option is based on the London inter-bank offered rate (LIBOR) for a currency, the first day of that Interest Period or (B) in any other case, as specified in the applicable Final Terms.; and (iv) if Linear Interpolation is specified as applicable in respect of an Interest Period in the applicable Final Terms, the Rate of Interest for such Interest Period shall be calculated by the Calculation Agent by straight- line linear interpolation by reference to two rates based on the relevant Floating Rate Option, where: (A) one rate shall be determined as if the Designated Maturity were the period of time for which rates are available next shorter than the length of the relevant Interest Period; and (B) When Condition 4(b)(iii)(A) applies, unless specified otherwise in the applicable Final Terms with respect to each relevant Interest Payment Date: (1) the amount of interest determined for such Interest Payment Date other rate shall be determined as if the Interest Amount Designated Maturity were the period of time for which rates are available next longer than the length of the relevant Interest Period provided, however, that if there is no rate available for a period of time next shorter than the purposes of these Terms and Conditions as though calculated under Condition 4(b)(vi) below; and (2) (i) “Floating Rate”, “Floating Rate Option”, “Floating Rate Payer”, “Effective Date”, “Notional Amount”, “Floating Rate Payer Payment Dates”, “Spread”, “Calculation Agent”, “Designated Maturity” and “Reset Date” have the meanings given to those terms in the ISDA Definitions; and (ii) “Euro-zone” means the region comprised of Member States length of the European Union that adopt relevant Interest Period or, as the single currency in accordance with case may be, next longer than the Treaty on the Functioning length of the European Unionrelevant Interest Period, then the Calculation Agent shall determine such rate at such time and by reference to such sources as amendedit determines appropriate acting reasonably and in good faith.

ISDA Determination. (A) Where ISDA Determination is specified in the applicable Final Terms as the manner in which the Rate of Interest is to be determined, the Rate of Interest for each Interest Period will be the relevant ISDA Rate plus or minus (as indicated in the applicable Final Terms) the Margin (if any) as determined by the Agent (or such other Calculation Agent specified in the applicable Final Terms). For the purposes of this Condition 4(b)(iiisub-paragraph (iii) unless specified otherwise in the applicable Final Terms, “ISDA Rate plus or minus (as indicated in the applicable Final Terms) the Margin (if any)” for an Interest Period means a rate equal to the Floating Rate that would be determined under an interest rate swap transaction under the terms of an agreement (regardless of any event of default or termination event thereunder) incorporating the ISDA Definitions with the holder of the relevant Note and under which: (1A) the manner in which the Rate of Interest is to be determined is the “Floating Rate Option” as specified in the applicable Final Terms; (2B) the Issuer is the “Floating Rate Payer”; (3C) the Agent or other person specified in the applicable Final Terms is the “Calculation Agent”; (4D) the Interest Commencement Date is the “Effective Date”; (5E) the Aggregate Nominal Amount of Notes is the “Notional Amount”; (6F) the relevant Interest Period is the “Designated Maturity” as specified in the applicable Final Terms; (7G) the Interest Payment Dates are the “Floating Rate Payer Payment Dates”; (8) H) the Margin is the “Spread”; and (9I) the relevant Reset Date is the day specified in the applicable Final Terms. . When this sub-paragraph (Biii) When Condition 4(b)(iii)(A) applies, unless specified otherwise in the applicable Final Terms applies with respect to each relevant Interest Payment Date: (1A) the amount of interest determined for such Interest Payment Date shall be the Interest Amount for the relevant Interest Period for the purposes of these Terms and Conditions as though calculated under Condition 4(b)(visub-paragraph (vi) below; and (2B) (i) “Floating Rate”, “Floating Rate Option”, “Floating Rate Payer”, “Effective Date”, “Notional Amount”, “Floating Rate Payer Payment Dates”, “Spread”, “Calculation Agent”, “Designated Maturity” and “Reset Date” have the meanings given to those terms in the ISDA Definitions; and (ii) “Euro-zone” means the region comprised of the Member States of the European Union that adopt the single currency in accordance with the Treaty on the Functioning of the European Union, as amended.

ISDA Determination. (A) Where Unless specified otherwise in the applicable Final Terms, where ISDA Determination is specified in the applicable Final Terms as the manner in which the Rate of Interest is to be determined, the Rate of Interest for each Interest Period will be the relevant ISDA Rate plus or minus (as indicated in the applicable Final Terms) the Margin (if any) as determined by the Agent (or such other Calculation Agent specified in the applicable Final Terms). For the purposes of this Condition 4(b)(iiisub-paragraph (iii) unless specified otherwise in the applicable Final Terms, “ISDA Rate plus or minus (as indicated in the applicable Final Terms) the Margin (if any)” for an Interest Period means a rate equal to the Floating Rate that would be determined under an interest rate swap transaction under the terms of an agreement (regardless of any event of default or termination event thereunder) incorporating the ISDA Definitions with the holder of the relevant Note and under which: (1) the manner in which the Rate of Interest is to be determined is the “Floating Rate Option” as specified in the applicable Final Terms; (2) the Issuer is the “Floating Rate Payer”; (3) the Agent or other person specified in the applicable Final Terms is the “Calculation Agent”; (4) the Interest Commencement Date is the “Effective Date”; (5) the Aggregate Nominal Amount of Notes is the “Notional Amount”; (6) the relevant Interest Period is the “Designated Maturity” as specified in the applicable Final Terms; (7) the Interest Payment Dates are the “Floating Rate Payer Payment Dates”; (8) the Margin is the “Spread”; and; (9) the relevant Reset Date is either (i) if the applicable Floating Rate Option is based on the London inter-bank offered rate (“LIBOR”) or on the Euro-zone inter-bank offered rate (“EURIBOR”) for a currency, the first day of that Interest Period or (ii) in any other case, as specified in the applicable Final Terms; and (10) all other terms are as specified in the applicable Final Terms. (B) When Condition 4(b)(iii)(A) applies, unless specified otherwise in the applicable Final Terms with respect to each relevant Interest Payment Date: (1) the amount of interest determined for such Interest Payment Date shall be the Interest Amount for the relevant Interest Period for the purposes of these Terms and Conditions as though calculated under Condition 4(b)(vi) below; and (2) (i) “Floating Rate”, “Floating Rate Option”, “Floating Rate Payer”, “Effective Date”, “Notional Amount”, “Floating Rate Payer Payment Dates”, “Spread”, “Calculation Agent”, “Designated Maturity” and “Reset Date” have the meanings given to those terms in the ISDA Definitions; and (ii) “Euro-zone” means the region comprised of Member States of the European Union that adopt the single currency in accordance with the Treaty on the Functioning of the European Union, as amendedamended (the “Treaty”).