Common use of JUMBO LIMITS Clause in Contracts

JUMBO LIMITS. Issue Age Jumbo Limit ------------------------------------------- [ages] [dollar amount] ------------------------------------------- [ages] [dollar amount] ------------------------------------------- The Ceding Company will not cede any risk automatically if, according to information available to the Ceding Company, the total amount in force and applied for on the life with all insurance companies, including any amount to be replaced, exceeds the applicable amounts shown above.

JUMBO LIMITS. Issue Age Jumbo Limit ------------------------------------------- ------------------------------------- [ages] [dollar amount] ------------------------------------------- ------------------------------------- [ages] [dollar amount] ------------------------------------------- ------------------------------------- IDSL-NY VUL4/LP Select Treaty B-2 The Ceding Company will not cede any risk automatically if, according to information available to the Ceding Company, the total amount in force and applied for on the life with all insurance companies, including any amount to be replaced, exceeds the applicable amounts shown above.

JUMBO LIMITS. Issue Age Jumbo Limit ------------------------------------------- ------------------------------------ [ages] [dollar amount] ------------------------------------------- ------------------------------------ [ages] [dollar amount] ------------------------------------------- ------------------------------------ The Ceding Company will not cede any risk automatically if, according to information available to the Ceding Company, the total amount in force and applied for on the life with all insurance companies, including any amount to be replaced, exceeds the applicable amounts shown above.

JUMBO LIMITS. Issue Age Jumbo Limit ------------------------------------------- ----------------------------------- [ages] [dollar amount] ------------------------------------------- ----------------------------------- [ages] [dollar amount] ------------------------------------------- ----------------------------------- The Ceding Company will not cede any risk automatically if, according to information available to the Ceding Company, the total amount in force and applied for on the life with all insurance companies, including any amount to be replaced, exceeds the applicable amounts shown above.

JUMBO LIMITS. Issue Age Jumbo Limit ------------------------------------------- ---------------------------------------------- [ages] [dollar amount] ------------------------------------------- ---------------------------------------------- [ages] [dollar amount] ------------------------------------------- ---------------------------------------------- The Ceding Company will not cede any risk automatically if, according to information available to the Ceding Company, the total amount in force and applied for on the life with all insurance companies, including any amount to be replaced, exceeds the applicable amounts shown above.

JUMBO LIMITS. Issue Age Jumbo Limit ------------------------------------------- ---------------------------------------------- [agesAges] $[dollar amount] ------------------------------------------- ---------------------------------------------- [agesAges] $[dollar amount] ------------------------------------------- ---------------------------------------------- IDSL-NY VUL4/LP Select Treaty B-2 The Ceding Company will not cede any risk automatically if, according to information available to the Ceding Company, the total amount in force and applied for on the life with all insurance companies, including any amount to be replaced, exceeds the applicable amounts shown above.

JUMBO LIMITS. Issue Age Jumbo Limit ------------------------------------------- ----------------------------------- [ages] [dollar amount] ------------------------------------------- ----------------------------------- [ages] [dollar amount] ------------------------------------------- ----------------------------------- EXHIBIT B Page 3 (Revised January 1, 2005) The Ceding Company will not cede any risk automatically if, according to information available to the Ceding Company, the total amount in force and applied for on the life with all insurance companies, including any amount to be replaced, exceeds the applicable amounts shown above.

JUMBO LIMITS. Issue Age Jumbo Limit ------------------------------------------- -------------------------------------- [ages] [dollar amount] ------------------------------------------- -------------------------------------- [ages] [dollar amount] ------------------------------------------- -------------------------------------- IDSL VUL4/LP Select Treaty B-2 The Ceding Company will not cede any risk automatically if, according to information available to the Ceding Company, Company the total amount in force and applied for on the life with all insurance companies, including any amount to be replaced, exceeds the applicable amounts shown above.

JUMBO LIMITS. Issue Age Jumbo Limit ------------------------------------------- -------------------------------------------------- [ages] $[dollar amount] ------------------------------------------- -------------------------------------------------- [ages] $[dollar amount] ------------------------------------------- -------------------------------------------------- IDSL-NY VUL4/LP Select Treaty B-2 The Ceding Company will not cede any risk automatically if, according to information available to the Ceding Company, the total amount in force and applied for on the life with all insurance companies, including any amount to be replaced, exceeds the applicable amounts shown above.

JUMBO LIMITS. Issue Age Jumbo Limit ------------------------------------------- ------------------------------------- [ages] [dollar amount] ------------------------------------------- ------------------------------------- [ages] [dollar amount] ------------------------------------------- ------------------------------------- The Ceding Company will not cede any risk automatically if, according to information available to the Ceding Company, the total amount in force and applied for on the life with all insurance companies, including any amount to be replaced, exceeds the applicable amounts shown above.

JUMBO LIMITS. Issue Age Jumbo Limit ------------------------------------------- -------------------------------------------- IDSL VUL4/LP Select Treaty B-2 -------------------------------------------- [ages] [dollar amount] ------------------------------------------- -------------------------------------------- [ages] [dollar amount] ------------------------------------------- -------------------------------------------- The Ceding Company will not cede any risk automatically if, according to information available to the Ceding Company, the total amount in force and applied for on the life with all insurance companies, including any amount to be replaced, exceeds the applicable amounts shown above.

JUMBO LIMITS. Issue Age Jumbo Limit ------------------------------------------- ------------------------------------------------------- [ages] [dollar amount] ------------------------------------------- ------------------------------------------------------- [ages] [dollar amount] ------------------------------------------- ------------------------------------------------------- EXHIBIT B Page 3 (Revised January 1, 2005) The Ceding Company will not cede any risk automatically if, according to information available to the Ceding Company, the total amount in force and applied for on the life with all insurance companies, including any amount to be replaced, exceeds the applicable amounts shown above.

JUMBO LIMITS. Issue Age Jumbo Limit ------------------------------------------- -------------------------------------- [ages] [dollar amount] ------------------------------------------- -------------------------------------- [ages] [dollar amount] ------------------------------------------- -------------------------------------- The Ceding Company will not cede any risk automatically if, according to information available to the Ceding Company, the total amount in force and applied for on the life with all insurance companies, including any amount to be replaced, exceeds the applicable amounts shown above.

JUMBO LIMITS. Issue Age Jumbo Limit ------------------------------------------- ------------------------------ [ages] [dollar amount] ------------------------------------------- ------------------------------ [ages] [dollar amount] ------------------------------------------- ------------------------------ IDSL VUL4/LP Select Treaty B-2 The Ceding Company will not cede any risk automatically if, according to information available to the Ceding Company, the total amount in force and applied for on the life with all insurance companies, including any amount to be replaced, exceeds the applicable amounts shown above.

JUMBO LIMITS. Issue Age Jumbo Limit ------------------------------------------- ------------------------------------------------------ [ages] [dollar amount] ------------------------------------------- ------------------------------------------------------ [ages] [dollar amount] ------------------------------------------- ------------------------------------------------------ The Ceding Company will not cede any risk automatically if, according to information available to the Ceding Company, the total amount in force and applied for on the life with all insurance companies, including any amount to be replaced, exceeds the applicable amounts shown above.

JUMBO LIMITS. Issue Age Jumbo Limit ------------------------------------------- ---------------------------------- [ages] [dollar amount] ------------------------------------------- ---------------------------------- [ages] [dollar amount] ------------------------------------------- ---------------------------------- IDSL VUL4/LP Select Treaty B-2 The Ceding Company will not cede any risk automatically if, according to information available to the Ceding Company, the total amount in force and applied for on the life with all insurance companies, including any amount to be replaced, exceeds the applicable amounts shown above.

JUMBO LIMITS. Issue Age Jumbo Limit ------------------------------------------- ----------------------------------------------- [ages] [dollar amount] ------------------------------------------- ----------------------------------------------- [ages] [dollar amount] ------------------------------------------- ----------------------------------------------- IDSL VUL4/LP Select Treaty B-2 The Ceding Company will not cede any risk automatically if, according to information available to the Ceding Company, the total amount in force and applied for on the life with all insurance companies, including any amount to be replaced, exceeds the applicable amounts shown above.

JUMBO LIMITS. Issue Age Jumbo Limit ------------------------------------------- --------------------------------------- [ages] [dollar amount] ------------------------------------------- --------------------------------------- [ages] [dollar amount] ------------------------------------------- --------------------------------------- EXHIBIT B Page 3 (Revised January 1, 2005) The Ceding Company will not cede any risk automatically if, according to information available to the Ceding Company, the total amount in force and applied for on the life with all insurance companies, including any amount to be replaced, exceeds the applicable amounts shown above.

JUMBO LIMITS. Issue Age Jumbo Limit ------------------------------------------- ---------------------------------------- [ages] [dollar amount] ------------------------------------------- ---------------------------------------- [ages] [dollar amount] ------------------------------------------- ---------------------------------------- The Ceding Company will not cede any risk automatically if, according to information available to the Ceding Company, the total amount in force and applied for on the life with all insurance companies, including any amount to be replaced, exceeds the applicable amounts shown above.