Mental disorders Sample Clauses
Mental disorders stress, anxiety or depression including home sickness or any other mental disorder, except where:
a) the mental disorder did not exist prior to the commencement of the period of insurance; and
b) where you provide a medical report from a registered healthcare practitioner specialised in the relevant medical field stating that you suffer from a recognised mental disorder; provided that, where a recognised mental disorder is accepted by us, you are responsible for a fifty percent (50%) share of the cost of the claim.
Mental disorders. Presence of Depression was assessed based on responses to survey items adapted from the Patient Health Questionnaire (PHQ) (▇▇▇▇▇▇▇, Kroenke, Williams, & the Patient Health Questionnaire Primary Care Study Group, 1999). Participants who screened positive for depression were identified as having depression. Presence of Anxiety was also assessed based on responses to survey items adapted from the PHQ. Participants who screened positive for any anxiety on the PHQ were identified as having anxiety.
Mental disorders any trip that is cancelled, cut short or altered as a result of stress, anxiety or depression including home sickness or any other mental disorder, except where:
a) the mental disorder did not exist prior to the commencement of the period of insurance; and
b) you provide a medical report from a registered healthcare practitioner specialised in the relevant medical field stating that you suffer from a recognised mental disorder; provided that, where a recognised mental disorder is accepted by us, you are responsible for a fifty percent (50%) share of the cost of the claim.