Common use of Limitation of Liability; No Warranty Clause in Contracts

Limitation of Liability; No Warranty. I agree that within thirty (30) days of the A2A transfer, I will tell you of any errors, delays, or other problems related to my request. If my funds transfer request is delayed or erroneously executed as a result of GHS's error, GHS's sole obligation to me is to pay or refund such amounts as may be required by applicable law. Any claim for interest payable by GHS shall be at GHS’s published savings account rate in effect on the account from which the funds transfer was made. In any event, if I fail to notify you of any claim concerning my funds transfer within sixty (60) days of the A2A transfer any claim by me shall be barred under applicable law. I AGREE THAT GHS FEDERAL CREDIT UNION SHALL NOT BE LIABLE FOR ANY COSTS, FEES, LOSSES OR DAMAGES OF ANY KIND INCURRED AS A RESULT OF (1) MY GRANTING YOU AUTHORITY TO VERIFY A THIRD PARTY ACCOUNT; (2) YOUR DEBIT AND/OR CREDIT OF A VERIFIED ACCOUNT OR YOUR INABILITY TO DEBIT AND/OR CREDIT SUCH ACCOUNT(S) IN ACCORDANCE WITH MY A2A TRANSFER INSTRUCTIONS; (3) ANY INACCURATE OR INCOMPLETE INFORMATION RECEIVED FROM ANOTHER FINANCIAL INSTITUTION IN CONNECTION WITH VERIFYING A THIRD PARTY ACCOUNT OR EXECUTING A TRANSFER WITH A VERIFIED ACCOUNT; (4) ANY CHARGES IMPOSED BY THE FINANCIAL INSTITUTION HOLDING A VERIFIED ACCOUNT; AND (5) ANY TRANSFER LIMITATIONS SET BY A FINANCIAL INSTITUTION HOLDING A VERIFIED ACCOUNT. IN NO EVENT SHALL GHS FEDERAL CREDIT UNION BE RESPONSIBLE FOR ANY INCIDENTAL OR CONSEQUENTIAL DAMAGES OR EXPENSES ARISING IN CONNECTION WITH MY A2A TRANSFER REQUEST. Amendments - I agree that you reserve the right to change the terms and conditions of this Agreement as required by law or policy. Unless otherwise required by law, you may amend this Agreement without prior notice to me. If you choose to notify me of an amendment or are required to do so by law, you may ask me to agree to an amended version of this Agreement electronically, or mail or deliver a separate notice, statement message or electronic message to me at the last address or e-mail you have on file for me. Governing Law - This Agreement shall be governed by the laws of the New York.

Limitation of Liability; No Warranty. I You agree that within thirty (30) days of the A2A transferafter you receive notification that your Open transfer request has been executed, I you will tell you Frontwave Credit Union of any errors, delays, or other problems related to my your request. If my your funds transfer request is delayed or erroneously executed as a result of GHS's Frontwave Credit Union’s error, GHS's Frontwave Credit Union’s sole obligation to me you is to pay or refund such amounts as may be required by applicable law. Any claim for interest payable by GHS Frontwave Credit Union shall be at GHSFrontwave Credit Union’s published savings account rate in effect on within the state of the home financial center of the account from which the funds transfer was made. In any event, if I you fail to notify you Frontwave Credit Union of any claim concerning my your funds transfer request within sixty one (601) days of year from the A2A transfer date that you receive notification that your request has been executed, any claim by me you shall be barred under applicable law. I AGREE THAT GHS FEDERAL FRONTWAVE CREDIT UNION SHALL NOT BE LIABLE FOR ANY COSTS, FEES, LOSSES OR DAMAGES OF ANY KIND INCURRED AS A RESULT OF (1) MY YOUR GRANTING YOU FRONTWAVE CREDIT UNION AUTHORITY TO VERIFY A THIRD PARTY ACCOUNT; (2) YOUR DEBIT AND/OR CREDIT OF A VERIFIED ACCOUNT OR YOUR INABILITY TO DEBIT AND/OR CREDIT SUCH ACCOUNT(S) IN ACCORDANCE WITH MY A2A YOUR OPEN TRANSFER INSTRUCTIONS; (3) ANY INACCURATE OR INCOMPLETE INFORMATION RECEIVED FROM ANOTHER FINANCIAL INSTITUTION IN CONNECTION WITH VERIFYING A THIRD PARTY ACCOUNT OR EXECUTING A TRANSFER WITH A VERIFIED ACCOUNT; (4) ANY CHARGES IMPOSED BY THE FINANCIAL INSTITUTION HOLDING A VERIFIED ACCOUNT; AND (5) ANY TRANSFER LIMITATIONS SET BY A FINANCIAL INSTITUTION HOLDING A VERIFIED ACCOUNT. IN NO EVENT SHALL GHS FEDERAL FRONTWAVE CREDIT UNION BE RESPONSIBLE FOR ANY INCIDENTAL OR CONSEQUENTIAL DAMAGES OR EXPENSES ARISING IN CONNECTION WITH MY A2A YOUR OPEN TRANSFER REQUEST. Amendments - I agree that you reserve the right to change the terms and conditions of this Agreement as required by law or policyEXCEPT AS MAY BE EXPRESSLY SET FORTH IN THIS AGREEMENT, FRONTWAVE CREDIT UNION, ITS DIRECTORS, OFFICERS, EMPLOYEES AND AGENTS HEREBY DISCLAIM ALL WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION ANY WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT OF INTELLECTUAL PROPERTY OR THIRD PARTY RIGHTS. Unless otherwise required by lawFRONTWAVE CREDIT UNION MAKES NO WARRANTY OR REPRESENTATION REGARDING THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE OPEN TRANSFER SERVICE, you may amend this Agreement without prior notice to me. If you choose to notify me of an amendment or are required to do so by lawTHE ACCURACY OR RELIABILITY OF ANY INFORMATION OBTAINED THROUGH THE OPEN TRANSFER SERVICE, you may ask me to agree to an amended version of this Agreement electronicallyTHE ACCURACY OF ANY INFORMATION RETRIEVED BY FRONTWAVE CREDIT UNION FROM ANY FINANCIAL INSTITUTION HOLDING ANY VERIFIED ACCOUNT OR THAT THE OPEN TRANSFER SERVICE WILL MEET ANY REQUIREMENTS OF ANY USER, or mail or deliver a separate noticeBE UNINTERRUPTED, statement message or electronic message to me at the last address or e-mail you have on file for me. Governing Law - This Agreement shall be governed by the laws of the New YorkTIMELY, SECURE OR ERROR FREE.

Limitation of Liability; No Warranty. I agree that within thirty (30) days of the A2A transferafter I receive notification that my Remote Account transfer request has been executed, I will tell you SFPCU of any errors, delays, or other problems related to my request. If my funds transfer request is delayed or erroneously executed as a result of GHS's the SFPCU’s error, GHS's SFPCU’s sole obligation to me is to pay or refund such amounts as may be required by applicable law. Any claim for interest payable by GHS SFPCU shall be at GHSthe SFPCU’s published savings account rate in effect on within the state of the home financial center of the account from which the funds transfer was made. In any event, if I fail to notify you SFPCU of any claim concerning my funds transfer request within sixty one (601) days of year from the A2A transfer date that I receive notification that my request has been executed, any claim by me shall be barred under applicable law. I AGREE THAT GHS FEDERAL CREDIT UNION SFPCU SHALL NOT BE LIABLE FOR ANY COSTS, FEES, LOSSES OR DAMAGES OF ANY KIND INCURRED AS A RESULT OF (1) MY GRANTING YOU SFPCU AUTHORITY TO VERIFY A THIRD PARTY ACCOUNT; (2) YOUR DEBIT AND/OR CREDIT OF A VERIFIED ACCOUNT OR YOUR INABILITY TO DEBIT AND/OR CREDIT SUCH ACCOUNT(S) IN ACCORDANCE WITH MY A2A REMOTE ACCOUNT TRANSFER INSTRUCTIONS; (3) ANY INACCURATE OR INCOMPLETE INFORMATION RECEIVED FROM ANOTHER FINANCIAL INSTITUTION IN CONNECTION WITH VERIFYING A THIRD PARTY ACCOUNT OR EXECUTING A TRANSFER WITH A VERIFIED ACCOUNT; (4) ANY CHARGES IMPOSED BY THE FINANCIAL INSTITUTION HOLDING A VERIFIED ACCOUNT; AND (5) ANY TRANSFER LIMITATIONS SET BY A FINANCIAL INSTITUTION HOLDING A VERIFIED ACCOUNT. IN NO EVENT SHALL GHS FEDERAL CREDIT UNION SFPCU BE RESPONSIBLE FOR ANY INCIDENTAL OR CONSEQUENTIAL DAMAGES OR EXPENSES ARISING IN CONNECTION WITH MY A2A REMOTE ACCOUNT TRANSFER REQUEST. Amendments - EXCEPT AS MAY BE EXPRESSLY SET FORTH IN THIS AGREEMENT, SFPCU, ITS DIRECTORS, OFFICERS, EMPLOYEES AND AGENTS HEREBY DISCLAIM ALL WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION ANY WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT OF INTELLECTUAL PROPERTY OR THIRD PARTY RIGHTS. SFPCU MAKES NO WARRANTY OR REPRESENTATION REGARDING THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE REMOTE ACCOUNT TRANSFER SERVICE, THE ACCURACY OR RELIABILITY OF ANY INFORMATION OBTAINED THROUGH THE REMOTE ACCOUNT TRANSFER SERVICE, THE ACCURACY OF ANY INFORMATION RETRIEVED BY SFPCU FROM ANY FINANCIAL INSTITUTION HOLDING ANY VERIFIED ACCOUNT OR THAT THE REMOTE ACCOUNT TRANSFER SERVICE WILL MEET ANY REQUIREMENTS OF ANY USER, BE UNINTERRUPTED, TIMELY, SECURE OR ERROR FREE. I agree that you reserve SFPCU reserves the right to change the terms and conditions of this Agreement as required by law or SFPCU policy. Unless otherwise required by law, you SFPCU may amend this Agreement without prior notice to me. If you choose SFPCU chooses to notify me of an amendment or are is required to do so by law, you SFPCU may ask me to agree to an amended version of this Agreement electronically, or mail or deliver a separate notice, statement message or electronic message to me at the last address or e-mail you have SFPCU has on file for me. Governing Law - This Agreement shall be governed by the laws of the New Yorkstate of California and federal law, as applicable.

Limitation of Liability; No Warranty. I agree that within thirty (30) days of the A2A transfer, I will tell you of any errors, delays, or other problems related to my request. If my funds transfer request is delayed or erroneously executed as a result of GHSTelhio Credit Union's error, GHSTelhio Credit Union's sole obligation to me is to pay or refund such amounts as may be required by applicable law. Any claim for interest payable by GHS Telhio Credit Union shall be at GHS’s Telhio Credit Union's published savings account rate in effect on the account from which the funds transfer was made. In any event, if I fail to notify you of any claim concerning my funds transfer within sixty (60) days of the A2A transfer any claim by me shall be barred under applicable law. I AGREE THAT GHS FEDERAL TELHIO CREDIT UNION SHALL NOT BE LIABLE FOR ANY COSTS, FEES, LOSSES OR DAMAGES OF ANY KIND INCURRED AS A RESULT OF (1) MY GRANTING YOU AUTHORITY TO VERIFY A THIRD PARTY ACCOUNT; (2) YOUR DEBIT AND/OR CREDIT OF A VERIFIED ACCOUNT OR YOUR INABILITY TO DEBIT AND/OR CREDIT SUCH ACCOUNT(S) IN ACCORDANCE WITH MY A2A TRANSFER INSTRUCTIONS; (3) ANY INACCURATE OR INCOMPLETE INFORMATION RECEIVED FROM ANOTHER FINANCIAL INSTITUTION IN CONNECTION WITH VERIFYING A THIRD PARTY ACCOUNT OR EXECUTING A TRANSFER WITH A VERIFIED ACCOUNT; (4) ANY CHARGES IMPOSED BY THE FINANCIAL INSTITUTION HOLDING A VERIFIED ACCOUNT; AND (5) ANY TRANSFER LIMITATIONS SET BY A FINANCIAL INSTITUTION HOLDING A VERIFIED ACCOUNT. IN NO EVENT SHALL GHS FEDERAL TELHIO CREDIT UNION BE RESPONSIBLE FOR ANY INCIDENTAL OR CONSEQUENTIAL DAMAGES OR EXPENSES ARISING IN CONNECTION WITH MY A2A TRANSFER REQUEST. EXCEPT AS MAY BE EXPRESSLY SET FORTH IN THIS AGREEMENT, TELHIO CREDIT UNION, ITS DIRECTORS, OFFICERS, EMPLOYEES AND AGENTS HEREBY DISCLAIM ALL WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION ANY WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT OF INTELLECTUAL PROPERTY OR THIRD PARTY RIGHTS. TELHIO CREDIT UNION MAKES NO WARRANTY OR REPRESENTATION REGARDING THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE A2A SERVICE, THE ACCURACY OR RELIABILITY OF ANY INFORMATION OBTAINED THROUGH THE A2A SERVICE, THE ACCURACY OF ANY INFORMATION RETRIEVED BY TELHIO CREDIT UNION FROM ANY FINANCIAL INSTITUTION HOLDING ANY VERIFIED ACCOUNT OR THAT THE A2A SERVICE WILL MEET ANY REQUIREMENTS OF ANY USER, BE UNINTERRUPTED, TIMELY, SECURE OR ERROR FREE. Amendments - I agree that you reserve the right to change the terms and conditions of this Agreement as required by law or policy. Unless otherwise required by law, you may amend this Agreement without prior notice to me. If you choose to notify me of an amendment or are required to do so by law, you may ask me to agree to an amended version of this Agreement electronically, or mail or deliver a separate notice, statement message or electronic message to me at the last address or e-mail you have on file for me. Governing Law - This Agreement shall be governed by the laws of the New YorkOhio (OH).

Limitation of Liability; No Warranty. I agree that within thirty (30) days of the after my External A2A transfertransfer request has been executed, I will tell you of any errors, delays, or other problems related to my request. If my funds transfer request is delayed or erroneously executed as a result of GHS's DPFCU’s error, GHS's DPFCU’s sole obligation to me is to pay or refund such amounts as may be required by applicable law. Any claim for interest payable by GHS DPFCU shall be at GHSDPFCU’s published savings account rate in effect on within the account from which the funds transfer was made. In any the event, if I fail to notify you DPFCU of any claim concerning my funds transfer request within sixty (60) 60 days of from the A2A transfer date that I receive notification that my request has been executed, any claim by me shall be barred under applicable law. I AGREE THAT GHS FEDERAL CREDIT UNION SHALL NOT BE LIABLE FOR ANY COSTSagree that DPFCU shall not be liable for any costs, FEESfees, LOSSES OR DAMAGES OF ANY KIND INCURRED AS A RESULT OF losses or damages of any kind incurred as a result of (1) MY GRANTING YOU AUTHORITY TO VERIFY A THIRD PARTY ACCOUNTmy granting you authority to verify a third party account; (2) YOUR DEBIT AND/OR CREDIT OF A VERIFIED ACCOUNT OR YOUR INABILITY TO DEBIT AND/OR CREDIT SUCH ACCOUNT(Sour debit and/or credit of a verified account or your inability to debit and/or credit such account(s) IN ACCORDANCE WITH MY in accordance with my External A2A TRANSFER INSTRUCTIONStransfer instructions; (3) ANY INACCURATE OR INCOMPLETE INFORMATION RECEIVED FROM ANOTHER FINANCIAL INSTITUTION IN CONNECTION WITH VERIFYING A THIRD PARTY ACCOUNT OR EXECUTING A TRANSFER WITH A VERIFIED ACCOUNTany inaccurate or incomplete information received from another financial institution in connection with verifying a third party account or executing a transfer with a verified account; (4) ANY CHARGES IMPOSED BY THE FINANCIAL INSTITUTION HOLDING A VERIFIED ACCOUNTany changes imposed by the financial institution holding a verified account; AND and (5) ANY TRANSFER LIMITATIONS SET BY A FINANCIAL INSTITUTION HOLDING A VERIFIED ACCOUNTany transfer limitations set by a financial institution holding a verified account. IN NO EVENT SHALL GHS FEDERAL CREDIT UNION BE RESPONSIBLE FOR ANY INCIDENTAL OR CONSEQUENTIAL DAMAGES OR EXPENSES ARISING IN CONNECTION WITH MY In no event shall DPFCU be responsible for any incidental or consequential damages or expenses arising in connection with my External A2A TRANSFER REQUESTtransfer request. Amendments - I agree DPFCU makes no warranty or representation regarding the results that you reserve may be obtained from the right to change the terms and conditions of this Agreement as required by law or policy. Unless otherwise required by law, you may amend this Agreement without prior notice to me. If you choose to notify me of an amendment or are required to do so by law, you may ask me to agree to an amended version of this Agreement electronically, or mail or deliver a separate notice, statement message or electronic message to me at the last address or e-mail you have on file for me. Governing Law - This Agreement shall be governed by the laws use of the New YorkExternal A2A Service, the accuracy of any information retrieved by DPFCU from any financial institution holding any Verified Account or that the External A2A Service will meet any requirements of any user, be uninterrupted, timely, secure or error free.

Limitation of Liability; No Warranty. I agree that within thirty (30) days of the A2A transferafter I receive notification that my Open transfer request has been executed, I will tell you the Credit Union of any errors, delays, or other problems related to my request. If my funds transfer request is delayed or erroneously executed as a result of GHS's the Credit Union’s error, GHS's the Credit Union’s sole obligation to me is to pay or refund such amounts as may be required by applicable law. Any claim for interest payable by GHS the Credit Union shall be at GHSthe Credit Union’s published savings account rate in effect on within the state of the home financial center of the account from which the funds transfer was made. In any event, if I fail to notify you the Credit Union of any claim concerning my funds transfer request within sixty one (601) days of year from the A2A transfer date that I receive notification that my request has been executed, any claim by me shall be barred under applicable law. I AGREE THAT GHS FEDERAL THE CREDIT UNION SHALL NOT BE LIABLE FOR ANY COSTS, FEES, LOSSES OR DAMAGES OF ANY KIND INCURRED AS A RESULT OF (1) MY GRANTING YOU THE CREDIT UNION AUTHORITY TO VERIFY A THIRD PARTY ACCOUNT; (2) YOUR DEBIT AND/OR CREDIT OF A VERIFIED ACCOUNT OR YOUR INABILITY TO DEBIT AND/OR CREDIT SUCH ACCOUNT(S) IN ACCORDANCE WITH MY A2A OPEN TRANSFER INSTRUCTIONS; (3) ANY INACCURATE OR INCOMPLETE INFORMATION RECEIVED FROM ANOTHER FINANCIAL INSTITUTION IN CONNECTION WITH VERIFYING A THIRD PARTY ACCOUNT OR EXECUTING A TRANSFER WITH A VERIFIED ACCOUNT; (4) ANY CHARGES IMPOSED BY THE FINANCIAL INSTITUTION HOLDING A VERIFIED ACCOUNT; AND (5) ANY TRANSFER LIMITATIONS SET BY A FINANCIAL INSTITUTION HOLDING A VERIFIED ACCOUNT. IN NO EVENT SHALL GHS FEDERAL THE CREDIT UNION BE RESPONSIBLE FOR ANY INCIDENTAL OR CONSEQUENTIAL DAMAGES OR EXPENSES ARISING IN CONNECTION WITH MY A2A OPEN TRANSFER REQUEST. Amendments - I agree that you reserve the right to change the terms and conditions of this Agreement as required by law or policyEXCEPT AS MAY BE EXPRESSLY SET FORTH IN THIS AGREEMENT, THE CREDIT UNION, ITS DIRECTORS, OFFICERS, EMPLOYEES AND AGENTS HEREBY DISCLAIM ALL WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION ANY WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON- INFRINGEMENT OF INTELLECTUAL PROPERTY OR THIRD PARTY RIGHTS. Unless otherwise required by lawTHE CREDIT UNION MAKES NO WARRANTY OR REPRESENTATION REGARDING THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE OPEN TRANSFER SERVICE, you may amend this Agreement without prior notice to me. If you choose to notify me of an amendment or are required to do so by lawTHE ACCURACY OR RELIABILITY OF ANY INFORMATION OBTAINED THROUGH THE OPEN TRANSFER SERVICE, you may ask me to agree to an amended version of this Agreement electronicallyTHE ACCURACY OF ANY INFORMATION RETRIEVED BY THE CREDIT UNION FROM ANY FINANCIAL INSTITUTION HOLDING ANY VERIFIED ACCOUNT OR THAT THE OPEN TRANSFER SERVICE WILL MEET ANY REQUIREMENTS OF ANY USER, or mail or deliver a separate noticeBE UNINTERRUPTED, statement message or electronic message to me at the last address or e-mail you have on file for me. Governing Law - This Agreement shall be governed by the laws of the New YorkTIMELY, SECURE OR ERROR FREE.

Limitation of Liability; No Warranty. I agree that within thirty (30) days of the A2A transferExternal Transfer, I will tell you of any errors, delays, or other problems related to my request. If my funds transfer request is delayed or erroneously executed as a result of GHSUnited Bank's error, GHSUnited Bank's sole obligation to me is to pay or refund such amounts as may be required by applicable law. Any claim for interest payable by GHS United Bank shall be at GHSUnited Bank’s published savings account rate in effect on the account from which the funds transfer was made. In any event, if I fail to notify you of any claim concerning my funds transfer within sixty (60) days of the A2A transfer External Transfer any claim by me shall be barred under applicable law. I AGREE THAT GHS FEDERAL CREDIT UNION UNITED BANK SHALL NOT BE LIABLE FOR ANY COSTS, FEES, LOSSES OR DAMAGES OF ANY KIND INCURRED AS A RESULT OF (1) MY GRANTING YOU AUTHORITY TO VERIFY A THIRD PARTY ACCOUNT; (2) YOUR DEBIT AND/OR CREDIT OF A VERIFIED ACCOUNT OR YOUR INABILITY TO DEBIT AND/OR CREDIT SUCH ACCOUNT(S) IN ACCORDANCE WITH MY A2A EXTERNAL TRANSFER INSTRUCTIONS; (3) ANY INACCURATE OR INCOMPLETE INFORMATION RECEIVED FROM ANOTHER FINANCIAL INSTITUTION IN CONNECTION WITH VERIFYING A THIRD PARTY ACCOUNT OR EXECUTING A TRANSFER WITH A VERIFIED ACCOUNT; (4) ANY CHARGES IMPOSED BY THE FINANCIAL INSTITUTION HOLDING A VERIFIED ACCOUNT; AND (5) ANY TRANSFER LIMITATIONS SET BY A FINANCIAL INSTITUTION HOLDING A VERIFIED ACCOUNT. IN NO EVENT SHALL GHS FEDERAL CREDIT UNION UNITED BANK BE RESPONSIBLE FOR ANY INCIDENTAL OR CONSEQUENTIAL DAMAGES OR EXPENSES ARISING IN CONNECTION WITH MY A2A EXTERNAL TRANSFER REQUEST. Amendments - I agree that you reserve the right to change the terms and conditions of this Agreement as required by law or policy. Unless otherwise required by law, you may amend this Agreement without prior notice to me. If you choose to notify me of an amendment or are required to do so by law, you may ask me to agree to an amended version of this Agreement electronically, or mail or deliver a separate notice, statement message or electronic message to me at the last address or e-mail you have on file for me. Governing Law - This Agreement shall be governed by the laws of Michigan. Consent and Agreement - By clicking on the New York"I Agree" button below, I agree to be bound by the terms and conditions contained therein. Because enrollment for the External Transfer service can only occur electronically, I understand that I will be unable to proceed if I do not click on this button. United Bank reserves the right to provide information and notices about the External Transfer service to me by non- electronic means.