Common use of Lower-Tier REMIC Clause in Contracts

Lower-Tier REMIC. The Class LA, Class LB, Class LC, Class LD, Class LE and Class LF Uncertificated Interests will evidence “regular interests” in the Lower-Tier REMIC created hereunder. The Class LT-R Interest will constitute the sole Class of “residual interests” in the Lower-Tier REMIC created hereunder and will be evidenced by the Class R Certificates. The following table sets forth the initial Lower-Tier Principal Amounts and Pass-Through Rates for the Uncertificated Lower-Tier Interests and the Class LT-R Interest comprising the interests in the Lower-Tier REMIC created hereunder: Class LA 3.6220% $86,360,000 Class LB 3.8237% $13,540,000 Class LC 4.0755% $27,500,000 Class LD (1) $32,700,000 Class LE (1) $47,000,000 Class LF (1) $22,900,000 Class LT-R None(2) None(2)

Lower-Tier REMIC. The Class LA, Class LB, Class LC, Class LD, LD and Class LE and Class LF Uncertificated Interests will evidence “regular interests” in the Lower-Tier REMIC created hereunder. The Class LT-R Interest will constitute the sole Class of “residual interests” in the Lower-Tier REMIC created hereunder and will be evidenced by the Class R Certificates. The following table sets forth the initial Lower-Tier Principal Amounts and Pass-Through Rates for the Uncertificated Lower-Tier Interests and the Class LT-R Interest comprising the interests in the Lower-Tier REMIC created hereunder: Class LA 3.6220% (1) $86,360,000 90,800,000 Class LB 3.8237% (1) $13,540,000 28,390,000 Class LC 4.0755% (1) $27,500,000 27,040,000 Class LD (1) $32,700,000 27,690,000 Class LE (1) $47,000,000 Class LF (1) $22,900,000 32,080,000 Class LT-R None(2) None(2)

Lower-Tier REMIC. The Class LA, Class LB, Class LC, Class LD, Class LE LC and Class LF LD Uncertificated Interests will evidence “regular interests” in the Lower-Tier REMIC created hereunder. The Class LT-R Interest will constitute the sole Class of “residual interests” in the Lower-Tier REMIC created hereunder and will be evidenced by the Class R Certificates. The following table sets forth the initial Lower-Tier Principal Amounts and Pass-Through Rates for the Uncertificated Lower-Tier Interests and the Class LT-R Interest comprising the interests in the Lower-Tier REMIC created hereunder: Class LA 3.62203.8214% $86,360,000 93,910,000 Class LB 3.82373.9726% $13,540,000 24,290,000 Class LC 4.07554.1740% $27,500,000 18,400,000 Class LD (1) $32,700,000 Class LE (1) $47,000,000 Class LF (1) $22,900,000 62,400,000 Class LT-R None(2) None(2)

Lower-Tier REMIC. The Class LA, Class LB, Class LC, Class LD, Class LE LE, Class LF, Class LG and Class LF LH Uncertificated Interests will evidence “regular interests” in the Lower-Tier REMIC created hereunder. The Class LT-R Interest will constitute the sole Class of “residual interests” in the Lower-Tier REMIC created hereunder and will be evidenced by the Class R Certificates. The following table sets forth the initial Lower-Tier Principal Amounts and Pass-Through Rates for the Uncertificated Lower-Tier Interests and the Class LTUT-R Interest comprising the interests in the Lower-Tier REMIC created hereunder: Class LA 3.6220% $86,360,000 (1) $ 114,820,000 Class LB 3.8237% $13,540,000 (1) $ 56,880,000 Class LC 4.0755% $27,500,000 (1) $ 50,200,000 Class LD (1) $32,700,000 $ 69,630,000 Class LE (1) $47,000,000 $ 64,660,000 Class LF (1) $22,900,000 $ 85,660,000 Class LG (1) $ 94,200,000 Class LH (1) $ 63,950,000 Class LT-R None(2) None(2)

Lower-Tier REMIC. The Class LA, Class LB, Class LC, Class LD, Class LE LC and Class LF LD Uncertificated Interests will evidence “regular interests” in the Lower-Tier REMIC created hereunder. The Class LT-R Interest will constitute the sole Class of “residual interests” in the Lower-Tier REMIC created hereunder and will be evidenced by the Class R Certificates. The following table sets forth the initial Lower-Tier Principal Amounts and Pass-Through Rates for the Uncertificated Lower-Tier Interests and the Class LTUT-R Interest comprising the interests in the Lower-Tier REMIC created hereunder: Class LA 3.62204.1772% $86,360,000 $ 11,990,000 Class LB 3.8237% $13,540,000 (1) $ 31,000,000 Class LC 4.0755% $27,500,000 (1) $ 23,250,000 Class LD (1) $32,700,000 Class LE (1) $47,000,000 Class LF (1) $22,900,000 $ 28,256,000 Class LT-R None(2) None(2)

Lower-Tier REMIC. The Class LA, Class LB, Class LC, Class LD, LD and Class LE and Class LF Uncertificated Interests will evidence “regular interests” in the Lower-Tier REMIC created hereunder. The Class LT-R Interest will constitute the sole Class of “residual interests” in the Lower-Tier REMIC created hereunder and will be evidenced by the Class R Certificates. The following table sets forth the initial Lower-Tier Principal Amounts and Pass-Through Rates for the Uncertificated Lower-Tier Interests and the Class LTUT-R Interest comprising the interests in the Lower-Tier REMIC created hereunder: Class LA 3.6220% $86,360,000 (1) $ 56,997,000 Class LB 3.8237% $13,540,000 (1) $ 37,764,000 Class LC 4.0755% $27,500,000 (1) $ 21,100,000 Class LD (1) $32,700,000 $ 20,442,000 Class LE (1) $47,000,000 Class LF (1) $22,900,000 $ 27,797,000 Class LT-R None(2) None(2)

Lower-Tier REMIC. The Class LA, Class LB, Class LC, Class LD, LD and Class LE and Class LF Uncertificated Interests will evidence “regular interests” in the Lower-Tier REMIC created hereunder. The Class LT-R Interest will constitute the sole Class of “residual interests” in the Lower-Tier REMIC created hereunder and will be evidenced by the Class R Certificates. The following table sets forth the initial Lower-Tier Principal Amounts and Pass-Through Rates for the Uncertificated Lower-Tier Interests and the Class LTUT-R Interest comprising the interests in the Lower-Tier REMIC created hereunder: Class LA 3.6220% $86,360,000 (1) $ 8,400,000 Class LB 3.8237% $13,540,000 (1) $ 8,600,000 Class LC 4.0755% $27,500,000 (1) $ 35,000,000 Class LD (1) $32,700,000 $ 41,000,000 Class LE (1) $47,000,000 Class LF (1) $22,900,000 $ 31,450,000 Class LT-R None(2) None(2)