Common use of MANNER OF EXERCISING SUBSCRIPTION RIGHTS THROUGH ORDER FORMS Clause in Contracts

MANNER OF EXERCISING SUBSCRIPTION RIGHTS THROUGH ORDER FORMS. As soon as practicable after the prospectus prepared by the Bank and the Stock Holding Company has been approved by the OTS and declared effective by the SEC, Order Forms will be distributed to the Participants at their last known addresses appearing on the records of the Bank for the purpose of subscribing to shares of Common Stock in the Subscription Offering and may be made available for use in the Community Offering. Notwithstanding the foregoing, the Bank may elect to send Order Forms only to those Persons who request them after such notice as is approved by the OTS and is adequate to apprise the Participants of the pendency of the Subscription Offering has been given. Each Order Form will be preceded or accompanied by the Offering Circular describing the Stock Holding Company, the Bank, the Common Stock and the Subscription and Community Offering (if any). Each Order Form will contain, among other things, the following:

MANNER OF EXERCISING SUBSCRIPTION RIGHTS THROUGH ORDER FORMS. As soon as practicable after the prospectus prepared by the Bank and the Stock Holding Company has been approved by the OTS OTS, received the non-objection of the DOBI, and declared effective by the SEC, Order Forms will be distributed to the Participants at their last known addresses appearing on the records of the Bank for the purpose of subscribing to shares of Common Stock in the Subscription Offering and may be made available for use in the Community Offering. Notwithstanding the foregoing, the Bank may elect to send Order Forms only to those Persons who request them after such notice as is approved by the OTS and is adequate to apprise the Participants of the pendency of the Subscription Offering has been given. Each Order Form will be preceded or accompanied by the Offering Circular describing the Stock Holding Company, the Bank, the Common Stock and the Subscription and Community Offering (if any)a prospectus. Each Order Form will contain, among other things, the following: