Common use of Lost Document and Ticket Replacement Clause in Contracts

Lost Document and Ticket Replacement. In the event of theft or loss, our Administrator can assist you to replace the necessary travel documents or tickets. In the event of theft or loss, our Administrator can assist you to locate or replace luggage and personal effects. TD First Class Travel Visa Infinife Cardholders are also eligible for Delayed and Lost Baggage Insurance; however, this coverage is entirely separate (see your Coverage Certificate in this Document for details). Our Administrator can provide immediate translation services in an emergency situation. Our Administrator will make a good faith effort to provide these services, however, it has no liability to you if local laws, insurrection, epidemic, unavailability of health care providers, strikes, severe weather, geographic inaccessibility or other factors beyond their control delay, interfere or prevent the provision of these services. 320 Fronf Sfreef Wesf, 3rd Floor Toronfo, XX X0X 0X0 The coverage Certificate below applies to the TD First Class Travel Visa Infinife Card which will be referred to as a “TD Credit Card” throughout the Cerfificafe. This Certificate contains a clause which may limit the amount payable. Please note that in Alberta and British Columbia, Statutory Conditions are deemed to be part of every contract that include insurance against loss or damage to property and said Statutory Conditions are included in the Policy. Coverage Certificate Please read this Certificate carefully. It outlines what Collision/ Loss Damage Insurance is and what is covered along with the conditions under which a payment will be made when You rent and operate a rental vehicle but do not accept the Collision Damage Waiver (CDW) or its equivalent offered by the Renfal Agency. It also provides instructions on how to make a claim. This certificate should be kept in a safe place and carried with You when You travel. Effective September 1, 2010 TD Home and Auto Insurance Company (referred to in this Cerfificafe as the “Company”) provides the insurance for this certificate under Policy TDV092010 (referred to in this Certificate as the “Policy”). This Certificate is not a contract of insurance. It contains only a summary of the principal provisions of the Policy. All benefits are subject in every respect to the Policy which alone constitutes the Agreement under which payments are made. This coverage may be cancelled, changed or modified at the option of the card issuer or the Company with at least 30 days written notice to the Primary Cardholder. To help You understand this document, some key words have been defined below: ACCOUNT means the account which TD maintains for the TD Credit Card. ADDITIONAL CARDHOLDER means a person to whom a TD Credit Card has been issued at the authorization of the Primary Cardholder.

Lost Document and Ticket Replacement. In the event of theft or loss, our Administrator can assist you to replace the necessary travel documents or tickets. In the event of theft or loss, our Administrator can assist you to locate or replace luggage and personal effects. TD First Class Platinum Travel Visa Infinife Cardholders are also eligible for Delayed and Lost Baggage Insurance; however, this coverage is entirely separate separate. (see See your Coverage Certificate in this Document for details). .) Our Administrator can provide immediate translation services in an emergency situation. Our Administrator will make a good faith effort to provide these services, however, it has no liability to you if local laws, insurrection, epidemic, unavailability of health care providers, strikes, severe weather, geographic inaccessibility or other factors beyond their control delay, interfere or prevent the provision of these services. 320 Fronf Sfreef WesfTD Home and Auto Insurance Company 000 Xxxxx Xxxxxx Xxxx, 3rd Floor Toronfo0xx Xxxxx Xxxxxxx, XX X0X 0X0 The coverage Certificate below applies to the TD First Class Platinum Travel Visa Infinife Card which will be referred to as a “TD Credit Card” throughout the Cerfificafe. This Certificate contains a clause which may limit the amount payableCertificate. Please note that in Alberta and British Columbia, Statutory Conditions are deemed to be part of every contract that include insurance against loss or damage to property and said Statutory Conditions are included in the Policy. Coverage Certificate Please read this Certificate certificate carefully. It outlines what Collision/ Loss Damage Insurance is and what is covered along with the conditions under which a payment will be made when You rent and operate a rental vehicle but do not accept the Collision Damage Waiver (CDW) or its equivalent offered by the Renfal Rental Agency. It also provides instructions on how to make a claim. This certificate should be kept in a safe place and carried with You when You travel. Effective September 1, 2010 2010, TD Home and Auto Insurance Company (referred to in this Cerfificafe certificate as the “Company”) provides the insurance for this certificate under Policy TDV092010 (referred to in this Certificate certificate as the “Policy”). This Certificate is not a contract of insurance. It contains only a summary of the principal provisions of the Policy. All benefits are subject in every respect to the Policy which alone constitutes the Agreement under which payments are made. This coverage may be cancelled, changed or modified at the option of the card issuer or the Company with at least 30 days written notice to the Primary Cardholder. To help You understand this document, some key words have been defined below: ACCOUNT means the account which TD maintains for the TD Credit Card. ADDITIONAL CARDHOLDER means a person to whom a TD Credit Card has been issued at the authorization of the Primary Cardholder.

Lost Document and Ticket Replacement. In the event of theft or loss, our Administrator can assist you to replace the necessary travel documents or tickets. In the event of theft or loss, our Administrator can assist you to locate or replace luggage and personal effects. TD First Class Travel Aeroplan Visa Infinife Infinite Privilege Cardholders are also eligible for Delayed and Lost Baggage Insurance; however, this coverage is entirely separate (see your Coverage Certificate in this Document for details). Our Administrator can provide immediate translation services in an emergency situation. Our Administrator will make a good faith effort to provide these services, however, it has no liability to you if local laws, insurrection, epidemic, unavailability of health care providers, strikes, severe weather, geographic inaccessibility or other factors beyond their control delay, interfere or prevent the provision of these services. 320 Fronf Sfreef Wesf000 Xxxxx Xxxxxx Xxxx, 3rd Floor Toronfo0xx Xxxxx, Xxxxxxx, XX X0X 0X0 P.O. Box 277, Waterloo, ON N2J 4A4 Phone: 0-000-000-0000 or (000) 000-0000 The coverage Certificate of Insurance below applies to the TD First Class Travel Aeroplan Visa Infinife Infinite Privilege Card which will be referred to as a “TD Credit Card” throughout the Cerfificafe. This Certificate contains a clause which may limit the amount payableCertificate. Please note that in Alberta and British Columbia, Statutory Conditions are deemed to be part of every contract that include insurance against loss or damage to property and said Statutory Conditions are included in the Policy. Coverage Certificate Please read this Certificate certificate carefully. It outlines what Collision/ Collision/Loss Damage Insurance is and what is covered along with the conditions under which a payment will be made when You rent and operate a rental vehicle but do not accept the Collision Damage Waiver (CDW) or its equivalent offered by the Renfal Rental Agency. It also provides instructions on how to make a claim. This certificate should be kept in a safe place and carried with You when You travel. Effective September 1, 2010 TD Home and Auto Insurance Company (referred to in this Cerfificafe certificate as the “Company”) provides the insurance for this certificate under Policy TDV092010 (referred to in this Certificate certificate as the “Policy”). This Certificate is not a contract Our Administrator administers the insurance on behalf of insurance. It contains only a summary of TD Home and Auto Insurance Company, and provides claims assistance, claims payment and administrative services under the principal provisions of the Group Policy. All benefits are subject in every respect to the Policy which alone constitutes the Agreement under which payments are made. This coverage may be cancelled, changed or modified at the option of the card issuer or the Company with at least 30 days written notice to the Primary Cardholder. To help You understand this document, some key words have been defined below: ACCOUNT means the account which TD maintains for the TD Credit Card. ADDITIONAL CARDHOLDER means a person to whom a Your TD Credit Card has been issued at the authorization of Account accessed using Your TD Credit Card or TD Visa Cheque ACCOUNT HOLDER means the Primary CardholderCardholder to whom the monthly Account statement is issued and who is a resident of Canada, and any Additional Cardholder who is a resident of Canada. The Account Holder may be referred herein as “You” or “Your”.

Lost Document and Ticket Replacement. In the event of theft or loss, our Administrator can assist you to replace the necessary travel documents or tickets. In the event of theft or loss, our Administrator can assist you to locate or replace luggage and personal effects. TD First Class Travel Aeroplan Visa Infinife Business Cardholders are also eligible for Delayed and Lost Baggage Insurance; however, this coverage is entirely separate from our Administrator services (see your Coverage Certificate in this Document for details). Our Administrator can provide immediate translation services in an emergency situation. Our Administrator will make a good faith effort to provide these services, however, it has no liability to you if local laws, insurrection, epidemic, unavailability of health care providers, strikes, severe weather, geographic inaccessibility or other factors beyond their control delay, interfere or prevent the provision of these services. 320 Fronf Sfreef WesfAUTO RENTAL COLLISION/LOSS DAMAGE INSURANCE ‌ 000 Xxxxx Xxxxxx Xxxx, 3rd Floor Toronfo0xx Xxxxx, Xxxxxxx, XX X0X 0X0 P.O. Box 277, Waterloo, ON N2J 4A4 Phone: 0-000-000-0000 or (000) 000-0000 The coverage Certificate below applies to the TD First Class Travel Aeroplan Visa Infinife Business Card which will be referred to as a “TD Credit Card” throughout the CerfificafeCertificate. This Certificate contains a clause which may limit the amount payable. Please note that in Alberta and British Columbia, Statutory Conditions are deemed to be part of every contract that include insurance against loss or damage to property and said Statutory Conditions are included in the Policy. Coverage Certificate Please read this Certificate carefully. It outlines what Collision/ Collision/Loss Damage Insurance is and what is covered along with the conditions under which a payment will be made when You rent and operate a rental vehicle but do not accept the Collision Damage Waiver (CDW) or its equivalent offered by the Renfal Rental Agency. It also provides instructions on how to make a claim. This certificate Certificate should be kept in a safe place and carried with You when You travel. Effective September 1, 2010 TD Home and Auto Insurance Company (referred to in this Cerfificafe Certificate as the “Company”) provides the insurance for this certificate Certificate under Policy TDV092010 (referred to in this Certificate as the “Policy”). Our Administrator administers the insurance on behalf of TD Home and Auto Insurance Company, and provides claims assistance, claims payment and administrative services under the Group Policy. This Certificate is not a contract of insurance. It contains only a summary of the principal provisions of the Policy. All benefits are subject in every respect to the Policy which alone constitutes the Agreement under which payments are made. This coverage may be cancelled, changed or modified at the option of the card issuer or the Company with at least 30 days written notice to the Primary Cardholder. To help You understand this document, some key words have been defined below: ACCOUNT means the account which TD maintains for the TD Credit Card. ADDITIONAL CARDHOLDER means a person to whom a Your TD Credit Card has been issued at the authorization of the Primary CardholderAccount accessed using Your TD Credit Card or TD Visa Cheque.

Lost Document and Ticket Replacement. In the event of theft or loss, our Administrator can assist you to replace the necessary travel documents or tickets. In the event of theft or loss, our Administrator can assist you to locate or replace luggage and personal effects. TD First Class Travel Aeroplan Visa Infinife Infinite Cardholders are also eligible for Delayed and Lost Baggage Insurance; however, this coverage is entirely separate (see your Coverage Certificate in this Document for details). Our Administrator can provide immediate translation services in an emergency situation. Our Administrator will make a good faith effort to provide these services, however, it has no liability to you if local laws, insurrection, epidemic, unavailability of health care providers, strikes, severe weather, geographic inaccessibility or other factors beyond their control delay, interfere or prevent the provision of these services. 320 Fronf Sfreef WesfP.O. Box 277, 3rd Floor ToronfoWaterloo, XX X0X 0X0 ON N2J 4A4 Phone: 0-000-000-0000 or (000) 000-0000 The coverage Certificate below applies to the TD First Class Travel Aeroplan Visa Infinife Infinite Card which will be referred to as a “TD Credit Card” throughout the CerfificafeCertificate. This Certificate contains a clause which may limit the amount payable. Please note that in Alberta and British Columbia, Statutory Conditions are deemed to be part of every contract that include insurance against loss or damage to property and said Statutory Conditions are included in the Policy. Coverage Certificate Please read this Certificate carefully. It outlines what Collision/ Loss Damage Insurance is and what is covered along with the conditions under which a payment will be made when You rent and operate a rental vehicle but do not accept the Collision Damage Waiver (CDW) or its equivalent offered by the Renfal Rental Agency. It also provides instructions on how to make a claim. This certificate Certificate should be kept in a safe place and carried with You when You travel. Effective September 1, 2010 TD Home and Auto Insurance Company (referred to in this Cerfificafe Certificate as the “Company”) provides the insurance for this certificate Certificate under Policy TDV092010 (referred to in this Certificate as the “Policy”). Our Administrator administers the insurance on behalf of TD Home and Auto Insurance Company, and provides claims assistance, claims payment and administrative services under the Group Policy. This Certificate is not a contract of insurance. It contains only a summary of the principal provisions of the Policy. All benefits are subject in every respect to the Policy which alone constitutes the Agreement under which payments are made. This coverage may be cancelled, changed or modified at the option of the card issuer or the Company with at least 30 days written notice to the Primary Cardholder. To help You understand this document, some key words have been defined below: ACCOUNT means the account which TD maintains for the TD Credit Card. ADDITIONAL CARDHOLDER means a person to whom a Your TD Credit Card has been issued at the authorization of the Primary CardholderAccount accessed using Your TD Credit Card or TD Visa Cheque.

Lost Document and Ticket Replacement. In the event of theft or loss, our Administrator can assist you to replace the necessary travel documents or tickets. In the event of theft or loss, our Administrator can assist you to locate or replace luggage and personal effects. TD First Class Travel Cash Back Visa Infinife Cardholders are also eligible for Delayed and Lost Baggage Insurance; however, this coverage is entirely separate (see your Coverage Certificate in this Document for details). Our Administrator can provide immediate translation services in an emergency situation. Our Administrator will make a good faith effort to provide these services, however, it has no liability to you if local laws, insurrection, epidemic, unavailability of health care providers, strikes, severe weather, geographic inaccessibility or other factors beyond their control delay, interfere or prevent the provision of these services. TD Home and Aufo Insurance Company 320 Fronf Sfreef Wesf, 3rd Floor Toronfo, XX X0X 0X0 The coverage Certificate below applies to the TD First Class Travel Cash Back Visa Infinife Card which will be referred to as a “TD Credit Card” throughout the Cerfificafe. This Certificate contains a clause which may limit the amount payableCertificate. Please note that in Alberta and British Columbia, Statutory Conditions are deemed to be part of every contract that include insurance against loss or damage to property and said Statutory Conditions are included in the Policy. Coverage Certificate Please read this Certificate certificate carefully. It outlines what Collision/ Loss Damage Insurance is and what is covered along with the conditions under which a payment will be made when You rent and operate a rental vehicle but do not accept the Collision Damage Waiver (CDW) or its equivalent offered by the Renfal Agency. It also provides instructions on how to make a claim. This certificate should be kept in a safe place and carried with You when You travel. Effective September 1, 2010 TD Home and Auto Insurance Company (referred to in this Cerfificafe certificate as the “Company”) provides the insurance for this certificate under Policy TDV092010 (referred to in this Certificate certificate as the “Policy”). This Certificate is not a contract of insurance. It contains only a summary of the principal provisions of the Policy. All benefits are subject in every respect to the Policy which alone constitutes the Agreement under which payments are made. This coverage may be cancelled, changed or modified at the option of the card issuer or the Company with at least 30 days written notice to the Primary Cardholder. To help You understand this document, some key words have been defined below: ACCOUNT means the account which TD maintains for the TD Credit Card. ADDITIONAL CARDHOLDER means a person to whom a TD Credit Card has been issued at the authorization of the Primary Cardholder.

Lost Document and Ticket Replacement. In the event of theft or loss, our Administrator can assist you to replace the necessary travel documents or tickets. In the event of theft or loss, our Administrator can assist you to locate or replace luggage and personal effects. TD First Class Travel Aeroplan Visa Infinife Infinite Cardholders are also eligible for Delayed and Lost Baggage Insurance; however, this coverage is entirely separate (see your Coverage Certificate in this Document for details). Our Administrator can provide immediate translation services in an emergency situation. Our Administrator will make a good faith effort to provide these services, however, it has no liability to you if local laws, insurrection, epidemic, unavailability of health care providers, strikes, severe weather, geographic inaccessibility or other factors beyond their control delay, interfere or prevent the provision of these services. 320 Fronf Sfreef Wesf, 3rd Floor Toronfo, XX X0X 0X0 The coverage Certificate below applies to the TD First Class Travel Aeroplan Visa Infinife Infinite Card which will be referred to as a “TD Credit Card” throughout the Cerfificafe. This Certificate contains a clause which may limit the amount payableCertificate. Please note that in Alberta and British Columbia, Statutory Conditions are deemed to be part of every contract that include insurance against loss or damage to property and said Statutory Conditions are included in the Policy. Coverage Certificate Please read this Certificate certificate carefully. It outlines what Collision/ Collision/Loss Damage Insurance is and what is covered along with the conditions under which a payment will be made when You rent and operate a rental vehicle but do not accept the Collision Damage Waiver (CDW) or its equivalent offered by the Renfal Rental Agency. It also provides instructions on how to make a claim. This certificate should be kept in a safe place and carried with You when You travel. Effective September 1, 2010 TD Home and Auto Insurance Company (referred to in this Cerfificafe certificate as the “Company”) provides the insurance for this certificate under Policy TDV092010 (referred to in this Certificate certificate as the “Policy”). This Certificate is not a contract Our Administrator administers the insurance on behalf of insurance. It contains only a summary of TD Home and Auto Insurance Company, and provides claims assistance, claims payment and administrative services under the principal provisions of the Group Policy. All benefits are subject in every respect to the Policy which alone constitutes the Agreement under which payments are made. This coverage may be cancelled, changed or modified at the option of the card issuer or the Company with at least 30 days written notice to the Primary Cardholder. To help You understand this document, some key words have been defined below: ACCOUNT means the account which TD maintains for the TD Credit Card. ADDITIONAL CARDHOLDER means a person to whom a TD Credit Card has been issued at the authorization of the Primary Cardholder.

Lost Document and Ticket Replacement. In the event of theft or loss, our Administrator can assist you to replace the necessary travel documents or tickets. In the event of theft or loss, our Administrator can assist you to locate or replace luggage and personal effects. TD First Class Travel Aeroplan Visa Infinife Infinite Privilege Cardholders are also eligible for Delayed and Lost Baggage Insurance; however, this coverage is entirely separate (see your Coverage Certificate in this Document for details). Our Administrator can provide immediate translation services in an emergency situation. Our Administrator will make a good faith effort to provide these services, however, it has no liability to you if local laws, insurrection, epidemic, unavailability of health care providers, strikes, severe weather, geographic inaccessibility or other factors beyond their control delay, interfere or prevent the provision of these services. 320 Fronf Sfreef Wesf000 Xxxxx Xxxxxx Xxxx, 3rd Floor Toronfo0xx Xxxxx, Xxxxxxx, XX X0X 0X0 P.O. Box 277, Waterloo, ON N2J 4A4 Phone: 0-000-000-0000 or (000) 000-0000 The coverage Certificate of Insurance below applies to the TD First Class Travel Aeroplan Visa Infinife Infinite Privilege Card which will be referred to as a “TD Credit Card” throughout the Cerfificafe. This Certificate contains a clause which may limit the amount payableCertificate. Please note that in Alberta and British Columbia, Statutory Conditions are deemed to be part of every contract that include insurance against loss or damage to property and said Statutory Conditions are included in the Policy. Coverage Certificate Please read this Certificate certificate carefully. It outlines what Collision/ Collision/Loss Damage Insurance is and what is covered along with the conditions under which a payment will be made when You rent and operate a rental vehicle but do not accept the Collision Damage Waiver (CDW) or its equivalent offered by the Renfal Rental Agency. It also provides instructions on how to make a claim. This certificate should be kept in a safe place and carried with You when You travel. Effective September 1, 2010 TD Home and Auto Insurance Company (referred to in this Cerfificafe certificate as the “Company”) provides the insurance for this certificate under Policy TDV092010 (referred to in this Certificate certificate as the “Policy”). This Certificate is not a contract Our Administrator administers the insurance on behalf of insurance. It contains only a summary of TD Home and Auto Insurance Company, and provides claims assistance, claims payment and administrative services under the principal provisions of the Group Policy. All benefits are subject in every respect to the Policy which alone constitutes the Agreement under which payments are made. This coverage may be cancelled, changed or modified at the option of the card issuer or the Company with at least 30 days written notice to the Primary Cardholder. To help You understand this document, some key words have been defined below: ACCOUNT means the account which TD maintains for the TD Credit Card. ADDITIONAL CARDHOLDER means a person to whom a Your TD Credit Card has been issued at the authorization of the Primary CardholderAccount accessed using Your TD Credit Card or TD Visa Cheque.

Lost Document and Ticket Replacement. In the event of theft or loss, our Administrator can assist you to replace the necessary travel documents or tickets. In the event of theft or loss, our Administrator can assist you to locate or replace luggage and personal effects. TD First Class Travel Aeroplan Visa Infinife Infinite Cardholders are also eligible for Delayed and Lost Baggage Insurance; however, this coverage is entirely separate (see your Coverage Certificate in this Document for details). Our Administrator can provide immediate translation services in an emergency situation. Our Administrator will make a good faith effort to provide these services, however, it has no liability to you if local laws, insurrection, epidemic, unavailability of health care providers, strikes, severe weather, geographic inaccessibility or other factors beyond their control delay, interfere or prevent the provision of these services. 320 Fronf Sfreef Wesf, 3rd Floor Toronfo, XX X0X 0X0 Provided by:‌ The coverage Certificate below applies to the TD First Class Travel Aeroplan Visa Infinife Infinite Card which will be referred to as a “TD Credit Card” throughout the Cerfificafe. This Certificate contains a clause which may limit the amount payableCertificate. Please note that in Alberta and British Columbia, Statutory Conditions are deemed to be part of every contract that include insurance against loss or damage to property and said Statutory Conditions are included in the Policy. Coverage Certificate Please read this Certificate certificate carefully. It outlines what Collision/ Collision/Loss Damage Insurance is and what is covered along with the conditions under which a payment will be made when You rent and operate a rental vehicle but do not accept the Collision Damage Waiver (CDW) or its equivalent offered by the Renfal Rental Agency. It also provides instructions on how to make a claim. This certificate should be kept in a safe place and carried with You when You travel. Effective September 1, 2010 TD Home and Auto Insurance Company (referred to in this Cerfificafe certificate as the “Company”) provides the insurance for this certificate under Policy TDV092010 (referred to in this Certificate certificate as the “Policy”). This Certificate is not a contract Our Administrator administers the insurance on behalf of insurance. It contains only a summary of TD Home and Auto Insurance Company, and provides claims assistance, claims payment and administrative services under the principal provisions of the Group Policy. All benefits are subject in every respect to the Policy which alone constitutes the Agreement under which payments are made. This coverage may be cancelled, changed or modified at the option of the card issuer or the Company with at least 30 days written notice to the Primary Cardholder. To help You understand this document, some key words have been defined below: ACCOUNT means the account which TD maintains for the TD Credit Card. ADDITIONAL CARDHOLDER means a person to whom a TD Credit Card has been issued at the authorization of the Primary Cardholder.

Lost Document and Ticket Replacement. In the event of theft or loss, our Administrator can assist you to replace the necessary travel documents or tickets. In the event of theft or loss, our Administrator can assist you to locate or replace luggage and personal effects. TD First Class Travel Cash Back Visa Infinife Cardholders are also eligible for Delayed and Lost Baggage Insurance; however, this coverage is entirely separate (see your Coverage Certificate in this Document for details). Our Administrator can provide immediate translation services in an emergency situation. Our Administrator will make a good faith effort to provide these services, however, it has no liability to you if local laws, insurrection, epidemic, unavailability of health care providers, strikes, severe weather, geographic inaccessibility or other factors beyond their control delay, interfere or prevent the provision of these services. TD Home and Aufo Insurance Company 320 Fronf Sfreef Wesf, 3rd Floor Toronfo, XX X0X 0X0 The coverage Certificate below applies to the TD First Class Travel Cash Back Visa Infinife Card which will be referred to as a “TD Credit Card” throughout the Cerfificafe. This Certificate contains a clause which may limit the amount payableCertificate. Please note that in Alberta and British Columbia, Statutory Conditions are deemed to be part of every contract that include insurance against loss or damage to property and said Statutory Conditions are included in the Policy. Coverage Certificate Please read this Certificate certificate carefully. It outlines what Collision/ Collision/Loss Damage Insurance is and what is covered along with the conditions under which a payment will be made when You rent and operate a rental vehicle but do not accept the Collision Damage Waiver (CDW) or its equivalent offered by the Renfal Agency. It also provides instructions on how to make a claim. This certificate should be kept in a safe place and carried with You when You travel. Effective September 1, 2010 TD Home and Auto Insurance Company (referred to in this Cerfificafe certificate as the “Company”) provides the insurance for this certificate under Policy TDV092010 (referred to in this Certificate certificate as the “Policy”). This Certificate is not a contract of insurance. It contains only a summary of the principal provisions of the Policy. All benefits are subject in every respect to the Policy which alone constitutes the Agreement under which payments are made. This coverage may be cancelled, changed or modified at the option of the card issuer or the Company with at least 30 days written notice to the Primary Cardholder. To help You understand this document, some key words have been defined below: ACCOUNT means the account which TD maintains for the TD Credit Card. ADDITIONAL CARDHOLDER means a person to whom a TD Credit Card has been issued at the authorization of the Primary Cardholder.

Lost Document and Ticket Replacement. In the event of theft or loss, our Administrator can assist you to replace the necessary travel documents or tickets. In the event of theft or loss, our Administrator can assist you to locate or replace luggage and personal effects. TD First Class Travel Aeroplan Visa Infinife Platinum Cardholders are also eligible for Delayed and Lost Baggage Insurance; however, this coverage is entirely separate separate. (see See your Coverage Certificate in this Document for details). .) Our Administrator can provide immediate translation services in an emergency situation. Our Administrator will make a good faith effort to provide these services, however, it has no liability to you if local laws, insurrection, epidemic, unavailability of health care providers, strikes, severe weather, geographic inaccessibility or other factors beyond their control delay, interfere or prevent the provision of these services. 320 Fronf Sfreef Wesf000 Xxxxx Xxxxxx Xxxx, 3rd Floor Toronfo0xx Xxxxx, Xxxxxxx, XX X0X 0X0 P.O. Box 277, Waterloo, ON N2J 4A4 Phone: 0-000-000-0000 or (000) 000-0000 The coverage Certificate below applies to the TD First Class Travel Aeroplan Visa Infinife Platinum Card which will be referred to as a “TD Credit Card” throughout the CerfificafeCertificate. This Certificate contains a clause which may limit the amount payable. Please note that in Alberta and British Columbia, Statutory Conditions are deemed to be part of every contract that include insurance against loss or damage to property and said Statutory Conditions are included in the Policy. Coverage Certificate Please read this Certificate carefully. It outlines what Collision/ Loss Damage Insurance is and what is covered along with the conditions under which a payment will be made when You rent and operate a rental vehicle but do not accept the Collision Damage Waiver (CDW) or its equivalent offered by the Renfal Rental Agency. It also provides instructions on how to make a claim. This certificate Certificate should be kept in a safe place and carried with You when You travel. Effective September 1, 2010 TD Home and Auto Insurance Company (referred to in this Cerfificafe Certificate as the “Company”) provides the insurance for this certificate Certificate under Policy TDV092010 (referred to in this Certificate as the “Policy”). Our Administrator administers the insurance on behalf of TD Home and Auto Insurance Company, and provides claims assistance, claims payment and administrative services under the Group Policy. This Certificate is not a contract of insurance. It contains only a summary of the principal provisions of the Policy. All benefits are subject in every respect to the Policy which alone constitutes the Agreement under which payments are made. This coverage may be cancelled, changed or modified at the option of the card issuer or the Company with at least 30 days written notice to the Primary Cardholder. To help You understand this document, some key words have been defined below: ACCOUNT means the account which TD maintains for the TD Credit Card. ADDITIONAL CARDHOLDER means a person to whom a Your TD Credit Card has been issued at the authorization of the Primary CardholderAccount accessed using Your TD Credit Card or TD Visa Cheque.

Lost Document and Ticket Replacement. In the event of theft or loss, our Administrator can assist you to replace the necessary travel documents or tickets. In the event of theft or loss, our Administrator can assist you to locate or replace luggage and personal effects. TD First Class Travel Aeroplan Visa Infinife Business Cardholders are also eligible for Delayed and Lost Baggage Insurance; however, this coverage is entirely separate from our Administrator services (see your Coverage Certificate in this Document for details). Our Administrator can provide immediate translation services in an emergency situation. Our Administrator will make a good faith effort to provide these services, however, it has no liability to you if local laws, insurrection, epidemic, unavailability of health care providers, strikes, severe weather, geographic inaccessibility or other factors beyond their control delay, interfere or prevent the provision of these services. 320 Fronf Sfreef WesfAUTO RENTAL COLLISION/LOSS DAMAGE INSURANCE ‌‌ INSURED PERSON means (1) You the Cardholder, 3rd Floor Toronfowho presents himself (herself) in person at the Rental Agency, 000 Xxxxx Xxxxxx Xxxx, 0xx Xxxxx, Xxxxxxx, XX X0X 0X0 P.O. Box 277, Waterloo, ON N2J 4A4 Phone: 0-000-000-0000 or (000) 000-0000 The coverage Certificate below applies to the TD First Class Travel Aeroplan Visa Infinife Business Card which will be referred to as a “TD Credit Card” throughout the CerfificafeCertificate. This Certificate contains a clause which may limit the amount payable. Please note that in Alberta and British Columbia, Statutory Conditions are deemed to be part of every contract that include insurance against loss or damage to property and said Statutory Conditions are included in the Policy. Coverage Certificate Please read this Certificate carefully. It outlines what Collision/ Collision/Loss Damage Insurance is and what is covered along with the conditions under which a payment will be made when You rent and operate a rental vehicle but do not accept the Collision Damage Waiver (CDW) or its equivalent offered by the Renfal Rental Agency. It also provides instructions on how to make a claim. This certificate Certificate should be kept in a safe place and carried with You when You travel. Effective September 1, 2010 TD Home and Auto Insurance Company (referred to in this Cerfificafe Certificate as the “Company”) provides the insurance for this certificate Certificate under Policy TDV092010 (referred to in this Certificate as the “Policy”). Our Administrator administers the insurance on behalf of TD Home and Auto Insurance Company, and provides claims assistance, claims payment and administrative services under the Group Policy. This Certificate is not a contract of insurance. It contains only a summary of the principal provisions of the Policy. All benefits are subject in every respect to the Policy which alone constitutes the Agreement under which payments are made. This coverage may be cancelled, changed or modified at the option of the card issuer or the Company with at least 30 days written notice to the Primary Cardholder. To help You understand this document, some key words have been defined below: ACCOUNT means the account which TD maintains for the TD Credit Card. ADDITIONAL CARDHOLDER means a person to whom a Your TD Credit Card has been issued at the authorization of the Primary CardholderAccount accessed using Your TD Credit Card or TD Visa Cheque.

Lost Document and Ticket Replacement. In the event of theft or loss, our Administrator can assist you to replace the necessary travel documents or tickets. In the event of theft or loss, our Administrator can assist you to locate or replace luggage and personal effects. TD First Class Travel U.S. Dollar Visa Infinife Cardholders are also eligible for Delayed and Lost Baggage Insurance; however, this coverage is entirely separate (see your Coverage Certificate in this Document for details). Our Administrator can provide immediate translation services in an emergency situation. Our Administrator will make a good faith effort to provide these services, however, it has no liability to you if local laws, insurrection, epidemic, unavailability of health care providers, strikes, severe weather, geographic inaccessibility or other factors beyond their control delay, interfere or prevent the provision of these services. 320 Fronf Sfreef WesfTRIP INTERRUPTION INSURANCE ‌ TD Life Insurance Company 000 Xxxxx Xxxxxx Xxxx, 3rd 0xx Floor Toronfo, XX X0X 0X0 The coverage This Certificate below applies to the TD First Class Travel U.S. Dollar Visa Infinife Card which will be referred to as a Account. • TD Life Insurance Company (“TD Credit Card” throughout Life”) provides the Cerfificafeinsurance for the Medical Covered Causes for Interruption under this Certificate under Group Policy No. TGV005. • Our Administrator administers the insurance on behalf of TD Life and provides claims payment and administrative services under the Group Policy. This Certificate contains a clause which may limit the amount payable. Please note that in Alberta and British Columbia, Statutory Conditions are deemed to be part of every contract that include insurance against loss or damage to property and said Statutory Conditions are included in the PolicyThis Certificate contains important information. Coverage Certificate Please read this Certificate carefullyit carefully and take it with You on Your trip. • Trip Interruption Insurance is designed to cover losses arising from sudden and unforeseeable circumstances. It outlines what Collision/ Loss Damage Insurance is important that you read and what is covered along with the conditions under which a payment will be made when You rent and operate a rental vehicle but do not accept the Collision Damage Waiver (CDW) or its equivalent offered by the Renfal Agency. It also provides instructions on how to make a claim. This certificate should be kept in a safe place and carried with You when You travel. Effective September 1, 2010 TD Home and Auto Insurance Company (referred to in this Cerfificafe understand your Certificate before you travel as the “Company”) provides the insurance for this certificate under Policy TDV092010 (referred to in this Certificate as the “Policy”). This Certificate is not a contract of insurance. It contains only a summary of the principal provisions of the Policy. All benefits are subject in every respect to the Policy which alone constitutes the Agreement under which payments are made. This your coverage may be cancelledsubject to certain limitations and exclusions. • Your policy may not provide coverage for Medical Conditions and/or symptoms that existed before your trip. Check to see how this applies in your Certificate and how it relates to your Departure Date. Please see Sections 6 through 7 for details. Should you have any questions or need further clarification, changed please contact Our Administrator at 0-000-000-0000 or modified at 000-000-0000. • In the option event of the card issuer an accident, injury or the Company with sickness, your prior medical history may be reviewed when a claim is made. • If you need to interrupt a trip: If a covered Cause for Interruption occurs, You or, if applicable, an Insured Person, must phone Our Administrator immediately at least 30 days written notice to the Primary Cardholder. To help You understand this document, some key words have been defined below: ACCOUNT means the account which TD maintains for the TD Credit Card. ADDITIONAL CARDHOLDER means a person to whom a TD Credit Card has been issued 0-000-000-0000 or at the authorization of the Primary Cardholder000-000-0000.

Lost Document and Ticket Replacement. In the event of theft or loss, our Administrator can assist you to replace the necessary travel documents or tickets. In the event of theft or loss, our Administrator can assist you to locate or replace luggage and personal effects. TD First Class Travel U.S. Dollar Visa Infinife Cardholders are also eligible for Delayed and Lost Baggage Insurance; however, this coverage is entirely separate (see your Coverage Certificate in this Document for details). Our Administrator can provide immediate translation services in an emergency situation. Our Administrator will make a good faith effort to provide these services, however, it has no liability to you if local laws, insurrection, epidemic, unavailability of health care providers, strikes, severe weather, geographic inaccessibility or other factors beyond their control delay, interfere or prevent the provision of these services. 320 Fronf Sfreef WesfTRIP INTERRUPTION INSURANCE ‌ TD Life Insurance Company 000 Xxxxx Xxxxxx Xxxx, 3rd Floor Toronfo0xx Xxxxx Xxxxxxx, XX X0X 0X0 The coverage This Certificate below applies to the TD First Class Travel U.S. Dollar Visa Infinife Card which will be referred to as a Account. • TD Life Insurance Company (“TD Credit Card” throughout Life”) provides the Cerfificafeinsurance for the Medical Covered Causes for Interruption under this Certificate under Group Policy No. TGV005. • OurAdministrator administers the insurance on behalf of TD Life and provides claims payment and administrative services under the Group Policy. This Certificate contains a clause which may limit the amount payable. Please note that in Alberta and British Columbia, Statutory Conditions are deemed to be part of every contract that include insurance against loss or damage to property and said Statutory Conditions are included in the PolicyThis Certificate contains important information. Coverage Certificate Please read this Certificate carefullyit carefully and take it with You on Your trip. IMPORTANT NOTICE – PLEASE READ CAREFULLY • Trip Interruption Insurance is designed to cover losses arising from sudden and unforeseeable circumstances. It outlines what Collision/ Loss Damage Insurance is important that you read and what is covered along with the conditions under which a payment will be made when You rent and operate a rental vehicle but do not accept the Collision Damage Waiver (CDW) or its equivalent offered by the Renfal Agency. It also provides instructions on how to make a claim. This certificate should be kept in a safe place and carried with You when You travel. Effective September 1, 2010 TD Home and Auto Insurance Company (referred to in this Cerfificafe understand your Certificate before you travel as the “Company”) provides the insurance for this certificate under Policy TDV092010 (referred to in this Certificate as the “Policy”). This Certificate is not a contract of insurance. It contains only a summary of the principal provisions of the Policy. All benefits are subject in every respect to the Policy which alone constitutes the Agreement under which payments are made. This your coverage may be cancelledsubject to certain limitations and exclusions. • Your policy may not provide coverage for Medical Conditions and/or symptoms that existed before your trip. Check to see how this applies in your Certificate and how it relates to your Departure Date. Please see Sections 6 through 7 for details. Should you have any questions or need further clarification, changed please contact Our Administrator at 0-000-000-0000 or modified at 000-000-0000. • In the option event of the card issuer an accident, injury or the Company with sickness, your prior medical history may be reviewed when a claim is made. • If you need to interrupt a trip: If a covered Cause for Interruption occurs, You or, if applicable, an Insured Person, must phone Our Administrator immediately at least 30 days written notice to the Primary Cardholder. To help You understand this document, some key words have been defined below: ACCOUNT means the account which TD maintains for the TD Credit Card. ADDITIONAL CARDHOLDER means a person to whom a TD Credit Card has been issued 0-000-000-0000 or at the authorization of the Primary Cardholder000-000-0000.

Lost Document and Ticket Replacement. In the event of theft or loss, our Administrator can assist you to replace the necessary travel documents or tickets. In the event of theft or loss, our Administrator can assist you to locate or replace luggage and personal effects. TD First Class Travel Aeroplan Visa Infinife Platinum Cardholders are also eligible for Delayed and Lost Baggage Insurance; however, this coverage is entirely separate separate. (see See your Coverage Certificate in this Document for details). .) Our Administrator can provide immediate translation services in an emergency situation. Our Administrator will make a good faith effort to provide these services, however, it has no liability to you if local laws, insurrection, epidemic, unavailability of health care providers, strikes, severe weather, geographic inaccessibility or other factors beyond their control delay, interfere or prevent the provision of these services. 320 Fronf Sfreef WesfCoverage under this Certifcate is provided by: TD Home and Auto Insurance Company (Insurer)‌ P.O. Box 277, 3rd Floor ToronfoWaterloo, XX X0X 0X0 ON N2J 4A4 Phone: 0-000-000-0000 or (000) 000-0000 The coverage Certificate below applies to the TD First Class Travel Aeroplan Visa Infinife Platinum Card which will be referred to as a “TD Credit Card” throughout the CerfificafeCertificate. This Certificate contains a clause which may limit the amount payable. Please note that in Alberta and British Columbia, Statutory Conditions are deemed to be part of every contract that include insurance against loss or damage to property and said Statutory Conditions are included in the Policy. Coverage Certificate Please read this Certificate carefully. It outlines what Collision/ Loss Damage Insurance is and what is covered along with the conditions under which a payment will be made when You rent and operate a rental vehicle but do not accept the Collision Damage Waiver (CDW) or its equivalent offered by the Renfal Rental Agency. It also provides instructions on how to make a claim. This certificate Certificate should be kept in a safe place and carried with You when You travel. Effective September 1, 2010 TD Home and Auto Insurance Company (referred to in this Cerfificafe Certificate as the “Company”) provides the insurance for this certificate Certificate under Policy TDV092010 (referred to in this Certificate as the “Policy”). Our Administrator administers the insurance on behalf of TD Home and Auto Insurance Company, and provides claims assistance, claims payment and administrative services under the Group Policy. This Certificate is not a contract of insurance. It contains only a summary of the principal provisions of the Policy. All benefits are subject in every respect to the Policy which alone constitutes the Agreement under which payments are made. This coverage may be cancelled, changed or modified at the option of the card issuer or the Company with at least 30 days written notice to the Primary Cardholder. To help You understand this document, some key words have been defined below: ACCOUNT means the account which TD maintains for the TD Credit Card. ADDITIONAL CARDHOLDER means a person to whom a Your TD Credit Card has been issued at the authorization of the Primary CardholderAccount accessed using Your TD Credit Card or TD Visa Cheque.