MISSTATEMENT OR OMISSION OF MATERIAL FACT. If: (a) any answer, disclosure or representation by the Policyholder, before this contract of Insurance is entered into, varied or renewed, in or to any proposal or declaration or query, has been deliberately or recklessly stated in any respect; or (b) before this contract of insurance is entered into, varied or renewed, the Policyholder have failed to disclose any fact the Policyholder knew to be relevant to the Company's decision on whether to accept this risk or not and the rates and the terms to be applied; or (c) any claim made shall be fraudulent or exaggerated, or if any false declaration or statement shall be made in support of such claim. then in any of the above cases, this Policy shall be void.
Appears in 6 contracts
Samples: Group Hospital & Surgical Insurance Policy, Group Hospital & Surgical Insurance Policy, Group Hospital & Surgical Insurance Policy
MISSTATEMENT OR OMISSION OF MATERIAL FACT. If:
(a) any answer, disclosure or representation by the PolicyholderYou, before this contract of Insurance insurance is entered into, varied or renewed, in or to any proposal or declaration or query, has been deliberately or recklessly stated in any respect; or
(b) before this contract of insurance is entered into, varied or renewed, the Policyholder You have failed to disclose any fact the Policyholder You knew to be relevant to the Company's Our decision on whether to accept this the risk or not and the rates and the terms to be applied; or
(c) any claim made shall be fraudulent or exaggerated, or if any false declaration or statement shall be made in support of such claim. then in any of the above cases, this Master Policy shall be void.
Appears in 4 contracts
Samples: Personal Accident Insurance Policy, Personal Accident Insurance Policy, Personal Accident Insurance Policy
MISSTATEMENT OR OMISSION OF MATERIAL FACT. If:
(a) any answer, disclosure answer or representation by the PolicyholderYou, before this contract of Insurance insurance is entered into, varied or renewed, in or to any proposal or declaration or query, has been deliberately or recklessly incorrectly stated in any respect; or
(b) before this contract of insurance is entered into, varied or renewed, the Policyholder You have failed to disclose any fact the Policyholder You knew to be relevant to the Company's Our decision on whether to accept this the risk or not and the rates and the terms to be applied; or
(c) any claim made shall be fraudulent or exaggerated, or if any false declaration or statement shall be made in support of such claim. then in any of the above cases, this Policy shall be void.
Appears in 2 contracts
Samples: Consumer Insurance Contract, Consumer Insurance Contract
MISSTATEMENT OR OMISSION OF MATERIAL FACT. If:
(a) any answer, disclosure answer or representation by the Policyholder, before this contract of Insurance insurance is entered into, varied or renewed, in or to any proposal or declaration or query, has been deliberately or recklessly incorrectly stated in any respect; or
(b) before this contract of insurance is entered into, varied or renewed, the Policyholder have has failed to disclose any fact the Policyholder knew knews to be relevant to the Company's Our decision on whether to accept this the risk or not and the rates and the terms to be applied; or
(c) any claim made shall be fraudulent or exaggerated, or if any false declaration or statement shall be made in support of such claim. then in any of the above cases, this Policy policy shall be void.
Appears in 2 contracts
Samples: Group Personal Accident Policy, Passenger Personal Accident Insurance Master Policy
MISSTATEMENT OR OMISSION OF MATERIAL FACT. If:
(a) any answer, disclosure answer or representation by the Policyholder, before this contract of Insurance insurance is entered into, varied or renewed, in or to any proposal or declaration or query, has been deliberately or recklessly incorrectly stated in any respect; or
(b) before this contract of insurance is entered into, varied or renewed, the Policyholder have has failed to disclose any fact the Policyholder knew to be relevant to the Company's Our decision on whether to accept this the risk or not and the rates and the terms to be applied; or
(c) any claim made shall be fraudulent or exaggerated, or if any false declaration or statement shall be made in support of such claim. then in any of the above cases, this Policy shall be void.
Appears in 2 contracts
Samples: Domestic Maid Insurance Scheme Policy, Consumer Insurance Contract
MISSTATEMENT OR OMISSION OF MATERIAL FACT. If:
(a) any answer, disclosure answer or representation by the Policyholder, before this contract of Insurance insurance is entered into, varied or renewed, in or to any proposal or declaration or query, has been deliberately or recklessly incorrectly stated in any respect; or
(b) before this contract of insurance is entered into, varied or renewed, the Policyholder have has failed to disclose any fact the Policyholder knew to be relevant to the Company's Our decision on whether to accept this the risk or not and the rates and the terms to be applied; or
(c) any claim made shall be fraudulent or exaggerated, or if any false declaration or statement shall be made in support of such claim. then in any of the above cases, this Policy shall be void.
Appears in 2 contracts
Samples: Consumer Insurance Contract, Insurance Policy
MISSTATEMENT OR OMISSION OF MATERIAL FACT. IfThis Policy shall be void if:
(a) i. any answer, disclosure answer or representation by the Policyholder, before this contract of Insurance insurance is entered into, varied or renewed, in or to any proposal or declaration or query, has been deliberately or recklessly incorrectly stated in any respect; or
(b) ii. before this contract of insurance is entered into, varied or renewed, the Policyholder have failed to disclose any fact the Policyholder knew to be relevant to the Company's Our decision on whether to accept this the risk or not and the rates and the terms to be applied; or
(c) iii. any claim made shall be fraudulent or exaggerated, or if any false declaration or statement shall be made in support of such claim. then in any of the above cases, this Policy shall be void.
Appears in 2 contracts
Samples: Travel Insurance Policy, Consumer Insurance Contract
MISSTATEMENT OR OMISSION OF MATERIAL FACT. If:
(a) any answer, disclosure answer or representation by the Policyholder, before this contract of Insurance insurance is entered into, varied or renewed, in or to any proposal or declaration or query, has been deliberately or recklessly incorrectly stated in any respect; or
(b) before this contract of insurance is entered into, varied or renewed, the Policyholder have has failed to disclose any fact the Policyholder knew to be relevant to the Company's Our decision on whether to accept this the risk or not and the rates and the terms to be applied; or
(c) any claim made shall be fraudulent or exaggerated, or if any false declaration or statement shall be made in support of such claim. then in any of the above cases, this Master Policy shall be void.
Appears in 1 contract
MISSTATEMENT OR OMISSION OF MATERIAL FACT. If:
(a) any answer, disclosure answer or representation by the Policyholder, before this contract of Insurance insurance is entered intoi nto, varied v aried or renewedren ewed, in or to any proposal or declaration ordeclaration or query, has been deliberately or recklessly orrecklessly incorrectly stated in any respect; or
(b) before this contract of contractof insurance is entered into, varied or renewed, the Policyholder have has failed to disclose any fact the Policyholder knew to be relevant to the Company's Our decision on whether to accept this the risk or not ornot and the rates and the terms to be applied; or
(c) any claim made shall be fraudulent or exaggeratedorexaggerated, or if orif any false declaration or statement shall be made in support of such claim. then in any of the above cases, this Policy shall be void.
Appears in 1 contract
MISSTATEMENT OR OMISSION OF MATERIAL FACT. If:
(a) any answer, disclosure answer or representation by the Policyholder, before this contract of Insurance insurance is entered into, varied or renewed, in or to any proposal or declaration or query, has been deliberately or recklessly incorrectly stated in any respect; or
(b) before this contract of insurance is entered into, varied or renewed, the Policyholder have has failed to disclose any fact the Policyholder knew to be relevant to the Company's Our decision on whether to accept this the risk or not and the rates and the terms to be applied; or
(c) any claim made shall be fraudulent or exaggerated, or if any false declaration or statement shall be made in support of such claim. then in any of the above cases, this Master Policy shall be void.
Appears in 1 contract
Samples: Insurance Policy
MISSTATEMENT OR OMISSION OF MATERIAL FACT. If:
(a) any answer, disclosure answer or representation by the Policyholder, before this contract of Insurance insurance is entered into, varied or renewed, in or to any proposal or declaration or query, has been deliberately or recklessly incorrectly stated in any respect; or
(b) before this contract of insurance is entered into, varied or renewed, the Policyholder have has failed to disclose any fact the Policyholder knew knews to be relevant to the Company's Our decision on whether to accept this the risk or not and the rates and the terms to be applied; or
(c) any claim made shall be fraudulent or exaggerated, or if any false declaration or statement shall be made in support of such claim. then in any of the above cases, this Master Policy shall be void.
Appears in 1 contract
Samples: Insurance Policy
MISSTATEMENT OR OMISSION OF MATERIAL FACT. If:
(a) i. any answer, disclosure answer or representation by the Policyholder, before this contract of Insurance insurance is entered into, varied or renewed, in or to any proposal or declaration or query, has been deliberately or recklessly incorrectly stated in any respect; or
(b) ii. before this contract of insurance is entered into, varied or renewed, the Policyholder have failed to disclose any fact the Policyholder knew to be relevant to the Company's Our decision on whether to accept this the risk or not and the rates and the terms to be applied; or
(c) iii. any claim made shall be fraudulent or exaggerated, or if any false declaration or statement shall be made in support of such claim. claim then in any of the above cases, this Policy shall be void.
Appears in 1 contract
Samples: Insurance Policy
MISSTATEMENT OR OMISSION OF MATERIAL FACT. If:
(a) any answer, disclosure or representation by the PolicyholderInsured, before this contract of Insurance insurance is entered into, varied or renewed, in or to any proposal or declaration or query, has been deliberately or recklessly stated in any respect; or
(b) before this contract of insurance is entered into, varied or renewed, the Policyholder have Insured has failed to disclose any fact the Policyholder Insured knew to be relevant to the Company's ’s decision on whether to accept this risk or not and the rates and the terms to be applied; or
(c) any claim made shall be fraudulent or exaggerated, or if any false declaration or statement shall be made in support of such claim. then in any of the above cases, this Policy shall be void.
Appears in 1 contract
Samples: Insurance Policy
MISSTATEMENT OR OMISSION OF MATERIAL FACT. If:
(a) i. any answer, disclosure answer or representation by the Policyholder, before this contract of Insurance insurance is entered into, varied or renewed, in or to any proposal or declaration or query, has been deliberately or recklessly incorrectly stated in any respect; or
(b) ii. before this contract of insurance is entered into, varied or renewed, the Policyholder have failed to disclose any fact the Policyholder knew to be relevant to the Company's Our decision on whether to accept this the risk or not and the rates and the terms to be applied; or
(c) iii. any claim made shall be fraudulent or exaggerated, or if any false declaration or statement shall be made in support of such claim. then in any of the above cases, this Master Policy shall be void.
Appears in 1 contract
Samples: Insurance Policy
MISSTATEMENT OR OMISSION OF MATERIAL FACT. IfThis master policy shall be void if:
(a) i. any answer, disclosure answer or representation by the Policyholder, before this contract of Insurance insurance is entered into, varied or renewed, in or to any proposal or declaration or query, has been deliberately or recklessly incorrectly stated in any respect; or
(b) ii. before this contract of insurance is entered into, varied or renewed, the Policyholder have failed to disclose any fact the Policyholder knew to be relevant to the Company's Our decision on whether to accept this the risk or not and the rates and the terms to be applied; or
(c) iii. any claim made shall be fraudulent or exaggerated, or if any false declaration or statement shall be made in support of such claim. then in any of the above cases, this Policy shall be void.
Appears in 1 contract
Samples: Insurance Contract