Common use of Miscellaneous; Amendments; Related Banking Agreements; Disputes Clause in Contracts

Miscellaneous; Amendments; Related Banking Agreements; Disputes. We reserve the right to determine which Account information will be provided by eCommunication rather than by paper, and the right to provide any information by paper in addition to (or instead of) eCommunication despite enrollment in any Service. We may change those determinations, or suspend or terminate any Service or enrollment, at any time for any or no reason, with or without prior notice. (In addition, if an Account becomes delinquent, charged-off, blocked or frozen, it may no longer be accessible via Digital Banking. eCommunications may no longer be available for that Account. If that Account is reinstated, you may need to reenroll it before its eCommunications will resume.) This Agreement is an addendum that supplements, but does not replace, your Deposit Agreement, Digital Banking Service Agreement, and other agreements that you may have entered into that are applicable to your Account (collectively, your “Banking Agreements”). For example, see your Banking Agreements for information about your obligation to promptly review statements and report errors or unauthorized activity in your Accounts; your rights and our duties when you report errors or unauthorized activity; limitations on our liabilities and your remedies applicable to products and services (including these Services) that we provide in connection with Digital Banking and Accounts; and terms governing the resolution of disputes, which include waivers of any right to trial by jury or to participate in class action, and may include requirements to submit to binding arbitration. Copies of your Banking Agreements are available in the Agreement Center. We may amend this Agreement (or change or establish fees) in the manner provided in the Banking Agreements. We may give you notice of an amendment to this Agreement, or to your Banking Agreements, by eCommunication or any other manner permitted by law.

Miscellaneous; Amendments; Related Banking Agreements; Disputes. We reserve the right to determine which Account information will be provided by eCommunication rather than by paper, and the right to provide any information by paper in addition to (or instead of) eCommunication despite enrollment in any Service. We may change those determinations, or suspend or terminate any Service or enrollment, at any time for any or no reason, with or without prior notice. (In addition, if an Account becomes delinquent, charged-off, blocked or frozen, it may no longer be accessible via Digital Banking. eCommunications may no longer be available for that Account. If that Account is reinstated, you may need to reenroll it before its eCommunications will resume.) This Agreement is an addendum that supplements, but does not replace, your Deposit Agreement, Digital Online Banking Service Agreement, service agreement and other agreements (such as Mobile Banking) that you may have entered into that are applicable to your Account (collectively, your “Banking Agreements”). For example, see your Banking Agreements for information about your obligation to promptly review statements and report errors or unauthorized activity in your Accounts; your rights and our duties when you report errors or unauthorized activity; limitations on our liabilities and your remedies applicable to products and services (including these Services) that we provide in connection with Digital Online Banking and Accounts; and terms governing the resolution of disputes, which include waivers of any right to trial by jury or to participate in class action, and may include requirements to submit to binding arbitration. Copies of your Banking Agreements are available in the Agreement CenterOnline Banking at xxxxx://xxxxxxx.xxxxxxxxx.xxx/agreements/personal.html. We may amend this Agreement (or change or establish fees) in the manner provided in the Banking Agreements. We may give you notice of an amendment to this Agreement, or to your Banking Agreements, by eCommunication or any other manner permitted by law.. BYACCEPTING THIS AGREEMENT DURING YOUR ONLINE ENROLLMENT FOR THIS SERVICE, YOU: • Affirm that you have read this Agreement; • Agree to all the terms and conditions of this Agreement; • Affirm that your computer satisfies the section above entitled “Hardware and Software Requirements”; and

Miscellaneous; Amendments; Related Banking Agreements; Disputes. We reserve the right to determine which Account information will be provided by eCommunication rather than by paper, and the right to provide any information by paper in addition to (or instead of) eCommunication despite enrollment in any Service. We may change those determinations, or suspend or terminate any Service or enrollment, at any time for any or no reason, with or without prior notice. (In addition, if an Account becomes delinquent, charged-off, blocked or frozen, it may no longer be accessible via Digital Online Banking. eCommunications may no longer be available for that Account. If that Account is reinstated, you may need to reenroll it before its eCommunications will resume.) This Agreement is an addendum that supplements, but does not replace, your Deposit AgreementAccount Agreement and Disclosure, Digital Online Banking Service Agreement, service agreement and other agreements (such as Mobile Banking) that you may have entered into that are applicable to your Account Account, as the foregoing agreements may be amended from time to time (collectively, your “Banking Agreements”). For example, see your Banking Agreements for information about your obligation to promptly review statements and report errors or unauthorized activity in your Accounts; your rights and our duties when you report errors or unauthorized activity; limitations on our liabilities and your remedies applicable to products and services (including these Services) that we provide in connection with Digital Online Banking and Accounts; and terms governing the resolution of disputes, which include waivers of any right to trial by jury or to participate in class action, and may include requirements to submit to binding arbitration. Copies of your Banking Agreements are available in the Agreement Centerby contacting Client Service at 503-548-1000. We may amend this Agreement (or change or establish fees) in the manner provided in the Banking Agreements. We may give you notice of an amendment to this Agreement, or to your Banking Agreements, by eCommunication or any other manner permitted by law.. BYACCEPTING THIS AGREEMENT DURING YOUR ONLINE ENROLLMENT FOR THIS SERVICE, YOU: • Affirm that you have read this Agreement; • Agree to all the terms and conditions of this Agreement; • Affirm that your computer satisfies the section above entitled “Hardware and Software Requirements”; and • Affirm that you can access, and either save or print, this SAMPLE PDF DOCUMENT

Miscellaneous; Amendments; Related Banking Agreements; Disputes. We reserve the right to determine which Account information will be provided by eCommunication rather than by paper, and the right to provide any information by paper in addition to (or instead of) eCommunication despite enrollment in any Service. We may change those determinations, or suspend or terminate any Service or enrollment, at any time for any or no reason, with or without prior notice. (In addition, if an Account becomes delinquent, charged-off, blocked or frozen, it may no longer be accessible via Digital Online Banking. eCommunications may no longer be available for that Account. If that Account is reinstated, you may need to reenroll it before its eCommunications will resume.) This Agreement is an addendum that supplements, but does not replace, your Deposit AgreementAccount Agreement and Disclosure, Digital Online Banking Service Agreement, service agreement and other agreements (such as Mobile Banking) that you may have entered into that are applicable to your Account Account, as the foregoing agreements may be amended from time to time (collectively, your “Banking Agreements”). For example, see your Banking Agreements for information about your obligation to promptly review statements and report errors or unauthorized activity in your Accounts; your rights and our duties when you report errors or unauthorized activity; limitations on our liabilities and your remedies applicable to products and services (including these Services) that we provide in connection with Digital Online Banking and Accounts; and terms governing the resolution of disputes, which include waivers of any right to trial by jury or to participate in class action, and may include requirements to submit to binding arbitration. Copies of your Banking Agreements are available in the Agreement Centerby contacting Client Service at 206-292-3900. We may amend this Agreement (or change or establish fees) in the manner provided in the Banking Agreements. We may give you notice of an amendment to this Agreement, or to your Banking Agreements, by eCommunication or any other manner permitted by law.. BYACCEPTING THIS AGREEMENT DURING YOUR ONLINE ENROLLMENT FOR THIS SERVICE, YOU: • Affirm that you have read this Agreement; • Agree to all the terms and conditions of this Agreement; • Affirm that your computer satisfies the section above entitled “Hardware and Software Requirements”; and • Affirm that you can access, and either save or print, this SAMPLE PDF DOCUMENT