Common use of Miscellaneous Terms and Conditions Clause in Contracts

Miscellaneous Terms and Conditions. 1. The Registrant acknowledges that the Registrant’s failure to comply with any of the settlement terms and conditions of this Agreement may result in the Department taking action to revoke JTM’s registration to engage in the business of a mortgage broker. 2. The Registrant acknowledges that entering into this Agreement shall not bar, estop, or otherwise prevent the Superintendent, or any state, federal or local agency or department or any prosecutorial authority from taking any other action affecting JTM, any of its current or former owners, officers, directors, employees, or insiders, or their successors or assigns with respect to the violations cited herein, or any other matter whether related or not to such violations. 3. This Agreement may not be altered, modified or changed unless in writing and signed by the Superintendent or his designee. 4. This Agreement shall be enforceable and remain in effect unless stayed or terminated in writing by the Superintendent or his designee. 5. The effective date of this Agreement is the date on which it is executed by the Deputy Superintendent or her designee. 6. All written communications to the Department regarding this Agreement should be sent as follows: Attention:

Miscellaneous Terms and Conditions. 1. The Registrant AIMF acknowledges that the Registrant’s its failure to comply with any of the settlement terms and conditions of this Agreement may result in the Department taking action to revoke JTMAIMF’s registration to engage in the business of a mortgage brokerbroker under Article 12-D of the Banking Law. 2. The Registrant AIMF acknowledges that entering into this Agreement shall not bar, estop, or otherwise prevent the Superintendent, or any state, federal or local agency or department or any prosecutorial authority from taking any other action affecting JTMAIMF, any of its current or former owners, officers, directors, employees, or insiders, or their successors or assigns with respect to the violations cited herein, or any other matter whether related or not to such violations. 3. This Agreement may not be altered, modified or changed unless in writing and signed by the Superintendent or his designee. 4. This Agreement shall be enforceable and remain in effect unless stayed or terminated in writing by the Superintendent or his designee. 5. The effective date of this Agreement is the date on which it is executed by the Deputy Superintendent or her designeefor Mortgage Banking. 6. All written communications to the Department regarding this Agreement should be sent as follows: . Attention:

Miscellaneous Terms and Conditions. 1. The Registrant United Equities acknowledges that the Registrant’s its failure to comply with any of the settlement terms and conditions of this Agreement may result in the Department taking action to revoke JTM’s United Equities’ registration to engage in the business of a mortgage brokerbroker under Article 12-D of the Banking Law. 2. The Registrant United Equities acknowledges that entering into this Agreement shall not bar, estop, or otherwise prevent the Superintendent, or any state, federal or local agency or department or any prosecutorial authority from taking any other action affecting JTMUnited Equities, any of its current or former owners, officers, directors, employees, or insiders, or their successors or assigns with respect to the violations violation cited herein, or any other matter whether related or not to such violations. 3. This Agreement may not be altered, modified or changed unless in writing and signed by the Superintendent or his her designee. 4. This Agreement shall be enforceable and remain in effect unless stayed or terminated in writing by the Superintendent or his her designee. 5. The effective date of this Agreement is the date on which it is executed by the Deputy Superintendent or her designeeSuperintendent. 6. All written communications to the Department regarding this Agreement should be sent as follows: . Attention:

Miscellaneous Terms and Conditions. 1. The Registrant Interstate acknowledges that the Registrant’s its failure to comply with any of the settlement terms and conditions of this Agreement may result in the Department taking action to revoke JTMInterstate’s registration license to engage in the business of a mortgage brokerbanker under Article 12-D of the Banking Law. 2. The Registrant Interstate acknowledges that entering into this Agreement shall not bar, estop, or otherwise prevent the Superintendent, or any state, federal or local agency or department or any prosecutorial authority from taking any other action affecting JTMInterstate, any of its current or former owners, officers, directors, employees, or insiders, or their successors or assigns with respect to the violations cited herein, or any other matter whether related or not to such violations. 3. This Agreement may not be altered, modified or changed unless in writing and signed by the Superintendent or his designee. 4. This Agreement shall be enforceable and remain in effect unless stayed or terminated in writing by the Superintendent or his designee. 5. The effective date of this Agreement is the date on which it is executed by the Deputy Superintendent or her designeeSuperintendent. 6. All written communications to the Department regarding this Agreement should be sent as follows: . Attention:

Miscellaneous Terms and Conditions. 1. The Registrant LWF acknowledges that the Registrant’s its failure to comply with any of the settlement terms and conditions of this Agreement may result in the Department taking action to revoke JTMLWF’s registration license to engage in the business of a mortgage brokerbanker under Article 12-D of the Banking Law. 2. The Registrant LWF acknowledges that entering into this Agreement shall not bar, estop, estop or otherwise prevent the Superintendent, or any state, federal or local agency or department or any prosecutorial authority from taking any other action affecting JTMLWF, any of its current or former owners, officers, directors, employees, or insiders, or their successors or assigns with respect to the violations violation cited herein, or any other matter or matters whether related or not to such violationsviolation. 3. This Agreement may not be altered, modified or changed unless in writing and signed by the Superintendent or his her designee. 4. This Agreement shall be enforceable and remain in effect unless stayed or terminated in writing by the Superintendent or his her designee. 5. The effective date of this Agreement is the date on which it is executed by the Deputy Superintendent or her designeeSuperintendent. 6. All written communications to the Department regarding this Agreement should shall be sent as follows: . Attention:

Miscellaneous Terms and Conditions. 1. The Registrant GRI acknowledges that the Registrant’s its failure to comply with any of the settlement terms and conditions of this Agreement may result in the Department taking action to revoke JTMGRI’s registration license to engage in the business of a mortgage brokerbanker under Article 12-D of the Banking Law. 2. The Registrant GRI acknowledges that entering into this Agreement shall not bar, estop, or otherwise prevent the Superintendent, or any state, federal or local agency or department or any prosecutorial authority from taking any other action affecting JTMGRI, any of its current or former owners, officers, directors, employees, or insiders, or their successors or assigns with respect to the violations cited herein, or any other matter whether related or not to such violations. 3. This Agreement may not be altered, modified or changed unless in writing and signed by the Superintendent or his designee. 4. This Agreement shall be enforceable and remain in effect unless stayed or terminated in writing by the Superintendent or his designee. 5. The effective date of this Agreement is the date on which it is executed by the Deputy Superintendent or her designeeSuperintendent. 6. All written communications to the Department regarding this Agreement should be sent as follows: . Attention:

Miscellaneous Terms and Conditions. 1. The Registrant Hypotec acknowledges that the Registrant’s its failure to comply with any of the settlement terms and conditions of this Agreement may result in the Department taking action to revoke JTMHypotec’s registration to engage in the business of as a mortgage brokerbroker in this state. 2. The Registrant Hypotec acknowledges that entering into this Agreement shall not bar, estop, or otherwise prevent the Superintendent, or any state, federal or local agency or department or any prosecutorial authority from taking any other action affecting JTMHypotec, any of its current or former owners, officers, directors, employees, or insiders, or their successors or assigns with respect to the violations violation cited herein, or any other matter whether related or not to such violations. 3. This Agreement may not be altered, modified or changed unless in writing and signed by the Superintendent or his her designee. 4. This Agreement shall be enforceable and remain in effect unless stayed or terminated in writing by the Superintendent or his her designee. 5. The effective date of this Agreement is the date on which it is executed by the Deputy Superintendent or her designeeSuperintendent’s desegnee. 6. All written communications to the Department regarding this Agreement should be sent as follows: . Attention:

Miscellaneous Terms and Conditions. 1. The Registrant Superior acknowledges that the Registrant’s its failure to comply with any of the settlement terms and conditions of this Agreement may result in the Department taking action to revoke JTMSuperior’s registration to engage in the business of a mortgage brokerbroker under Article 12-D of the Banking Law. 2. The Registrant Superior acknowledges that entering into this Agreement shall not bar, estop, or otherwise prevent the Superintendent, or any state, federal or local agency or department or any prosecutorial authority from taking any other action affecting JTMSuperior, any of its current or former owners, officers, directors, employees, or insiders, or their successors or assigns with respect to the violations cited herein, or any other matter or matters whether related or not to such violations. 3. This Agreement may not be altered, modified or changed unless in writing and signed by the Superintendent or his designee. 4. This Agreement shall be enforceable and remain in effect unless stayed or terminated in writing by the Superintendent or his designee. 5. The effective date of this Agreement is the date on which it is executed by the Deputy Superintendent or her designeeSuperintendent. 6. All written communications to the Department regarding this Agreement should be sent as follows: . Attention:

Miscellaneous Terms and Conditions. 1. The Registrant Total Group acknowledges that the Registrant’s its failure to comply with any of the settlement terms and conditions of this Agreement may result in the Department taking action to revoke JTMTotal Group’s registration license to engage in the business of a mortgage brokerbanker under Article 12-D of the Banking Law. 2. The Registrant Total Group acknowledges that entering into this Agreement shall not bar, estop, or otherwise prevent the Superintendent, or any state, federal or local agency or department or any prosecutorial authority from taking any other action affecting JTMTotal Group, any of its current or former owners, officers, directors, employees, or insiders, or their successors or assigns with respect to the violations cited herein, or any other matter whether related or not to such violations. 3. This Agreement may not be altered, modified or changed unless in writing and signed by the Superintendent or his designee. 4. This Agreement shall be enforceable and remain in effect unless stayed or terminated in writing by the Superintendent or his designee. 5. The effective date of this Agreement is the date on which it is executed by the Deputy Superintendent or her designeeSuperintendent. 6. All written communications to the Department regarding this Agreement should be sent as follows: . Attention:

Miscellaneous Terms and Conditions. 1. The Registrant MCS acknowledges that the Registrant’s its failure to comply with any of the settlement terms and conditions of this Agreement may result in the Department taking action to revoke JTM’s registration MCS’ license to engage in the business of a mortgage brokerbanker under Article 12-D of the Banking Law. 2. The Registrant MCS acknowledges that entering into this Agreement shall not bar, estop, or otherwise prevent the Superintendent, or any state, federal or local agency or department or any prosecutorial authority from taking any other action affecting JTMMCS, any of its current or former owners, officers, directors, employees, or insiders, or their successors or assigns with respect to the violations cited herein, or any other matter whether related or not to such violations. 3. This Agreement may not be altered, modified or changed unless in writing and signed by the Superintendent or his her designee. 4. This Agreement shall be enforceable and remain in effect unless stayed or terminated in writing by the Superintendent or his her designee. 5. The effective date of this Agreement is the date on which it is executed by the Deputy Superintendent or her designeefor Mortgage Banking. 6. All written communications to the Department regarding this Agreement should shall be sent as follows: . Attention:

Miscellaneous Terms and Conditions. 1. The Registrant acknowledges Settling Parties acknowledge that the Registrant’s failure to comply with any of the settlement terms and conditions of this Agreement may result in the Department taking action to revoke JTMAdchemy’s registration to engage in the business of a mortgage broker. 2. The Registrant acknowledges Settling Parties acknowledge that entering into this Agreement shall not bar, estop, or otherwise prevent the Superintendent, or any state, federal or local agency or department or any prosecutorial authority from taking any other action affecting JTMAdchemy, any of its current or former owners, officers, directors, employees, or insiders, or their successors or assigns with respect to the violations cited herein, or any other matter whether related or not to such violations. 3. This Agreement may not be altered, modified or changed unless in writing and signed by the Superintendent or his designee. 4. This Agreement shall be enforceable and remain in effect unless stayed or terminated in writing by the Superintendent or his designee. 5. The effective date of this Agreement is the date on which it is executed by the Deputy Superintendent or her designee. 6. All written communications to the Department regarding this Agreement should be sent as follows: Attention:

Miscellaneous Terms and Conditions. 1. The Registrant Allied acknowledges that the Registrant’s its failure to comply with any of the settlement terms and conditions of this Agreement may result in the Department taking action to revoke JTMAllied Mortgage’s registration license to engage in the business of a mortgage brokerbanker. 2. The Registrant Allied acknowledges that entering into this Agreement shall not bar, estop, or otherwise prevent the Superintendent, or any state, federal or local agency or department or any prosecutorial authority from taking any other action affecting JTMAllied Mortgage, any of its current or former owners, officers, directors, employees, or insiders, or their successors or assigns with respect to the violations cited herein, or any other matter whether related or not to such violations. 3. This Agreement may not be altered, modified or changed unless in writing and signed by the Superintendent or his designee. 4. This Agreement shall be enforceable and remain in effect unless stayed or terminated in writing by the Superintendent or his designee. 5. The effective date of this Agreement is the date on which it is executed by the Deputy Superintendent or her designee. 6. All written communications to the Department regarding this Agreement should be sent as follows: Attention:

Miscellaneous Terms and Conditions. 1. The Registrant Reliant acknowledges that the Registrant’s its failure to comply with any of the settlement terms and conditions of this Agreement may result in the Department taking action to revoke JTMReliant’s registration to engage in the business of a mortgage brokerbroker under Article 12-D of the Banking Law. 2. The Registrant Reliant acknowledges that entering into this Agreement shall not bar, estop, or otherwise prevent the Superintendent, or any state, federal or local agency or department or any prosecutorial authority from taking any other action affecting JTMReliant, any of its current or former owners, officers, directors, employees, or insiders, or their successors or assigns with respect to the violations cited herein, or any other matter whether related or not to such violations. 3. This Agreement may not be altered, modified or changed unless in writing and signed by the Superintendent or his her designee. 4. This Agreement shall be enforceable and remain in effect unless stayed or terminated in writing by the Superintendent or his her designee. 5. The effective date of this Agreement is the date on which it is executed by the Deputy Superintendent or her designeefor Mortgage Banking. 6. All written communications to the Department regarding this Agreement should shall be sent as follows: . Attention:

Miscellaneous Terms and Conditions. 1. The Registrant Allnet acknowledges that the Registrant’s its failure to comply with any of the settlement terms and conditions of this Agreement may result in the Department taking action to revoke JTMAllnet’s registration to engage in the business of a mortgage broker. 2. The Registrant Allnet acknowledges that entering into this Agreement shall not bar, estop, or otherwise prevent the Superintendent, or any state, federal or local agency or department or any prosecutorial authority from taking any other action affecting JTMAllnet, any of its current or former owners, officers, directors, employees, or insiders, or their successors or assigns with respect to the violations cited herein, or any other matter whether related or not to such violations. 3. This Agreement may not be altered, modified or changed unless in writing and signed by the Superintendent or his designee. 4. This Agreement shall be enforceable and remain in effect unless stayed or terminated in writing by the Superintendent or his designee. 5. The effective date of this Agreement is the date on which it is executed by the Deputy Superintendent or her designee. 6. All written communications to the Department regarding this Agreement should be sent as follows: Attention:

Miscellaneous Terms and Conditions. 1. The Registrant Parkside acknowledges that the Registrant’s its failure to comply with any of the settlement terms and conditions of this Agreement may result in the Department taking action to revoke JTMParkside’s registration license to engage in the business of a mortgage brokerbanker. 2. The Registrant Parkside acknowledges that entering into this Agreement shall not bar, estop, or otherwise prevent the Superintendent, or any state, federal or local agency or department or any prosecutorial authority from taking any other action affecting JTMParkside, any of its current or former owners, officers, directors, employees, or insiders, or their successors or assigns with respect to the violations violation cited herein, or any other matter whether related or not to such violationsviolation. 3. This Agreement may not be altered, modified or changed unless in writing and signed by the Superintendent or his designee. 4. This Agreement shall be enforceable and remain in effect unless stayed or terminated in writing by the Superintendent or his her designee. 5. The effective date of this Agreement is the date on which it is executed by the Deputy Superintendent or her designee. 6. All written communications to the Department regarding this Agreement should be sent as follows: Attention:

Miscellaneous Terms and Conditions. 1. The Registrant AAG acknowledges that the Registrant’s its failure to comply with any of the settlement terms and conditions of this Agreement may result in the Department taking action to revoke JTMAAG’s registration license to engage in the business of a mortgage brokerbanker under Article 12-D of the Banking Law. 2. The Registrant AAG acknowledges that entering into this Agreement shall not bar, estop, or otherwise prevent the Superintendent, or any state, federal or local agency or department or any prosecutorial authority from taking any other action affecting JTMAAG, any of its current or former owners, officers, directors, employees, or insiders, or their successors or assigns with respect to the violations cited herein, or any other matter whether related or not to such violations. 3. This Agreement may not be altered, modified or changed unless in writing and signed by the Superintendent or his her designee. 4. This Agreement shall be enforceable and remain in effect unless stayed or terminated in writing by the Superintendent or his her designee. 5. The effective date of this Agreement is the date on which it is executed by the Deputy Superintendent or her designeefor Mortgage Banking. 6. All written communications to the Department regarding this Agreement should shall be sent as follows: . Attention:

Miscellaneous Terms and Conditions. 1. The Registrant JDF acknowledges that the Registrant’s its failure to comply with any of the settlement terms and conditions of this Agreement may result in the Department taking action to revoke JTM’s registration JDF's license to engage in the business of a mortgage brokerbanker under Article 12-D of the Banking Law. 2. The Registrant JDF acknowledges that entering into this Agreement shall not bar, estop, or otherwise prevent the Superintendent, or any state, federal or local agency or department or any prosecutorial authority from taking any other action affecting JTMJDF, any of its current or former owners, officers, directors, employees, or insiders, or their successors or assigns with respect to the violations cited herein, or any other matter whether related or not to such violations. 3. This Agreement may not be altered, modified or changed unless in writing and signed by the Superintendent or his her designee. 4. This Agreement shall be enforceable and remain in effect unless stayed or terminated in writing by the Superintendent or his her designee. 5. The effective date of this Agreement is the date on which it is executed by the Deputy Superintendent or her designeefor Mortgage Banking. 6. All written communications to the Department regarding this Agreement should shall be sent as follows: . Attention:

Miscellaneous Terms and Conditions. 1. The Registrant Integrity acknowledges that the Registrant’s its failure to comply with any of the settlement terms and conditions of this Agreement may result in the Department taking action to revoke JTMIntegrity’s registration to engage in the business of a mortgage brokerbroker under Article 12-D of the Banking Law. 2. The Registrant Integrity acknowledges that entering into this Agreement shall not bar, estop, or otherwise prevent the Superintendent, or any state, federal or local agency or department or any prosecutorial authority from taking any other action affecting JTMIntegrity, any of its current or former owners, officers, directors, employees, or insiders, or their successors or assigns with respect to the violations cited herein, or any other matter whether related or not to such violations. 3. This Agreement may not be altered, modified or changed unless in writing and signed by the Superintendent or his her designee. 4. This Agreement shall be enforceable and remain in effect unless stayed or terminated in writing by the Superintendent or his her designee. 5. The effective date of this Agreement is the date on which it is executed by the Deputy Superintendent or her designeeSuperintendent. 6. All written communications to the Department regarding this Agreement should be sent as follows: . Attention:

Miscellaneous Terms and Conditions. 1. The Registrant SPS acknowledges that the Registrant’s its failure to comply with any of the settlement terms and conditions of this Agreement may result in the Department taking action to revoke JTM’s SPS’ registration to engage in the business of a mortgage brokerMLS under Article 12-D of the Banking Law. 2. The Registrant SPS acknowledges that entering into this Agreement shall not bar, estop, or otherwise prevent the Superintendent, or any state, federal or local agency or department or any prosecutorial authority from taking any other action affecting JTMSPS, any of its current or former owners, officers, directors, employees, or insiders, or their successors or assigns with respect to the violations cited herein, or any other matter whether related or not to such violations. 3. This Agreement may not be altered, modified or changed unless in writing and signed by the Superintendent or his her designee. 4. This Agreement shall be enforceable and remain in effect unless stayed or terminated in writing by the Superintendent or his her designee. 5. The effective date of this Agreement is the date on which it is executed by the Deputy Superintendent or her designeeSuperintendent. 6. All written communications to the Department regarding this Agreement should be sent as follows: . Attention:

Miscellaneous Terms and Conditions. 1. The Registrant TMS acknowledges that the Registrant’s its failure to comply with any of the settlement terms and conditions of this Agreement may result in the Department taking action to revoke JTMTMS’s registration license to engage in the business of a mortgage brokerbanker under Article 12-D of the Banking Law. 2. The Registrant TMS acknowledges that entering into this Agreement shall not bar, estop, estop or otherwise prevent the Superintendent, or any state, federal or local agency or department or any prosecutorial authority from taking any other action affecting JTMTMS, any of its current or former owners, officers, directors, employees, or insiders, or their successors or assigns with respect to the violations cited herein, or any other matter or matters whether related or not to such violations. 3. This Agreement may not be altered, modified or changed unless in writing and signed by the Superintendent or his her designee. 4. This Agreement shall be enforceable and remain in effect unless stayed or terminated in writing by the Superintendent or his her designee. 5. The effective date of this Agreement agreement is the date on which it is executed by the Deputy Superintendent or her designeeSuperintendent. 6. All written communications to the Department regarding this Agreement should shall be sent as follows: . Attention:

Miscellaneous Terms and Conditions. 1. The Registrant Lifestyle acknowledges that the Registrant’s its failure to comply with any of the settlement terms and conditions of this Agreement may result in the Department taking action to revoke JTMLifestyle’s registration to engage in the business of a mortgage brokerbroker under Article 12-D of the Banking Law. 2. The Registrant Lifestyle acknowledges that entering into this Agreement shall not bar, estop, or otherwise prevent the Superintendent, or any state, federal or local agency or department or any prosecutorial authority from taking any other action affecting JTMLifestyle, any of its current or former owners, officers, directors, employees, or insiders, or their successors or assigns with respect to the violations cited herein, or any other matter whether related or not to such violations. 3. This Agreement may not be altered, modified or changed unless in writing and signed by the Superintendent or his her designee. 4. This Agreement shall be enforceable and remain in effect unless stayed or terminated in writing by the Superintendent or his her designee. 5. The effective date of this Agreement is the date on which it is executed by the Deputy Superintendent or her designeefor Mortgage Banking. 6. All written communications to the Department regarding this Agreement should shall be sent as follows: . Attention:

Miscellaneous Terms and Conditions. 1. The Registrant Prysma acknowledges that the Registrant’s its failure to comply with any of the settlement terms and conditions of this Agreement may result in the Department taking action to revoke JTMPrysma’s registration to engage in the business of a mortgage brokerbroker under Article 12-D of the Banking Law. 2. The Registrant Prysma acknowledges that entering into this Agreement shall not bar, estop, or otherwise prevent the Superintendent, or any state, federal or local agency or department or any prosecutorial authority from taking any other action affecting JTMPrysma, any of its current or former owners, officers, directors, employees, or insiders, or their successors or assigns with respect to the violations cited herein, or any other matter whether related or not to such violations. 3. This Agreement may not be altered, modified or changed unless in writing and signed by the Superintendent or his designee. 4. This Agreement shall be enforceable and remain in effect unless stayed or terminated in writing by the Superintendent or his designee. 5. The effective date of this Agreement is the date on which it is executed by the Deputy Superintendent or her designeefor Mortgage Banking. 6. All written communications to the Department regarding this Agreement should shall be sent as follows: . Attention:

Miscellaneous Terms and Conditions. 1. The Registrant CMC acknowledges that the Registrant’s its failure to comply with any of the settlement terms and conditions of this Agreement may result in the Department taking action to revoke JTM’s registration CMC’ license to engage in the business of a mortgage brokerbanker under Article 12-D of the Banking Law. 2. The Registrant CMC acknowledges that entering into this Agreement shall not bar, estop, or otherwise prevent the Superintendent, or any state, federal or local agency or department or any prosecutorial authority from taking any other action affecting JTMCMC, any of its current or former owners, officers, directors, employees, or insiders, or their successors or assigns with respect to the violations cited herein, or any other matter whether related or not to such violations. 3. This Agreement may not be altered, modified or changed unless in writing and signed by the Superintendent or his her designee. 4. This Agreement shall be enforceable and remain in effect unless stayed or terminated in writing by the Superintendent or his her designee. 5. The effective date of this Agreement is the date on which it is executed by the Deputy Superintendent or her designeefor Mortgage Banking. 6. All written communications to the Department regarding this Agreement should shall be sent as follows: Attention:

Miscellaneous Terms and Conditions. 1. The Registrant Commonfund acknowledges that the Registrant’s its failure to comply with any of the settlement terms and conditions of this Agreement may result in the Department taking action to revoke JTMCommonfund’s registration license to engage in the business of a mortgage broker.banker under Banking Law, Article 12-D. 2. The Registrant Commonfund acknowledges that entering into this Agreement shall not bar, estop, estop or otherwise prevent the Superintendent, or any state, federal or local agency or department or any prosecutorial authority from taking any other action affecting JTMCommonfund, any of its current or former owners, officers, directors, employees, employees or insiders, or their successors or assigns with respect to the violations cited herein, herein or any other matter or matters whether related or not to such violations. 3. This Agreement may not be altered, modified or changed unless in writing and signed by the Superintendent or his her designee. 4. This Agreement shall be enforceable and remain in effect unless stayed or terminated in writing by the Superintendent or his her designee. 5. The effective date of this Agreement is the date on which it is executed by the Deputy Superintendent or her designeeSuperintendent. 6. All written communications to the Department regarding this Agreement should be sent as follows: . Attention:

Miscellaneous Terms and Conditions. 1. The Registrant NMB acknowledges that the Registrant’s its failure to comply with any of the settlement terms and conditions of this Agreement may result in the Department taking action to revoke JTMNMB’s registration license to engage in the business of a mortgage brokerbanker under Article 12-D of the Banking Law. 2. The Registrant NMB acknowledges that entering into this Agreement shall not bar, estop, or otherwise prevent the Superintendent, or any state, federal or local agency or department or any prosecutorial authority from taking any other action affecting JTMNMB, any of its current or former owners, officers, directors, employees, or insiders, or their successors or assigns with respect to the violations violation cited herein, or any other matter whether related or not to such violations. 3. This Agreement may not be altered, modified or changed unless in writing and signed by the Superintendent or his her designee. 4. This Agreement shall be enforceable and remain in effect unless stayed or terminated in writing by the Superintendent or his her designee. 5. The effective date of this Agreement is the date on which it is executed by the Deputy Superintendent or her designeeSuperintendent. 6. All written communications to the Department regarding this Agreement should be sent as follows: . Attention:

Miscellaneous Terms and Conditions. 1. The Registrant AFC acknowledges that the Registrant’s its failure to comply with any of the settlement terms and conditions of this Agreement may result in the Department taking action to revoke JTMAFC’s registration to engage in the business of a mortgage brokerbroker under Article 12-D of the Banking Law. 2. The Registrant AFC acknowledges that entering into this Agreement shall not bar, estop, or otherwise prevent the Superintendent, or any state, federal or local agency or department or any prosecutorial authority from taking any other action affecting JTMAFC, any of its current or former owners, officers, directors, employees, or insiders, or their successors or assigns with respect to the violations cited herein, or any other matter whether related or not to such violations. 3. This Agreement may not be altered, modified or changed unless in writing and signed by the Superintendent or his designee. 4. This Agreement shall be enforceable and remain in effect unless stayed or terminated in writing by the Superintendent or his designee. 5. The effective date of this Agreement is the date on which it is executed by the Deputy Superintendent or her designeefor Mortgage Banking. 6. All written communications to the Department regarding this Agreement should be sent as follows: Attention: