Common use of Miscellaneous Terms and Conditions Clause in Contracts

Miscellaneous Terms and Conditions. 1. The Settling Parties acknowledge that the Licensee’s failure to comply with any of the settlement terms and conditions of this Agreement may result in the Department taking action to revoke RFC’s license to engage in the business of a mortgage banker under Article 12-D of the Banking Law. 2. The Settling Parties acknowledge that entering into this Agreement shall not bar, estop, or otherwise prevent the Superintendent, or any state, federal or local agency or department or any prosecutorial authority from taking any other action affecting RFC, any of its current or former owners, officers, directors, employees, or insiders, or their successors or assigns with respect to the violations cited herein, or any other matter whether related or not to such violations. 3. This Agreement may not be altered, modified or changed unless in writing and signed by the Superintendent or his designee. 4. This Agreement shall be enforceable and remain in effect unless stayed or terminated in writing by the Superintendent or his designee. 5. The effective date of this Agreement is the date on which it is executed by the Deputy Superintendent or her designee. 6. All written communications to the Department regarding this Agreement should be sent as follows. Attention:

Miscellaneous Terms and Conditions. 1. The Settling Parties acknowledge Mortgage Network acknowledges that the Licensee’s its failure to comply with any of the settlement terms and conditions of this Agreement may result in the Department taking action to revoke RFCMortgage Network’s license registration to engage in the business of a mortgage banker broker under Article 12-D of the Banking Law. 2. The Settling Parties acknowledge Mortgage Network acknowledges that entering into this Agreement shall not bar, estop, or otherwise prevent the Superintendent, or any state, federal or local agency or department or any prosecutorial authority from taking any other action affecting RFCMortgage Network, any of its current or former owners, officers, directors, employees, or insiders, or their successors or assigns with respect to the violations violation cited herein, or any other matter whether related or not to such violationsviolation. 3. This Agreement may not be altered, modified or changed unless in writing and signed by the Superintendent or his her designee. 4. This Agreement shall be enforceable and remain in effect unless stayed or terminated in writing by the Superintendent or his her designee. 5. The effective date of this Agreement is the date on which it is executed by the Deputy Superintendent or her designeefor Mortgage Banking. 6. All written communications to the Department regarding this Agreement should be sent as follows. Attention:

Miscellaneous Terms and Conditions. 1. The Settling Parties acknowledge acknowledges that the LicenseeRegistrant’s failure to comply with any of the settlement terms and conditions of this Agreement may result in the Department taking action to revoke RFCStatewide’s license registration to engage in the business of a mortgage banker broker under Article 12-D of the Banking Law. 2. The Settling Parties acknowledge that entering into this Agreement shall not bar, estop, or otherwise prevent the Superintendent, or any state, federal or local agency or department or any prosecutorial authority from taking any other action affecting RFCStatewide, any of its current or former owners, officers, directors, employees, or insiders, or their successors or assigns with respect to the violations cited herein, or any other matter whether related or not to such violations. 3. This Agreement may not be altered, modified or changed unless in writing and signed by the Superintendent or his designee. 4. This Agreement shall be enforceable and remain in effect unless stayed or terminated in writing by the Superintendent or his designee. 5. The effective date of this Agreement is the date on which it is executed by the Deputy Superintendent or her designee. 6. All written communications to the Department regarding this Agreement should be sent as follows. : Attention:

Miscellaneous Terms and Conditions. 1. The Settling Parties acknowledge Equity Prime Mortgage LLC acknowledges that the Licensee’s its failure to comply with any of the settlement terms and conditions of this Agreement may result in the Department taking action to revoke RFC’s its license to engage in the business of a mortgage banker under Article 12-D of the Banking Lawbanker. 2. The Settling Parties acknowledge Equity Prime Mortgage LLC acknowledges that entering into this Agreement shall not bar, estop, or otherwise prevent the Superintendent, or any state, federal or local agency or department or any prosecutorial authority from taking any other action affecting RFCEquity Prime Mortgage LLC, any of its current or former owners, officers, directors, employees, or insiders, or their successors or assigns with respect to the violations cited herein, or any other matter whether related or not to such violations. 3. This Agreement may not be altered, modified or changed unless in writing and signed by the Superintendent or his designee. 4. This Agreement shall be enforceable and remain in effect unless stayed or terminated in writing by the Superintendent or his her designee. 5. The effective date of this Agreement is the date on which it is executed by the Deputy Superintendent or her designee. 6. All written communications to the Department regarding this Agreement should be sent as follows. : Attention:

Miscellaneous Terms and Conditions. 1. The Settling Parties acknowledge Guidance acknowledges that the Licensee’s its failure to comply with any of the settlement terms and conditions of this Agreement may result in the Department taking administrative action to revoke RFCagainst the Entity’s license to engage in the business of a mortgage banker under Article 12-D of the Banking Law, including revocation of its license. 2. The Settling Parties acknowledge Entity acknowledges that entering into this Agreement shall not bar, estop, or otherwise prevent the Superintendent, or any state, federal or local agency or department or any prosecutorial authority from taking any other action affecting RFCthe Entity, any of its current or former owners, officers, directors, employees, or insiders, or their successors or assigns with respect to the violations cited herein, or any other matter or matters whether related or not to such violationsthe violations cited herein. 3. This Agreement may not be altered, modified or changed unless in writing and signed by the Superintendent or his designee. 4. This Agreement shall be enforceable and remain in effect unless stayed or terminated in writing by the Superintendent or his designee. 5. The effective date of this Agreement is the date on which it is executed by the Deputy Superintendent or her designeeSuperintendent. 6. All written communications to the Department regarding this Agreement should be sent as follows. Attention:

Miscellaneous Terms and Conditions. 1. The Settling Parties acknowledge L.B.A. acknowledges that the Licensee’s its failure to comply with any of the settlement terms and conditions of this Agreement may result in the Department taking action to revoke RFCL.B.A.’s license registration to engage in the business of a mortgage banker under Article 12-D of the Banking Lawbroker. 2. The Settling Parties acknowledge L.B.A. acknowledges that entering into this Agreement shall not bar, estop, or otherwise prevent the Superintendent, or any state, federal or local agency or department or any prosecutorial authority from taking any other action affecting RFCL.B.A., any of its current or former owners, officers, directors, employees, or insiders, or their successors or assigns with respect to the violations cited herein, or any other matter whether related or not to such violations. 3. This Agreement may not be altered, modified or changed unless in writing and signed by the Superintendent or his designee. 4. This Agreement shall be enforceable and remain in effect unless stayed or terminated in writing by the Superintendent or his designee. 5. The effective date of this Agreement is the date on which it is executed by the Deputy Superintendent or her designee. 6. All written communications to the Department regarding this Agreement should be sent as follows. : Attention:

Miscellaneous Terms and Conditions. 1. The Settling Parties acknowledge Xxxxxxxxxx acknowledges that the Licensee’s its failure to comply with any of the settlement terms and conditions of this Agreement may result in the Department taking action to revoke RFC’s license Xxxxxxxxxx’x registration to engage in the business of a mortgage banker broker under Article 12-D of the Banking Law. 2. The Settling Parties acknowledge Xxxxxxxxxx acknowledges that entering into this Agreement shall not bar, estop, or otherwise prevent the Superintendent, or any state, federal or local agency or department or any prosecutorial authority from taking any other action affecting RFCXxxxxxxxxx, any of its current or former owners, officers, directors, employees, or insiders, or their successors or assigns with respect to the violations cited herein, or any other matter whether related or not to such violations. 3. This Agreement may not be altered, modified or changed unless in writing and signed by the Superintendent or his designee. 4. This Agreement shall be enforceable and remain in effect unless stayed or terminated in writing by the Superintendent or his designee. 5. The effective date of this Agreement is the date on which it is executed by the Deputy Superintendent or her designeefor Mortgage Banking. 6. All written communications to the Department regarding this Agreement should be sent as follows. Attention:

Miscellaneous Terms and Conditions. 1. The Settling Parties acknowledge that the LicenseeEntity’s failure to comply with any of the settlement terms and conditions of this Agreement may result in the Department taking action to revoke RFCthe Entity’s license registration to engage in the business of a mortgage banker broker under Article 12-D of the Banking Law. 2. The Settling Parties acknowledge that entering into this Agreement shall not bar, estop, or otherwise prevent the Superintendent, or any state, federal or local agency or department or any prosecutorial authority from taking any other action affecting RFCthe Entity, any of its current or former owners, officers, directors, employees, or insiders, or their successors or assigns with respect to the violations cited herein, or any other matter whether related or not to such violations. 3. This Agreement may not be altered, modified or changed unless in writing and signed by the Superintendent or his designee. 4. This Agreement shall be enforceable and remain in effect unless stayed or terminated in writing by the Superintendent or his designee. 5. The effective date of this Agreement is the date on which it is executed by the Deputy Superintendent or her designeeSuperintendent. 6. All written communications to the Department regarding this Agreement should be sent as follows. Attention:

Miscellaneous Terms and Conditions. 1. The Settling Parties acknowledge Xxxxx X. Xxxx acknowledges that the Licensee’s his failure to comply with any of the settlement terms and conditions of this Agreement may result in the Department of Financial Services taking action to revoke RFC’s license Xxxxx X. Xxxx’x registration to engage in the business of a mortgage banker loan originator under Article 12-D E of the Banking Law. 2. The Settling Parties acknowledge Xxxxx X. Xxxx acknowledges that entering into this Agreement shall not bar, estop, or otherwise prevent the Superintendent, or any state, federal or local agency or department or any prosecutorial authority from taking any other action affecting RFCXxxxx X. Xxxx, any of its current or former owners, officers, directors, employees, or insiders, or their successors or assigns with respect to the violations cited herein, or any other matter whether related or not to such violations. 3. This Agreement may not be altered, modified or changed unless in writing and signed by the Superintendent or his designee. 4. This Agreement shall be enforceable and remain in effect unless stayed or terminated in writing by the Superintendent or his designee. 5. The effective date of this Agreement is the date on which it is executed by the Deputy Superintendent or her designeeSuperintendent. 6. All written communications to the Department of Financial Services regarding this Agreement should be sent as follows. Attention:

Miscellaneous Terms and Conditions. 1. The Settling Parties acknowledge Mortgage Master acknowledges that the Licensee’s its failure to comply with any of the settlement terms and conditions of this Agreement may result in the Department taking action to revoke RFCMortgage Master’s license to engage in the business of a mortgage banker under Article 12-12- D of the Banking Law. 2. The Settling Parties acknowledge Mortgage Master acknowledges that entering into this Agreement shall not bar, estop, or otherwise prevent the Superintendent, or any state, federal or local agency or department or any prosecutorial authority from taking any other action affecting RFCMortgage Master, any of its current or former owners, officers, directors, employees, or insiders, or their successors or assigns with respect to the violations cited herein, or any other matter whether related or not to such violations. 3. This Agreement may not be altered, modified or changed unless in writing and signed by the Superintendent or his designee. 4. This Agreement shall be enforceable and remain in effect unless stayed or terminated in writing by the Superintendent or his designee. 5. The effective date of this Agreement is the date on which it is executed by the Deputy Superintendent or her designee. 6. All written communications to the Department regarding this Agreement should be sent as follows. : Attention:

Miscellaneous Terms and Conditions. 1. The Settling Parties acknowledge All Town Mortgage acknowledges that the Licensee’s its failure to comply with any of the settlement terms and conditions of this Agreement may result in the Department taking action to revoke RFCAll Town Mortgage’s license registration to engage in the business of a mortgage banker under Article 12-D of the Banking Lawbroker. 2. The Settling Parties acknowledge All Town Mortgage acknowledges that entering into this Agreement shall not bar, estop, or otherwise prevent the Superintendent, or any state, federal or local agency or department or any prosecutorial authority from taking any other action affecting RFCAll Town Mortgage, any of its current or former owners, officers, directors, employees, or insiders, or their successors or assigns with respect to the violations cited herein, or any other matter whether related or not to such violations. 3. This Agreement may not be altered, modified or changed unless in writing and signed by the Superintendent or his designee. 4. This Agreement shall be enforceable and remain in effect unless stayed or terminated in writing by the Superintendent or his designee. 5. The effective date of this Agreement is the date on which it is executed by the Deputy Superintendent or her designee. 6. All written communications to the Department regarding this Agreement should be sent as follows. : Attention:

Miscellaneous Terms and Conditions. 1. The Settling Parties acknowledge FFC Mortgage acknowledges that the Licensee’s its failure to comply with any of the settlement terms and conditions of this Agreement may result in the Department taking action to revoke RFC’s FFC Mortgage license to engage in the business of a mortgage banker under Article 12-D of the Banking Law. 2. The Settling Parties acknowledge FFC Mortgage acknowledges that entering into this Agreement shall not bar, estop, or otherwise prevent the Superintendent, or any state, federal or local agency or department or any prosecutorial authority from taking any other action affecting RFCFFC Mortgage, any of its current or former owners, officers, directors, employees, or insiders, or their successors or assigns with respect to the violations cited herein, or any other matter or matters whether related or not to such violationsthe violations cited herein. 3. This Agreement may not be altered, modified or changed unless in writing and signed by the Superintendent or his designee. 4. This Agreement shall be enforceable and remain in effect unless stayed or terminated in writing by the Superintendent or his designee. 5. The effective date of this Agreement is the date on which it is executed by the Deputy Superintendent or her designeeSuperintendent. 6. All written communications to the Department regarding this Agreement should be sent as follows. Attention:

Miscellaneous Terms and Conditions. 1. The Settling Parties acknowledge that the LicenseeXxxxxxx’s failure to comply with any of the settlement terms and conditions of this Agreement may result in the Department taking action to revoke RFCContour’s license to engage in the business of a mortgage banker under Article 12-D of the Banking Law. 2. The Settling Parties acknowledge that entering into this Agreement shall not bar, estop, or otherwise prevent the Superintendent, Superintendent or any state, federal or local agency or department or any prosecutorial authority from taking any other action affecting RFCContour, any of its current or former owners, officers, directors, employees, or insiders, or their successors or assigns with respect to the violations cited herein, or any other matter whether related or not to such violations. 3. This Agreement may not be altered, modified modified, or changed unless in writing and signed by the Superintendent or his designee. 4. This Agreement shall be enforceable and remain in effect unless stayed or terminated in writing by the Superintendent or his designee. 5. The effective date of this Agreement is the date on which it is executed by the Deputy Superintendent or her designee. 6. All written communications to the Department regarding this Agreement should be sent as follows. : Attention:

Miscellaneous Terms and Conditions. 1. The Settling Parties acknowledge QuinStreet acknowledges that the Licensee’s its failure to comply with any of the settlement terms and conditions of this Agreement may result in the Department taking action to revoke RFCQuinStreet’s license registration to engage in the business of a mortgage banker broker under Article 12-D of the Banking Law. 2. The Settling Parties acknowledge QuinStreet acknowledges that entering into this Agreement shall not bar, estop, or otherwise prevent the Superintendent, or any state, federal or local agency or department or any prosecutorial authority from taking any other action affecting RFCQuinStreet, any of its current or former owners, officers, directors, employees, or insiders, or their successors or assigns with respect to the violations cited herein, or any other matter whether related or not to such violations. 3. This Agreement may not be altered, modified or changed unless in writing and signed by the Superintendent or his designee. 4. This Agreement shall be enforceable and remain in effect unless stayed or terminated in writing by the Superintendent or his designee. 5. The effective date of this Agreement is the date on which it is executed by the Deputy Superintendent or her designee.Superintendent 6. All written communications to the Department regarding this Agreement should be sent as follows. Attention:

Miscellaneous Terms and Conditions. 1. The Settling Parties acknowledge Circle Mortgage acknowledges that the Licensee’s its failure to comply with any of the settlement terms and conditions of this Agreement may result in the Department taking action to revoke RFCCircle Mortgage’s license registration to engage in the business of a mortgage banker broker under Article 12-D of the Banking Law. 2. The Settling Parties acknowledge Circle Mortgage acknowledges that entering into this Agreement shall not bar, estop, or otherwise prevent the Superintendent, or any state, federal or local agency or department or any prosecutorial authority from taking any other action affecting RFCCircle Mortgage, any of its current or former owners, officers, directors, employees, or insiders, or their successors or assigns with respect to the violations cited herein, or any other matter whether related or not to such violations. 3. This Agreement may not be altered, modified or changed unless in writing and signed by the Superintendent or his designee. 4. This Agreement shall be enforceable and remain in effect unless stayed or terminated in writing by the Superintendent or his designee. 5. The effective date of this Agreement is the date on which it is executed by the Deputy Superintendent or her designee.Superintendent 6. All written communications to the Department regarding this Agreement should be sent as follows. Attention:

Miscellaneous Terms and Conditions. 1. The Settling Parties acknowledge 21st Mortgage acknowledges that the Licensee’s its failure to comply with any of the settlement terms and conditions of this Agreement may result in the Department taking action to revoke RFC21st Mortgage’s license to engage in the business of a mortgage banker under Article 12-D of the Banking Law. 2. The Settling Parties acknowledge 21st Mortgage acknowledges that entering into this Agreement shall not bar, estop, or otherwise prevent the Superintendent, or any state, federal or local agency or department or any prosecutorial authority from taking any other action affecting RFC21st Mortgage, any of its current or former owners, officers, directors, employees, or insiders, or their successors or assigns with respect to the violations cited herein, or any other matter whether related or not to such violationsthe violations cited herein. 3. This Agreement may not be altered, modified or changed unless in writing and signed by the Superintendent or his her designee. 4. This Agreement shall be enforceable and remain in effect unless stayed or terminated in writing by the Superintendent or his her designee. 5. The effective date of this Agreement is the date on which it is executed by the Deputy Superintendent or her designeefor Mortgage Banking. 6. All written communications to the Department regarding this Agreement should shall be sent as follows. Attention:

Miscellaneous Terms and Conditions. 1. The Settling Parties acknowledge Citizens Mortgage acknowledges that the Licensee’s its failure to comply with any of the settlement terms and conditions of this Agreement may result in the Department taking action to revoke RFCCitizens Mortgage’s license registration to engage in the business of a mortgage banker under Article 12-D of the Banking Lawbroker. 2. The Settling Parties acknowledge Citizens Mortgage acknowledges that entering into this Agreement shall not bar, estop, or otherwise prevent the Superintendent, or any state, federal or local agency or department or any prosecutorial authority from taking any other action affecting RFCCitizens Mortgage, any of its current or former owners, officers, directors, employees, or insiders, or their successors or assigns with respect to the violations cited herein, or any other matter whether related or not to such violations. 3. This Agreement may not be altered, modified or changed unless in writing and signed by the Superintendent or his designee. 4. This Agreement shall be enforceable and remain in effect unless stayed or terminated in writing by the Superintendent or his designee. 5. The effective date of this Agreement is the date on which it is executed by the Deputy Superintendent or her designee. 6. All written communications to the Department regarding this Agreement should be sent as follows. : Attention:

Miscellaneous Terms and Conditions. 1. The Settling Parties acknowledge Mortgage Easy acknowledges that the Licensee’s its failure to comply with any of the settlement terms and conditions of this Agreement may result in the Department taking action to revoke RFCMortgage Easy’s license registration to engage in the business of a mortgage banker broker under Article 12-D of the Banking Law. 2. The Settling Parties acknowledge Mortgage Easy acknowledges that entering into this Agreement shall not bar, estop, or otherwise prevent the Superintendent, or any state, federal or local agency or department or any prosecutorial authority from taking any other action affecting RFCMortgage Easy, any of its current or former owners, officers, directors, employees, or insiders, or their successors or assigns with respect to the violations cited herein, or any other matter whether related or not to such violations. 3. This Agreement may not be altered, modified or changed unless in writing and signed by the Superintendent or his designee. 4. This Agreement shall be enforceable and remain in effect unless stayed or terminated in writing by the Superintendent or his designee. 5. The effective date of this Agreement is the date on which it is executed by the Deputy Superintendent or her designee.Superintendent 6. All written communications to the Department regarding this Agreement should be sent as follows. Attention:

Miscellaneous Terms and Conditions. 1. The Settling Parties acknowledge that the LicenseeApplicant’s failure to comply with any of the settlement terms and conditions of this Agreement may result in the Department of Financial Services taking action to deny the Applicant’s application, or if approved, revoke RFC’s license its registration to engage in the business of a mortgage banker broker under Article 12-12- D of the Banking Law. 2. The Settling Parties acknowledge that entering into this Agreement shall not bar, estop, or otherwise prevent the Superintendent, or any state, federal or local agency or department or any prosecutorial authority from taking any other action affecting RFCthe Applicant, any of its current or former owners, officers, directors, employees, or insiders, or their successors or assigns with respect to the violations cited herein, or any other matter whether related or not to such violations. 3. This Agreement may not be altered, modified or changed unless in writing and signed by the Superintendent or his designee. 4. This Agreement shall be enforceable and remain in effect unless stayed or terminated in writing by the Superintendent or his designee. 5. The effective date of this Agreement is the date on which it is executed by the Deputy Superintendent or her designee. 6. All written communications to the Department regarding this Agreement should be sent as follows. : Attention:

Miscellaneous Terms and Conditions. 1. The Settling Parties acknowledge that the LicenseeRBI’s failure to comply with any of the settlement terms and conditions of this Agreement may result in the Department taking action to revoke RFCRBI’s license registration to engage in the business of a mortgage banker broker under Article 12-D of the Banking Law. 2. The Settling Parties acknowledge that entering into this Agreement shall not bar, estop, or otherwise prevent the Superintendent, or any state, federal or local agency or department or any prosecutorial authority from taking any other action affecting RFCRBI, any of its current or former owners, officers, directors, employees, or insiders, or their successors or assigns with respect to the violations cited herein, or any other matter whether related or not to such violations. 3. This Agreement may not be altered, modified or changed unless in writing and signed by the Superintendent or his designee. 4. This Agreement shall be enforceable and remain in effect unless stayed or terminated in writing by the Superintendent or his designee. 5. The effective date of this Agreement is the date on which it is executed by the Deputy Superintendent or her designeeSuperintendent. 6. All written communications to the Department regarding this Agreement should be sent as follows. Attention:

Miscellaneous Terms and Conditions. 1. The Settling Parties acknowledge that the LicenseeRegistrant’s failure to comply with any of the settlement terms and conditions of this Agreement may result in the Department taking action to revoke RFCPayless Mortgage’s license registration to engage in the business of a mortgage banker under Article 12-D of the Banking Lawbroker. 2. The Settling Parties acknowledge that entering into this Agreement shall not bar, estop, or otherwise prevent the Superintendent, or any state, federal or local agency or department or any prosecutorial authority from taking any other action affecting RFCPayless Mortgage, any of its current or former owners, officers, directors, employees, or insiders, or their successors or assigns with respect to the violations cited herein, or any other matter whether related or not to such violations. 3. This Agreement may not be altered, modified or changed unless in writing and signed by the Superintendent or his designee. 4. This Agreement shall be enforceable and remain in effect unless stayed or terminated in writing by the Superintendent or his designee. 5. The effective date of this Agreement is the date on which it is executed by the Deputy Superintendent or her designee. 6. All written communications to the Department regarding this Agreement should be sent as follows. : Attention:

Miscellaneous Terms and Conditions. 1. The Settling Parties acknowledge that the LicenseeSemper Home’s failure to comply with any of the settlement terms and conditions of this Agreement may result in the Department taking action to revoke RFCSemper Home’s license to engage in the business of a mortgage banker under Article 12-D of the Banking Law. 2. The Settling Parties acknowledge that entering into this Agreement shall not bar, estop, or otherwise prevent the Superintendent, Superintendent or any state, federal or local agency or department or any prosecutorial authority from taking any other action affecting RFCSemper Home, any of its current or former owners, officers, directors, employees, or insiders, or their successors or assigns with respect to the violations cited herein, or any other matter whether related or not to such violations. 3. This Agreement may not be altered, modified modified, or changed unless in writing and signed by the Superintendent or his designee. 4. This Agreement shall be enforceable and remain in effect unless stayed or terminated in writing by the Superintendent or his designee. 5. The effective date of this Agreement is the date on which it is executed by the Deputy Superintendent or her designee. 6. All written communications to the Department regarding this Agreement should be sent as follows. Attention:

Miscellaneous Terms and Conditions. 1. The Settling Parties acknowledge OwnersChoice acknowledges that the Licensee’s its failure to comply with any of the settlement terms and conditions of this Agreement may result in the Department taking action to revoke RFCOwnersChoice’s license to engage in the business of a mortgage banker under BL Article 12-D of the Banking Law.D. 2. The Settling Parties acknowledge OwnersChoice acknowledges that entering into this Agreement shall not bar, estop, estop or otherwise prevent the Superintendent, or any state, federal or local agency or department or any prosecutorial authority from taking any other action affecting RFCOwnersChoice, any of its current or former owners, officers, directors, employees, employees or insiders, or their successors or assigns with respect to the violations cited herein, herein or any other matter or matters whether related or not to such violations. 3. This Agreement may not be altered, modified or changed unless in writing and signed by the Superintendent or his her designee. 4. This Agreement shall be enforceable and remain in effect unless stayed or terminated in writing by the Superintendent or his her designee. 5. The effective date of this Agreement is the date on which it is executed by the Deputy Superintendent or her designeeSuperintendent. 6. All written communications to the Department regarding this Agreement should be sent as follows. Attention:

Miscellaneous Terms and Conditions. 1. The Settling Parties acknowledge MLD Mortgage acknowledges that the Licensee’s its failure to comply with any of the settlement terms and conditions of this Agreement may result in the Department taking action to revoke RFCMLD Mortgage’s license to engage in the business of a mortgage banker under Article 12-D of the Banking Law. 2. The Settling Parties acknowledge MLD Mortgage acknowledges that entering into this Agreement shall not bar, estop, or otherwise prevent the Superintendent, or any state, federal or local agency or department or any prosecutorial authority from taking any other action affecting RFCMLD Mortgage, any of its current or former owners, officers, directors, employees, or insiders, or their successors or assigns with respect to the violations cited herein, or any other matter or matters whether related or not to such violationsthe violations cited herein. 3. This Agreement may not be altered, modified or changed unless in writing and signed by the Superintendent or his designee. 4. This Agreement shall be enforceable and remain in effect unless stayed or terminated in writing by the Superintendent or his designee. 5. The effective date of this Agreement is the date on which it is executed by the Deputy Superintendent or her designeeSuperintendent. 6. All written communications to the Department regarding this Agreement should be sent as follows. Attention:

Miscellaneous Terms and Conditions. 1. The Settling Parties acknowledge Mortgage Research acknowledges that the Licensee’s its failure to comply with any of the settlement terms and conditions of this Agreement may result in the Department taking action to revoke RFCthe Entity’s license to engage in the business of a mortgage banker under Article 12-D of the Banking Law. 2. The Settling Parties acknowledge Mortgage Research acknowledges that entering into this Agreement shall not bar, estop, or otherwise prevent the Superintendent, or any state, federal or local agency or department or any prosecutorial authority from taking any other action affecting RFCthe Entity, any of its current or former owners, officers, directors, employees, or insiders, or their successors or assigns with respect to the violations cited herein, or any other matter whether related or not to such violations. 3. This Agreement may not be altered, modified or changed unless in writing and signed by the Superintendent or his designee. 4. This Agreement shall be enforceable and remain in effect unless stayed or terminated in writing by the Superintendent or his designee. 5. The effective date of this Agreement is the date on which it is executed by the Deputy Superintendent or her designeeSuperintendent. 6. All written communications to the Department regarding this Agreement should be sent as follows. Attention:

Miscellaneous Terms and Conditions. 1. The Settling Parties acknowledge that the LicenseeGRI’s failure to comply with any of the settlement terms and conditions of this Agreement may result in the Department taking action to revoke RFCGRI’s license to engage in the business of a mortgage banker under Article 12-D of the Banking Law. 2. The Settling Parties acknowledge that entering into this Agreement shall not bar, estop, or otherwise prevent the Superintendent, or any state, federal or local agency or department or any prosecutorial authority from taking any other action affecting RFCGRI, any of its current or former owners, officers, directors, employees, or insiders, or their successors or assigns with respect to the violations cited herein, or any other matter whether related or not to such violations. 3. This Agreement may not be altered, modified or changed unless in writing and signed by the Superintendent or his designee. 4. This Agreement shall be enforceable and remain in effect unless stayed or terminated in writing by the Superintendent or his designee. 5. The effective date of this Agreement is the date on which it is executed by the Deputy Superintendent or her designeeSuperintendent. 6. All written communications to the Department regarding this Agreement should be sent as follows. Attention:

Miscellaneous Terms and Conditions. 1. The Settling Parties acknowledge Resurgent acknowledges that the Licensee’s its failure to comply with any of the settlement terms and conditions of this Agreement may result in the Department taking action to revoke RFC’s license its registration to engage in the business of a mortgage banker loan servicer under Part 418 of the Superintendent’s Regulations and Article 12-D of the Banking Law. 2. The Settling Parties acknowledge Resurgent acknowledges that entering into this Agreement shall not bar, estop, or otherwise prevent the Superintendent, or any state, federal or local agency or department or any prosecutorial authority from taking any other action affecting RFCResurgent, any of its current or former owners, officers, directors, employees, or insiders, or their successors or assigns with respect to the violations cited herein, or any other matter whether related or not to such violations. 3. This Agreement may not be altered, modified or changed unless in writing and signed by the Superintendent or his designee. 4. This Agreement shall be enforceable and remain in effect unless stayed or terminated in writing by the Superintendent or his designee. 5. The effective date of this Agreement is the date on which it is executed by the Deputy Superintendent or her designee. 6. All written communications to the Department regarding this Agreement should be sent as follows. : Attention:

Miscellaneous Terms and Conditions. 1. The Settling Parties acknowledge NFM acknowledges that the Licensee’s its failure to comply with any of the settlement terms and conditions of this Agreement may result in the Department taking administrative action to revoke RFCagainst the Entity’s license to engage in the business of a mortgage banker under Article 12-D of the Banking Law, including revocation of its license. 2. The Settling Parties acknowledge Entity acknowledges that entering into this Agreement shall not bar, estop, or otherwise prevent the Superintendent, or any state, federal or local agency or department or any prosecutorial authority from taking any other action affecting RFCthe Entity, any of its current or former owners, officers, directors, employees, or insiders, or their successors or assigns with respect to the violations cited herein, or any other matter or matters whether related or not to such violationsthe violations cited herein. 3. This Agreement may not be altered, modified or changed unless in writing and signed by the Superintendent or his designee. 4. This Agreement shall be enforceable and remain in effect unless stayed or terminated in writing by the Superintendent or his designee. 5. The effective date of this Agreement is the date on which it is executed by the Deputy Superintendent or her designeeSuperintendent. 6. All written communications to the Department regarding this Agreement should be sent as follows. Attention:

Miscellaneous Terms and Conditions. 1. The Settling Parties acknowledge that the LicenseeAFR’s failure to comply with any of the settlement terms and conditions of this Agreement may result in the Department taking action to revoke RFCAFR’s license to engage in the business of a mortgage banker under Article 12-D of the Banking Law. 2. The Settling Parties acknowledge that entering into this Agreement shall not bar, estop, or otherwise prevent the Superintendent, or any state, federal or local agency or department or any prosecutorial authority from taking any other action affecting RFCAFR, any of its current or former owners, officers, directors, employees, or insiders, or their successors or assigns with respect to the violations cited herein, or any other matter whether related or not to such violations. 3. This Agreement may not be altered, modified or changed unless in writing and signed by the Superintendent or his designee. 4. This Agreement shall be enforceable and remain in effect unless stayed or terminated in writing by the Superintendent or his designee. 5. The effective date of this Agreement is the date on which it is executed by the Deputy Superintendent or her designeeSuperintendent. 6. All written communications to the Department regarding this Agreement should be sent as follows. Attention: