Common use of Landlord’s Fire and Casualty Insurance Clause in Contracts

Landlord’s Fire and Casualty Insurance. Landlord shall maintain -------------------------------------- during the Lease Term "all-risk" insurance insuring the Building against loss or damage due to fire and other casualties covered within the classification of fire and extended coverage, vandalism coverage and malicious mischief, sprinkler leakage, water damage, earthquake and flood damage and special extended. Such coverage shall be written for one hundred percent (100%) of the replacement cost value of the Building, without deduction for depreciation, and shall be from such companies, and on such other terms and conditions as Landlord may from time to time reasonably determine. Such insurance coverage shall also include a rental loss endorsement and one or more loss payee endorsements in favor of the holders of any mortgages or deeds of trust encumbering the interest of Landlord in the Real Property or the ground or underlying lessors of the Real Property, or any portion thereof. Notwithstanding the foregoing provisions of this Section 10.2, the coverage and amounts of insurance carried by Landlord in ------------ connection with the Building shall at a minimum be comparable to the coverage and amounts of insurance which are carried by reasonably prudent landlords of Comparable Buildings, and Worker's Compensation and Employee's Liability coverage as required by applicable law. Upon inquiry by Tenant, from time to time, Landlord shall inform Tenant of all such insurance carried by Landlord. Tenant shall, at Tenant's expense, comply as to the Premises with all customary insurance company requirements pertaining to the use of the Premises to the extent consistent with the insurance company requirements imposed at the Comparable Buildings. If Tenant's conduct or use of the Premises other than for the uses permitted under Section 5.1 of this Lease causes any increase in the premium for such insurance policies, then Tenant shall, following notice from Landlord either (i) cease such conduct or use, or (ii) reimburse Landlord for any such increase. Tenant, at Tenant's expense, shall comply with all rules, orders, regulations or requirements of the American Insurance Association (formerly the National Board of Fire Underwriters) and with any similar body to the extent consistent with the rules, orders, regulations or requirements imposed at the Comparable Buildings.

Landlord’s Fire and Casualty Insurance. Landlord shall maintain -------------------------------------- during the Lease Term "all-risk" Property damage ------------------------------------------ insurance insuring covering the Building (including the Systems and Equipment and the Building telecommunications riser system), the Parking Structure, the Tenant Improvements and the Alterations (but excluding Tenant's personal property) and all other improvements in and about the Common Areas in which Landlord may have an insurable interest, providing protection against loss or damage due to fire and other casualties covered within the classification all risks of physical loss, inclusive of standard fire and extended coveragecoverage insurance, vandalism coverage including endorsements against vandalism, malicious mischief and malicious mischiefother perils, sprinkler leakagebut excluding, water damageexcept as set forth below in SECTION 7.2.3, earthquake and flood damage and special extended. Such coverage shall be written for endorsements against ------------- earthquake, all in amounts not less than one hundred percent (100%) of the their full replacement cost value of the Building, without deduction for depreciation, and shall be from such companies, and on such other terms and conditions as Landlord may valuation from time to time reasonably determine. Such insurance coverage during the Lease Term with deductible amounts which shall also include a rental loss endorsement and one or more loss payee endorsements not be in favor excess of the holders commercially reasonable deductibles under insurance policies as are carried, generally, by prudent landlords of any mortgages or deeds of trust encumbering Comparable Buildings. Landlord's obligation to insure the interest of Landlord in the Real Property or the ground or underlying lessors Alterations shall commence only after thirty (30) days prior notice from Tenant setting forth a list of the Real PropertyAlterations to be insured. Landlord's policy shall contain at least twelve (12) months of "rental income loss" coverage payable in instances in which Tenant is entitled to Rent abatement hereunder, or any portion thereof. Notwithstanding and shall include (i) an "extended coverage" endorsement, (ii) a "building laws" and/or "law and ordinance" coverage endorsement (which endorsement may, notwithstanding the foregoing provisions of this Section 10.2SECTION 7.2.1, contain a commercially -------------- reasonable sublimit) that covers "costs of demolition," "increased costs of construction" due to changes in building codes and "contingent liability" with respect to undamaged portions of the Building, and (iii) an "earthquake sprinkler leakage" endorsement, with each such endorsement to be of a kind required by Landlord or by Lender to assist Landlord in funding its obligations under this Lease to repair and restore the Building (including the Systems and Equipment), the coverage Parking Structure, the Tenant Improvements, the Alterations and amounts of the Common Areas. Such policy shall also contain a "stipulated value" endorsement deleting any co-insurance carried by Landlord in ------------ connection with the Building shall at a minimum be comparable to the coverage and amounts of insurance which are carried by reasonably prudent landlords of Comparable Buildings, and Worker's Compensation and Employee's Liability coverage as required by applicable lawprovisions. Upon inquiry by Tenant, from time to timeIn addition, Landlord shall inform Tenant of all such insurance carried maintain "boiler machinery" coverage (and a joint loss agreement if the boiler machinery coverage is issued by Landlord. Tenant shall, at Tenant's expense, comply as to the Premises with all customary a different insurance company requirements pertaining to than the use of the Premises to the extent consistent with the insurance company requirements imposed at the Comparable Buildings. If Tenant's conduct or use of the Premises other than for the uses permitted under Section 5.1 of this Lease causes any increase in the premium for such insurance policies, then Tenant shall, following notice from Landlord either (i) cease such conduct or use, or (ii) reimburse Landlord for any such increase. Tenant, at Tenant's expense, shall comply with all rules, orders, regulations or requirements of the American Insurance Association (formerly the National Board of Fire Underwriters) and with any similar body to the extent consistent with the rules, orders, regulations or requirements imposed at the Comparable Buildingsbasic property insurance).

Landlord’s Fire and Casualty Insurance. Landlord shall maintain -------------------------------------- during the Lease Term "all-risk" Property damage ------------------------------------------ insurance insuring covering the Building (including the Systems and Equipment and the Building telecommunications riser system), the Parking Structure, the Tenant Improvements and the Alterations (but excluding Tenant's personal property) and all other improvements in and about the Common Areas in which Landlord may have an insurable interest, providing protection against loss or damage due to fire and other casualties covered within the classification all risks of physical loss, inclusive of standard fire and extended coveragecoverage insurance, vandalism coverage including endorsements against vandalism, malicious mischief and malicious mischiefother perils, sprinkler leakagebut excluding, water damageexcept as set forth below in SECTION 7.2.3, earthquake and flood damage and special extended. Such coverage shall be written for endorsements against ------------- earthquake, all in amounts not less than one hundred percent (100%) of the their full replacement cost value of the Building, without deduction for depreciation, and shall be from such companies, and on such other terms and conditions as Landlord may valuation from time to time reasonably determine. Such insurance coverage during the Lease Term with deductible amounts which shall also include a rental loss endorsement and one or more loss payee endorsements not be in favor excess of the holders commercially reasonable -30- XXXXXXX XXXXXX CENTER VENTURE, LLC [20th Century Industries; 6303 Owensmouth] deductibles under insurance policies as are carried, generally, by prudent landlords of any mortgages or deeds of trust encumbering Comparable Buildings. Landlord's obligation to insure the interest of Landlord in the Real Property or the ground or underlying lessors Alterations shall commence only after thirty (30) days prior notice from Tenant setting forth a list of the Real PropertyAlterations to be insured. Landlord's policy shall contain at least twelve (12) months of "rental income loss" coverage payable in instances in which Tenant is entitled to Rent abatement hereunder, or any portion thereof. Notwithstanding and shall include (i) an "extended coverage" endorsement, (ii) a "building laws" and/or "law and ordinance" coverage endorsement (which endorsement may, notwithstanding the foregoing provisions of this Section 10.2SECTION 7.2.1, contain a commercially -------------- reasonable sublimit) that covers "costs of demolition," "increased costs of construction" due to changes in building codes and "contingent liability" with respect to undamaged portions of the Building, and (iii) an "earthquake sprinkler leakage" endorsement, with each such endorsement to be of a kind required by Landlord or by Lender to assist Landlord in funding its obligations under this Lease to repair and restore the Building (including the Systems and Equipment), the coverage Parking Structure, the Tenant Improvements, the Alterations and amounts of the Common Areas. Such policy shall also contain a "stipulated value" endorsement deleting any co-insurance carried by Landlord in ------------ connection with the Building shall at a minimum be comparable to the coverage and amounts of insurance which are carried by reasonably prudent landlords of Comparable Buildings, and Worker's Compensation and Employee's Liability coverage as required by applicable lawprovisions. Upon inquiry by Tenant, from time to timeIn addition, Landlord shall inform Tenant of all such insurance carried maintain "boiler machinery" coverage (and a joint loss agreement if the boiler machinery coverage is issued by Landlord. Tenant shall, at Tenant's expense, comply as to the Premises with all customary a different insurance company requirements pertaining to than the use of the Premises to the extent consistent with the insurance company requirements imposed at the Comparable Buildings. If Tenant's conduct or use of the Premises other than for the uses permitted under Section 5.1 of this Lease causes any increase in the premium for such insurance policies, then Tenant shall, following notice from Landlord either (i) cease such conduct or use, or (ii) reimburse Landlord for any such increase. Tenant, at Tenant's expense, shall comply with all rules, orders, regulations or requirements of the American Insurance Association (formerly the National Board of Fire Underwriters) and with any similar body to the extent consistent with the rules, orders, regulations or requirements imposed at the Comparable Buildingsbasic property insurance).

Landlord’s Fire and Casualty Insurance. Landlord shall maintain insure the -------------------------------------- during Building and the Lease Term "all-risk" insurance insuring the Building Project against loss or damage due to fire and other casualties covered within the classification of fire and extended coverage, vandalism coverage and malicious mischief, sprinkler leakage, water damage, earthquake and flood damage and special extendedextended coverage. Such coverage shall be written for one hundred percent (100%) of the replacement cost value of the Buildingin such amounts, without deduction for depreciation, and shall be from such companies, and on such other terms and conditions conditions, as Landlord may from time to time reasonably determine, provided that such coverage shall (i) be for full replacement of the Building and the Project in compliance with all then existing applicable laws, (ii) provide for rent continuation insurance equal to not less than twelve (12) months rent; and (iii) be with companies and have policies meeting the criteria set forth in Section 8.3 in this Lease. Such However, if Tenant ----------- at any time determines that the proceeds of such insurance would not be adequate to cover all or substantially all of the repair and restoration costs for which Landlord would be responsible under Section 11.2 should a casualty covered ------------ thereby occur ("repair costs"), it may require Landlord to increase the amount or coverage of the insurance required to be obtained by Landlord under this Section 8.5 in order that such insurance will cover all or substantially all of ----------- the repair costs, but only if such insurance is readily available from insurers meeting the requirements of Section 8.3; any increased cost of such insurance ----------- shall be an Operating Cost. Landlord shall not be obligated to insure the Tenant Improvements or Tenant's Alterations, moveable furniture, equipment, trade fixtures, or personal property. Additionally, at the sole option of Landlord, such insurance coverage shall also may include the risks of earthquakes and/or flood damage and additional hazards, a rental loss endorsement and one or more loss payee endorsements in favor of the holders of or any mortgages or deeds of trust encumbering the interest of Landlord in the Real Property Building or the ground or underlying lessors of the Real Property, or any portion thereof. Notwithstanding the foregoing provisions of this Section 10.2, the coverage and amounts of insurance carried by Landlord in ------------ connection with the Building shall at a minimum be comparable to the coverage and amounts of insurance which are carried by reasonably prudent landlords of Comparable Buildings, and Worker's Compensation and Employee's Liability coverage as required by applicable law. Upon inquiry by Tenant, from time to time, Landlord shall inform Tenant of all such insurance carried by Landlord. Tenant shall, at Tenant's expense, comply as to the Premises with all customary insurance company requirements pertaining to the use of the Premises to the extent consistent with the insurance company requirements imposed at the Comparable Buildings. If Tenant's conduct or use of the Premises other than for the uses permitted under Section 5.1 of this Lease causes any increase in the premium for such insurance policies, then Tenant shall, following notice from Landlord either (i) cease such conduct or use, or (ii) reimburse Landlord for any such increase. Tenant, at Tenant's expense, shall comply with all rules, orders, regulations or requirements of the American Insurance Association (formerly the National Board of Fire Underwriters) and with any similar body to the extent consistent with the rules, orders, regulations or requirements imposed at the Comparable BuildingsProject.