Liability for Charges. a. You and/or the Cardmember are liable to us for all Charges in accordance with the liability option that is identified in the Programme Application Form or that You have otherwise agreed with us in writing. Subject to the “Unauthorised Charges/Lost and Stolen or Otherwise Missing Cards, Misuse of an Account, Queries” section of this Agreement (Section A, clause 10) and the “Liability for Unauthorised Charges” section of this Agreement (Section A, clause 11), the liability options are:
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