Common use of LOAN RISK RATING SYSTEM Clause in Contracts

LOAN RISK RATING SYSTEM. (1) Within sixty (60) days, and on an ongoing basis thereafter, the Board must ensure that the Bank’s internal risk ratings of commercial and commercial real estate credit relationships in excess of twenty-five thousand dollars ($25,000) (“covered relationships”) are timely, accurate, and consistent with the regulatory credit classification criteria set forth in Rating Credit Risk, A-RCR, of the Comptroller’s Handbook.

LOAN RISK RATING SYSTEM. (1) Within sixty thirty (6030) days, and on an ongoing basis thereafter, the Board must ensure that the Bank’s internal risk ratings of commercial and commercial real estate credit relationships in excess of twenty-five thousand dollars $100,000 ($25,000) (“covered relationships”) relationship), as assigned by responsible loan officers and by any independent loan reviewer, are timely, accurate, and consistent with the regulatory credit classification criteria set forth in the Rating Credit RiskRisk Booklet, A-RCR, of the Comptroller’s Handbook.. At a minimum, the Board must ensure, on an ongoing basis, that with respect to the assessment of credit risk of any covered relationship:

LOAN RISK RATING SYSTEM. (1) Within sixty ninety (6090) days, and on an ongoing basis thereafter, the Board must ensure that the Bank’s internal risk ratings of commercial and commercial real estate credit relationships in excess of twentythat equal or exceed seventy-five thousand dollars ($25,00075,000) (“covered relationships”) relationship), as assigned by responsible loan officers and loan review, are timely, accurate, and consistent with the regulatory credit classification criteria set forth in the Rating Credit RiskRisk Booklet, A-RCR, of the Comptroller’s Handbook.. At a minimum, the Board must ensure, on an ongoing basis, that with respect to the assessment of credit risk of any covered relationship:

LOAN RISK RATING SYSTEM. (1) Within sixty thirty (6030) days, and on an ongoing basis thereafter, the Board must ensure that the Bank’s internal risk ratings of commercial and commercial real estate credit relationships in excess of twenty-five thousand dollars $250,000 ($25,000) (“covered relationships”) relationship), as assigned by responsible loan officers and by independent loan review, are timely, accurate, and consistent with the regulatory credit classification criteria set forth in the “Rating Credit Risk” booklet, A-RCR, of the Comptroller’s Handbook.. At a minimum, the Board must ensure, on an ongoing basis, that with respect to the assessment of credit risk of any covered relationship:

LOAN RISK RATING SYSTEM. (1) Within sixty ninety (6090) days, and on an ongoing basis thereafter, the Board must ensure that the Bank’s internal risk ratings of commercial and commercial real estate credit relationships in excess of twenty-five thousand dollars $100,000 ($25,000) (“covered relationships”) relationship), as assigned by responsible loan officers and by internal loan review, are timely, accurate, and consistent with the regulatory credit classification criteria set forth in the Rating Credit RiskRisk Booklet, A-RCR, of the Comptroller’s Handbook.. At a minimum, the Board must ensure, on an ongoing basis, that with respect to the assessment of credit risk of any covered relationship:

LOAN RISK RATING SYSTEM. (1) Within sixty ninety (6090) days, and on an ongoing basis thereafter, the Board must ensure that the Bank’s internal risk ratings of commercial and commercial real estate credit relationships in excess the principal amount of twenty-five thousand dollars $250,000 or greater ($25,000) (“covered relationships”relationship) are timely, accurate, and consistent with the regulatory credit classification criteria set forth in Rating Credit Risk, A-RCR, of the Comptroller’s Handbook.. At a minimum, the Board must ensure, on an ongoing basis, that with respect to the Bank’s assessment of credit risk of any covered relationship:

LOAN RISK RATING SYSTEM. (1) Within sixty thirty (6030) days, and on an ongoing basis thereafter, the Board must ensure that the Bank’s internal risk ratings of commercial and commercial real estate credit relationships in excess of twenty-five thousand dollars ($25,000) (“covered relationships”) relationship), as assigned by responsible loan officers and by internal loan review, are timely, accurate, and consistent with the regulatory credit classification criteria set forth in the Rating Credit Risk, A-RCRRisk Booklet, of the Comptroller’s Handbook.Handbook dated April 2001. At a minimum, the Board must ensure, on an ongoing basis, that with respect to the assessment of credit risk of any covered relationship:

LOAN RISK RATING SYSTEM. (1) Within sixty (60) days, and on an ongoing basis thereafter, the Board must ensure that the Bank’s internal risk ratings of commercial and commercial real estate credit relationships in excess of twenty-five thousand dollars ($25,000) 100,000 (“covered relationshipsrelationship”) ), as assigned by responsible loan officers and by internal loan review, are timely, accurate, and consistent with the regulatory credit classification criteria set forth in the Rating Credit RiskRisk Booklet, A-RCR, of the Comptroller’s Handbook.. At a minimum, the Board must ensure, on an ongoing basis, that with respect to the assessment of credit risk of any covered relationship:

LOAN RISK RATING SYSTEM. (1) Within sixty (60) days, and on an ongoing basis thereafter, the Board must ensure that the Bank’s internal risk ratings of commercial credit relationships1 as assigned by loan officers and commercial real estate credit relationships in excess of twenty-five thousand dollars ($25,000) (“covered relationships”) by any independent loan reviewer, are timely, accurate, and consistent with the regulatory credit classification criteria set forth in the “Rating Credit Risk, A-RCR, ” booklet of the Comptroller’s Handbook.. At a minimum, the Board must ensure, on an ongoing basis, that with respect to the assessment of credit risk of any commercial credit relationship:

LOAN RISK RATING SYSTEM. (1) Within sixty ninety (6090) days, and on an ongoing basis thereafter, the Board must ensure that the Bank’s 's internal risk ratings of commercial and commercial real estate or agricultural credit relationships in excess of twenty-five thousand dollars ($25,000) (“covered relationships”) relationship), as assigned by responsible loan officers and by any independent loan reviewer, are timely, accurate, and consistent with the regulatory credit classification criteria set forth in the Rating Credit RiskRisk Booklet, A-RCR, of the Comptroller’s 's Handbook.. At a minimum, the Board must ensure, on an ongoing basis, that with respect to the assessment of credit risk of any covered relationship:

LOAN RISK RATING SYSTEM. (1) Within sixty thirty (6030) days, and on an ongoing basis thereafter, the Board must ensure that the Bank’s internal risk ratings of commercial and commercial real estate credit relationships in excess of twenty-five thousand dollars ($25,000) (“covered relationships”) relationship), as assigned by responsible loan officers and by internal loan review, are timely, accurate, and consistent with the regulatory credit classification criteria set forth in the Rating Credit Risk, A-RCR, Risk Booklet of the Comptroller’s Handbook.. The Board must ensure, on an ongoing basis, that with respect to the assessment of credit risk of any covered relationship:

LOAN RISK RATING SYSTEM. (1) Within sixty one hundred twenty (60120) days, and on an ongoing basis thereafter, the Board must ensure that the Bank’s internal risk ratings of commercial and commercial real estate credit relationships in excess of twenty-five one hundred thousand dollars ($25,000100,000) (“covered relationships”) relationship), as assigned by responsible loan officers and by internal loan review, are timely, accurate, and consistent with the regulatory credit classification criteria set forth in the “Rating Credit Risk, A-RCR, ” booklet of the Comptroller’s Handbook.. At a minimum, the Board must ensure, on an ongoing basis, that with respect to the assessment of credit risk of any covered relationship:

LOAN RISK RATING SYSTEM. (1) Within sixty ninety (6090) daysdays from the date of this Agreement, and on an ongoing basis thereafter, the Board must ensure that the Bank’s internal risk ratings of commercial and commercial real estate or agricultural credit relationships in excess of twenty-five thousand dollars ($25,000) (“covered relationships”) relationship), as assigned by responsible loan officers and by any independent loan reviewer, are timely, accurate, and consistent with the regulatory credit classification criteria set forth in the Rating Credit RiskRisk Booklet, A-RCR, of the Comptroller’s Handbook.. At a minimum, the Board must ensure, on an ongoing basis, that with respect to the assessment of credit risk of any covered relationship:

LOAN RISK RATING SYSTEM. (1) Within sixty (60) days, and on an ongoing basis thereafter, the Board must ensure that the Bank’s internal risk ratings of commercial and commercial real estate credit relationships in excess of twenty-five thousand dollars $150,000 ($25,000) (“covered relationships”) relationship), as assigned by responsible loan officers and by internal loan review, are timely, accurate, and consistent with the regulatory credit classification criteria set forth in the Rating Credit RiskRisk Booklet, A-RCR, of the Comptroller’s Handbook.. At a minimum, the Board must ensure, on an ongoing basis, that with respect to the assessment of credit risk of any covered relationship:

LOAN RISK RATING SYSTEM. (1) Within sixty (60) days, and on an ongoing basis thereafter, the Board must ensure that the Bank’s internal risk ratings of commercial and commercial real estate credit relationships in excess of twenty-five thousand dollars $400,000 ($25,000) (“covered relationships”) relationship), as assigned by responsible loan officers and by internal loan review, are timely, accurate, and consistent with the regulatory credit classification criteria set forth in the “Rating Credit Risk, A-RCR, ” booklet of the Comptroller’s Handbook.. At a minimum, the Board must ensure, on an ongoing basis, that with respect to the assessment of credit risk of any covered relationship:

LOAN RISK RATING SYSTEM. (1) Within sixty (60) days, and on an ongoing basis thereafter, the Board must ensure that the Bank’s internal risk ratings of commercial and commercial real estate credit relationships in excess of twenty-five one hundred fifty thousand dollars ($25,000150,000) (“covered relationships”) relationship), as assigned by responsible loan officers and by internal loan review, are timely, accurate, and consistent with the regulatory credit classification criteria set forth in the Rating Credit RiskRisk Booklet, A-RCR, of the Comptroller’s Handbook.. At a minimum, the Board must ensure, on an ongoing basis, that with respect to the assessment of credit risk of any covered relationship:

LOAN RISK RATING SYSTEM. (1) Within sixty one hundred and twenty (60120) days, and on an ongoing basis thereafter, the Board must ensure that the Bank’s internal risk ratings rating of commercial and commercial real estate credit relationships in excess of twenty-five thousand dollars ($25,000) (“covered relationships”) as assigned by loan officers and by any independent loan reviewer, are timely, accurate, and consistent with the regulatory credit classification criteria set forth in the “Rating Credit Risk, A-RCR, ” Booklet of the Comptroller’s Handbook.. At a minimum, the Board must ensure, on an ongoing basis, that with respect to the assessment of credit risk of any commercial credit relationship:

LOAN RISK RATING SYSTEM. (1) Within sixty thirty (6030) days, and on an ongoing basis thereafter, the Board must ensure that the Bank’s internal risk ratings of commercial and commercial real estate credit relationships in excess of twenty-five two hundred thousand dollars ($25,000200,000) (“covered relationshipsrelationship”) ), as assigned by responsible loan officers and by internal loan review, are timely, accurate, and consistent with the regulatory credit classification criteria set forth in the Rating Credit RiskRisk Booklet, A-RCR, of the Comptroller’s Handbook.. At a minimum, the Board must ensure, on an ongoing basis, that with respect to the assessment of credit risk of any covered relationship:

LOAN RISK RATING SYSTEM. (1) Within sixty ninety (6090) days, and on an ongoing basis thereafter, the Board must ensure that the Bank’s internal risk ratings of commercial and commercial real estate or agricultural credit relationships in excess of twenty-five thousand dollars ($25,000) (“covered relationships”) relationship), as assigned by responsible loan officers and by any independent loan reviewer, are timely, accurate, and consistent with the regulatory credit classification criteria set forth in the Rating Credit RiskRisk Booklet, A-RCR, of the Comptroller’s Handbook.. At a minimum, the Board must ensure, on an ongoing basis, that with respect to the assessment of credit risk of any covered relationship:

LOAN RISK RATING SYSTEM. (1) Within sixty one hundred twenty (60120) days, and on an ongoing basis thereafter, the Board must ensure that the Bank’s internal risk ratings of commercial and commercial real estate credit relationships in excess of twenty-five thousand dollars $250,000 ($25,000) (“covered relationships”) relationship), as assigned by responsible loan officers and by any independent loan reviewer, are timely, accurate, and consistent with the regulatory credit classification criteria set forth in the “Rating Credit Risk, A-RCR, ” booklet of the Comptroller’s 's Handbook.. At a minimum, the Board must ensure, on an ongoing basis, that with respect to the assessment of credit risk of any covered relationship:

LOAN RISK RATING SYSTEM. (1) Within sixty one hundred twenty (60120) days, and on an ongoing basis thereafter, the Board must ensure that the Bank’s internal risk ratings of commercial and commercial real estate credit relationships in excess of twenty-five thousand dollars $250,000 ($25,000) (“covered relationships”) relationship), as assigned by responsible loan officers and by any independent loan reviewer, are timely, accurate, and consistent with the regulatory credit classification criteria set forth in the “Rating Credit Risk, A-RCR, ” booklet of the Comptroller’s Handbook.. At a minimum, the Board must ensure, on an ongoing basis, that with respect to the assessment of credit risk of any covered relationship:

LOAN RISK RATING SYSTEM. (1) Within sixty (60) days, and on an ongoing basis thereafter, the Board must ensure that the Bank’s internal risk ratings of commercial and commercial real estate credit relationships in excess of twenty-five one hundred thousand dollars ($25,000100,000) (“covered relationships”) relationship), as assigned by responsible loan officers and by internal loan review, are timely, accurate, and consistent with the regulatory credit classification criteria set forth in the Rating Credit RiskRisk Booklet, A-RCR, of the Comptroller’s Handbook.. At a minimum, the Board must ensure, on an ongoing basis, that with respect to the assessment of credit risk of any covered relationship:

LOAN RISK RATING SYSTEM. (1) Within sixty thirty (6030) days, and on an ongoing basis thereafter, the Board must ensure that the Bank’s internal risk ratings of commercial and commercial real estate credit relationships in excess of twenty-five thousand dollars ($25,000) (“covered relationships”) are timely, accurate, and consistent with the regulatory credit classification criteria set forth in Rating Credit Risk, A-RCR, of the Comptroller’s Handbook.Handbook and the OCC’s Summary of Key Principles: Construction & Development Lending, dated April 8, 2008. At a minimum, the Board must ensure, on an ongoing basis, that with respect to the Bank’s assessment of credit risk:

LOAN RISK RATING SYSTEM. (1) Within sixty forty five (6045) days, and on an ongoing basis thereafter, the Board must ensure that the Bank’s internal risk ratings of commercial and commercial real estate credit relationships in excess of twenty-five thousand dollars $500,000 ($25,000) (“covered relationships”) relationship), as assigned by responsible loan officers and by internal loan review, are timely, accurate, and consistent with the regulatory credit classification criteria set forth in the Rating Credit RiskRisk Booklet, A-RCR, of the Comptroller’s Handbook.. At a minimum, the Board must ensure, on an ongoing basis, that with respect to the assessment of credit risk of any covered relationship:

LOAN RISK RATING SYSTEM. (1) Within sixty (60) days, and on an ongoing basis thereafter, the Board must ensure that the Bank’s internal risk ratings of commercial and commercial real estate credit relationships in excess of twentyrelationships1 as assigned by loan officers, in-five thousand dollars ($25,000) (“covered relationships”) house credit reviewers, or by any independent loan reviewer are timely, accurate, and consistent with the regulatory credit classification criteria set forth in the “Rating Credit Risk, A-RCR, ” booklet of the Comptroller’s Handbook.. At a minimum, the Board must ensure, on an ongoing basis, that with respect to the assessment of credit risk of any commercial credit relationship:

LOAN RISK RATING SYSTEM. (1) Within sixty ninety (6090) days, and on an ongoing basis thereafter, the Board must ensure that the Bank’s internal risk ratings of commercial and commercial real estate credit relationships in excess the principal amount of twenty-five thousand dollars $100,000 or greater ($25,000) (“covered relationships”relationship) are timely, accurate, and consistent with the regulatory credit classification criteria set forth in Rating Credit Risk, A-RCR, of the Comptroller’s Handbook.. At a minimum, the Board must ensure, on an ongoing basis, that with respect to the Bank’s assessment of credit risk of any covered relationship:

LOAN RISK RATING SYSTEM. (1) Within sixty (60) days, and on an ongoing basis thereafter, the Board must ensure that the Bank’s internal risk ratings of commercial and commercial real estate credit relationships in excess of twenty-five thousand dollars $500,000 ($25,000) (“covered relationships”relationship) are timely, accurate, and consistent with the regulatory credit classification criteria set forth in Rating Credit Risk, A-RCR, of the Comptroller’s Handbook.. At a minimum, the Board must ensure, on an ongoing basis, that with respect to the Bank’s assessment of credit risk of any covered relationship:

LOAN RISK RATING SYSTEM. (1) Within sixty ninety (6090) days, and on an ongoing basis thereafter, the Board must ensure that the Bank’s internal risk ratings of commercial and commercial real estate credit relationships in excess the principal amount of twenty-five thousand dollars $250,000 or greater ($25,000) (“covered relationships”relationship) are timely, accurate, and consistent with the regulatory credit classification criteria set forth in Rating Credit Risk, A-A- RCR, of the Comptroller’s Handbook.. At a minimum, the Board must ensure, on an ongoing basis, that with respect to the Bank’s assessment of credit risk of any covered relationship:

LOAN RISK RATING SYSTEM. (1) Within sixty (60) days, and on an ongoing basis thereafter, the Board must ensure that the Bank’s internal risk ratings of commercial and commercial real estate credit relationships in excess of twenty-five thousand dollars $150,000 ($25,000) (“covered relationships”) relationship), as assigned by responsible loan officers and by internal loan review, are timely, accurate, and consistent with the regulatory credit classification criteria set forth in the Rating Credit RiskRisk Booklet, A-RCR, of the Comptroller’s Handbook.. At a minimum, the Board must ensure, on an ongoing basis, that with respect to the assessment of credit risk of any covered relationship: