Common use of Lower-Tier REMIC Clause in Contracts

Lower-Tier REMIC. The Class LA, Class LB, Class LC and Class LD Uncertificated Interests will evidence “regular interests” in the Lower-Tier REMIC created hereunder. The Class LT-R Interest will constitute the sole Class of “residual interests” in the Lower-Tier REMIC created hereunder and will be evidenced by the Class R Certificates. The following table sets forth the initial Lower-Tier Principal Amounts and Pass-Through Rates for the Uncertificated Lower-Tier Interests and the Class LT-R Interest comprising the interests in the Lower-Tier REMIC created hereunder: Class Designation Pass-Through Rate Original Lower-Tier Principal Amount Class LA 3.8214% $93,910,000 Class LB 3.9726% $24,290,000 Class LC 4.1740% $18,400,000 Class LD (1) $62,400,000 Class LT-R None(2) None(2)

Lower-Tier REMIC. The Class LA, Class LB, Class LC and Class LD Uncertificated Interests will evidence “regular interests” in the Lower-Tier REMIC created hereunder. The Class LT-R Interest will constitute the sole Class of “residual interests” in the Lower-Tier REMIC created hereunder and will be evidenced by the Class R Certificates. The following table sets forth the initial Lower-Tier Principal Amounts and Pass-Through Rates for the Uncertificated Lower-Tier Interests and the Class LTUT-R Interest comprising the interests in the Lower-Tier REMIC created hereunder: Class Designation Pass-Through Rate Original Lower-Tier Principal Amount Class LA 3.82144.1772% $93,910,000 $ 11,990,000 Class LB 3.9726% $24,290,000 (1) $ 31,000,000 Class LC 4.1740% $18,400,000 (1) $ 23,250,000 Class LD (1) $62,400,000 $ 28,256,000 Class LT-R None(2) None(2)

Lower-Tier REMIC. The Class LA, Class LB, Class LC LC, Class LD and Class LD LE Uncertificated Interests will evidence “regular interests” in the Lower-Tier REMIC created hereunder. The Class LT-R Interest will constitute the sole Class of “residual interests” in the Lower-Tier REMIC created hereunder and will be evidenced by the Class R Certificates. The following table sets forth the initial Lower-Tier Principal Amounts and Pass-Through Rates for the Uncertificated Lower-Tier Interests and the Class LT-R Interest comprising the interests in the Lower-Tier REMIC created hereunder: Class Designation Pass-Through Rate Original Lower-Tier Principal Amount Class LA 3.8214% (1) $93,910,000 90,800,000 Class LB 3.9726% (1) $24,290,000 28,390,000 Class LC 4.1740% (1) $18,400,000 27,040,000 Class LD (1) $62,400,000 27,690,000 Class LE (1) $32,080,000 Class LT-R None(2) None(2)

Lower-Tier REMIC. The Class LA, Class LB, Class LC LC, Class LD and Class LD LE Uncertificated Interests will evidence “regular interests” in the Lower-Tier REMIC created hereunder. The Class LT-R Interest will constitute the sole Class of “residual interests” in the Lower-Tier REMIC created hereunder and will be evidenced by the Class R Certificates. The following table sets forth the initial Lower-Tier Principal Amounts and Pass-Through Rates for the Uncertificated Lower-Tier Interests and the Class LTUT-R Interest comprising the interests in the Lower-Tier REMIC created hereunder: Class Designation Pass-Through Rate Original Lower-Tier Principal Amount Class LA 3.8214% $93,910,000 (1) $ 8,400,000 Class LB 3.9726% $24,290,000 (1) $ 8,600,000 Class LC 4.1740% $18,400,000 (1) $ 35,000,000 Class LD (1) $62,400,000 $ 41,000,000 Class LE (1) $ 31,450,000 Class LT-R None(2) None(2)

Lower-Tier REMIC. The Class LA, Class LB, Class LC LC, Class LD and Class LD LE Uncertificated Interests will evidence “regular interests” in the Lower-Tier REMIC created hereunder. The Class LT-R Interest will constitute the sole Class of “residual interests” in the Lower-Tier REMIC created hereunder and will be evidenced by the Class R Certificates. The following table sets forth the initial Lower-Tier Principal Amounts and Pass-Through Rates for the Uncertificated Lower-Tier Interests and the Class LTUT-R Interest comprising the interests in the Lower-Tier REMIC created hereunder: Class Designation Pass-Through Rate Original Lower-Tier Principal Amount Class LA 3.8214% $93,910,000 (1) $ 56,997,000 Class LB 3.9726% $24,290,000 (1) $ 37,764,000 Class LC 4.1740% $18,400,000 (1) $ 21,100,000 Class LD (1) $62,400,000 $ 20,442,000 Class LE (1) $ 27,797,000 Class LT-R None(2) None(2)