Common use of Limitations On Available Securities; No Legal or Tax Advice; Acknowledgement of Risk Clause in Contracts

Limitations On Available Securities; No Legal or Tax Advice; Acknowledgement of Risk. You agree to hold BB&T Securities harmless from any liability whatsoever occasioned by limitations on available securities. You understand that BB&T Securities will not provide You with any legal, tax, or accounting advice, that its employees are not authorized to give any such advice, and that You will not solicit or rely upon any such advice from BB&T Securities or its employees whether in connection with transactions in or for any of Your accounts. In making legal, tax, or accounting decisions with respect to transactions in or for Your accounts or any other matter, You will consult with and rely upon Your own advisors and not BB&T Securities, and BB&T Securities shall have no liability in that regard. You agree that you are responsible for knowing the rights and terms of Your securities and for taking action to realize the value of Your securities. You understand that the value of any securities purchased through BB&T Securities may fluctuate with market conditions and that the value of securities may be more or less than their original cost; and that in addition, for securities paying dividends, those dividends may increase or decrease. You acknowledge that the purchase and sale of securities entails substantial economic risk, and You represent that You knowingly and willingly assume such risk.

Limitations On Available Securities; No Legal or Tax Advice; Acknowledgement of Risk. You agree to hold BB&T Securities harmless from any liability whatsoever occasioned by limitations on available securities. You understand that BB&T Securities will not provide You with any legal, tax, or accounting advice, that its employees are not authorized to give any such advice, and that You will not solicit or rely upon any such advice from BB&T Securities or its employees whether in connection with transactions in or for any of Your accounts. In making legal, tax, or accounting decisions with respect to transactions in or for Your accounts or any other matter, You will consult with and rely upon Your own advisors and not BB&T Securities, and BB&T Securities shall have no liability in that regard. You agree that you You are responsible for knowing the rights and terms of Your securities and for taking action to realize the value of Your securities. You understand that the value of any securities purchased through BB&T Securities may fluctuate with market conditions and that the value of securities may be more or less than their original cost; and that in addition, for securities paying dividends, those dividends may increase or decrease. You acknowledge that the purchase and sale of securities entails substantial economic risk, and You represent that You knowingly and willingly assume such risk.