Common use of Limitation of Liability for Online Banking Transactions Clause in Contracts

Limitation of Liability for Online Banking Transactions. Tell us at once if you believe your Online Banking Password has been compromised or if someone has transferred or may transfer money from your account without your permission. The best way to minimize your loss is to call us immediately. The unauthorized use of your Online Banking services could cause you to lose all of your money in your accounts, plus any amount available under your overdraft protection plan. You will have no liability for unauthorized transactions if you notify us within 60 days after the statement showing the transaction has been mailed to you (or 90 days if the transaction was from an account maintained at another financial institution). If you do not, you may not get back any of the money you lost from any unauthorized transaction that occurs after the close of the 60-day period (or 90 day period if the transaction was from an account maintained at another financial institution), if we can show that we could have stopped the transaction if you had notified us in time. If a good reason (such as a long trip or hospital stay) kept you from telling us, we may extend the time periods. When you give someone your Username and Password, you are authorizing that person to use your service, and you are responsible for all transactions that person performs while using your service. All transactions that person performs, even those transactions you did not intend or want performed, are authorized transactions. Transactions that you or someone acting with you initiates with fraudulent intent are also authorized transactions. For your protection, sign off after every Online Banking session and close your browser to ensure confidentiality. Note: These liability rules are established by Regulation E, which implements the federal Electronic Fund Transfer Act and does not apply to business accounts. Our liability policy regarding unauthorized debit card or ATM Card transactions, and unauthorized Online Banking transactions on consumer deposit accounts may give you more protection, provided you report the transactions promptly. Please see the agreement you received with your ATM or debit card, in addition to the terms of this Agreement. Also, the state law applicable to your account may give you more time to report an unauthorized transaction or may give you more protection. For example, in Massachusetts, the two day and 60 day time limits for reporting unauthorized transactions do not apply and the $500 limit does not apply.

Limitation of Liability for Online Banking Transactions. Tell us at once if you believe your Online Banking Password password has been compromised or if someone has transferred or may transfer money from your account without your permission. The best way to minimize your loss is to call us immediately. The unauthorized use of your Online Banking services could cause you to lose all of your money in your accounts, plus any amount available under your Balance Connect™ overdraft protection planservice. You will have no liability for unauthorized transactions if you notify us within 60 days after the statement showing the transaction has been mailed sent to you (or 90 days if the transaction was from an account maintained at another financial institution). If you do not, you may not get back any of the money you lost from any unauthorized transaction that occurs after the close of the 60-day period (or 90 day period if the transaction was from an account maintained at another financial institution), if we can show that we could have stopped the transaction if you had notified us in time. If a good reason (such as a long trip or hospital stay) kept you from telling us, we may extend the time periods. When If you give someone your Username User ID and Passwordpassword and grant authority to make transfers to a person who exceeds the authority given, you are authorizing that person to use your service, and you are responsible for all transactions that person performs while using your service. All transactions unless you notify us that the transfers by that person performs, even those transactions you did not intend or want performed, are authorized transactionsno longer authorized. Transactions that you or someone acting with you initiates with fraudulent intent are also authorized transactions. For your protection, sign off after every Online Banking session and close your browser to ensure confidentiality. Note: These liability rules are established by Regulation E, which implements the federal Electronic Fund Transfer Act and does not apply to business accounts. Our liability policy regarding unauthorized debit card or ATM Card transactions, and unauthorized Online Banking transactions on consumer deposit accounts may give you more protection, provided you report the transactions promptly. Please see the agreement you received with your ATM or debit card, in addition to the terms of this Agreement. Also, the state law applicable to your account may give you more time to report an unauthorized transaction or may give you more protection. For example, in Massachusetts, the two day and 60 day time limits for reporting unauthorized transactions do not apply and the $500 limit does not apply.

Limitation of Liability for Online Banking Transactions. Tell us at once if you believe your Online Banking Password password has been compromised or if someone has transferred or may transfer money from your account without your permission. The best way to minimize your loss is to call us immediately. The unauthorized use of your Online Banking services could cause you to lose all of your money in your accounts, plus any amount available under your Balance Connect™ overdraft protection planservice. You will have no liability for unauthorized transactions if you notify us within 60 days after the statement showing the transaction has been mailed sent to you (or 90 days if the transaction was from an account maintained at another financial institution). If you do not, you may not get back any of the money you lost from any unauthorized transaction that occurs after the close of the 60-day period (or 90 90-day period if the transaction was from an account maintained at another financial institution), if we can show that we could have stopped the transaction if you had notified us in time. If a good reason (such as a long trip or hospital stay) kept you from telling us, we may extend the time periods. When If you give someone your Username User ID and Passwordpassword and grant authority to make transfers to a person who exceeds the authority given, you are authorizing that person to use your service, and you are responsible for all transactions that person performs while using your service. All transactions unless you notify us that the transfers by that person performs, even those transactions you did not intend or want performed, are authorized transactionsno longer authorized. Transactions that you or someone acting with you initiates with fraudulent intent are also authorized transactions. For your protection, sign off after every Online Banking session and close your browser to ensure confidentiality. Note: These liability rules are established by Regulation E, which implements the federal Electronic Fund Transfer Act and does not apply to business accounts. Our liability policy regarding unauthorized debit card or ATM Card transactions, and unauthorized Online Banking transactions on consumer deposit accounts may give you more protection, provided you report the transactions promptly. Please see the agreement you received with your ATM or debit card, in addition to the terms of this Agreement. Also, the state law applicable to your account may give you more time to report an unauthorized transaction or may give you more protection. For example, in Massachusetts, the two day and 60 day time limits for reporting unauthorized transactions do not apply and the $500 limit does not apply.

Limitation of Liability for Online Banking Transactions. Tell us at once AT ONCE if you believe your Online Banking Password passcode has been compromised or if someone has transferred or may transfer money from your account without your permission. The Telephoning is the best way to minimize of keeping your loss is to possible losses down. Contact us as soon as you can by a secure online mail message, or call us immediatelyat 000-000-0000, or write us at PO Box 869105, Plano, TX 75086-9105. The unauthorized use of your Online Banking services You could cause you to lose all of your the money in your accountsaccount (plus your maximum overdraft line of credit). If you tell us within two business days after you learn of the loss or theft of your passcode, plus any amount available under you can lose no more than $50 if someone used your overdraft protection planpasscode without your permission. You will If you do NOT tell us within two business days after you learn of the loss or theft of your passcode, and we can prove we could have no liability for unauthorized transactions stopped someone from using your passcode without your permission if you notify had told us, you could lose as much as $500. Also, if your statement shows transfers that you did not make, including those made by passcode or other means, tell us at once. If you do not tell us within 60 days after the statement showing the transaction has been was mailed to you (or 90 days if the transaction was from an account maintained at another financial institution). If you do notyou, you may not get back any of the money you lost from any unauthorized transaction that occurs after the close of the 60-day period (or 90 day period if the transaction was from an account maintained at another financial institution), 60 days if we can show prove that we could have stopped someone from taking the transaction money if you had notified told us in time. If a good reason (such as a long trip or a hospital stay) kept you from telling us, we may will extend the time periods. When you give someone your Username Online Banking ID and Passwordpasscode, you are authorizing that person to use your serviceOnline Banking services, and you are responsible for all transactions that person performs while using your serviceservices. All transactions that person performs, even those transactions you did not intend or want performed, are authorized transactions. If you notify us that the person is no longer authorized, then only transactions that person performs after the time you notify us and we have had a reasonable period of time to act following receipt of such notice are considered unauthorized. Transactions that you or someone acting with you initiates with fraudulent intent are also authorized transactions. For your protection, sign off after every Online Banking session and close your browser to ensure confidentiality. Note: These liability rules are established by Regulation E, which implements the federal Electronic Fund Transfer Act and does not apply to business accounts. E. Our liability policy regarding unauthorized debit card or ATM Card transactions, and unauthorized Online Banking transactions on consumer deposit accounts may give you more protection, provided you report the transactions promptly. Please see the agreement you received with your ATM or debit card, in addition to the terms of this Account Agreement. Also, the state law applicable to your account may give you more time to report an unauthorized transaction or may give you more protection. For example, in Massachusetts, the two day and 60 day time limits for reporting unauthorized transactions do not apply and the $500 limit does not apply.