Common use of Keep us up to date Clause in Contracts

Keep us up to date. You will provide full and accurate information to us and your Advisor regarding your personal and financial circumstances, and promptly advise us of any change to information that could reasonably result in a change to the types of investments appropriate for you, such as a change to your income, investment objectives, risk tolerance, time horizon or net worth.  Remain informed. You will take steps to understand the potential risks and returns on investments, including those detailed below in the “Risks of Investing in Mutual Funds” section. You will carefully review sales literature provided by us and, where appropriate, consult professionals, such as a lawyer or an accountant, for legal or tax advice. Before you invest, you will understand how the investment works, including fees. You will not invest in anything you do not fully understand.  Stay on top of your investments. You will promptly review the documentation and other information provided to you regarding your Account, the transactions conducted on your behalf and the holdings in your Account.  Ask questions. You will ask questions and request information from us to address any questions you may have about your Account, transactions or holdings, or your relationship with us or your Advisor.  Pay amounts owing. You agree to pay for all securities purchased on or before the day of settlement and will pay all commissions and charges properly levied on your Account.  Be fair and honest. We and your Advisor will treat you in a manner characterized by principles of fair dealing and high standards of honesty and integrity.  Make suitable investment recommendations. Your Advisor will know and understand the characteristics and risks associated with any investment product they recommend to you and will have reasonable grounds for believing that any investment that they specifically recommend to you is suitable given the personal and financial circumstances you disclosed. Your Advisor should understand, and be able to clearly explain to you, the reasons that a specific security is appropriate and suitable for you.  Answer your questions. We and your Advisor will promptly respond to any questions or concerns you may have regarding your Account.

Keep us up to date. You will provide full and accurate information to us and your Advisor regarding your personal and financial circumstances, and promptly advise us of any change to information that could reasonably result in a change to the types of investments appropriate for you, such as a change to your income, investment needs and objectives, risk toleranceprofile, time horizon or net worth.  ▪ Remain informed. You will take steps to understand the potential risks and returns on investments, including those detailed below in the “Risks of Investing in Mutual Funds” section. You will carefully review sales literature provided by us and, where appropriate, consult professionals, such as a lawyer or an accountant, for legal or tax advice. Before you invest, you will understand how the investment works, including fees. You will not invest in anything you do not fully understand.  ▪ Stay on top of your investments. You will promptly review the documentation and other information provided to you regarding your Account, the transactions conducted on your behalf and the holdings in your Account.  ▪ Ask questions. You will ask questions and request information from us to address any questions you may have about your Account, transactions or holdings, or your relationship with us or your Advisor.  ▪ Pay amounts owing. You agree to pay for all securities purchased on or before the day of settlement and will pay all commissions and charges properly levied on your Account.  ▪ Be fair and honest. We and your Advisor will treat you in a manner characterized by principles of fair dealing and high standards of honesty and integrity.  ▪ Make suitable investment recommendationsrecommendations that put your interests first. Your Advisor will know fulfill the “Know Your Product (KYP) requirements by considering the structure, features, risks, initial and understand ongoing costs and the characteristics and risks impact of those costs, associated with any investment product they recommend to you and will have reasonable grounds for believing that any investment that they specifically recommend to you is suitable given the personal and financial circumstances you disclosed. Your Advisor should understand, and be able to clearly explain to you, the reasons that a specific security is appropriate and suitable for you.  In addition to being suitable, investment recommendations will put your interests first. ▪ Answer your questions. We and your Advisor will promptly respond to any questions or concerns you may have regarding your Account.

Keep us up to date. You will provide full and accurate information to us and your Advisor regarding your personal and financial circumstances, and promptly advise us of any change to information that could reasonably result in a change to the types of investments appropriate for you, such as a change to your income, investment needs and objectives, risk toleranceprofile, time horizon or net worth.  ▪ Remain informed. You will take steps to understand the potential risks and returns on investments, including those detailed below in the “Risks of Investing in Mutual Funds” section. You will carefully review sales literature provided by us and, where appropriate, consult professionals, such as a lawyer or an accountant, for legal or tax advice. Before you invest, you will understand how the investment works, including fees. You will not invest in anything you do not fully understand.  ▪ Stay on top of your investments. You will promptly review the documentation and other information provided to you regarding your Account, the transactions conducted on your behalf and the holdings in your Account.  ▪ Ask questions. You will ask questions and request information from us to address any questions you may have about your Account, transactions or holdings, or your relationship with us or your Advisor.  Pay amounts owing. You agree to pay for all securities purchased on or before the day of settlement and will pay all commissions and charges properly levied on your Account.  ▪ Be fair and honest. We and your Advisor will treat you in a manner characterized by principles of fair dealing and high standards of honesty and integrity.  ▪ Make suitable investment recommendationsrecommendations that put your interests first. Your Advisor will know fulfill the “Know Your Product” (KYP) requirements by considering the features, structure, risks and understand ongoing costs and the characteristics and risks impact of those costs associated with any investment product they recommend to you and will have reasonable grounds for believing that any investment that they specifically recommend to you is suitable given the personal and financial circumstances you disclosed. Your Advisor should understand, and be able to clearly explain to you, the reasons that a specific security is appropriate and suitable for you.  In addition to being suitable, investment recommendations will put your interests first. ▪ Answer your questions. We and your Advisor will promptly respond to any questions or concerns you may have regarding your Account.

Keep us up to date. You will provide full and accurate information to us and your Advisor regarding your personal and financial circumstances, and promptly advise us of any change to information that could reasonably result in a change to the types of investments appropriate for you, such as a change to your income, investment objectives, risk tolerance, time horizon or net worth.  ▪ Remain informed. You will take steps to understand the potential risks and returns on investments, including those detailed below in the “Risks of Investing in Mutual Funds” section. You will carefully review sales literature provided by us and, where appropriate, consult professionals, such as a lawyer or an accountant, for legal or tax advice. Before you invest, you will understand how the investment works, including fees. You will not invest in anything you do not fully understand.  ▪ Stay on top of your investments. You will promptly review the documentation and other information provided to you regarding your Account, the transactions conducted on your behalf and the holdings in your Account.  ▪ Ask questions. You will ask questions and request information from us to address any questions you may have about your Account, transactions or holdings, or your relationship with us or your Advisor.  Pay amounts owing. You agree to pay for all securities purchased on or before the day of settlement and will pay all commissions and charges properly levied on your Account.  ▪ Be fair and honest. We and your Advisor will treat you in a manner characterized by principles of fair dealing and high standards of honesty and integrity.  ▪ Make suitable investment recommendations. Your Advisor will know and understand the characteristics and risks associated with any investment product they recommend to you and will have reasonable grounds for believing that any investment that they specifically recommend to you is suitable given the personal and financial circumstances you disclosed. Your Advisor should understand, and be able to clearly explain to you, the reasons that a specific security is appropriate and suitable for you.  ▪ Answer your questions. We and your Advisor will promptly respond to any questions or concerns you may have regarding your Account.

Keep us up to date. You will provide full and accurate information to us and your Advisor regarding your personal and financial circumstances, and promptly advise us of any change to information that could reasonably result in a change to the types of investments appropriate for you, such as a change to your income, investment objectives, risk tolerance, time horizon or net worth.  ▪ Remain informed. You will take steps to understand the potential risks and returns on investments, including those detailed below in the “Risks of Investing in Mutual Funds” section. You will carefully review sales literature provided by us and, where appropriate, consult professionals, such as a lawyer or an accountant, for legal or tax advice. Before you invest, you will understand how the investment works, including fees. You will not invest in anything you do not fully understand.  ▪ Stay on top of your investments. You will promptly review the documentation and other information provided to you regarding your Account, the transactions conducted on your behalf and the holdings in your Account.  ▪ Ask questions. You will ask questions and request information from us to address any questions you may have about your Account, transactions or holdings, or your relationship with us or your Advisor.  ▪ Pay amounts owing. You agree to pay for all securities purchased on or before the day of settlement and will pay all commissions and charges properly levied on your Account.  ▪ Be fair and honest. We and your Advisor will treat you in a manner characterized by principles of fair dealing and high standards of honesty and integrity.  ▪ Make suitable investment recommendations. Your Advisor will know and understand the characteristics and risks associated with any investment product they recommend to you and will have reasonable grounds for believing that any investment that they specifically recommend to you is suitable given the personal and financial circumstances you disclosed. Your Advisor should understand, and be able to clearly explain to you, the reasons that a specific security is appropriate and suitable for you.  ▪ Answer your questions. We and your Advisor will promptly respond to any questions or concerns you may have regarding your Account.

Keep us up to date. You will provide full and accurate information to us and your Advisor regarding your personal and financial circumstances, and promptly advise us of any change to information that could reasonably result in a change to the types of investments appropriate for you, such as a change to your income, investment needs and objectives, risk toleranceprofile, time horizon or net worth.  ▪ Remain informed. You will take steps to understand the potential risks and returns on investments, including those detailed below in the “Risks of Investing in Mutual Funds” section. You will carefully review sales literature provided by us and, where appropriate, consult professionals, such as a lawyer or an accountant, for legal or tax advice. Before you invest, you will understand how the investment works, including fees. You will not invest in anything you do not fully understand.  ▪ Stay on top of your investments. You will promptly review the documentation and other information provided to you regarding your Account, the transactions conducted on your behalf and the holdings in your Account.  ▪ Ask questions. You will ask questions and request information from us to address any questions you may have about your Account, transactions or holdings, or your relationship with us or your Advisor.  Pay amounts owing. You agree to pay for all securities purchased on or before the day of settlement and will pay all commissions and charges properly levied on your Account.  ▪ Be fair and honest. We and your Advisor will treat you in a manner characterized by principles of fair dealing and high standards of honesty and integrity.  ▪ Make suitable investment recommendationsrecommendations that put your interests first. Your Advisor will know fulfill the “Know Your Product” (KYP) requirements by considering the features, structure, risks and understand ongoing costs and the characteristics and risks impact of those costs associated with any investment product they recommend to you and will have reasonable grounds for believing that any investment that they specifically recommend to you is suitable given the personal and financial circumstances you disclosed. Your Advisor should understand, and be able to clearly explain to you, the reasons that a specific security is appropriate and suitable for you.  In addition to being suitable, investment recommendations will put your interests first ▪ Answer your questions. We and your Advisor will promptly respond to any questions or concerns you may have regarding your Account.