Common use of Loan Portfolio; Reserves Clause in Contracts

Loan Portfolio; Reserves. Mortgage Loan Buy-Backs 12 Section 3.5 Certain Loans and Related Matters 12 Section 3.6 Authority; No Violation 13 Section 3.7 Consents and Approvals 13 Section 3.8 Broker's Fees 14 Section 3.9 Absence of Certain Changes or Events 14 Section 3.10 Legal Proceedings; Etc. 14 Section 3.11 Taxes and Tax Returns 14 Section 3.12 Employee Benefit Plans 16 Section 3.13 Title and Related Matters 19 Section 3.14 Real Estate 20 Section 3.15 Environmental Matters 20 Section 3.16 Commitments and Contracts 21 Section 3.17 Regulatory and Tax Matters 22 Section 3.18 Registration Obligations 22 Section 3.19 Insurance 22 Section 3.20 Labor 22 Section 3.21 Compliance with Laws 23 Section 3.22 Transactions with Management 23 Section 3.23 Derivative Contracts 24 Section 3.24 Deposits 24 Section 3.25 Accounting Controls 24 Section 3.26 Proxy Materials 24

Loan Portfolio; Reserves. Mortgage Loan Buy-Backs 12 11 Section 3.5 Certain Loans and Related Matters 12 Section 3.6 Authority; No Violation 13 Section 3.7 Consents and Approvals 13 Section 3.8 Broker's Fees Financial Advisors 14 Section 3.9 Absence of Certain Changes or Events 14 Section 3.10 Legal Proceedings; Etcetc. 14 Section 3.11 Taxes and Tax Returns 14 Section 3.12 Employee Benefit Plans 16 Section 3.13 Title and Related Matters 19 Section 3.14 Real Estate 20 19 Section 3.15 Environmental Matters 20 Section 3.16 Commitments and Contracts 21 Section 3.17 Regulatory and Tax Matters 22 Section 3.18 Registration Obligations 22 Section 3.19 Insurance 22 Section 3.20 Labor 22 Section 3.21 Compliance with Laws 23 Section 3.22 Transactions with Management 23 Section 3.23 Derivative Contracts 24 Section 3.24 Deposits 24 Section 3.25 Accounting Controls 24 Section 3.26 Proxy Materials 2424 Section 3.27 Deposit Insurance 24 Section 3.28 Intellectual Property 25 Section 3.29 Antitakeover Provisions 26 Section 3.30 Communications with Shareholders 26 Section 3.31 Claims under Insurance Policies 26 Section 3.32 Fairness Opinion 26 Section 3.33 Securities Portfolio and Investments 26 Section 3.34 Untrue Statements and Omissions 27